A Banking and Finance expert professional, with years of experiences serving in the MENA region. Majdi successfully lead and managed projects promoted by USAID, EBRD,World Bank, IFC and EU
T&I Consultancy is a retained executive search firm. It provides high quality talent management services to international and local business communities in Azerbaijan, Iran and the region. Our service list consists of, but not limited to, executive search, management search, outplacement, market mapping, reference check, individual interview coaching, career advice, compensation advisory. To learn more about our values and services please visit our website at www.tniconsultancy.com
AlHuda CIBE is pleased to offer “Post Graduate Diploma on Islamic Banking & Finance - (PGD-IB&F)”. PGD-IB&F intends to impart the comprehensive learning in Islamic Banking & finance with its true sense and concept to the people whether related to the banking or finance profession. The purpose of the program is to equip the graduates with the Shariah principles of Islamic banking and finance to fulfill the global needs of human resources and to produce well equipped professionals with the knowledge of Islamic banking and financial products/services.
For further information about the program, please visit: www.alhudacibe.com/dlp/aboutprogram.php
AlHuda CIBE is proud to offer highly structured and innovatively designed Distance Learning Programs with an interactive methodology under the supervision of renowned professors, Shariah scholars and Professionals. These programs are particularly designed for the individuals who do not have time from their busy schedules to attend the classes and consequently miss the opportunities to sharpen and polish their expertise.
T&I Consultancy is a retained executive search firm. It provides high quality talent management services to international and local business communities in Azerbaijan, Iran and the region. Our service list consists of, but not limited to, executive search, management search, outplacement, market mapping, reference check, individual interview coaching, career advice, compensation advisory. To learn more about our values and services please visit our website at www.tniconsultancy.com
AlHuda CIBE is pleased to offer “Post Graduate Diploma on Islamic Banking & Finance - (PGD-IB&F)”. PGD-IB&F intends to impart the comprehensive learning in Islamic Banking & finance with its true sense and concept to the people whether related to the banking or finance profession. The purpose of the program is to equip the graduates with the Shariah principles of Islamic banking and finance to fulfill the global needs of human resources and to produce well equipped professionals with the knowledge of Islamic banking and financial products/services.
For further information about the program, please visit: www.alhudacibe.com/dlp/aboutprogram.php
AlHuda CIBE is proud to offer highly structured and innovatively designed Distance Learning Programs with an interactive methodology under the supervision of renowned professors, Shariah scholars and Professionals. These programs are particularly designed for the individuals who do not have time from their busy schedules to attend the classes and consequently miss the opportunities to sharpen and polish their expertise.
Post graduate-diploma-in-islamic-banking-and-finance.pdfShahzad Arshad
The Islamic Banking and Finance industry is a rapidly growing as innovative financial system, gaining market share in both Muslims and non-Muslims countries. Currently, over 600 Islamic financial institutions operate in more than 75 countries. The Islamic Banking and Finance industry is viewed as viable and growth oriented financial model by both Islamic and Western financial experts; particularly after the recent global financial crisis. The Post Graduate Diploma in Islamic Banking & Finance (PGDIBF) e-learning course provides students, researchers, and professionals with the advanced level of understanding about Islamic Banking and Finance needed to excel in their career.
After the completion of course, participants will be able to:
Understand origin, history, features and key prohibitions of the Islamic Banking & Finance industry
Apply knowledge of different Islamic Banking modes, contracts and tools in professional life
Better understand operations of Islamic Banks
Build a solid foundation for your professional future
T&I Consultancy is a retained executive search firm. It provides high quality talent management services to international and local business communities in Azerbaijan, Iran and the region. Our service list consists of, but not limited to, executive search, management search, outplacement, market mapping, reference check, individual interview coaching, career advice, compensation advisory. To learn more about our values and services please visit our website at www.tniconsultancy.com
Best Study Abroad and Immigration Consultant in Karachi, PakistanAAMIR SIDDIQUI
Since its inception in 2001, AINiT has been one of the most successful and recognized immigration and study abroad consultants offering a wide range of services including to our clients that include:
• Australian Immigration
• New Zealand Immigration
• Canadian Immigration
• European Immigration
• Study abroad
Our study abroad consultants help potential students who wish to pursue higher education at international level in destinations like Australia, New Zealand, Canada, UK, USA, Turkey, Malaysia and many others.
AINiT CEO, Mr. Aftab Ahmed Syed is a duly registered migration agent and a licensed immigration advisor having hands on experience in the field since over a decade. Under his close supervision, are teams comprising of professional consultants, migration agents and experienced education counselors who are dedicated to provide you with the best possible immigration and study abroad solutions as per your requirements.
Our offices spread across the globe in countries like the UAE, KSA, UK, Australia and Pakistan provide more accessibility to our clients and make it easier for them to reach us to avail our professional services.
At AINiT, we know that every case is different from the other and understand the importance of each individual case. Hence, our teams are committed to provide our clients with transparent, professional and customized advice regarding their case and assess each case individually according to the policies and guidelines set by the relevant assessing authorities in the countries we deal with and lodge their visa application accordingly making their case stronger with higher chances of success.
We offer Cost Effective Study Abroad and Immigration Consultancy. Since its inception in 2001, AINiT has been one of the most successful and recognized immigration and study abroad consultancy firms offering a wide range of services.
