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Dionis Padron Real EstateDionis Padron Real Estate
Wednesday, 5June 2013
Real Estate in Vancouver
Spring is often considered a bellwether for real Estate the number of
home sales is still below the ten-year average but year over year the
numbers are up
What does that mean exactly ?
Optimistic the bubble may only have deflated slightly and fears of a
burst.
Last sunday the owners of a half duplex in Vancouver sent their
realtor
email saying they were interested in selling today, the property has
already sold above list price
“the last three sales that I’ve had in the last ten days have all had
multiple offices on them and that's reflected on the market haven't
seen in a little while three months ago that was certainly not the case.
Now the buyers are excited about properties and they're confident
that they're paying market value they're not questioning it so they're
ready to move very quickly”
And while things appear to be looking up the latest numbers from
the real estate board of greater Vancouver is still a slight increase in
listings up just one percent from may of last year at nine point seven
percent from last month, overall down at nineteen point four percent
over ten years as for prices.
Detached properties are down five point two percent townhouses
down to three point two percent and apartments selling down three
point seven percent.
“I think that those numbers than the number of sales that were
singing and the buyer confidence that we're seeing out here every day
with the open houses are showing that it's not gonna be going down
any further at all"
In the fraser valley the numbers are similar sales are up slightly from
last
month but down about twenty percent compared to this time last
year it still technically considered a buyer's market that one in
transition
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Postedby Dionis Padronat 09:36 Nocomments:
and like any market some areas are doing better than others.
You can have an area where townhouses are doing really well into
box way condos uh... are doing well has an example in white rock
right now condos uh... that would be on the corners and doing so
well because they have a lot new product that is coming onto the
market so that does affect existing project”
That compares to the townhouse market in langley which is being
described as brisk back in vancouver it's easy to find sold stickers
and the idea is that could be a sign of things to come
“I think we're gonna see a lot of sales in june because
the everybody needs to start buying places that have sold all of their
attached drawings and i think we're going to see some really good
sales in the higher priced points like one point five to two point five”
Well bucking the trend in a big way event cooper penthouse the just
sold for twenty five million dollars the pictures pretty impressive the
condo is located in the fairmont pacific rim hotel and is one of the
most expensive condos ever sold in Canada it's sixty four hundred
square feet takes up to floors of the hotel has fourteen rooms
including four bathrooms and three bedrooms there's a rooftop
terrace overlooking coal harbour in the north shore mounds the unit
spend six hundred fifty days on the market the new owner dot the
price down from twenty eight point eight million by the way the
condo fees are forty two hundred dollars a month the identity of the
buyer is not known.
Thanks for reading
+3 Recommend this on Google
Thursday, 2May2013
Comprar su casa sin inicial en Canada es posible.
En el mercado canadiense existe una serie de opciones no muyconocidas para el inmigrante pero que
de calificar le permitirían adquirir su vivienda de inmediato, dejando de lado el pago de alquiler que no
es más que descapitalización. Son programas diseñados para personas con un buen nivel de crédito
pero sin la disposición de una cuota inicial yestán disponibles a todo residente permanente o
ciudadano. Son sencillas herramientas financieras que se pueden usar individualmente o en conjunto,
entre las disponibles se encuentran:
PremiumonCMHC
El Canadian Mortgage and Housing Corporation como institución del Estado garantiza como a todos
los residentes canadienses el cumplimiento de las obligaciones hipotecarias del comprador para
con el banco. Entre las opciones existentes está la aplicación de una tasa extra como cobertura del
factor de riesgo al no existir una cuota inicia. Esta opción requiere un excelente nivel de crédito.
5%CashBack
Esta oferta bancaria se promociona a clientes que pueden obtener el monto necesario para la cuota
inicial de 5%, beneficiándose de la devolución inmediata de este monto por parte de la institución
bancaria al momento de cerrar la operación. Esta oferta tiene como particularidad que la tasa de
financiamiento es superior a la media, esto debido al riesgo de otorgar una hipoteca sin colateral.
RRSP
¿Ha estado aportando consistentemente a su fondo de pensiones? El uso del fondo de pensiones
para cuota inicial de una vivienda en sí mismo tiene varias modalidades. Este fondo puede usarse
como préstamo o retiro parcial dependiendo de las necesidades y condiciones particulares del
Postedby Dionis Padronat 10:47 Nocomments:
Labels: comprar casaenCanada, Dionis Padron, Dionis PadronReal EstateToronto
Location: Toronto, ON, Canada
como préstamo o retiro parcial dependiendo de las necesidades y condiciones particulares del
solicitante.
