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mayjThis document discusses possible career paths and steps to take to become a pastry chef, children's minister, or baker. It outlines relevant skills and qualities like patience, creativity, and enjoying working with children. Financial information is provided for each career, with children's minister earning the most on average. The final step encourages gaining experience through employment or volunteering in one's chosen field.
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Chapter 15
The document discusses decision making processes for purchasing a car and cell phone. It lists different types of retailers including discount stores like Walmart and Target, department stores like Belk and Macys, and specialty stores like Ace Hardware and Best Buy. It also briefly defines impulse buying as purchasing too quickly without consideration.
Chapter 15
For over 47 years, Consumers Digest magazine has helped people make informed decisions in a complex marketplace. The document then discusses decision making processes for purchasing a car and cell phone, including identifying needs and wants, available options, desired satisfaction, and evaluating alternatives. It also lists some common discount stores, department stores, and specialty stores. The document concludes by defining impulse buying as quick purchases without consideration and providing some examples of common impulse buys like candy and gum.
Chapter 18
This document discusses key concepts related to personal finance and credit, including definitions of credit, interest rates, and major credit card companies. It also outlines factors that influence credit scores like payment history and credit utilization, as well as when to check your credit score. The benefits and problems of using credit are noted. Formulas for calculating interest are provided along with descriptions of credit applications, the Truth in Lending Law, and the Fair Credit Billing Act.
Chapter 19
This document discusses various savings and investment options including certificates of deposit, money market accounts, mutual funds versus stocks, alternative investments, and the differences in returns from investments earning 5%, 8%, or 10% interest over 20 years. It also touches on liquidity and the differences between common and preferred stocks, mentioning the New York Stock Exchange and NASDAQ.
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Oreos
The Oreo cookie was developed by Nabisco in 1912 in New York City, originally coming in lemon meringue and cream flavors in mound shapes. By the 1920s, only the cream filling remained popular so lemon was discontinued. The modern sandwich cookie design was created in 1952 featuring the Nabisco logo. Oreos are similar to Hydrox cookies from 1908, though Hydrox were withdrawn in 1999 due to losing market share to Oreos, before being reintroduced in 2008. Oreo varieties now include double stuffed, seasonal flavors, and cakesters.
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Chapter 20
Car insurance is mandatory to cover costs in an accident. It is best to shop around, increase your deductible, insure your home and car together, pay lump sums, and take advantage of discounts. Common car insurance providers are Allstate, Geico, and Progressive.
Life insurance is important to provide for family after death, covering funeral costs and expenses. Those more likely to need life insurance are married people, those with children, people with lots of debt, and those expecting high funeral costs. Popular life insurance providers include Aflac, Metlife, and Prudential.
Health insurance is also important because medical bills are expensive. Costs can range from $42 to $1246 depending on services
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Chapter 15
The document discusses decision making processes for purchasing a car and cell phone. It lists different types of retailers including discount stores like Walmart and Target, department stores like Belk and Macys, and specialty stores like Ace Hardware and Best Buy. It also briefly defines impulse buying as purchasing too quickly without consideration.
Chapter 15
For over 47 years, Consumers Digest magazine has helped people make informed decisions in a complex marketplace. The document then discusses decision making processes for purchasing a car and cell phone, including identifying needs and wants, available options, desired satisfaction, and evaluating alternatives. It also lists some common discount stores, department stores, and specialty stores. The document concludes by defining impulse buying as quick purchases without consideration and providing some examples of common impulse buys like candy and gum.
Chapter 18
This document discusses key concepts related to personal finance and credit, including definitions of credit, interest rates, and major credit card companies. It also outlines factors that influence credit scores like payment history and credit utilization, as well as when to check your credit score. The benefits and problems of using credit are noted. Formulas for calculating interest are provided along with descriptions of credit applications, the Truth in Lending Law, and the Fair Credit Billing Act.
Chapter 19
This document discusses various savings and investment options including certificates of deposit, money market accounts, mutual funds versus stocks, alternative investments, and the differences in returns from investments earning 5%, 8%, or 10% interest over 20 years. It also touches on liquidity and the differences between common and preferred stocks, mentioning the New York Stock Exchange and NASDAQ.
