Modesto Auto Insurance discusses three car insurance discounts consumers may not be taking advantage of: daytime running lights, affinity or occupational discounts through organizations like colleges or professional groups, and low mileage discounts for those driving less than 30 miles per day which can lower premiums by up to 50%. The article encourages readers to research available discounts and ask their insurer about saving money, noting discounts vary but savings of 30-70% are common. Modesto Auto Insurance is a company that provides online car insurance quotes and aims to help consumers find the best annual prices.