The document provides information about the Certified Financial Planner (CFP) certification. It discusses the 4E criteria of education, examination, experience, and ethics required to obtain the certification. It also outlines the course structure, exam pattern, registration process, fees, class schedule, and faculty for CFP training programs offered by Right Horizons Academy. The certification is recognized globally and demonstrates competency in providing financial planning services.

1. Right Horizons Academy
Guiding you to a bright future
Presented by : Padmalochani . V CFPCM

2. CFP Course -Basics
CERTIFIED FINANCIAL PLANNERCM Certification is a mark of excellence
granted to individuals who meet the stringent standards of 4Es
education
examination
experience
ethics
It is the most prestigious and internationally accepted Financial Planning
qualification recognized across the globe.
CFPCM Certification is the highest level of Certification worldwide in the field
of Financial Planning with over 100000 Certificants and widely respected by
consumers, professionals & industry.
CFPCM Certification is in high Demand : Supported, recognized, promoted
and preferred by 48 organizations of BFSI Industry
The CFPCM Certification wins trust and presents opportunities worldwide.
•

3. The 4E criteria
• Education:
– A candidate must undergo Education Program through an Authorized
Education Partner or resource person or on self study mode
– Education criteria demonstrate to the public that the candidate has acquired the
necessary knowledge to become a Financial Planner.
• Examination:
– The CFPCM Examination is designed to assess the candidate’s ability to apply
Financial Planning knowledge to real-life situations.
– By passing the CFPCM Certification Examination, the candidate demonstrates
to the public that he/she has the required level of competency to practice
Financial Planning.
• Experience:
– The experience requirement qualifies work experience
– The Experience criterion is designed to provide the public with the assurance
that the candidate understands the counseling nature of personal Financial
Planning.
• Ethics: To get the CFPCM Certification, candidates should agree to abide by FPSB
India’s Code of Ethics, Rules of Professional Conduct, Practice Standards &
Disciplinary Rules & Procedures.

4. About FPSB India
• CFPCM Certification worldwide is awarded by FPSB Affiliates to
competent & qualifying candidates fulfilling the 4 E Criteria
• FPSB India is the principal licensing body for CFPCM Certification in India
through an agreement with FPSB Ltd, Denver USA.
• Financial Planning Standards Board India is a Public–Private Enterprise
and a Professional Standards Setting body for Financial Planners in India.
• FPSB India proactively guides the development and promotion of
standards for Financial Planning professionals to benefit and protect the
public in the country.
• FPSB India closely works with all the stakeholders’ viz. the Government,
the Regulators, the Industries/Associations, the Corporate, the Media and
the General Public to achieve its objectives.

5. Continuous education &
Authorization
to use CFPCM Marks• Once Certified, CFPCM Certificant must fulfill the Continuing Education
(CE) requirement to stay current on Financial Planning strategies, products
and trends affecting their clients.
• This demonstrates to the public that the candidate has kept himself /herself
abreast of developments in the Financial Planning field.
• A candidate fulfilling the criteria is authorized by FPSB India to use
CFPCM, CERTIFIED FINANCIAL PLANNERCM & CFPCM flame logo
collectively known as CFPCM Marks in his/her publishing material and
communications.
• To maintain the legitimacy of use of CFPCM Marks FPSB India publishes
the list of CFPCM Certificants on its Website Directory.
• Consumers are advised to cross-check the authenticity of the Financial
Planner claiming to be a CFPCM Certificant by referring to FPSB India
website directory.

6. Benefits of CFPCM certification
• Enhanced career and employment opportunities with Financial Services
companies. Your Services are sought by banks, distribution houses, AMC,
insurance Companies, equity broking and Financial Planning firms.
• Satisfied clients who appreciate the comprehensive approach to Financial
Planning and extend long term relationship and referrals.
• Your expertise and credibility as a qualified professional is instantly
communicated.
• More revenue streams by increasing your product and service offering to
your clients.
• Enhanced Social Status by joining the global league of FP professionals.
• Recognition in more than 24 countries across the world.
• Your credentials demonstrate trust among the financial consumers.
• You have met the global benchmark for competency, ethics & professional
practice standards to provide comprehensive Financial Planning services.