PréstamoPrivado
El uso de esta modalidad permite hacer uso de la vivienda a ser adquirida como colateral de este
préstamo. Al ser una operación privada las condiciones son establecidas entre las partes y de
común acuerdo, requiriendo de la guía profesional de un abogado.
Línea de Crédito
Estas herramientas pueden ser utilizadas individualmente o en combinación para obtener el
resultado deseado. El uso de una línea de crédito para obtener la cuota inicial es una práctica
común poniendo a su disposición un crédito a bajo costo. Sin embargo requiere de un experto en el
área para guiarlo a través del proceso sin comprometer su situación crediticia.
100%Financiamientopara Jóvenes Profesionales
Esta opción está disponible a personas con solo 2 años de historial crediticio, fuente de ingreso
estable durante 2 años y un credit score de 650 sin previa declaración de bancarrota. Siendo un
financiamiento total, el banco limita las áreas de la ciudad donde se ubican los inmuebles, así
como a sus características mínimas.
La recomendación para entender el funcionamiento de estos programas y como calificar
individualmente o en conjunto para su beneficio, sería reunirse con un agente inmobiliario que esté
asociado con un buen mortgage broker; de esta manera podrán ofrecerle un panorama completo de
la transacción. Un buen equipo inmobiliario podrá suministrarle toda la información que requiera
guiandole para hacer uso de estos programas, asi como de todos los beneficios yexoneraciones
tributarias a las que calificaría en su situación particular.
Una consejo final, disfrute la busqueda de su nuevo hogar!
+1 Recommend this on Google
Monday, 22April 2013
Dionis Padron | How Your Credit Score Affects
How Your Credit Score Affects How Much House You'll Be Able To Buy...
-Your credit score is now the most important factor in determining how much house you can buy, so if you
are in the market for a new home, you need to understand how it affects you.
-Inorder tomake it easyfor mortgage companies todetermine the risk of lendingtoyou,
theyare usinga systemcalledcredit scoring(alsocalled"FICO" scores).
-Whenlenders look at your credit report, theycaninstantlysee how muchdebt youhave,
how reliable youare withbill payments, andif you've hadanybankruptcies withinthe last
several years.
-Withyour credit report, lenders get a "credit score" whichtakes all of this information
andboils it downtoa number between300 and900. The higher the number, the less of a
credit risk youare seentobe, andthis is how lenders decide whichtypes of loans youwill
be eligible for.
-As withall new things, there is controversyover credit scores.
-Tobe elligible for some types of loans, yourequire a minimumcredit score without any
exceptions. Andcredit scores fluctuate over time. Infact, the mere act of applyingfor
credit canlower your credit score.
How to make sure you have the highest credit score possible
-Tomaximize your credit score, youshouldavoidapplyingfor anynew credit cards or
consumer loans.
Postedby Dionis Padronat 12:04 Nocomments:
-Don't gotothe discount store andtake themuponthe "Nointerest, nopayments for
one year" offer -- andavoidfinancinga car!
-After youbuyyour home andget your mortgage youcandoall of these things, but
before thenit's a badidea. Buyingthings oncredit hurts your credit score, andleaves
less moneyfor your downpayment.
-Lenders alsolook at this figure todecide how muchmoneytheywill lendyou, andhow
muchinterest theywill charge youonthe loan.
-That's whyit's best towait until after you've bought your home togoshoppingfor
furniture andappliances. There is alsoanother reasontowait.
-Once you've bought your home, youcanget a loanfor upto100%of your home's value
tobuyanythingyouwant.
-Andwhenyouget a loanagainst your home, all of the interest youpayis tax-
deductible!
If youlearntoplaybythe rules of the lenders' game, youcanget the best credit score
possible, whichimproves the odds that youcanget the home of your dreams. For
further professional advice please don't hesitate tocontact us
+1 Recommend this on Google
Saturday, 13April 2013
Postedby Dionis Padronat 07:47 Nocomments:
Our Video related to your services.
