Housing the Forgotten Majority: David Smith-Milne, PlacefirstPlace North West
David Smith-Milne, managing director of Placefirst, looks at the growth of the PRS sector, what this means for the market, and the importance of meeting residents needs
Is Canada heading down a slippery slope - November 26, 2016paul young cpa, cga
This presentation discuss key areas that either drive business investment or consumer spending. The presentation is design to look at policy statements that may impact both private sector investment and Income Growth in Canada
Housing the Forgotten Majority: David Smith-Milne, PlacefirstPlace North West
David Smith-Milne, managing director of Placefirst, looks at the growth of the PRS sector, what this means for the market, and the importance of meeting residents needs
Is Canada heading down a slippery slope - November 26, 2016paul young cpa, cga
This presentation discuss key areas that either drive business investment or consumer spending. The presentation is design to look at policy statements that may impact both private sector investment and Income Growth in Canada
Halifax, Nova Scotia, is renewing its Economic Strategy for 2011-2016 in collaboration with all three levels of government, business and community.
This presentation provides economic background
The Canadian Energy Economy and Aboriginal Canadians - Facts and StatsGreg Farney
A 'neutral' overview of the facts and statistics associated with Canada's energy economy and how Aboriginal Canadians can positively impact our energy future through employment and partnerships.
Chindia Alert: You'll be living in their world very soonCharlesChang
There is not only huge interest in Chindia: China and India, but there is an over abundance of information. You can hardly open a newspaper without at least one article on China or India. However, as we know, having lots of information available does not necessarily make one any wiser.
This presentation attempts to make the information more meaningful by putting some order or structure to the information. Due to the eclectic nature of the content, the website may be of interest and use to anyone interested in the evolution of global economics and politics.
Presentation in Miami on Nov 19 2010 to the "Conseillers du commerce extérieur de la france" (i.e. the Trade Advisors of France) on Canada's commercial relations with Florida and the Caribbean region.
D2N2's visitor economy publication, as featured in the Nottingham Post on the 29th of April 2014.
This publication highlights businesses in the D2N2 area that contribute to the Food & Drink manufacturing key sector
Pre-construction condos in Kitchener offer an exciting opportunity for prospective homebuyers and investors to secure a modern and vibrant living space in this thriving Ontario city. These condominiums are currently in the planning and development phase, offering the advantage of customization and often lower introductory prices compared to finished units.
A presentation by Dave Hardy, Principal of Hardy Stevenson and Associates Limited at an event by Scarborough Business Association on February 8, 2017. It was about Scarborough's economy and how to build Scarborough into an economic powerhouse.
A recent presentation to the New South Wales Business Chamber by .id Economist Keenan Jackson, reviewing the region's recent economic performance and progress toward the regional plan.
Using micro-campaigns to test big ideas in marketingLindsey Fair, MBA
Higher Education is notoriously ‘safe’ when it comes to marketing; some would even say ‘boring.’ Using case studies from several institutions, this presentations shows how using micro-campaigns gives you the chance to test new channels, risky headlines, embrace collaboration, and to get faster brand awareness and ultimately better ROI.
Halifax, Nova Scotia, is renewing its Economic Strategy for 2011-2016 in collaboration with all three levels of government, business and community.
This presentation provides economic background
The Canadian Energy Economy and Aboriginal Canadians - Facts and StatsGreg Farney
A 'neutral' overview of the facts and statistics associated with Canada's energy economy and how Aboriginal Canadians can positively impact our energy future through employment and partnerships.
Chindia Alert: You'll be living in their world very soonCharlesChang
There is not only huge interest in Chindia: China and India, but there is an over abundance of information. You can hardly open a newspaper without at least one article on China or India. However, as we know, having lots of information available does not necessarily make one any wiser.
This presentation attempts to make the information more meaningful by putting some order or structure to the information. Due to the eclectic nature of the content, the website may be of interest and use to anyone interested in the evolution of global economics and politics.
