This document discusses data mining and the SEMMA process. It defines data mining as discovering hidden patterns in large amounts of data in order to create predictive models that provide insights. These insights can help target customers and reduce costs and risks. The SEMMA process is a 5-stage approach developed by SAS for conducting data mining projects: sample data, explore data patterns, modify/transform variables, model relationships, and assess model usefulness. SEMMA offers an organized, structured process for developing and maintaining data mining projects to address business problems and goals.