Recommend this on Google
Wednesday, 10April 2013
Dionis Padron Real Estate
The process of selling your property is simple and more so if you have good advice, this will
guarantee there is no mistake or any missunderstanding during the process
One of the most important phases before selling your property is when the agent makes an
analysis of what would be a fair price, and the most convenient way to sell your home. This will
ensure that your property sale process is effective. The agent should be representing the
transaction at all times to ensure your benefit.
A careful calculation of the home value is the first and an important part of this process, which
takes into consideration aspects of the market, supply, demand, and the location of the property.
Once the price is agreed according to the analysis, the agent will register the information and
specifications of the property in the Toronto Real Estate Board, in order to have the property
Home
Subscribe to: Posts (Atom)
Postedby Dionis Padronat 14:51 Nocomments:
Labels: Dionis Padron, Dionis PadronReal EstateToronto
Location: Toronto, ON, Canada
published in the MLS (Multiple Listing System), so all Realtors Licensed in the Province of Ontario,
can have access to your property.
Also, our team applies different advertising and marketing strategies, ensuring that your property is
constantly exposed until sold. Some of these strategies are Open Houses, property advertising in
newspapers and local magazines, advertising through Networking, postings on Web pages and
sites of interest to those who are in search of homes.
There are important issues that should be taken into consideration, for owner-sellers of the
property and represent a fundamental part of the sale process. One of these is the maintenance of
the property, which must be in perfect order and cleanliness during the sale period which makes it
more attractive. It is also important to repair any damage visible or not visible, whose existence
might affect the desirability of the property in the eyes of the buyer. It is also important to
implement flexible schedules for visits of potential buyers, as this significantly increases the
chances of selling the property.
Another element to consider for selling your property is the date, we can assure you from
experience that the best date for the sale of a property is Spring. This is because the buyer would
take possession of the house during Summer, thus the possibility that the schools are on holiday,
makes easier for families to move.
There are many aspects to consider when deciding to sell your property, but the most important is
to make the right choice when you hire the professional services of your agent. Because of his
professionalism, honesty and ability, depend the success of tthe negotiation. So we remind you
that our team consists of professionals who are always at your service, supporting and ensuring
your interests.
Dionis Padron Real EstateAgent Toronto
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Dionis Padron

  • 1. Dionis Padron Real EstateDionis Padron Real Estate Wednesday, 5June 2013 Real Estate in Vancouver Spring is often considered a bellwether for real Estate the number of home sales is still below the ten-year average but year over year the numbers are up What does that mean exactly ? Optimistic the bubble may only have deflated slightly and fears of a burst. Last sunday the owners of a half duplex in Vancouver sent their realtor email saying they were interested in selling today, the property has already sold above list price “the last three sales that I’ve had in the last ten days have all had multiple offices on them and that's reflected on the market haven't seen in a little while three months ago that was certainly not the case. Now the buyers are excited about properties and they're confident that they're paying market value they're not questioning it so they're ready to move very quickly” And while things appear to be looking up the latest numbers from the real estate board of greater Vancouver is still a slight increase in listings up just one percent from may of last year at nine point seven percent from last month, overall down at nineteen point four percent over ten years as for prices. Detached properties are down five point two percent townhouses down to three point two percent and apartments selling down three point seven percent. “I think that those numbers than the number of sales that were singing and the buyer confidence that we're seeing out here every day with the open houses are showing that it's not gonna be going down any further at all" In the fraser valley the numbers are similar sales are up slightly from last month but down about twenty percent compared to this time last year it still technically considered a buyer's market that one in transition ▼▼ 2013 (5) ▼▼ June (1) Real Estate in Vancouver ►► May(1) ►► April (3) Blog Archive Dionis Padron Follow 0 View mycomplete profile About Me Share 0 More Next Blog» Create Blog Sign In
