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Earthly Debts, Heavenly Debts Elder Joseph B. Wirthlin, April 2004
Five Keys to Financial Freedom
1. Pay an honest tithe.
2. Learn to save.
3. Spend less than you
earn.
4. Honor financial
obligations.
5. Teach your children.
Earthly Debts
Pay an honest tithe
“Always pay your tithing and leave the outcome
in the hands of the Lord.”
Earthly Debts
Learn to save
“The wise understand the importance of saving
today for a rainy day tomorrow.”
Earthly Debts
Spend less than you earn
“All too often a family’s spending is governed
more by their yearning than by their earning.”
Earthly Debts
Honor financial obligations
“We believe in honoring our debts and being
honest in our dealings with our fellow men..”
Earthly Debts
Teach your children
“Teach your children while they are young… that
they cannot have something merely because
they want it.”
Heavenly Debts
Honor your parents
“Our mothers and fathers gave us life and gave
us the opportunity to obtain mortal bodies and
experience the joys and sorrows of this
bounteous earth. In many cases, they set their
own dreams and desires aside for the sake of
their children.”
Heavenly Debts
Honor your ancestors
“We also have a great debt to our ancestors…
who wait beyond the veil for those ordinances
that will allow them to continue their eternal
progression..”
Heavenly Debts
Honor the sacrifice of Christ
“Because of His infinite Atonement, our sins can
be swept away, allowing us to experience the
greatest of all the gifts of God: eternal life.”

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Earthly Debts, Heavenly Debts

  • 1. Earthly Debts, Heavenly Debts Elder Joseph B. Wirthlin, April 2004
  • 2. Five Keys to Financial Freedom 1. Pay an honest tithe. 2. Learn to save. 3. Spend less than you earn. 4. Honor financial obligations. 5. Teach your children.
  • 3. Earthly Debts Pay an honest tithe “Always pay your tithing and leave the outcome in the hands of the Lord.”
  • 4. Earthly Debts Learn to save “The wise understand the importance of saving today for a rainy day tomorrow.”
  • 5. Earthly Debts Spend less than you earn “All too often a family’s spending is governed more by their yearning than by their earning.”
  • 6. Earthly Debts Honor financial obligations “We believe in honoring our debts and being honest in our dealings with our fellow men..”
  • 7. Earthly Debts Teach your children “Teach your children while they are young… that they cannot have something merely because they want it.”
  • 8. Heavenly Debts Honor your parents “Our mothers and fathers gave us life and gave us the opportunity to obtain mortal bodies and experience the joys and sorrows of this bounteous earth. In many cases, they set their own dreams and desires aside for the sake of their children.”
  • 9. Heavenly Debts Honor your ancestors “We also have a great debt to our ancestors… who wait beyond the veil for those ordinances that will allow them to continue their eternal progression..”
  • 10. Heavenly Debts Honor the sacrifice of Christ “Because of His infinite Atonement, our sins can be swept away, allowing us to experience the greatest of all the gifts of God: eternal life.”