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This document discusses marketing mix, target markets, decision making processes, buying motives, and rational versus emotional buying. It provides examples of how Apple introduces new iPods around Christmas, lowers prices of old models and raises prices of new ones. It also discusses targeting the Chevy Volt at energy-efficient car buyers and generic products at budget-conscious consumers. The decision making process is outlined in 5 steps and an example is given of choosing an affordable but adequately sized house. Rational buying is described as the most economical option while emotional buying is influenced by popularity or image.
Oreos
The Oreo cookie was developed by Nabisco in 1912 in New York City, originally coming in lemon meringue and cream flavors in mound shapes. By the 1920s, only the cream filling remained popular so lemon was discontinued. The modern sandwich cookie design was created in 1952 featuring the Nabisco logo. Oreos are similar to Hydrox cookies from 1908, though Hydrox were withdrawn in 1999 due to losing market share to Oreos, before being reintroduced in 2008. Oreo varieties now include double stuffed, seasonal flavors, and cakesters.
Hershey
The Hershey Company was founded in 1894 by Milton Hershey in Hershey, Pennsylvania. It is now a global company with nearly $5 billion in annual revenue and over 13,000 employees worldwide. The company produces iconic chocolate brands like Hershey's, Reese's, and Hershey's Kisses. It offers employees benefits like health insurance, retirement plans, fitness programs and tuition reimbursement. Popular product lines include Hershey's chocolate, Reese's, Kit Kat, Ice Breakers, York mints and Almond Joy. The company markets its brands through television commercials and its Hersheypark amusement park.
Chapter 20
Car insurance is mandatory to cover costs in an accident. It is best to shop around, increase your deductible, insure your home and car together, pay lump sums, and take advantage of discounts. Common car insurance providers are Allstate, Geico, and Progressive.
Life insurance is important to provide for family after death, covering funeral costs and expenses. Those more likely to need life insurance are married people, those with children, people with lots of debt, and those expecting high funeral costs. Popular life insurance providers include Aflac, Metlife, and Prudential.
Health insurance is also important because medical bills are expensive. Costs can range from $42 to $1246 depending on services
Chapter 17
Commercial banks offer a wide range of financial services to build homes, start businesses, plant crops, and more, while credit unions focus only on savings deposits and loans. Popular banks in North Carolina include Wachovia, Bank of America, SunTrust, and Crescent. Electronic funds transfer and automatic bill payment allow money to be transferred electronically rather than by check. Common bank fees are charged for overdrafts, ATM usage, low balances, and teller services.
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This document appears to be a personal budget and financial summary for Jordan May that includes monthly expenses like mortgage, phone, cable, utilities, food, and entertainment. It also lists assets like a house, car, and computer, as well as liabilities such as rent, gas, and water bills. The net worth has declined in recent years due to falling stock prices.
Chapter 9
This document discusses possible career paths and steps to take to become a pastry chef, children's minister, or baker. It outlines relevant skills and qualities like patience, creativity, and enjoying working with children. Financial information is provided for each career, with children's minister earning the most on average. The final step emphasizes gaining experience through jobs or volunteering in one's chosen field.
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Chapter 10
This document discusses marketing mix, target markets, decision making processes, buying motives, and rational versus emotional buying. It provides examples of how Apple introduces new iPods around Christmas, lowers prices of old models and raises prices of new ones. It also discusses targeting the Chevy Volt to energy efficient car buyers and generic products to budget-conscious consumers. The decision making process is outlined in 5 steps and an example is given of choosing an affordable house that meets a family's space needs. Rational buying motives prioritize economy while emotional motives are influenced by popularity and image.
Chapter 9 Part 2
The document provides information on various job opportunities in the Raleigh-Durham area including manager positions at Panera Bread and Sebastian's cafeteria as well as a cake decorator role at a Soho bakery. It also discusses strategies for finding a job such as using personal contacts, attending job fairs, and creating a career portfolio with resume, references, and past employers. The Monster job board listing seeks restaurant management candidates for a high-volume sports bar with a competitive salary and benefits package.
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The document discusses decision making processes for purchasing a car and cell phone. It lists different types of retailers including discount stores like Walmart and Target, department stores like Belk and Macys, and specialty stores like Ace Hardware and Best Buy. It also briefly defines impulse buying as purchasing too quickly without consideration.
