Emirates NBD is embarking on a journey to create an intelligent enterprise through business intelligence (BI). The objectives are improved business planning, customer acquisition and retention, effective marketing, and regulatory compliance. Previously, BI capabilities were unstructured with separate departments and underleveraged infrastructure. Now, Emirates NBD is centralizing data, elevating the BI function, and standardizing processes. Key steps include establishing data stewardship, demand management, and moving to an enterprise data warehouse with a single data model. This will help transform the BI program from tactical to strategic and deliver automated, predictive insights.
Learn the key success factors that banks must address to differentiate mobile offerings and provide industry-leading capabilities that drive customer satisfaction.
Learn how to:
Navigate the diverse digital payments “ecosystem”
Support customer loyalty and retention
Gain valuable customer insights from mobile data
Achieve symmetry with other mobile trends
Leverage core legacy technology investments
Demonstrate return on investment
Sanjay Mehta, CEO of MAIA Intelligence, highlights
the barriers preventing IT managers from adopting business intelligence, while delving into its innovations and capabilities.
This is an excerpts from an interview taken by N. Geetha, Executive Editor, ITNext and published in October 2011 issue by 9Dot9 Media.
Learn the key success factors that banks must address to differentiate mobile offerings and provide industry-leading capabilities that drive customer satisfaction.
Learn how to:
Navigate the diverse digital payments “ecosystem”
Support customer loyalty and retention
Gain valuable customer insights from mobile data
Achieve symmetry with other mobile trends
Leverage core legacy technology investments
Demonstrate return on investment
Sanjay Mehta, CEO of MAIA Intelligence, highlights
the barriers preventing IT managers from adopting business intelligence, while delving into its innovations and capabilities.
This is an excerpts from an interview taken by N. Geetha, Executive Editor, ITNext and published in October 2011 issue by 9Dot9 Media.
Introduccion a SQL Server Master Data ServicesEduardo Castro
En esta presentación hacemos una introducción a SQL Server 2008 R2 Master Data Services.
Saludos,
Ing. Eduardo Castro Martínez, PhD – Microsoft SQL Server MVP
http://mswindowscr.org
http://comunidadwindows.org
Costa Rica
Technorati Tags: SQL Server
LiveJournal Tags: SQL Server
del.icio.us Tags: SQL Server
http://ecastrom.blogspot.com
http://ecastrom.wordpress.com
http://ecastrom.spaces.live.com
http://universosql.blogspot.com
http://todosobresql.blogspot.com
http://todosobresqlserver.wordpress.com
http://mswindowscr.org/blogs/sql/default.aspx
http://citicr.org/blogs/noticias/default.aspx
http://sqlserverpedia.blogspot.com/
''Qualtech consultants'', An ISO 9001:2008 certified as a leading professionally managed Business & Technolog solution company operating out of New Delhi, india engaged in the business of poroviding array of Business & technology solutions & ervices across Domains & platforms like Microsoft(Dot Net, VB, ASP), LAMP, RoR, Oracle, mySQL, MSSQL on Windows/Linux/Unix and AIX environments, Mobile Engineering etc for clients worldwide.
Making Better Corporate Decisions with Intangible Capital VisualizationSmarter-Companies
These slides are from a meeting of the KM Forum in Boston where Mary Adams told five stories of the power of intangibles visualization: performance, value, innovation, reputation and growth. For more information visit http://i-capitaladvisors.com/
Datawarehouse på System z (IBM Systems z)IBM Danmark
Lær om datawarehouse-systemer baseret på system z og om, hvilken udviklingsstrategi IBM følger for fortsat at være først med lanceringen af næste generations platformløsninger.
Læs mere her: bit.ly/softwaredagsystemz5
Learn about critical IT Service Management challenges and engage with featured Gartner Analyst, Jarod Greene, and FrontRange Director of Product Marketing, Craig Ledo. Walk away with actionable advice that will enable you to maximize efficiencies with reduced cost and complexity.
This webinar takes an in-depth look at the evolution of IT Service Management (ITSM), current trends and where the technology is going. Hear how flexible deployment options (on-premise, cloud or hybrid - combining on-premise and cloud) and the need for a single solution that meets your needs at every level of ITSM maturity is critical to helping your organization maximize operational efficiencies, reduce IT Costs and improve service quality and compliance.