Our study abroad services help potential students who wish to pursue higher education at international level in destinations like Australia, New Zealand, Canada, UK, USA, Turkey, Malaysia and many others. Our offices spread across the globe in countries like the UAE, KSA, UK, Australia and Pakistan provide more accessibility to our clients and make it easier for them to reach us to avail our professional services.
Services
• Study Abroad Services
• Study Destination
• Services to Students
• Services to Institutions
• Immigration Services
• Skilled Workers Visa
• Business Migration Visa
• Family Migration Visa
• Corporate Immigration Visa
• Working Holidays Makers
• Work in Australia – Working Holiday Visa
• Visitors Visa
Contact Information
Address: Plot No.107-C, Jami Commercial Street-11, Phase-VII, DHA,
Karachi-Pakistan.
Tel: +92 21 35883852-3-4
Takaful, or Islamic Insurance, is an integral part of the Islamic financial services industry. It has grown tremendously over the last few years with 15% to 30% growth recorded in various regions. The rapid growth of this promising industry has highlighted the shortage of skilled Islamic Insurance professionals. The Post Graduate Diploma in Takaful (PGDT) e-learning course provides the necessary skills for professionals to assume an important role in the growing Takaful industry and to meet or exceed employers’ expectations.
After the completion of course, participants will be able to:
Understand origin, history and key features of Islamic Takaful industry
Apply knowledge of different Takaful products in professional life
Better understand global landscape of Takaful institutions
Gain strong foundation about Takaful Models, Takaful Products & Services
Build a solid foundation for your professional future
AlHuda CIBE is pleased to offer “Certified Takaful Professional” program is designed to produce highly skilled and competent Takaful professionals with the knowledge of the products, concepts operational mechanism and the understanding of legal, financial and risk management issues of Takaful and also the understanding of differences & similarities between Takaful and conventional insurance.
For further information about the program, please visit: www.alhudacibe.com/dlp/takaful.php
The attached Corporate profile gives you a detailed understanding about our services in the field of Investment Banking, Capital Raising and other consultancy services.
Post graduate-diploma-in-islamic-banking-and-finance.pdfShahzad Arshad
The Islamic Banking and Finance industry is a rapidly growing as innovative financial system, gaining market share in both Muslims and non-Muslims countries. Currently, over 600 Islamic financial institutions operate in more than 75 countries. The Islamic Banking and Finance industry is viewed as viable and growth oriented financial model by both Islamic and Western financial experts; particularly after the recent global financial crisis. The Post Graduate Diploma in Islamic Banking & Finance (PGDIBF) e-learning course provides students, researchers, and professionals with the advanced level of understanding about Islamic Banking and Finance needed to excel in their career.
After the completion of course, participants will be able to:
Understand origin, history, features and key prohibitions of the Islamic Banking & Finance industry
Apply knowledge of different Islamic Banking modes, contracts and tools in professional life
Better understand operations of Islamic Banks
Build a solid foundation for your professional future
T&I Consultancy is a retained executive search firm. It provides high quality talent management services to international and local business communities in Azerbaijan, Iran and the region. Our service list consists of, but not limited to, executive search, management search, outplacement, market mapping, reference check, individual interview coaching, career advice, compensation advisory. To learn more about our values and services please visit our website at www.tniconsultancy.com
Best Study Abroad and Immigration Consultant in Karachi, PakistanAAMIR SIDDIQUI
Since its inception in 2001, AINiT has been one of the most successful and recognized immigration and study abroad consultants offering a wide range of services including to our clients that include:
• Australian Immigration
• New Zealand Immigration
• Canadian Immigration
• European Immigration
• Study abroad
Our study abroad consultants help potential students who wish to pursue higher education at international level in destinations like Australia, New Zealand, Canada, UK, USA, Turkey, Malaysia and many others.
AINiT CEO, Mr. Aftab Ahmed Syed is a duly registered migration agent and a licensed immigration advisor having hands on experience in the field since over a decade. Under his close supervision, are teams comprising of professional consultants, migration agents and experienced education counselors who are dedicated to provide you with the best possible immigration and study abroad solutions as per your requirements.
Our offices spread across the globe in countries like the UAE, KSA, UK, Australia and Pakistan provide more accessibility to our clients and make it easier for them to reach us to avail our professional services.
At AINiT, we know that every case is different from the other and understand the importance of each individual case. Hence, our teams are committed to provide our clients with transparent, professional and customized advice regarding their case and assess each case individually according to the policies and guidelines set by the relevant assessing authorities in the countries we deal with and lodge their visa application accordingly making their case stronger with higher chances of success.
We offer Cost Effective Study Abroad and Immigration Consultancy. Since its inception in 2001, AINiT has been one of the most successful and recognized immigration and study abroad consultancy firms offering a wide range of services.
Our study abroad services help potential students who wish to pursue higher education at international level in destinations like Australia, New Zealand, Canada, UK, USA, Turkey, Malaysia and many others. Our offices spread across the globe in countries like the UAE, KSA, UK, Australia and Pakistan provide more accessibility to our clients and make it easier for them to reach us to avail our professional services.
Services
• Study Abroad Services
• Study Destination
• Services to Students
• Services to Institutions
• Immigration Services
• Skilled Workers Visa
• Business Migration Visa
• Family Migration Visa
• Corporate Immigration Visa
• Working Holidays Makers
• Work in Australia – Working Holiday Visa
• Visitors Visa
Contact Information
Address: Plot No.107-C, Jami Commercial Street-11, Phase-VII, DHA,
Karachi-Pakistan.
