dr mohammad yunus
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Professor Dr. Muhammad Yunus is a Bangladeshi investor and financial expert. He is the creator and originator of the idea of microcredit, the expansion of little credits to business visionaries too poor to even think about meeting all requirements for customary bank advances. Yunus is likewise the author of Grameen Bank. In 2006, they were mutually granted the Nobel Peace Prize, "for their endeavors to make financial and social improvement from beneath. The Grameen Bank (in Bengali, Grameen means rural) which Dr. Yunus has worked in the course of the most recent 22 years is today the biggest rural bank in Bangladesh. It has more than 2 million borrowers and works in 35000 villages in a nation of 68000 villages. 94% of its borrowers are ladies. The bank depends on simple, reasonable principles, careful association, imagination and companion pressure among borrowers. The break that Grameen Bank offers is an insurance free credit, once in a while identical to only a couple U.S. dollars and once in a while more than $100. In rural areas , it makes things happened. 98% of its advances are respected. Consequently he has transformed into reality a way of thinking that the least fortunate of the poor are the most meriting in the land and that given the chance they can lift themselves out of the soil of neediness. His thoughts consolidate free enterprise with social obligation. Micro-credit concept is presently being rehearsed in 58 nations. In the US, it is a success even with the Shifting poor of Chicago's hardest location. The United States alone has more than 500 Grameen side projects. Bill Clinton said in his election that Yunus merited a Nobel Peace Prize and refered to the Experiment of Dr. Yunus as a model for reconstructing downtown areas of America. Pilot projects are beginning in Britain.
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dr mohammad yunus
Professor Dr. Muhammad Yunus is a Bangladeshi economist who established the Grameen Bank in 1983 to provide microloans to the poor. He pioneered the concept of microcredit and microfinance. Yunus and Grameen Bank were jointly awarded the Nobel Peace Prize in 2006 for their efforts to create economic and social development. Under Yunus' leadership, Grameen Bank has grown to over 2 million borrowers in Bangladesh and replicas have been established in over 100 countries. Yunus has received numerous international awards for his work in alleviating poverty through microfinance and promoting social business.
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dr mohammad yunus
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Microfinance and Entrepreneurship Development
The roots of Microfinance were seen in the 19th century but these little roots took the shape of trees in the 20th century. These trees were grown by a very famous personality named Prof. Mohammed Yunus. He won noble prize for this work. He was very much moved emotionally by seeing the financially poor condition of his countrymen and that emotional outlet was in form of Microfinance under Grameen Model for the development and poverty alleviation and uplifting the standard of living of his countrymen. Seeing this tree grow many nations all over the world thought of joining hands and to make theses scattered trees grow into a dense forest. And their efforts really started bearing fruits on these trees. In the same time NABARD (National Bank for agricultural and Rural Development) took the initiative to bring the same changes in the rural areas of India. And as the time moved further the gloomy faces of people started changing into the smiling faces as slowly and steadily money started rolling into their hands and they started to move out of the clutches of money lenders. “Microfinance in India works under 4 major models a) Self Help Group b) Grameen Model c) Joint Liability Group d) Co-operative society”- [1]
Microfinance Institutions are in great favor of lending money to female category of the society because they feel the female fraternity is very much sensitive towards their family so they work hard order to repay the loan amount well in time. Microfinance works at the very root level so the major economic disturbances like the issue of 2007 and 2011 does not have the impact on economic life of the citizen of nation. Microfinance has the major role to play in the flagship programme of government of India started by Sh. Narendera Modi for example skill India, Start-up India, Make In India.
And a place to link the major 4M’s of a business to give a start to some kind of Manufacturing and Selling is known an Enterprise and the person who links all these 4M’s in such a manner that maximum return can be generated through operational activity of an Enterprise is known as an Entrepreneur. The process of developing and making a positive growth in enterprise, entrepreneur and ultimately the society is known as Entrepreneurship. And when there is an increment in entrepreneurial skills and knowledge through some structured training is known as Entrepreneurship Development. “The best example of Entrepreneurial Success is Dhirubhai ambani-founder of Reliance Group and also according to the report of NSSO out of every 1000 Indians 250 are self employed ”[2]
LM_BIO_Lokendra Mahavar
Lokendra Mahavar has over 15 years of experience in social development, project management, capacity building, and livelihood development. He holds a Master's degree in Social Work and postgraduate diplomas in related fields. His work experience includes positions as a consultant for the Mid-Day Meal Scheme in India, a livelihood development specialist for urban development projects, and project officer roles focusing on health, education, and sanitation projects. He has significant experience designing and implementing community programs, training activities, and developing strategies to improve livelihood opportunities.
LM_BIO_Lokendra Mahavar
Lokendra Mahavar has over 15 years of experience in social development, project management, capacity building, and livelihood development. He holds a Master's degree in Social Work and postgraduate diplomas in related fields. His experience includes managing capacity building for India's Mid-Day Meal Scheme, livelihood programs under JnNURM urban development projects, and health and education projects for various NGOs. He has strong skills in project design, implementation, monitoring and evaluation, training, and working with community organizations.
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Microfinance Institutions are in great favor of lending money to female category of the society because they feel the female fraternity is very much sensitive towards their family so they work hard order to repay the loan amount well in time. Microfinance works at the very root level so the major economic disturbances like the issue of 2007 and 2011 does not have the impact on economic life of the citizen of nation. Microfinance has the major role to play in the flagship programme of government of India started by Sh. Narendera Modi for example skill India, Start-up India, Make In India.
And a place to link the major 4M’s of a business to give a start to some kind of Manufacturing and Selling is known an Enterprise and the person who links all these 4M’s in such a manner that maximum return can be generated through operational activity of an Enterprise is known as an Entrepreneur. The process of developing and making a positive growth in enterprise, entrepreneur and ultimately the society is known as Entrepreneurship. And when there is an increment in entrepreneurial skills and knowledge through some structured training is known as Entrepreneurship Development. “The best example of Entrepreneurial Success is Dhirubhai ambani-founder of Reliance Group and also according to the report of NSSO out of every 1000 Indians 250 are self employed ”[2]
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- 1. Zero, Zero Zero 0 0 0
- 2. Prof. Dr. Muhammad Yunus Md. Abdul Munem ID 2023033044 EMBA BUP
- 3. Introduction Leadership The people who are the leaders in an association, respected aggregately. The action of driving a group of persons or an organization.
- 4. Biography (28 June 1940) 1962-65 : Lecturer of Economics, Chittagong College, Bangladesh 1969-72 : Assistant Professor of Economics, MTSU, Tennessee, USA 1972 (July-Sept) : Deputy Chief, General Economics Division, Planning Commission, Government of Bangladesh. 1972 - 75 : Associate Professor of Economics and Head of the Department of Economics, Chittagong University, Bangladesh 1975 - 1989 : Professor of Economics, Chittagong University and Director, Rural Economics Program, Chittagong, Bangladesh 1976 - 1983 : Project Director, Grameen Bank Project, Bangladesh 1983 - 2011 : Managing Director, Grameen Bank, Bangladesh 1996 (April-June) : Cabinet Minister (Advisor) in the Caretaker Government of Bangladesh.
- 9. Conclusion
- 11. Thank You……