  • 2. Postedby Dionis Padronat 09:36 Nocomments: and like any market some areas are doing better than others. You can have an area where townhouses are doing really well into box way condos uh... are doing well has an example in white rock right now condos uh... that would be on the corners and doing so well because they have a lot new product that is coming onto the market so that does affect existing project” That compares to the townhouse market in langley which is being described as brisk back in vancouver it's easy to find sold stickers and the idea is that could be a sign of things to come “I think we're gonna see a lot of sales in june because the everybody needs to start buying places that have sold all of their attached drawings and i think we're going to see some really good sales in the higher priced points like one point five to two point five” Well bucking the trend in a big way event cooper penthouse the just sold for twenty five million dollars the pictures pretty impressive the condo is located in the fairmont pacific rim hotel and is one of the most expensive condos ever sold in Canada it's sixty four hundred square feet takes up to floors of the hotel has fourteen rooms including four bathrooms and three bedrooms there's a rooftop terrace overlooking coal harbour in the north shore mounds the unit spend six hundred fifty days on the market the new owner dot the price down from twenty eight point eight million by the way the condo fees are forty two hundred dollars a month the identity of the buyer is not known. Thanks for reading +3 Recommend this on Google Thursday, 2May2013 Comprar su casa sin inicial en Canada es posible. En el mercado canadiense existe una serie de opciones no muyconocidas para el inmigrante pero que de calificar le permitirían adquirir su vivienda de inmediato, dejando de lado el pago de alquiler que no es más que descapitalización. Son programas diseñados para personas con un buen nivel de crédito pero sin la disposición de una cuota inicial yestán disponibles a todo residente permanente o ciudadano. Son sencillas herramientas financieras que se pueden usar individualmente o en conjunto, entre las disponibles se encuentran: PremiumonCMHC El Canadian Mortgage and Housing Corporation como institución del Estado garantiza como a todos los residentes canadienses el cumplimiento de las obligaciones hipotecarias del comprador para con el banco. Entre las opciones existentes está la aplicación de una tasa extra como cobertura del factor de riesgo al no existir una cuota inicia. Esta opción requiere un excelente nivel de crédito. 5%CashBack Esta oferta bancaria se promociona a clientes que pueden obtener el monto necesario para la cuota inicial de 5%, beneficiándose de la devolución inmediata de este monto por parte de la institución bancaria al momento de cerrar la operación. Esta oferta tiene como particularidad que la tasa de financiamiento es superior a la media, esto debido al riesgo de otorgar una hipoteca sin colateral. RRSP ¿Ha estado aportando consistentemente a su fondo de pensiones? El uso del fondo de pensiones para cuota inicial de una vivienda en sí mismo tiene varias modalidades. Este fondo puede usarse como préstamo o retiro parcial dependiendo de las necesidades y condiciones particulares del
  • 3. Postedby Dionis Padronat 10:47 Nocomments: Labels: comprar casaenCanada, Dionis Padron, Dionis PadronReal EstateToronto Location: Toronto, ON, Canada como préstamo o retiro parcial dependiendo de las necesidades y condiciones particulares del solicitante. PréstamoPrivado El uso de esta modalidad permite hacer uso de la vivienda a ser adquirida como colateral de este préstamo. Al ser una operación privada las condiciones son establecidas entre las partes y de común acuerdo, requiriendo de la guía profesional de un abogado. Línea de Crédito Estas herramientas pueden ser utilizadas individualmente o en combinación para obtener el resultado deseado. El uso de una línea de crédito para obtener la cuota inicial es una práctica común poniendo a su disposición un crédito a bajo costo. Sin embargo requiere de un experto en el área para guiarlo a través del proceso sin comprometer su situación crediticia. 100%Financiamientopara Jóvenes Profesionales Esta opción está disponible a personas con solo 2 años de historial crediticio, fuente de ingreso estable durante 2 años y un credit score de 650 sin previa declaración de bancarrota. Siendo un financiamiento total, el banco limita las áreas de la ciudad donde se ubican los inmuebles, así como a sus características mínimas. La recomendación para entender el funcionamiento de estos programas y como calificar individualmente o en conjunto para su beneficio, sería reunirse con un agente inmobiliario que esté asociado con un buen mortgage broker; de esta manera podrán ofrecerle un panorama completo de la transacción. Un buen equipo inmobiliario podrá suministrarle toda la información que requiera guiandole para hacer uso de estos programas, asi como de todos los beneficios yexoneraciones tributarias a las que calificaría en su situación particular. Una consejo final, disfrute la busqueda de su nuevo hogar! +1 Recommend this on Google Monday, 22April 2013 Dionis Padron | How Your Credit Score Affects How Your Credit Score Affects How Much House You'll Be Able To Buy... -Your credit score is now the most important factor in determining how much house you can buy, so if you are in the market for a new home, you need to understand how it affects you. -Inorder tomake it easyfor mortgage companies todetermine the risk of lendingtoyou, theyare usinga systemcalledcredit scoring(alsocalled"FICO" scores). -Whenlenders look at your credit report, theycaninstantlysee how muchdebt youhave, how reliable youare withbill payments, andif you've hadanybankruptcies withinthe last several years. -Withyour credit report, lenders get a "credit score" whichtakes all of this information andboils it downtoa number between300 and900. The higher the number, the less of a credit risk youare seentobe, andthis is how lenders decide whichtypes of loans youwill be eligible for. -As withall new things, there is controversyover credit scores. -Tobe elligible for some types of loans, yourequire a minimumcredit score without any exceptions. Andcredit scores fluctuate over time. Infact, the mere act of applyingfor credit canlower your credit score. How to make sure you have the highest credit score possible -Tomaximize your credit score, youshouldavoidapplyingfor anynew credit cards or consumer loans.