Tel: +92 21 35883852-3-4
Takaful, or Islamic Insurance, is an integral part of the Islamic financial services industry. It has grown tremendously over the last few years with 15% to 30% growth recorded in various regions. The rapid growth of this promising industry has highlighted the shortage of skilled Islamic Insurance professionals. The Post Graduate Diploma in Takaful (PGDT) e-learning course provides the necessary skills for professionals to assume an important role in the growing Takaful industry and to meet or exceed employers’ expectations.
After the completion of course, participants will be able to:
Understand origin, history and key features of Islamic Takaful industry
Apply knowledge of different Takaful products in professional life
Better understand global landscape of Takaful institutions
Gain strong foundation about Takaful Models, Takaful Products & Services
Build a solid foundation for your professional future
AlHuda CIBE is pleased to offer “Certified Takaful Professional” program is designed to produce highly skilled and competent Takaful professionals with the knowledge of the products, concepts operational mechanism and the understanding of legal, financial and risk management issues of Takaful and also the understanding of differences & similarities between Takaful and conventional insurance.
For further information about the program, please visit: www.alhudacibe.com/dlp/takaful.php
The attached Corporate profile gives you a detailed understanding about our services in the field of Investment Banking, Capital Raising and other consultancy services.
Seeking a challenging position in a multinational professional organization that enrich my experience, encourage self-growth creativity, and provides career opportunities. As I’m looking forward to be a decisions maker
I have an experience of 5 years & 9 months working in RAQMAT PEARL TOURS sales and reservation department and I’m adept with booking products, visa processing, hotel booking, tour packages designing, dealing with corporate dealing with complaints of customers, giving them solutions and I have been awarded the Best Satisfactory Customer Agent by my employer.
I am fluent in speaking English (U.K. as well as U.S.), Hindi, Arabic & Malayalam and can understand Tamil. Knowing foreign languages is a very important factor when handling the reservation desk. Apart from being very good in languages, a polite person with great sense of hospitality to local as well as international clients I am deft with using the software programs necessary for reservations.
MBA Marketing professional _ 14 yrs exp _ bi lingual.pdfHitham Kamel
Awards winner, result-oriented professional with a vision, holding MBA (marketing major) with more than 14 years of rich experience in planning & positioning, marketing management and campaign management.
I am seeking a managerial / supervisor role where I can work with a team achieving success stories to the organization I will be working at.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
1. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
1. Family Name: ABU ARJA
2. First Names: Majdi
3. Date of Birth: 15 August 1960
4. Nationality: American/Jordanian
5. Education:
•2015 - Harvard Kennedy School of Government – Harvard University - Boston, Mass USA
A Master Leadership Executive Training for Consultants, Educators and Trainers
•2008 –Partners Jordan Train of Trainers – TOT on “Advanced Advocacy”- Amman, Jordan
•2008 – MedIbtikar – an EU Train of Trainers – ToT workshop in “Innovation, Development and Marketing”
Istanbul, Turkey
•2007 - A master train of trainers ToT course administered by, the Center for the Promotion of Imports
from Developing Countries, Netherlands, (Export Marketing Trade Promotion Certification) –
Rotterdam, Netherlands
•2006 – Partners/Jordan special training in “Mediation Skills Training for Youth and Children” Amman,
Jordan
•2006 -Partners/Jordan & Centre for Civic Collaboration (Poland) Train of Trainers-ToT “Conflict
Resolutions Skills”
•2006 - Partners/Jordan Train of Trainers – ToT Advanced Training Need Analysis – TNA and Human
Resource Development – Bucharest, Romania
•2005 – Middle East Partnership Initiative – MEPI Train of Trainers (ToT) on Financial Operations Results –
Jordan - / FOR Jordan - Amman, Jordan
• 2001 - United Nations Conference for Trade and Development – UNCTAD - EMPRETEC entrepreneurship
training program. The training is based on Harvard University Entrepreneurship study that covers over
30,000 worldwide entrepreneurs.
Institution: Southeastern Oklahoma State University, USA
Date: 1998
Degree: Masters of Business Administration - MBA in Marketing
Institution: Southeastern Oklahoma State University, USA
Date: 1991
Degree: M.A. in Administrative Studies
Institution: Southeastern Oklahoma State University, USA
Date: 1989
Degree: BSc – Economics, Banking and Finance (Investments)
6. Language Skills (5 = excellent, 4 = good and so on):
Language Reading Speaking Writing
Arabic 5 5 5
English 5 5 5
7. Membership of Professional Bodies:
8. Other Skills: Presentation skills, communication skills
9. Present Position: Deputy Managing Director, Banking Solutions International ltd. Jordan
2. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
10. Years within the Firm: 9 years
11. Key Qualifications (Relevant to the Programme):
• Over 25 years of experience in International Business Development, banking, SME lending, business
diagnostics market research, market impact study assessment, Loan and Credit Guarantees, Export
Credit Guarantees, Entrepreneurship, gender issues, SME revolving credit lines and women
empowerment
• Developed prior/rapid market research, competitors, and future growth plans
• Conceptualized market research plan for primary market research defining the target market, the
specific topics investigated and the hypotheses
• Defined corporate brand strategy (brand attributes and positioning statement, branding
communications plan, corporate identity, corporate communications)
• Developed marketing strategy, outreach and implementation plan based on SWOT Analysis for
each product
• Provision of the trainings for bank staff, SMEs and NGOs on topics of financial management, financial
analysis, cash flow analysis, budgeting and forecasting, marketing, sales, loan guarantee schemes,
soft skills for staff and senior and executive managers
• Sound working experience within commercial banks, financial Institutions, investment banking and
MSME sector in Jordan and MENA region.
