CREDIT SUPPORT OFFICER
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Currently working as Credit Support Officer In Deputy Manager Cadre, handling Small and Medium enterprise clients.
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Rajesh Kumar Gupta is seeking a managerial role in banking, financial services, or IT/ITES sectors leveraging over 6 years of experience in banking operations, branch management, audit, compliance, ATM management, business development, financial analysis, portfolio management, client relationship management, and wealth management. Currently he is the Branch Manager at ICICI Bank Ltd. in Sirsa where he is responsible for business development, branch operations, portfolio management, client relationship management, and wealth management. He holds a PGDM in Finance and a BBA in Marketing.
siva CV
N. Siva Naga Prasad has over 11 years of experience in microfinance and banking sectors. He has held roles such as Credit Officer, Branch Manager, Regional Manager, and Zonal Manager. Currently, he is a Regional Manager at Muthoot Fin Corp where he is responsible for the growth, operations, and people management across multiple branches. He has a BSc degree from Nagarajuna University and experience managing teams of over 200 employees.
Rohit DoraCV
Rohit Kumar Dora is seeking a challenging position that allows him to apply his knowledge and assist customers effectively. He has over 3 years of experience as a Credit Relationship Manager for business loans at ICICI Bank, where he analyzed financial reports, prepared credit appraisals, coordinated with legal and valuation teams, and monitored customer accounts. He has an MBA in Banking and Finance and qualifications in banking, computer applications, and secondary education.
Sandhya S-HDFC Bank
This document contains the resume of Sandhya Singh. She has over 10 years of experience in banking operations at HDFC Bank, currently working as a Personal Banker Authorizer in Noida. Her responsibilities include account opening authorization, stop payment requests, locker allocation, customer service and query resolution. She has consistently received awards for her performance and sales achievements. Prior to her current role, she worked as a Teller Authorizer and Personal Banker, responsible for sales, portfolio management, operations and achieving income targets. She holds an MBA in Marketing and Finance and is proficient in English and Hindi.
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CREDIT SUPPORT OFFICER
- 1. Sripardha Vagira | sripardha@outlook.com |+91-9573788677 EXPERIENCE Deputy Manager-Credit Support Officer, State Bank of India November 2019 - Present • Analyses Credit data and Financial Statements of Small and medium business enterprises and merchants for extending credit facilities. • Preparation of reports and recommendations and presentation of Loan proposals to Chief Credit officer. • Maintenance of all Post sanction documents and follow-ups. Assistant Manager, State Bank of India September 2017 – October 2019 • Customer Relationship Management, supervising customer centric banking operations & ensuring customer satisfaction by achieving delivery & service quality norms in addition to complaints management. • As a Assistant Branch Manager, Managing the branch and the team of 15 members, and achieving branch targets as well as satisfying customer needs by selling various financial products. • Leading a team for managing the functions of Retail banking operations, authorizing teller services, Cash, Clearing, Fund Transfers and Cash Management System. • Develop strategies to promote and sale of banking products and services such as deposits and loans and cross sell of other financial products. • Acquiring new personal and business clients, assist them with their everyday banking needs, respond to client inquiries, and interact with clients to offer assistance and advice. • Evaluate and address customer needs, responding to their queries, recommending suitable products to increase both customer satisfaction and financial growth. • Appraisal and underwrite the loan application and evaluate financial documents to support the loan for credit approval. • Review and analyze loan application, credit bureau reports, financial statements and collateral valuations to determine loan-to-value and debt-to-income ratios prior to making loan decision. • KYC/AML verification and customer due diligence process. Assistant, State Bank of India Hyderabad Customer Support and Sales May 2013 - August 2017 • Receive payments by cash, check, credit cards, vouchers, or automatic debits. • Confer with customers by telephone or in person to provide information about products and services, take or enter orders, cancel accounts, or obtain details of complaints. • Compile and maintain non-monetary records and reports. • Assist customers by providing information and resolve their complaints. CERTIFICATIONS • CAIIB with Retail Banking by IIBF. • JAIIB by IIBF. • Certificate in Commercial Credit from Moody’s Analytics. • NISM-Series-XV, Research Analyst Certification by NISM.
- 2. • NISM-Series-V-A, Mutual Fund Distributors Certification by NISM. • NISM-Series-VIII- Equity Derivatives Certification by NISM. EDUCATION Master of Business Administration Visakhapatnam, AP Dept. of Commerce and Mgmt. Studies, Andhra University 2011 – 2013 • Cumulative GPA: 8.33/10 • Major in Financial Management and Marketing Management. • Project on Inventory Management at Rastriya Ispat Nigam Ltd., Visakhapatnam Bachelor of Commerce 2007-2010 Andhra University, Visakhapatnam • Total Percentage 62% • Major in Accounting, Commerce. COMPETENCIES • Strong interpersonal skills • Strong knowledge of banking operations • Excellent oral and written communication at all levels • Computer Skills: MS Excel, MS Outlook, MS Power Point, • Sound knowledge on financial markets