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- The Consumer Product Safety Commission protects the public from risks of injury from consumer products.
- The FDA protects public health by ensuring safety of drugs, medical devices, food, and consumer products.
- The Department of Transportation works to ensure a safe, efficient national transportation system.
- The EPA protects human health and the environment through science, research, and enforcement of environmental laws.
- The FTC protects consumers and promotes fair competition in broad sectors of the economy.
- The North Carolina Attorney General works to protect citizens from crimes and scams.
- The Better Business Bureau builds trust in the marketplace through standards
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Chapter 2 Part 2
The global economy is in recession as indicated by falling stock markets and dropping oil prices, which is bad for economies. Norway is doing well as a major petroleum exporter and is saving money. India has the second fastest growing economy expanding 7.1% despite being affected by oil prices. Japan's GDP contracted the fastest in 35 years in the last quarter of 2008.
Chapter 3
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Chapter 17
Commercial banks offer a wide range of financial services to build homes, start businesses, plant crops, and more, while credit unions focus only on savings deposits and loans. Popular banks in North Carolina include Wachovia, Bank of America, SunTrust, and Crescent. Electronic funds transfer and automatic bill payment allow money to be transferred electronically rather than by check. Common bank fees are charged for overdrafts, ATM usage, low balances, and teller services.
Chapter 16
This document appears to be a personal budget and financial summary for Jordan May that includes monthly expenses like mortgage, phone, cable, utilities, food, and entertainment. It also lists assets like a house, car, and computer, as well as liabilities such as rent, gas, and water bills. The net worth has declined in recent years due to falling stock prices.
Chapter 9
This document discusses possible career paths and steps to take to become a pastry chef, children's minister, or baker. It outlines relevant skills and qualities like patience, creativity, and enjoying working with children. Financial information is provided for each career, with children's minister earning the most on average. The final step emphasizes gaining experience through jobs or volunteering in one's chosen field.
Z Pizza
This document provides information about franchising Z Pizza, including the total upfront investment of $235.5K-319.5K, 6% ongoing royalty fee, 10 year agreement, 70 franchises in the US as of 2008 with 2 in North Carolina, competitors including California Pizza Kitchen and Pizza Hut, training available at headquarters and on-location, advertising methods like coupons and logo, rankings between 2005-2009, menu items including pizza, salad, drinks and pasta, and customers including businesses and those who like pizza.
Chapter 10
This document discusses marketing mix, target markets, decision making processes, buying motives, and rational versus emotional buying. It provides examples of how Apple introduces new iPods around Christmas, lowers prices of old models and raises prices of new ones. It also discusses targeting the Chevy Volt to energy efficient car buyers and generic products to budget-conscious consumers. The decision making process is outlined in 5 steps and an example is given of choosing an affordable house that meets a family's space needs. Rational buying motives prioritize economy while emotional motives are influenced by popularity and image.
Chapter 9 Part 2
The document provides information on various job opportunities in the Raleigh-Durham area including manager positions at Panera Bread and Sebastian's cafeteria as well as a cake decorator role at a Soho bakery. It also discusses strategies for finding a job such as using personal contacts, attending job fairs, and creating a career portfolio with resume, references, and past employers. The Monster job board listing seeks restaurant management candidates for a high-volume sports bar with a competitive salary and benefits package.
Chapter 8
Jobs in the medical field such as doctors, pharmacists, nurses and surgeons were among those growing in 2009. These careers require being well educated and having skills like enthusiasm, understanding people, confidence and not minding irritation. The document also discusses downsizing to reduce size, white collar vs blue collar jobs, and offshoring which is moving business processes done by a company in one country to another company in a different country.
Terms
The document defines three economic indicators: the consumer price index which measures changes in consumer costs over time, gross domestic product which measures total economic output excluding foreign investments, and the unemployment rate which measures the percentage of the workforce that is unemployed at a given time.
Dave Thomas
Dave Thomas grew up in Atlantic City, New Jersey and did not graduate high school, instead obtaining his GED later in life. He was raised by adoptive parents and spent much time with his grandmother who taught him values of service and respect. Thomas opened his first Wendy's restaurant in Columbus, Ohio in 1969, naming it after his young daughter whose nickname was Wendy. He founded the Wendy's franchise company and led it to success with popular products like Frosty's and hamburgers. As the leader, Thomas demonstrated goal orientation, personal initiative, and self-confidence.
