Company Presentation by Rodney Sherwin Shibu on Stripe and Stripe's Payment Processing products

1. Rodney Sherwin Shibu (rodneyss)

2. Problems
• Developers have trouble integrating
payments
• Small business are unable to
efficiently process payments
• Fraudulent activity is commonplace
online

3. Solutions

4. Persona
• Graduated from U of M with CS
degree
• Sells handmade jewelry products
• Runs her own website
• Opening brick and mortar store
soon

5. Valuation Growth
0
5
10
15
20
25
30
35
40
2011 2012 2013 2014 2015 2016 2017 2018 2019
Billions of Dollars
Stripe's Valuation
Stripe's Valuation

6. Customers

7. Business Model
”We only make money if you make money” - Patrick
Collison
2.9%
+ $0.30
Credit/ Debit Card
Fees
ACH
0.8%*
*Capped at $5
Stripe Terminal
2.7%
+ $0.05

8. History
Jan 2010
Y-Combinator
Sep 2011
US Launch
Mar 2013
First
Acquisition
Jan 2015
Stripe Radar
Feb 2016
Stripe Atlas
Sep 2019
Financial
Services

9. About the Founders
Patrick and John Collison, Stripe Co-Founders

10. What’s HOT
• Developer-first product
• Marketed by word-of-mouth
• Transparent pricing
• Cutting-edge fraud detection

11. Secret Sauce

12. Competition
POS Terminals
International
Payments
International
Marketplaces
Suitable for Low-
Volume Businesses

13. My Prediction
• New Products
• Diversification within Fintech Space
• International Expansion
• No IPO in near future

14. Rodney Sherwin Shibu (rodneyss)
Questions

15. Sources
• https://vator.tv/news/2017-01-06-how-does-stripe-make-money#targetText=In%20addition%20to%20those%20fees,0.5%20percent%20in%20transaction%20fees.
• https://stripe.com/
• https://www.forbes.com/sites/tomtaulli/2019/09/20/startup-lessons-how-stripe-created-a-35-billion-giant/#402b5e050602
• https://www.startupgrind.com/blog/the-collison-brothers-and-story-behind-the-founding-of-
stripe/#targetText=The%20founders%20say%20that's%20the,creates%20an%20attractive%20fraud%20target.
• https://www.cnbc.com/2019/09/19/fintech-start-up-stripe-notches-35-billion-valuation-in-funding-round.html
• https://www.drift.com/blog/stripe-billion-dollar-growth/
• https://stripe.com/files/payments/IDC_Business_Value_of_Stripe_Platform_Full%20Study.pdf
• https://techcrunch.com/2012/07/09/payments-startup-stripe-swipes-20m-from-general-catalyst-sequoia-thiel-and-more/
• https://www.crunchbase.com/organization/stripe#section-funding-rounds
• https://www.cnbc.com/2019/05/14/stripe-2019-disruptor-50.html
• https://woocommerce.com/products/stripe/
• https://www.irishtimes.com/business/technology/brian-caulfield-takes-issue-with-john-and-patrick-collison-1.2691357
• https://www.merchantmaverick.com/stripe-payments-competitors-and-alternatives/
• https://squareup.com/us/en/app-marketplace
• https://www.cardfellow.com/blog/braintree-vs-stripe-which-is-better-for-online-payments/#targetText=Advantage%3A%20Stripe.,passing%20the%20money%20to%20you).
• https://www.adyen.com/
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