• Investment banking educated with high level knowledge of different types of investment funds such,
Angel Finance, Seed funding, early stage, and venture capital.
• Knowledgeable of International Stock markets (USA) in regards to Bonds, Stocks, Options and
Financial Derivatives
• Experience with international donors such as European Commission - EC, European Bank for
Reconstruction and Development - EBRD, International Finance Corporation - IFC, World Bank,
USAID, UNIDO and UNDP
• Knowledge of Business incubators and Accelerators
• An international banking development experience, consulting and training to well known regional
banks such as the National Bank of Egypt - NBE, The National Bank of Kuwait- NBK, Kuwait Finance
House - KFH, Al Rajhi Bank - Saudi Arabia, Al Jazeera Bank Saudi Arabia, Saudi Investment Bank, Al
Quds Bank, Ramallah Palestine, Jazeera Bank - Khartoum Sudan, Cairo Amman Bank – Jordan, Arab
Bank -Jordan, National Commercial Bank-NCB, Tripoli Libya, National Commercial Bank- NCB Saudi
Arabia, United Development Bank, Abu Dhabi, Rasheed Bank & Rafedain Bank Iraq, etc..
• Coached and Mentored senior bank managers and suggested major bank improvement to MENA
financial institutions
• Coached and Mentored Microfinance credit and relationship officers of Small Enterprise (SE)
business
• Agriculture Value Chain Financing, Loan Guarantee funds – ADG, Germany
• Microfinance knowledge and institutions capacity building
• Financial Inclusions knowledge
• Corporate and Business Diagnostics
• Establish Budgets and in relations to Capital Expenditures-Capex and Operational Expenditures- Opex
• Key Note Speaker during many NCB Saudi Arabia banking events for SME clients covering topics, such
as Cash Flow Management and Business Inventory Management
12. Specific Country Experience:
Country Dates
3. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Egypt (Cairo, Giza, Ismailia, Alexandria) 2012 -2013, 2014, 2015, 2016 and 2017
Iraq (Baghdad, Erbil, Basra, Duhuk) 2008, 2009 & 2010, 2013 and 2014
Jordan 1994- 1997, 2000-Present
Kuwait 2010 -2012, 2013, 2014, 2015 & 2016
Lebanon 2008, 2012, 2016 & 2017
Libya (Tripoli, Ben Ghazi, Bayda) 2008, 2009, 2010, 2012 & 2015
Oman 2008
Palestine (Ramallah, Jericho and Nablus) 2010, 2011, 2012, 2013, 2014 & 2015
Saudi Arabia (Riyadh, Jeddah, Dammam, Abha) 2012, 2013, 2014, 2015 & 2016
Sudan 2014 & 2015
Turkey 2012, 2013 and 2014
United Arab Emirates 2008
USA 1997- 2000
Yemen 2012-2014
Bahrain 2016
14. Professional Experience Record:
14.1 Employment and Long-Term and Short-Term Assignments (Relevant to the program):
Date: March – May 2017
Location: Ramallah and Jericho, West Bank – Palestine
Company: On Behalf of Progress Consulting Firm
Position: Leadership and Strategic Management Trainer
Description: Developed and two training session on Leadership and Strategic Management for The
Palestine Stock Exchange Commission and the Ministry of Education
Date: May 2017 On going
Location: Beirut, Lebanon
Company: On Behalf of Impact Consulting Co. Beirut, Lebanon office
Position: Bank Trainer
Description: Developed and administered Bank Consumer Lending workshop for about 22 Bank Med
consumer credit officers
Date: February – May 2017
Location: Amman, Jordan
Company: On Behalf of To Excel Consulting Firm to Develop a Marketing Outreach Plan for The
Development and Employment Fund –DEF new APEX Business Unit
Position: Marketing Outreach Plan Development Expert
Description: DEF has moved into to become an APEX institution, the mission is to develop DEF new Brand
recognition and identity, marketing outreach plan and an overall budget
Date: April 8th
– 26th
2017
4. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Location: Riyadh, Saudi Arabia
Company: On behalf of Business Performance Clinic – Jeddah, Saudi Arabia
Position: SME RM’s Trainer
Description: 3 week intensive training program to build SME RM’s Capacity
Date: January – May 2017
Location: Cairo, Egypt
Company: Project Beneficiary is the National Bank of Kuwait – Egypt.
Project Manager is Business and Finance Consulting – BFC, Switzerland
Project Promoter is EBRD
Position: Team Leader
Description: Planned for an implementation period of seven months (January – July 2017), the project will
improve SME lending at NBKE and ensure the bank complies with the Central Bank of Egypt’s
(CBE) directive to have 20% of a bank’s credit portfolio lent to SMEs by 2020.