Presentation in Miami on Nov 19 2010 to the "Conseillers du commerce extérieur de la france" (i.e. the Trade Advisors of France) on Canada's commercial relations with Florida and the Caribbean region.
D2N2's visitor economy publication, as featured in the Nottingham Post on the 29th of April 2014.
This publication highlights businesses in the D2N2 area that contribute to the Food & Drink manufacturing key sector
Pre-construction condos in Kitchener offer an exciting opportunity for prospective homebuyers and investors to secure a modern and vibrant living space in this thriving Ontario city. These condominiums are currently in the planning and development phase, offering the advantage of customization and often lower introductory prices compared to finished units.
A presentation by Dave Hardy, Principal of Hardy Stevenson and Associates Limited at an event by Scarborough Business Association on February 8, 2017. It was about Scarborough's economy and how to build Scarborough into an economic powerhouse.
A recent presentation to the New South Wales Business Chamber by .id Economist Keenan Jackson, reviewing the region's recent economic performance and progress toward the regional plan.
Using micro-campaigns to test big ideas in marketingLindsey Fair, MBA
Higher Education is notoriously ‘safe’ when it comes to marketing; some would even say ‘boring.’ Using case studies from several institutions, this presentations shows how using micro-campaigns gives you the chance to test new channels, risky headlines, embrace collaboration, and to get faster brand awareness and ultimately better ROI.
Agile Content - From inside the head of an 18 year old. Lindsey Fair, MBA
Using the key forms of digital analytics (content analysis, benchmark analysis, sentiment analysis, influencer analysis, and socialgraphics) to develop a content strategy that resonates with an 18 year old. Content, good content that is, can’t be developed unless you understand who you are speaking to, so let’s start with some inexpensive ways to figure out more than just their demographics. You may get a little dirty in this session as we’ll actually run through from analysis to content creation.
Presented at #PSEWEB
An employer's perspective on teaching essential employability skillsLindsey Fair, MBA
From an employer's perspective this study highlights the need for a shift in leadership of who's driving the essential employability skills (EES) agenda from governments and institutions to employers and students. Success with student-demanded career placements, especially those in hyper-competitive marketplaces, are proving to be more related to EES than to the program of study. A variety of resources are being directed to teaching employability skills at many post-secondary institutions; however, no
significant EES gap improvements have been noted in the last decade.
Through a qualitative study using open-ended interview, this research sheds light on what EES gaps exist among employers, who should lead the development of EES, and
how best youth entering the labour market should develop the EES they will need to succeed.
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
4. Population: 167,965
Avg income: $49,778
Avg household income =
$92,572
2.31 people per household
47,995 own their dwelling
4,859 have citizenship other
than Canadian
19,898 are bilingual (French
and English)
2nd largest city in eastern
Ontario
30% non-religious, 28%
Christian
Winter temperate avg = -8C
Proximity to urban centres / international cities
Proximity to us border
Mouth of st Lawrence, lake ontario and Rideau canal
Edge / below 401
2.5 sides are water
Limits to growth – due to physical landscape
city divided by canal
401 is north ‘border’ but that’s not where we end
Large amount of land = low population density, but all in one corner / economic hub especially as need for services / less farming
Islands not officially part of us but do make up economy / rely on economy
Dark sky preserve
Unesco heritage site
Kingston
First capital of Canada
Population: 167,965 (female 86,361 vs male 81,604)
Avg income: $49,778 (males $57,076 vs female $43,058); household income = $92,572
2.31 people per household
47,995 own dwelling, 23, 435 rent
4859 have citizenship other than Canadian
19,898 are bilingual (French and english), other languages with over 1000 speakers = german, dutch, portugese, Italian, Spanish, Chinese
2nd largest in eastern ontario, low population density
Younger population than other eastern ontario cities
Highly educated population
30% non-religious, 28% Christian
Lake ontario = moderating affect = cold spring, warm fall, windy city (thermals), humid
Largest sectors = tourism, health care, education, retail, government
About $1200 cheaper / month to live in Kingston than Toronto if renting, and save almost triple that if owning in both cities, salaries don’t compare at same rate (https://www.numbeo.com/cost-of-living/compare_cities.jsp?country1=Canada&city1=Kingston&country2=Canada&city2=Toronto)
Claims to fame:
Restaurants, Post-secondary institutions, Tragically hip, Corrections, Hockey, Sir john a – prime minister, 1000 islands, sailing
Space for transportation is the issue.