7. Who should do CFP?
• Certified Financial Planner certification is rated as "One of the best Jobs"
by U.S. News and World Report, 2012
• It has a credibility that it is rated as Gold Standard by Wall Street Journal
• CFP certification is suitable for
• Students pursuing/completed B.Com / BMS / BBA / BBI / BAF / BFM /
M.Com looking for a better opportunity in Finance industry
• Other Undergraduates / Graduates looking for a career in Finance
• MBA / CA / CA Inter adding a feather in their cap
• Professionals working in Banking & Financial Services Industry
• Relationship Managers, Wealth managers & Financial Planners from
Wealth Management companies & Banks
• Risk assessment Managers
• Independent advisors of Mutual funds, insurance & other financial products

8. Pathway to CFP & eligibility
CFP
certification
Regular
Pathway
Challenge
Status
pathway
• 12th pass with 5 years
experience in financial
services industry
• Graduate with 3 years
experience in Financial
services industry
• Must be a CA / Intermediate level, CFA
(US), ICWA, CAIIB, CS, LLB, PhD,
M.Phil, PG, Licentiate/Associate/
Fellowship of Life Insurance, Actuary,
FFSI & FLMI from LOMA, Civil
Service Examinations by UPSC.
• 3 years experience in Financial services
Industry or 5 years experience in non-
financial services industry

9. Course structure
• 6 modules
1. Introduction to Financial Planning (carries 20% weightage in each
exam)
2. Risk Analysis & Insurance Planning (Exam 1)
3. Retirement Planning & Employee Benefits (Exam 2)
4. Investment Planning (Exam 3)
5. Tax Planning & Estate Planning (Exam 4)
6. Advance Financial Planning(Exam 5)
Challenge status candidate will take up only the exam 5

10. Exam pattern & exam
registration
Exam
Name
Modules Tested Centers Exam Date Duration
Exam
Language
Exam Fees
Enrollment
trough
Exam 1
Risk Analysis & Insurance
Planning + Introduction to
Financial Planning
105 NSE
Centers
Daily (Mon-Sat) 2 Hrs English 2500 NSE Website
Exam 2
Retirement Planning &
Employees Benefits +
Introduction to Financial
Planning
105 NSE
Centers
Daily (Mon-Sat) 2 Hrs English 2500 NSE Website
Exam 3
Investment Planning +
Introduction to Financial
Planning
105 NSE
Centers
Daily (Mon-Sat) 2 Hrs English 2500 NSE Website
Exam 4
Tax Planning & Estate Planning
+ Introduction to Financial
Planning
105 NSE
Centers
Daily (Mon-Sat) 2 Hrs English 2500 NSE Website
Exam 5 Advanced Financial Planning
105 NSE
Centers
Daily (Mon-Sat) 4 Hrs English 6000 NSE Website

11. Exam Pattern
• Multiple choice objective type examination
• No negative marking.
regular pathway challege status pathway
Type of Questions Number of Questions Total Marks
Number of
Questions per case
study
Total Marks
1 Mark 38 38 Marks 15 50
2 Mark 15 30 Marks
3 Mark 14 42 Marks
4 Mark 10 40 Marks
Total 77 150 Marks Total 30 questions 100 Marks
regular pathway challege status pathway
Grade Score (Percentage) Grade Score (Percentage)
A Equal and above 75% A Equal and above 75%
B
Equal and above 60% and less
than 75%
B
Equal and above 60% and less
than 75%
C
Equal and above 50% and less
than 60%
C
Equal and above 50% and less
than 60%
Fail Less than 50% Fail Less than 50%