Date: Nov and Dec 2016
Location: Manama, Bahrain
Company: Bank of Bahrain and Kuwait (BBK)
Position: Trainer – Leadership and Managerial Skills
Description: Leadership and Managerial Skills training to bank branch managers and team leaders, on
behalf of Impact Inc. of Bahrain
Date: August 2016
Location: Amman, Jordan
Company: GIZ – EBESM Project
Position: Access to Finance/A2F - Event session Moderator
Description: • Presentation on Credit Guarantee Funds and best practices
• Moderated a Credit Guarantee Funds Session
• Drafted an event end summary and outcome report
Date: July 2016- Oct 2016
Location: Cairo – Egypt – Credit Guarantee Company - CGC
Company: AECOM/USAID project – Supporting Entrepreneurship and Enterprise Development (SEED)
Position: Consultant, Trainer & Coach
Description: • Credit Guarantee Company – Cairo, Egypt – Company Diagnostics
• Provided Consulting to Senior management
• Developed SME Marketing and Sales training materials
• Provided assistant with Policy and Procedures development
• Risk systems development
• Strategy Formulation Plan
Date: June - Nov 2016
Location: Cairo – Egypt
Company: Sanabel Microfinance Network – MENA on Behalf of AFCI Consultants Bonn Germany
Position: Consultant, Trainer and Coach
5. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Description: • Provided Consulting to Sanabel Microfinance Networks Senior management
• Developed SME training materials to Sanabel Micro Finance Members move upward
toward lending to SMEs, hence realize growth
• Provide a workshop facilitation to SME credit officers
• Provide field coaching to credit officers who participated in the workshop
Date: March - May 2016
Location: Saudi Arabia Dammam & Riyadh)
Company: Impact Ltd – Manama Bahrain
Position: Trainer and Coach
Description: National Grid Electricity Company SA – Saudi Arabia
• Budgeting training
• Budget Simulation tools
• Capex and Opex Budgeting
• Budget preparations, presentation and justification to deviations
Date: May and Nov 2016
Location: Saudi Arabia (Dammam, Riyadh, Abha and Jeddah)
Company: National Commercial Bank, Saudi Arabia on behalf of the Business Performance Clinic
Position: Key Note Speaker – Inventory Management for SME‘s
Description: • Two hours presentation to the National Commercial Bank = Saudi Arabia SME clients.
The presentation is part of wider SME conference where the NCB organizes such events
to promote its new services to its clients – The topic that I was assigned is the
Importance of Inventory Management to SME‘s
• Managing Cash Flow
Date: April 2016 – April 2017
Location: Amman, Jordan 2016
Company: FINCA, Jordan (Micro Finance Company)
Position: Microfinance Assessment and Training Expert
Description: • A Training expert to help training and develop FINCA microcredit officers to Small
Enterprise level.
• The project is managed by DAI/Europe and promoted by EBRD. Reviewed existing
training material and then developed training material and facilitated training sessions.
Date: April 2016 – On Going
Location: Beirut, Lebanon & Al Najaf, Iraq
Company: Vitas, Iraq (Micro Finance Company)
Position: Microfinance Assessment and Training Expert
Description: • Credit and Finance Officers capability appraisals and assessments, leading to developing
and conducting training and field coaching to participants. The training covers
introductory to finance, accounting, and marketing and small business characteristics.
Managers and senior credit officers training of supervisory and managerial skills
Date: Feb 2016 – Nov 30th
2016
Location: Amman, Jordan
Company: Government Development Fund - GDF, A Jordan Enterprise Development Corporation-JEDCO
6. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Position: Financial, Investment and Private Equity Fund Expert
Description: • A team member of Investment Fund experts on behalf of BKP, Germany. The short
consultancy intervention to assist The Government Development Fund re-write its
investment strategy and policy, procedural manual and provide/develop financial tools
to help GDF staff. The short-term project promoted by the European Union
Date: August 2015 – On going
Location: Kuwait City, Kuwait
Company: National Bank of Kuwait – IMPACT – Manama Bahrain- Project Manager
Position: Bank Trainer
Description: • National Bank of Kuwait – NBK Academy – General banking training that included, Credit
and Financial Analysis, Letter of Credit (International Trade), SME’s, Risk Mitigation
(Loan Guarantees), Portfolio Management and Marketing
Date: Nov 2014 - Jan 2016
Location: Cairo, Egypt
Company: National Bank of Egypt – DAI/Europe – EBRD Sponsored Project
Position: MSME Expert Consultant
Description: • MSME Team member to help the National Bank of Egypt move into Microfinance
business, conducted Micro-Finance business due diligence for NBE current operations,
develop a MSME Training certification programs to help build capacity of new MSME
relationship officers Conduct a Train of Trainer (ToT) session to NBE internal trainers,
and assisted in the development of a new credit scoring sheets to help mitigate.
Reviewed and evaluated The National Bank of Egypt investment, and program funds
under management, such as the Social Fund programs….