CFIB – Canadian federation of independent business 2017
Highest shortage now since during the 2008 recession (http://www.cfib-fcei.ca/cfib-documents/rr3456.pdf) > retail, hospitality, construction
9,000 workers to fill a variety of positions over the next 15 years, noting the looming ‘talent deficit’ includes tour boat captains, nurses, chefs and stone masons, to name a few. (Rob Wood, 8020 info inc – consultant)
Highest number of PhD’s per capita in country, skilled labour jobs going unfiled, we are in a hyper-competitive labour market (more jobs than people looking for work). 5.4% unemployment, but not a match for jobs required. And 5.4 once of the lowest unemployment rates in canada right now. Meaning, businesses can’t find people – no pool to draw from.
>1/4 of population over 60, >1/2 of population not workforce age (44,838 >60 yrs, 44,359 <24 = 89197 not workforce age, 78769 age 25-59)
30,000 of population are students and only here ¾ of year, 30,000 are tourists and not working = no stable workforce for businesses
https://www.canada.ca/en/immigration-refugees-citizenship/corporate/reports-statistics/research/recent-immigrants-metropolitan-areas-canada-comparative-profile-based-on-2001-census/partg.html , 70% of new immigrants to canada live in our 3 largest cities
https://novascotia.ca/finance/statistics/news.asp?id=12532 > STUDY: IMMIGRATION AND DIVERSITY: POPULATION PROJECTIONS FOR CANADA AND ITS REGIONS, 2011 TO 2036
Not really changing
https://www150.statcan.gc.ca/n1/pub/91-214-x/2017000/section01-eng.htm
Our natural growth is declining, so only way to grow labour force is through immigration – and we punch above our weight in many categories but not international
Controversial famous people not our biggest issue
Infrastructure
ICT / broadband
Haves vs have nots, north of city
Replacement burdens
Schools = risk to hollowing out affect
Can’t keep up with growth
NIMBY effect
Limited bikability, roads tricky for high speed travel, old plans / small roads
Bylaws – building height, red tape / process still not full amalgamated
Sector specificity – leads to next challenge of sector dependency
Public sector = 26% (just with top 9, other smaller ministries / boards exist) of population work in public sector (cfb Kingston, kgh, ldsb, corrections, providence, city, hotel dieu, slc, ministry of health)
vulnerable to public sector budget, policy, spending – hiring / salary freezes, provide stability but not necessarily innovation or contribute in same way to local community – sport team sponsorship for example, sometimes further transient populations – military for example (largest base in Canada)
Salaries / packages sometimes hard for local employers to compete for talent
Don’t pay taxes
Some of this goes back to history / physical geography
First capital – military, education
Limestone – corrections
Centrality – health care
Private sector = top 9 private employers only equate to 4% of economy (invista, starteck, empire life, agnew foods, calian tech, bell, novelis, tim hortons distribution, Assurant – we take coffee very seriously – must be all the studying)
Tourism – vulnerable to economy, in particular US economy and policy regarding travel, seasonal economy
Statistics Canada. Table 14-10-0288-02 Employment by class of worker, monthly, seasonally adjusted (x 1,000)
business.kingstoncanada.com/.../KingstonLabourMarketAnalysisReport-Feb112013FINAL.pdf
11,972.90 private 76% 3,798.80 public 24% 15,771.70 total 1,200.00 non-profit 8% canada
4,751.40 private 78% 1,368.50 public 22% 6,119.90 total 917.99 non-profit 15% ontario
8553 non-profit 82436 9% 45495 private 50% 36942 public 41% 90989 total kingston
The Canada Mortgage and Housing Corporation’s rental market report
city’s rental housing vacancy rate to its lowest level in almost 30 years.
lowest vacancy rate in Ontario in 2017
0.7 per cent, the Kingston Census Metropolitan Area less than half the provincial average of 1.5 per cent.
dropped from 2.6 per cent in 2016.