Watch the full webinar: http://www.brighttalk.com/webcast/8533/57723
Kneebone financial services presentation Kneebone Inc.
Marketing Performance Management Presentation for financial services industry. Drive new accounts by increasing your marketing effectiveness. Kneebone is a cross marketing performance software platform.
Creating A Necessary Dependence - IT Business Alignmentgmwhitfield
In order to achieve the outcome IT Business Alignment, a dependence on IT and the Business must be created. This slide deck presents a brief history of IT business alignment and presents a framework for helping an organization create a necessary dependence for alignment to be achieved
Introduccion a SQL Server Master Data ServicesEduardo Castro
En esta presentación hacemos una introducción a SQL Server 2008 R2 Master Data Services.
Saludos,
Ing. Eduardo Castro Martínez, PhD – Microsoft SQL Server MVP
http://mswindowscr.org
http://comunidadwindows.org
Costa Rica
Technorati Tags: SQL Server
LiveJournal Tags: SQL Server
del.icio.us Tags: SQL Server
http://ecastrom.blogspot.com
http://ecastrom.wordpress.com
http://ecastrom.spaces.live.com
http://universosql.blogspot.com
http://todosobresql.blogspot.com
http://todosobresqlserver.wordpress.com
http://mswindowscr.org/blogs/sql/default.aspx
http://citicr.org/blogs/noticias/default.aspx
http://sqlserverpedia.blogspot.com/
''Qualtech consultants'', An ISO 9001:2008 certified as a leading professionally managed Business & Technolog solution company operating out of New Delhi, india engaged in the business of poroviding array of Business & technology solutions & ervices across Domains & platforms like Microsoft(Dot Net, VB, ASP), LAMP, RoR, Oracle, mySQL, MSSQL on Windows/Linux/Unix and AIX environments, Mobile Engineering etc for clients worldwide.
Making Better Corporate Decisions with Intangible Capital VisualizationSmarter-Companies
These slides are from a meeting of the KM Forum in Boston where Mary Adams told five stories of the power of intangibles visualization: performance, value, innovation, reputation and growth. For more information visit http://i-capitaladvisors.com/
Datawarehouse på System z (IBM Systems z)IBM Danmark
Lær om datawarehouse-systemer baseret på system z og om, hvilken udviklingsstrategi IBM følger for fortsat at være først med lanceringen af næste generations platformløsninger.
Læs mere her: bit.ly/softwaredagsystemz5
Learn about critical IT Service Management challenges and engage with featured Gartner Analyst, Jarod Greene, and FrontRange Director of Product Marketing, Craig Ledo. Walk away with actionable advice that will enable you to maximize efficiencies with reduced cost and complexity.
This webinar takes an in-depth look at the evolution of IT Service Management (ITSM), current trends and where the technology is going. Hear how flexible deployment options (on-premise, cloud or hybrid - combining on-premise and cloud) and the need for a single solution that meets your needs at every level of ITSM maturity is critical to helping your organization maximize operational efficiencies, reduce IT Costs and improve service quality and compliance.
Watch the full webinar: http://www.brighttalk.com/webcast/8533/57723
Kneebone financial services presentation Kneebone Inc.
Marketing Performance Management Presentation for financial services industry. Drive new accounts by increasing your marketing effectiveness. Kneebone is a cross marketing performance software platform.
Creating A Necessary Dependence - IT Business Alignmentgmwhitfield
In order to achieve the outcome IT Business Alignment, a dependence on IT and the Business must be created. This slide deck presents a brief history of IT business alignment and presents a framework for helping an organization create a necessary dependence for alignment to be achieved
Big data meets customer profitability analytics april 10 cw slidesCraig Williston
Calculating customer profitability seems simple enough. Subtract expenses from revenue, by client. But the complexity of today's financial institutions and the messy data that has resulted complicates gaining a good picture of individual clients and their value to the organization.
Recorded webinar from Sales Benchmark Index: Designing organizational models for inside sales. Links, downloads and registration for future presentations are included.
StraitsBridge Named in “25 Most Promising Business Intelligence Solution Prov...Sanjay Uppal
CFO advisory & business intelligence solutions provider StraitsBridge adds to industry honours in 2016 with recognition within the Business Intelligence Analytics industry – garnering a new profile in APAC CIO Outlook’s special edition, ‘25 Most Promising Business Intelligence Solution Providers 2016,’ published in March 2016.