Date: Oct 2014 on Going
Location: Riyadh, Saudi Arabia
Company: SABB Bank – on Behalf of IMPACT Inc- Bahrain
Position: Trainer
Description: • Conducting Leadership training to management level employees
Date: Nov 2014 on Going
Location: Jeddah Saudi Arabia
Company: Al Jazira Bank and Al Jazira Takaful – on Behlaf of IMPACT Inc- Bahrain
Position: Trainer
Description: • Conducting Managerial training to management level employees
Date: Sept 2014, 2015, 2016 - On Going
Location: Amman, Jordan
Company: Friedrich Ebert Stiftung ,Germany – Amman Jordan
Position: Trainer
Description: • Conducting leadership training to young leaders on macro- micro economics and
7. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
financial issues. FES is sponsored from the German government
Date: August 2014 – Sept 2015
Location: Amman, Jordan
Company: Business and Finance Consulting BFC – Zurich Switzerland
Vitas Microfinance Company
Position: Team Leader and SME Specialist
Description: • Developing a paper based Credit Assessment procedure aimed specifically at assessing
risks associated with loan applications received from the Small enterprise market in
Jordan. The Vitas Micro Finance - Credit Assessment procedure must be compatible
with existing paper based systems within Vitas for dealing with applications received
from the micro and SME sectors. Developing proposals for training, mentoring and
coaching the staff in:
o marketing of the new products
o implementation proposed new credit assessment procedures
o preparation and presentation of credit reports to senior management.
• Implementing the proposals in terms of training, coaching and mentoring, following
approval of these proposals by Vitas management.
• Monitoring the progress of individual staff members and providing performance
assessment reports to the Unit Manager.
Date: April - August 2014
Location: Amman, Jordan
Company: Dajani Consulting – International Finance Corporation /IFC a World Bank Company
Position: Team member and Marketing Strategy Specialist -Jordan
Description: • Develop a Marketing Strategy and an Outreach Plan for the Jordan Loan Guarantee
Corporation, Amman Jordan. Dajani Consulting was contracted by the IFC to develop
and research the Jordan SME market to help JLGC better understands the local market.
We conducted SME 10 focus groups covering all governorates and produced our
recommendation and an outreach plan.
Date: October 2013
Location: Amman, Jordan
Company: Development Alternatives Incorporation – DAI London UK
Position: Project Manager
Description: • Sustainable & Renewable Energies Project managed by DAI and sponsored by the
European Bank for Reconstruction and Development – EBRD. It is 30 Million Euro
financial facility, JorSEFF. The purpose is to encourage and assist to transform Jordan to
the Sustainable and renewable energy sources. It is a three year project covers many
economic sectors. The JorSEFF team is made of 9 professional engineers, financial and
marketing experts. Additionally, the project involves many framework agreements with
key stakeholders such as the Royal Scientific Society. SME, Residential and commercial
sectors are encouraged to improve and save energy by using the facility
Date: Sept 2013 – Sept 2014
8. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Location: Basra, Iraq
Company: Unihouse – UNDP – Shell
Position: Project Manager
Description: • Leading a team of 10 experts to help UNDP/Shell select 25 entrepreneurs and train them
to start their own business and provide with required trainings. The job will include but
limited to Market Survey, selection process, train, coach and monitor
Date: 2012- 2013
Location: Saudi Arabia
Company: Saudi Investment Bank
Position: Trainer
Description: • Contracted by the Arabic Academy for Banking and Financial Sciences (Cairo Office) to
administer training to Al Rajhi Bank senior credit officers on Consumer Lending.
Date: 2012 – 2013
Location: Egypt
Company: Credit Guarantee Corporation
Position: Consultant
Description: • Contracted to help design a management credit risk system. As member of a 6-person
team, he gathers information and helps set up quantitative and qualitative scoring
methods to help predict default probability of SME borrowers.
Date: 2012- 2013
Location: Saudi Arabia
Company: Al Rajhi Islamic Bank
Position: Trainer
Description: • Contracted by the Arabic Academy for Banking and Financial Sciences (Cairo Office) to
administer training to Al Rajhi Bank senior credit officers on credit and financial analysis,
remedial action and non-performing loans recovery.
Date: 2012
Location: Lebanon
Company: CHF International (Global Communities)
Position: Trainer
Description: • Conducted one-week SME training workshop to CHF International credit officers.
Training covered financial credit and ratios analysis. This is in preparation for CHF
International to enter the SME Credit market. Helped train expert trainers to build
internal trainers capacity. ToT
Date: 2012
9. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Location: Amman, Jordan
Company: Louis Berger Group (LBG)
Position: Consultant
Description: • Contracted by LBG to help build a proposal team, assist in local and international expert
selection, and review the technical and financial proposal for the USAID Jordan
Competitiveness Project.
Date: 2012
Location: Jordan
Company: Amman World Trade Center
Position: Consultant
Description: • Organization of the Jordan SME Financing Conference
• Moderated two sessions: SME Loan Guarantee Session and the OPIC $250 million loan
guarantee program session.
Date: 2011
Location: Kuwait
Company: Ernst & Young, Kuwait City
Position: Trainer
Description: • Successfully conducted a process improvement training workshop for the Kuwait Civil
Employment Services on behalf of Ernst & Young.
Date: 2011
Location: Iraq
Company: Arab Academy for Banking and Financial Services (Arab League Agency), World Bank financed
Position: Consultant/ Trainer
Description: • Training project for 200 Iraqi bankers from the two main government owned banks, Bank
Al Rasheed and Bank Al Rafedian
• Led training sessions on Strategic Management for Branch Managers, Corporate
Governance and Social Responsibilities, Managerial Skills for Bank Managers and
Marketing and Market Plan.
Date: 2010
Location: Jordan
Company: Palestinian Credit Forum (Expanded and Sustained Access to Financial Services, USAID)
Position: Trainer
Description: • Facilitated a 3 hour session on Bank Credit Investigation and Credit Interview, on behalf
of the Arab Academy for Banking and Financial Sciences.
10. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Date: 2010- Present
Location: Kuwait
Company: National Bank of Kuwait (NBK)/ IMPACT Inc
Position: Consultant/Trainer
Description: • Conducting customer service experience training to 1400 NBK senior management, mid-
level, and front office staff at the bank head office in Kuwait City.
Date: 2010
Location: Palestine
Company: Palestinian Institute for Financial and Banking Studies
Position: Consultant/ Trainer
Description: • Facilitated courses in SME banking (Marketing, Sales, Feasibility Studies, Financial and
Credit Analysis and Loan Guarantees) for Palestinian bankers on behalf the Palestinian
Institute for Financial and Banking Studies and the William Davidson Institute WDI of
the University of Michigan, USA. Conducted a Train of Trainers (ToT) for Palestinian
bankers and expert trainers
Date: 2009
Location: Jordan
Company: Royal Society for Conservation of Nature
Position: Trainer
Description: • Led a training course to 20 regional managers on the basics of budgeting and accounting
where the managers’ goal is to make Jordanian nature reserves sustainable.
Date: 2009
Location: Jordan
Company: European Commission/ Jordan Enterprise
Position: Consultant
Description: • Preparation of a Market Impact Assessment study for the Jordan Loan Guarantee
Corporation. The study was part of program to assist the JLGC to establish a Service
sector Loan Guarantee Scheme
Date: 2007, 2009
Location: Jordan
Company: SABEQ/ USAID
Position: Consultant/ Trainer Two one week workshop
Description: • Conducted a marketing plan training course for the Jordan Business and Professional
Women Associations
• Facilitated six-week market competitive analysis training sessions under the Professional
Communities Initiative for Jordanian professionals
• Assisted a team of expat experts to analyze the Jordan Loan Guarantee Corporation
11. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Date: 2009
Location: Jordan
Company: Iraqi Middle Market Foundation (IMMDF)
Position: Trainer - Two one week workshop
Description: • Conducted a bank training workshop on bank good governance, communication,
customer service and marketing planning on behalf of the IMMDF, a joint venture
program between CITIBANK and OPIC.
Date: 2009
Location: Kurdistan, Iraq
Company: Danish Refuge Council (DRC)
Position: Trainer
Description: Conducted training workshop on feasibility, economic, and marketing research studies to Iraqi
Economic Generation staff; DRC is working on training and developing Iraqi researchers to better
manage relief programs.
Date 2008
Location Lebanon
Company Iraqi Middle Market Foundation (IMMDF)
Position Trainer
Description Conducted a bank training workshop for SME credit officers on financial analysis, loan
guarantees, marketing and cash flow analysis.
Date 2008
Location Lebanon
Company Centre for International Private Enterprise (CIPE)
Position Trainer
Description Conducted training for the Iraqi Association of Securities Dealers at the Iraqi Stock
Exchange covering business ethics, strategy development and corporate governance.
Date 2008-Present
Location Jordan – 2008 - Current
Company Banking Solutions International Ltd. (BSI)
Position Deputy Managing Director
12. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Description Management activities: build BSI client base, expand BSI operations regionally, build
capacity of BSI trainers and consultant associates, develop BSI training programmes,
develop and write training manuals along with detailed training sessions, conduct
training of trainer sessions on the developed manual and materials, network with local
and regional financial institutions as well as local and international donors.
Major Accomplishments:
• Led preparation of a business plan and feasibility study for SANAD Islamic Investments,
a Jordanian Venture Capital Fund Company.
Selected by Philadelphia Consulting Group (Amman, Jordan) to lead two teams of bank
consultants and business professional trainers in Tripoli, Libya:
• Restructured the National Commercial Bank of Libya, including re-writing bank
policy and procedures (PPM), HR review, developing marketing material, training
staff and designing new bank organizational structure. The team consisted of 6
experts in the banking, marketing and human resources.
• Trained the Land Registry Agency (LRA), a Libyan government agency of 2000
employees, on communication skills, customer service, team building, leadership,
motivation and change. All the training manuals were developed and written in
English, then translated to Arabic for final approval to commence delivery.
• Developed and implemented training programs for LRA senior and executive
managers which included 3 month coaching sessions for executives.
Date 2008
Location Iraq
Company United Nations for Industrial Development (UNIDO)
Position Consultant
Description Provided short term consultancy services on developing SME revolving credit lines.
The fund was to work as Seed Fund to help beneficiaries with business ideas to
incorporate and early establishment in Erbil, Iraq.
Date 2007
Location Various
Company Arab Academy for Banking & Financial Sciences
Position Consultant
Description • Conducted 3 training of trainer sessions to qualify trainers on delivering the Financial
Operations Results-Jordan (FOR-Jordan) SME trainings.
• Conducted workshops on access to finance, SME lending, strategic marketing and
planning consultancy services, strategic portfolio development, and financial analysis.
• Trained the Europe Palestinian Credit Guarantee Fund staff and their participating
banks’ employees on loan guarantee operations.