12. Registration Details
• Initial online-registration with NSE to get the NCFM number (candidates
with the existing NCFM-number can use the same number-no need to
register again)
• FPSB online-registration to become a CFP student in fpsbindia.org website
– Our consultant & FPSB resource person Mrs.Padmalochani.V will support you
to get the registration done.
– Any candidate who wishes to register with any other education provider can
also do it themselves
– Candidates registered already through any mode can also take up coaching with
us.
– Challenge status registration can be done even after completing the period of
coaching
** The candidates once registered with FPSB, have to wait for a 30 days period
before booking the exam slot for any module
*** This waiting period is not applicable for challenge status pathway

13. Fee details
• NCFM registration : No Fee
• FPSB Student registration: (Registration Fees valid for 1 year, inclusive of
initial CFP Certification fees, Administration & Processing Fees
– Regular pathway : 12,000
– Challenge status pathway : 23,000
• Coaching & Training fee to Right Horizons Academy
– For challenge status pathway : 25,000
– For regular pathway (Rs.5,000 per module *6) : 30,000
• Exam Fee payable to NSE
• For the first 4 module exams (Rs.2,500 per exam) : 10,000
• For the final module (Exam 5) : 5,000
We suggest that the students can use the financial calculator FC-200V (CASIO) for the
first 4 module exams & MS-Excel for the final module (Cost of FC-200V calculator is
approximately Rs.2,000)

14. Class schedule
• High impact classes by CFP practitioners with limited batch size
• For each of the 6 modules for regular pathway (overall 130 hours)
– 16 hours of class room coaching including both theory & calculations
– 4 hours of model question paper discussions & query clarifications
– Mock test for 2 hours
– This will spread across 5 weeks for each module
• Final module for challenge status pathway (overall 60 hours )
– 40 hours of class room coaching including both theory & calculations
– 15 hours of model case study discussions & query clarification
– Mock test for 2 hours – 2 tests
– This will spread across 3 months’ period
• Power point presentations are provided for each module covering the
syllabus portion.
• Mock test papers are provided for each module for practicing

15. Bonus
Accumulate Bonus
points on clearing
the modules in first
attempt
Get the
eligibility for a
practical
experience on
excel based
financial
planning
Get 100%
guaranteed
placement on
completion of the
course

16. Faculty
Mr.Anil rego
– Chartered Financial Analyst &
MBA with specialization in
finance from ICFAI
– 7 years extensive experience in
management roles specializing
in Business Planning, Mergers &
Acquisition functions in Wipro
Tech Finance Department.
– Regular panel member at
various Finance related
seminars and symposiums.
– Guest lecturer on Wealth
Management at premier
Business-Schools- IIMB, IIPM,
ITM, ICFAI and Union Bank to
name a few.
Mrs. Padmalochani.V
– A certified Financial Planner by
profession with an industry
experience of over 25 years
– A qualified Associate from
Insurance Institute of India
– A renowned faculty for CFP &
Insurance
– Has helped 1/3rds of the CFP
certificants in Bangalore for the
CFP coaching
– She heads the team of business
partners in Right Horizons
Financial Services Pvt Ltd.,

17. Disclaimer
• The classes are scheduled in advance & students can choose
the week-day or week-end batch as per their convenience
• Students missing the classes can take the guidance of the
faculty on mutually convenient time
• Anybody requiring extra hours of coaching can do so on
payment of extra fee of Rs.1000/- per hour at a mutually
convenient time
• Right Horizons Academy does not guarantee the pass-result
• Students should adhere to the code of conduct of CFP
practices as per FPSB India
• Students should avoid mal-practices in the exam premises

18. The Road Ahead – Action Plan
• First Batch of CFP starting on 9th May 2016
• Introduction to Financial Planning classes will be conducted
together for both Regular pathway & Challenge Status
• Enroll for the best in class CFP coaching & learn from the
experts

19. Thank You
Padmalochani.V CFPCM
Contact : padma.v@righthorizons.com 9980289155