The speaker discusses the importance of personal prayer and Scripture reading as crucial tools for spiritual growth. Some common reasons for not having a personal prayer time include thinking that going to church is enough, lack of understanding about prayer, lack of time, feeling unworthy, and finding it too difficult. However, with commitment to a scheduled daily prayer time, dealing with distractions, and openness to the Holy Spirit, regular prayer can become easier. Both prayer and Bible reading are needed to tap into God's power and live a Spirit-filled life.