• Conducted training workshop on how to establish, operate and manage loan
guarantee schemes to Palestinian bankers for the Palestinian Institute of Banking and
Financial Studies sponsored by the USAID – Palestine
Date 2007-2008
13. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Location Jordan
Company Business Development Centre (BDC) /USAID
Position Director of Business Development and Special Initiatives
Description • Established a BDC training arm and expand it regionally;
• Conducted training of trainers sessions to qualify new trainers for BDC’s training
programs;
• Developed training manuals along with associated materials;
• Networked with local and international donor agencies;
• Developed BDC export promotion programmes;
• Consultant and trainer to BDC financial programme.
Date 2007
Location Jordan
Company WAMAR International, USA
Position Freelance Trainer
Description • Work through Lead2Act Consulting, financed through USAID, Mr. Abu-Arja trained the
Iraqi Ministry of Electricity on multilevel management on various managerial skills.
• Prepared and delivered sessions on Financial Management, Financial Analysis,
Budgeting and forecasting.
Date 2007-2009
Location Jordan
Company Centre for Civic Collaboration /USAID
Position Consultant and Freelance Trainer
Description Worked on the USAID-funded Private Sector Project (PSP) to provide training to
women doctors on finance, budgeting, marketing and management to help them
manage private clinics.
Date 2006-2007
Location Jordan
Company Jordan Postal Saving Fund (PSF)
Position Lead Consultant
Description Performed a training needs assessment (TNA) for the PSF.
Date 2006-Present
Location Jordan
14. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Company Maharat /USAID
Position Consultant and Freelance Trainer
Description Worked for the Maharat program, a component of a USAID sponsored Tatweer
Project, conducted training course for new university graduates on marketing
planning, leadership and public relations, and business support mechanism.
Date 2006-2007
Location Jordan
Company Royal Scientific Society (RSS) /Danish Technical Institute (DTI)
Position Consultant and Freelance Trainer, Three one week workshop
Description Worked on a project for marketing and business development; assisted the project’s
goal of improving SME managers/owners’ knowledge of marketing, management and
business support mechanisms.
Date 2004-Present
Location Jordan
Company FOR-Jordan (financed by the Middle East Partnership Initiative (MEPI) of the US State
Department)
Position Consultant and Freelance Trainer
Description • Works part time on the FOR-Jordan project designed to train and assist SME
owners/managers and banks to speak a common financial language;
• Designs, edits, reviews and revises the training manuals.
Date 2002-2007
Location Jordan
Company Jordan Loan Guarantee Corporation (JLGC)
Position Training Manager
Description • Evaluated and assessed employees’ training needs.
• Prepared and implemented the annual training plan and budget.
• Organised two training programmes for the Iraqi Company for Bank Guarantees along
with two JLGC and ICBG board of director’s gatherings in Amman, Jordan. JLGC
management trained ICBG staff on methods of operations and shared
documentations.
Date 2002-2007
Location Jordan
Company Jordan Loan Guarantee Corporation (JLGC)
Position Manager
15. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
Description • Prepared market research using surveys and published studies to help the
corporation develop new programmes and improve existing programmes such as
@Rating (business credit information) or the Consumer Credit Bureau (Al-Watania
Credit Bureau) in addition to conducting market research studies, such as: Jordan
olive oil sector, tourism, transportation, housing, SME access to finance needs, UNIDO
SME needs study;
• Responsible for organising business events, training seminars, workshops and the
Credit Alliance regional conference;
• Maintained contact with all commercial banks on a daily basis to market the
corporation’s different programs using all mediums of communication such as
personal meetings, letters and electronic modes;
• Cooperated and worked with many government, semi-government, business
associations, NGO’s and donor organizations such as NAFES, JUSBP, JUMP, EJADA,
CIDA, BDC, JABA, JEBA and EMPRETEC to improve the corporation’s relation with SME
support agencies;
• Worked as a company liaison officer on many of the corporation’s short and long-term
projects such as the EJADA 10-year evaluation of JLGC operation and EMPRETEC
entrepreneurship training program, a UNCTAD project;
• Corresponded, organised and managed corporate relations with many international
organizations such as: Guarantee Organizations Network, Euro-Mediterranean project
sponsored by the European Commission; Multilateral Investment Guarantee Agency
(MIGA) a World Bank agency; Jordan Investment Board; International Finance
Corporation; EC; Islamic Development Bank; United Nation Industrial Development
Organization; Asian Development Bank; Inter-Arab Investment Guarantee Agency.
Date 1997-2000
Location USA
Company Kensad Inc.
Position Manager, Business Development
Description • Provided consulting services to new and existing businesses in Northern Texas and
Southern Oklahoma, helping to find new locations for expansion and growth;
• Explored and provided new and known marketing and advertising techniques using
different mediums to increase sales and business exposure;
• Acted as a mentor to a number of clients employees;
• Trained client’s employees.
Date 1994-1997
Location Jordan
Company Arab Banking Corporation
Position Deputy Section Head
Description • Supported back-office in dealing with all accounting and correspondence with local
and international clients through letters and telex messages;
• Opened and amended letters of credit and audited the documents before effecting
payments;
• Affixed the first and second part of a test-key for outgoing tested messages between
the home office and the correspondent banks, and authenticated incoming tested
messages from foreign banks;
• Bank treasury support;
• Assisted and evaluated credit applications before granting;
16. Mr. Majdi ABU ARJA, – Abuarja2@hotmail.com --- Abuarja1@yahoo.com +962 777 309 329
• Studied and analysed possible bank investment proposals in foreign and domestic
securities offering, and then provide recommendations toward such investments in
order to help management in the decision- making process.