Jordan’s Gourmet Treats
Jordan's Gourmet Treats is a bakery business that aims to provide the best desserts made by excellent employees in the shortest time possible. The document outlines the business's products and pricing, marketing strategy, employee needs, startup costs, goals of meeting customer needs, hiring employees, expanding, and making a profit. It also notes the business will have franchising opportunities in the future but no online operations currently, and that its main competitors are larger bakeries but it intends to stand out by being more personalized and making everything to order.
Chapter 5 Part 2
A corporation is an association of individuals created by law that has continuous existence separate from its members. Franchises like Monkey Joes and BP gas stations have advantages like existing advertising and cards but also disadvantages such as startup costs. A mission statement expresses a business's reason for existing while goals and procedures guide employee actions and organizational charts clarify reporting structure.
Franchise
Cinnabon is a bakery franchise founded in 1985 in Washington that specializes in cinnamon rolls. It opened its first franchise location in 1986 and has since expanded to over 650 locations across 30 countries. Franchisees receive initial and ongoing training and support from Cinnabon. The company has strong brand recognition and competes with other snack bakeries.
Chapter 5
Jordan wants to start her own bakery business called Jordan's Gourmet Treats. Her short term goals are to get a job, pass tests, and earn her drivers license and good grades. Her long term goals are to own her own bakery and earn college degrees in business and culinary arts.
The Better Business Bureau's mission is to promote trustworthy businesses by setting standards, encouraging best practices, recognizing role models, and discouraging substandard behavior.
Subway began in 1965 when Fred DeLuca opened Pete's Super Submarines in Connecticut. After struggling initially, they changed the name to Subway and began franchising in 1974, offering a fresh, healthy fast food alternative. Sub
Chapter 15
The document discusses decision making processes for purchasing a car and cell phone. It lists different types of retailers including discount stores like Walmart and Target, department stores like Belk and Macys, and specialty stores like Ace Hardware and Best Buy. It also briefly defines impulse buying as purchasing too quickly without consideration.
Chapter 4 Part 2
A patent is a property right granted by a government to an inventor for a fixed period of time, usually 20 years, in exchange for publicly sharing the details of the invention. Trademarks identify the source or origin of specific goods to distinguish them from others. A monopoly occurs when a single entity has sufficient control over a product or service to determine access and pricing, which can be harmful for competition. Property taxes are paid by owners based on the value of their property, while sales taxes are consumption taxes charged at the point of purchase for certain goods and services by the government. Estate taxes are paid by those transferring money or property between living persons as a gift.
Chapter 4 Part 3
The document outlines the missions of several US government agencies and organizations:
- The Consumer Product Safety Commission protects the public from risks of injury from consumer products.
- The FDA protects public health by ensuring safety of drugs, medical devices, food, and consumer products.
- The Department of Transportation works to ensure a safe, efficient national transportation system.
- The EPA protects human health and the environment through science, research, and enforcement of environmental laws.
- The FTC protects consumers and promotes fair competition in broad sectors of the economy.
- The North Carolina Attorney General works to protect citizens from crimes and scams.
- The Better Business Bureau builds trust in the marketplace through standards
Chapter 3 Part 2
NAFTA is an agreement between the US, Mexico, and Canada that started in 1944 to establish free trade between the countries. It has advantages like free trade, lower taxes on some goods, and job creation, but also disadvantages like potential job losses, environmental hazards, and lower safety and health standards. The document also lists some multinational companies from the US and other countries that operate internationally.
Chapter 2 Part 2
The global economy is in recession as indicated by falling stock markets and dropping oil prices, which is bad for economies. Norway is doing well as a major petroleum exporter and is saving money. India has the second fastest growing economy expanding 7.1% despite being affected by oil prices. Japan's GDP contracted the fastest in 35 years in the last quarter of 2008.
