DBZ-7 Micro Credit is a Mongolian microfinance institution that provides microloans, savings accounts, and insurance to low-income individuals. Its goal is to revolutionize microfinance and help the "unbankable" access financial services. From 2014 to 2017, DBZ-7 grew its assets from $1,000 to over $125,000 through lending and savings programs. It aims to expand its loan portfolio, gain more members, and attract further investment to better serve the microfinance needs of Mongolian entrepreneurs and small businesses.

1. DBZ-7 Micro Credit
Business plan 2016-2018

2. Vision Statement
 Key equipment finance to small medium business
 Micro-finance basic of Great Wealth
 operating subsidiaries that provide "microcredit" to
entrepreneurs.
 Connection B2B Lending platform

3. Goal and Objective
DevshilBayanzurkh -7 Savings Credit Co-Operative , mission-driven
company withoperating subsidiaries that provide "microcredit" to
entrepreneurs. Since 2014, DBZ-7 has provided lending and savings
services topeople in the developing world considered "unbankable" by
formal financial institutions. By operating a profitable private-equity
funded business in the Mongolian microfinance market—wheremost
competitors are nonprofits—the companyseeks to revolutionize and to
grow theworld's microfinance industry.

4. Our Product
 Microcredit describes banking services provided to low-income people or groups. Specific
services offered by microfinance institutions include
microloans,
around $ 2,500 and help businesses buy
equipment or get started
micro-savings
small deposit accounts offered to low-income families
to help them save
micro insurance
Micro-insurance plans are tailored to low-income families
as well.
Transfer- Money transfer services are increasingly more seen by our important product as a
potential market. These services are then an opportunity to offer a new and potentially profitable
product.

5. Bayanzyrkh district 7-r khoroo
 Population -10.000
 Unofficial population -6500
 Supermarket -35
 Kiosk Newspaper -13
 Bank-5
 Mobil service- 4
 Pharmmarket-6
 Pub-25
 Hotel-9
 Motel-10
 Hand marker-35
 Sales Center-3
 Bakery-5

6. Organizational Chart DBZ-7 Micro Credit
Annual Meeting All Members
The Board Team Credit Committee Monitoring Committee
Board of Directors CEO

7. Executive Team DBZ-7 Micro Credit
 Shatar Jamts
Co-founder and CEO
 Munkhjargal Jigjidsuren
Board Member
 Ayushjav Ragchaa
Board member
 Dolgormaa Tsedevjamts
 Erdenetstseg Ravdan
MBA experience with 15 years business organization
Bachelor Degree professional account Director
Smail CoLTd
Teacher Mathematic and Economic Institute
Generally account International school UB
Economist Company White Gold Ltd

8. DBZ-7 growth is observable in several performance indicators. From 2014 to 2017, its assets grew by
210 times, loans increased by 200 times and savings by 30 times. The initiative that started with $1.000,0
in 2014 now has assets of over $ 125,000,0.
0
20
40
60
80
100
120
140
160
Member loan Savings Request loan Assets
Today s Situation
2014 2015 2016

9. Goal Finance 2015
 Raise Series “D" $ 20.000 Investment Round
 Grow loan portfolio to $ 50.000 with debt
 Make 30 loan
 Expand Central Ulaanbaatar City office
 Complete MUCCO /Mongolian Unit Savings Credit Co-operative Organization
/expansion report /
 Request to International Supporting Organization ACCION
 Request to International Micro financial Organizational Support Program
 Established business relations to International company

10. Goal Finance 2016
 Raise Series “C" $ 100.000 Investment Round
 Grow loan portfolio to $ 200.000
 Make 100 loan
 Growth Members 50-100
 Raise to Credit Union
 Open financial and business training for Member
 Raise to International Investment and loan long Term
 Participate to CBMC Ulaanbaatar Korean business people

11. Goal Finance 2017
 Close Series “B" $ 500.000 Investment Round
 Grow loan portfolio to $ 500.0-1.0 million
 Make 200th loan
 Request loan Program supporting small manufacturer to Ulaanbaatar City
 Open service Insurance
 Apply to Fin Tech Innovation Lab APAC

