Car insurance is mandatory to cover costs in an accident. It is best to shop around, increase your deductible, insure your home and car together, pay lump sums, and take advantage of discounts. Common car insurance providers are Allstate, Geico, and Progressive. Life insurance is important to provide for family after death, covering funeral costs and expenses. Those more likely to need life insurance are married people, those with children, people with lots of debt, and those expecting high funeral costs. Popular life insurance providers include Aflac, Metlife, and Prudential. Health insurance is also important because medical bills are expensive. Costs can range from $42 to $1246 depending on services