  • 4. Postedby Dionis Padronat 12:04 Nocomments: -Don't gotothe discount store andtake themuponthe "Nointerest, nopayments for one year" offer -- andavoidfinancinga car! -After youbuyyour home andget your mortgage youcandoall of these things, but before thenit's a badidea. Buyingthings oncredit hurts your credit score, andleaves less moneyfor your downpayment. -Lenders alsolook at this figure todecide how muchmoneytheywill lendyou, andhow muchinterest theywill charge youonthe loan. -That's whyit's best towait until after you've bought your home togoshoppingfor furniture andappliances. There is alsoanother reasontowait. -Once you've bought your home, youcanget a loanfor upto100%of your home's value tobuyanythingyouwant. -Andwhenyouget a loanagainst your home, all of the interest youpayis tax- deductible! If youlearntoplaybythe rules of the lenders' game, youcanget the best credit score possible, whichimproves the odds that youcanget the home of your dreams. For further professional advice please don't hesitate tocontact us +1 Recommend this on Google Saturday, 13April 2013 Postedby Dionis Padronat 07:47 Nocomments: Our Video related to your services. Recommend this on Google Wednesday, 10April 2013 Dionis Padron Real Estate The process of selling your property is simple and more so if you have good advice, this will guarantee there is no mistake or any missunderstanding during the process One of the most important phases before selling your property is when the agent makes an analysis of what would be a fair price, and the most convenient way to sell your home. This will ensure that your property sale process is effective. The agent should be representing the transaction at all times to ensure your benefit. A careful calculation of the home value is the first and an important part of this process, which takes into consideration aspects of the market, supply, demand, and the location of the property. Once the price is agreed according to the analysis, the agent will register the information and specifications of the property in the Toronto Real Estate Board, in order to have the property
  • 5. Home Subscribe to: Posts (Atom) Postedby Dionis Padronat 14:51 Nocomments: Labels: Dionis Padron, Dionis PadronReal EstateToronto Location: Toronto, ON, Canada published in the MLS (Multiple Listing System), so all Realtors Licensed in the Province of Ontario, can have access to your property. Also, our team applies different advertising and marketing strategies, ensuring that your property is constantly exposed until sold. Some of these strategies are Open Houses, property advertising in newspapers and local magazines, advertising through Networking, postings on Web pages and sites of interest to those who are in search of homes. There are important issues that should be taken into consideration, for owner-sellers of the property and represent a fundamental part of the sale process. One of these is the maintenance of the property, which must be in perfect order and cleanliness during the sale period which makes it more attractive. It is also important to repair any damage visible or not visible, whose existence might affect the desirability of the property in the eyes of the buyer. It is also important to implement flexible schedules for visits of potential buyers, as this significantly increases the chances of selling the property. Another element to consider for selling your property is the date, we can assure you from experience that the best date for the sale of a property is Spring. This is because the buyer would take possession of the house during Summer, thus the possibility that the schools are on holiday, makes easier for families to move. There are many aspects to consider when deciding to sell your property, but the most important is to make the right choice when you hire the professional services of your agent. Because of his professionalism, honesty and ability, depend the success of tthe negotiation. So we remind you that our team consists of professionals who are always at your service, supporting and ensuring your interests. Dionis Padron Real EstateAgent Toronto Recommend this on Google Simple template. Powered byBlogger.