Chapter 3
The document discusses key economic concepts such as the balance of trade, exchange rates, and factors that influence exchange rates. It also briefly touches on geography, cultural influences, and provides balance of trade data for several countries. Specifically, it defines balance of trade as the balance between a country's total exports and imports, and how this indicates whether a country has a debt. It also lists the exchange rates of the US dollar to the Japanese yen, Mexican peso, and Russian ruble. Finally, it identifies the main factors affecting exchange rates as economic conditions, political stability, and balance of payments.
Chapter One Part Two
The document discusses several economic decisions and systems. It describes an individual deciding between living in Raleigh or Chapel Hill based on factors like jobs, commute, and personal preferences. It also discusses choosing between colleges based on school quality, cost, and future education goals. Finally, it provides brief overviews of different economic systems like command, market, capitalism, and communism.
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Understanding Golf Simulator Equipment A Beginner's Guide.pdf
Dive into golf simulation with our beginner's guide, perfect for anyone new to the concept. Understand the critical components like sturdy frames, high-quality impact screens, and side netting that ensure your safety and enrich your practice sessions. Learn the benefits of proper projector mounts and compatibility with your existing setup. This guide helps you make informed choices, transforming your home into a realistic and effective golfing practice environment.
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Boletin de la I Copa Panamericana de Voleibol Femenino U17 Guatemala 2024
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Fuente: norceca.net
Belgium vs Romania Injuries and Patience in Belgium’s Euro Cup Germany Squad....
Belgium coach Domenico Tedesco will wait for several key players to recover from injury. Even if it means they miss the opening Euro Cup Germany stages of the European Championship in Germany this month. Veteran defender Jan Vertonghen, midfielder Youri Tielemans and defender Arthur. Theate are being given time to play in the tournament because they are considered vital to Belgium’s cause, Tedesco said on Tuesday.
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UEFA Euro 2024 Tickets | Euro 2024 Tickets | Euro Cup Germany Tickets | Belgium vs Romania Tickets
"Of course, you prefer to take players who are fully fit, but that's okay. We want to wait and be patient for some players even if they cannot play in those first matches," he told a press conference. The 37-year-old Vertonghen, Belgium’s Euro Cup 2024 most-capped international with 154 appearances, is struggling to shake off a groin injury.
"He will be there normally. This also applies to Youri Tielemans and Arthur Theate. The latter's position is very sensitive. We don't have many choices at left back. "It will only change if it turns out that they will only be available when, say, the final of the Euro 2024 Championship comes around. That's too long to wait. "However, I am confident that the injured boys are on track for the Euros.
Belgium vs Romania: Radu Dragusin Prepares for Crucial Role in Euro Cup Germany
Some of them have taken not one but two steps forward in their rehabilitation," he said. None of the injured players will feature in this week’s warm-up friendlies against Montenegro and Luxembourg. Romania centre-back Radu Dragusin found chances limited at Tottenham Hotspur in the second half of the 2023-24 season.
But is crucial to his country's cause at UEFA Euro 2024 where his aerial ability, physicality and hard graft make him a standout player. The 22-year-old moved to North London from Italian side Genoa in January but was kept on the sidelines by the form of another new arrival for the season, Mickey van de Ven, something Romania coach Edward Iordanescu admitted was a concern.
It will mean limited game-time going into the finals, but Dragusin, who cites Netherlands defender Virgil van Dijk as a role model, started every Euro Cup Germany qualifier as Romania went through the campaign unbeaten in their 10 games. He will be among their most important players in their first game in Germany against Ukraine in Munich on June 17, taking the right centre-back role in what is likely to be a back four.
UEFA Euro 2024 Tickets | Euro 2024 Tickets | Euro Cup Germany Tickets | Belgium vs Romania Tickets
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Chapter 9
- 1. Chapter 9 Jordan May Block 3
- 2. Possible careers • Pastry chef • Children's Minister • Baker
- 3. Step 1 • baking • Teaching young children • movies • Encouraging • Work good with children • Patient
- 4. Step 2 • North Carolina • Small towns • Growing enough to be successful
- 5. Step 3 • Creative • Patient • Good baker
- 6. Step 4 • How would you describe yourself? • Explain how you deal with conflict. • What are your short and long term goals?
- 7. Step 5 • Pastry chef: $46,000 • Children’s Minister: $70,000 • Baker: $36,000
- 8. Step 6 • Get a job in the field for a long time • Volunteer