StraitsBridge has continued to break new ground in Business Intelligence within the past year benefiting its customers through continuing excellence in delivering top-notch solutions. The firm helps financial institutions get the most value from their BI investments, inspiring confidence that they are getting required insights to make informed decisions.
Managing Human Capital : A CFO's PerspectiveSanjay Uppal
Article in HR Matters magazine, July 2012 issue.
The role of Human Resource professionals has transformed significantly. From its traditional role of that of an arranger and monitoring arm of the management, HR is evolving to become a strategic partner, an employee champion and a leader for change in the organization.
Corporate Governance Reforms Post Global Financial CrisisSanjay Uppal
Every financial crisis is typically followed by introduction of new regulations. However, the avalanche of new policies, guidance & regulations in recent years following the onset of the financial crisis will lead to unprecedented transformation in the governance of banks and financial services organizations.
The presentation analyses key events leading up to this crisis, changes in corporate governance sweeping across, US, UK & Europe and the challeges that organiations, regulators, governments and other stakeholder face in this period of transformation.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
3. Our Objective
Improved
Business
Planning
Customer
Determine Acquisition
Profitability &
ENBD
Retention
BI
Function
Effective Regulatory
Marketing Compliance
Providing greater insight and decision support
3
4. BI in EmiratesNBD : October 2007
Two separate Business
p
Intelligence departments
Existing infrastructure and tools ‐
not fully leveraged
t f ll l d
Increasing demand from
business
Unstructured Organization
Amidst a technology overhaul
A id t t h l h l
4
5. ENBD BI Demand Framework
Treasury
Inv.
Islamic
Islamic
Services &
Banking
Brokerage
Finance
Finance
IT Operations
Support BI
Cards Processing Audit
Functions Demand
HR
Consumer Finance
Risk &
Corporate
C t
Compliance
Banking
Basel II
Retail
Banking
5
6. Moving towards exceeding the benchmark
Technology
Technology
Organization Access to Information
Architecture
Department/Business De‐ Partly* Separated Part of Dash Datamart Cognos Excel
Cubes
Functions Centralized centralized from core Core board access Reports Reports
Corporate Banking
Retail banking
Islamic Banking
Investment Services
Risk
Treasury
IT Ops/Cards
Processing
Support Functions
(HR, Finance)
* Dedicated Data marts were built to cater to business units
Then Now
6
8. Our Current Status
ENBD
Infant Child Teenager Adult Sage
Scope Individual Department Division Enterprise Inter‐Enterprise
Somewhat
Non‐existent or Very committed &
Sponsorship committed &
Uncommitted accountable
accountable
BI Maturity Model from TDWI*
Competitive
Value Cost Center Tactical Mission‐Critical Strategic
Differentiator
2‐3 yrs BI or data service
Central DW with
Non‐Integrated Non‐Integrated via service‐
Architecture Spreadmarts
Data marts Data warehouses
or without data
oriented
marts
architecture
Somewhat Somewhat
Not trustworthy, Fully trustworthy,
trustworthy, not trustworthy,
Data not timely, not timely, and
timely, and Not timely, and
comprehensive comprehensive
comprehensive comprehensive
Most Somewhat
companies are Non‐ standardized Fully standardized
Development standardized
processes processes
here But moving processes
towards here
View Static Analyze Trends
y Automate
Delivery
D li Monitor Processes
M it P Predict Outcomes
P di t O t
Reports and Issues Processes
* The Data Warehousing Institute (TDWI), a leading association of BI & DW professionals (www.tdwi.org)
8
9. Achieving Our Vision (Roadmap developed with KPMG)
Short Term (6 – 12 Months)
Short Term (6 12 Months) Medium Term (12‐18 Months)
Medium Term (12 18 Months) Long Term (18‐36 Months)
Long Term (18 36 Months)
Data stewardship and Data quality
Enterprise Data warehouse based
on a single Enterprise Data model
Demand Mgmt process
Project management &
time‐tracking systems
Charge‐back mechanism
Ch b k h i
Cognos training for BUs
BAs Specialization to Specific Business
BAs Specialization to Specific Business
Credentials packs and Newsletters Cross functional BI Champions team
People Process Technology Communication
Initiatives undertaken for FY2008 9