12. Rejected invest new share holder of Korea- 2017
 Invest 100.000 USD

13. Today’s Situation
 Raise Series “D" $ 125.000 Investment Round
2016
 Growth loan portfolio to $ 50.000
 Expand to 100 Charter members
 Start to Business established International
Finance and Venture Company
 Loan Request 20- 500 /2.5 years/

14. Available Options of DBZ-7 Microcredit
 Savings interest – Yearly -6-12%
 Loan interest –Yearly -12-18%
 Share holders -ROI per year 6-8%

15. Special license for Savings and Loan of FRC Mongolia

16. Members Information
 All members/100/ owned Private Land 0.7
 80 members owned have Public apartment 1-2 room to Centre Ulaanbaatar
city, The Bayanzurkh district 7-r khoroo
 All members have micro and small business
 Small supermarket -10
 Ownership sales product -6
 Training manufacturing consultant -5
 Cake Bakery -5
 Make Up-5
 Maintenance mobile phone -8
 Agricultural owned -5
 Pharmacies service -5
 Rural clients comprise about 60 percent of DBZ-7 Micro
Credit’s clients.

17. Balance sheet 2017.03.31
CONTOSO, LTDDBZ-7 Micro finance
Stated in 000s, for the period ending:
3/31/2017
Current Ratio [A/B] Working Capital [A-B]
1.26 $26,170,000,000
Quick Ratio [(A-C)/B] Debt-to-Equity Ratio [(G+H)/F]
1.26 -
Cash Ratio [D/B] Debt Ratio [(G+H)/E]
0.10 0.97
Assets % of Assets Liabilities & Owners' Equity % o
Current Assets Current Liabilities
Cash and cash equivalents [D] $10,000,000 7.9% Loans payable and current portion long-term debt [H] $100,000,000
Short-term investments $100,000,000 79.2% Accounts payable and accrued expenses $0
Accounts receivable [I] $16,170,000 12.8% Income taxes payable $0
Inventories [C] 0.0% Accrued retirement and profit-sharing contributions
Deferred income taxes 0.0% Total [B] $100,000,000
Prepaid expenses and other current assets 0.0%
Total [A] $126,170,000 100.0%
Fixed Assets Other Liabilities
Property, plant and equipment at cost 10,000 0.0% Long-term debt [G] $22,586,200
Less accumulated depreciation 0 0.0% Accrued retirement costs $0
Total 10,000 0.0% Deferred income taxes $0
Deferred credits and other liabilities $3,643,800
Total $26,230,000
Other Assets
Long-term cash investments $0 0.0% Total Liabilities $126,230,000
Equity investments $50,000 0.0%
Deferred income taxes $0 0.0%
Other assets $0 0.0%
Total $50,000 0.0%
Total Assets [E] $126,230,000 100.0%
Total Owner Equity [F] $0 0.0%
Total Liabilities + Owner Equity $126,230,000 100.0%
BALANCE SHEET

18. Mongolian Economic
 GDP of $15.2 billion in 2016
 GDP per capita of $420
 Population of just over 3, 200,000
 Economic growth 4.2%
 Inflation rate consistently under 10 percent
since 2005

19. The Market micro finance
 The worldwide microfinance market is large, underserved, and growing
at a rate of 30 percent annually. The worldwide market is estimated to
be $270 billion, with current annual cash turnover of $2.5 billion.
 The Mongolian Financial Market is $15.2 billion, There are more than
100 significant entities in Mongolian providing microfinance services,
with no single one holding more than 20% percent of market share.

20. We are served planned to Market
Market Analysis Year-1 Year -2 Year -3 Year-4 Year -5
Potential Customers
Growth
/Year /
Micro business 5% 60 63 67 71 75
Small business 8% 90 98 106 115 124
Medium sized business 10% 90 97 107 118 130
Large sized business 3% 30 31 32 33 35
Other 5% 30 32 34 36 37
Total 300 321 346 373 401

21. Growth Members and Clients rejection
0
2000
4000
6000
8000
10000
12000
2014 2015 2016 2017 2018 2019 2020
Chart Members and Clients
Members Costumers Apply loan

22. Business Information DBZ-7 MicroCredit
 Our Address
 Mongolia
 Ulaanbaatar City 211214
 The Bayanzurkh district
 The Bayanbulag Center r-403
 976-99921029
 www.DBZ.mn
 info@dbz.mn
 altanshatar@gmail.com
 DBZ-7 Credit Union
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