“This change in vacancy rate over a one-year period is significant,” a report to council from city staff stated. “A healthy vacancy rate is considered to be around three per cent.”
Factors =
temporary accommodation (Airbnb) – 450 listings, comparable to London which is double our size
Demand – international students growth, not staying in residence
Builders purchase land, but don’t begin building – waiting for more money?
Red tape of ontario government holding up permits
Building height bylaw
Mortgage rates go up even slightly, less renters become home buyers
Foreign investment – but less so for us than urban areas
implications
= rents go up (challenge on affordable housing, pushing people that need access to services beyond core where services exist) – 3% increase this year
= immigrants don’t come
= people buy when they shouldn’t, drain on economy
I can’t end a presentation with what’s wrong with my city without celebrating what is good with it.
We have physical assets that keep our downtown and tourism sectors in demand. And may even be keeping our residences healtheir = Top 50% of healthiest cities in canada – including mental health (101 health regions in Statistics Canada's 2013 Health Profile.)
Our downtown is thriving. – year over year wins awards, in part due to physical traits for sure
Tourism – US politics has meant an increase in ‘staycations’
In the middle of everything, not in the middle of nowhere
Quality of Life: Officially a ‘smart city’, a safe city, a green city and on the way to being a sustainable city.
Among colleagues that challenge you.
Lots of outdoor activities.
Good enough weather.
Fresh water sailing capital, more restaurants per capita
Can buy a house
We have some of the cleanest water in the Great Lakes. (Lake Ontario Waterkeepers)
One of the safest cities in Canada (5th)
We have stability of public sector, but investments in private and B-companies (private for good) sectors on the rise = innovate Kingston – the breakout project, SLC innovation centre in DK
International recognition and growth beginning to happen. #1 small city for FDI (foreign direct investment)
Feihe International Inc., a China-based manufacturer of infant formula, announcing that it will open a facility in Kingston by 2019. 1,000 jobs during construction and 200 full-time jobs when completed
Largest investments in Kingston history Canada Royal Milk, a division of Feihe International selected Kingston for their manufacturing location and research and development facility. The 320,000 square foot plant is now under construction in the Cataraqui Estates Business Park and is anticipated to be in operation by 2020.
Frulact Group (Portugal) selected Kingston, Ontario as the home for their first North American. plant and research facility. The company acquired 15 acres of prime development land in the Cataraqui Estates Business Park with an option for an additional 15 acres and plans to hire approximately 50 employees.
In May 2017, this 55,000 square foot facility opened and began manufacturing. In early 2018, Frulact announced a 30,000 square foot expansion to their Kingston facility - creating 75 jobs by 2019!
Doubled our new immigrant population by double in 2017.
Government is investing in Kingston:
Public Schools
Post-Secondary institutions
Research
Downtowns / Tourism
Regional Health networks
ICT / Broadband strategy in phase 1
The City’s IS&T and GIS departments are preparing the launch of a new public data mapping app called My Neighbourhood that visualizes city data including the location of parks, schools, libraries and fire stations as well as showing details of permit and development applications on a smartphone or tablet. The new app is expected to be available by late fall 2018.
Labour Market
The recently funded Workforce Data Analytics Pilot is a platform to provide support to jobseekers, workers, and employers by promoting a thriving workforce in Kingston through Artificial intelligence and cognitive computing and was developed by collaboration between the City, Queen’s Centre for Advanced Computing, IBM and SLC.
Transportation
Airport
Third Crossing
Most importantly…. We are the happiest city on the planet
According to an Instagram study that is.