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Problem Statement
Innovative early stage ventures with the potential to yield high social and environmental impact - and requiring less than USD $1 million in financing (the 'S' in SME) - are the most difficult segment of the SME pipeline to reach. This is especially true in the context of Sub-Saharan Africa. Often times early stage ventures have a limited track record and lack the collateral needed to secure debt capital from a local bank. Moreover, local banks and traditional financiers too often do not appreciate the dynamics of the entrepreneur’s specific business and therefore cannot add value beyond financial capital. The cost and complexity of due diligence is one of the limiting factors for those interested and able to invest in this segment. It simply costs too much to find genuine entrepreneurs with a solid business idea and plan—just ask anyone with an SME fund and they’ll tell you how ‘hard it is to find qualified deal flow.’ As a result, most existing SME funds seek larger deals and the highest margin businesses. At the same time, micro-credit is limited in its ability to support high growth businesses beyond small-scale enterprise and leaves entrepreneurs with potential standing on the sideline. This dynamic creates an early stage “vacuum” in which a large number of potentially thriving, innovative companies are either constrained to be micro-enterprises, and hence have a limited impact on economic growth and job creation, or don’t come into existence at all. This tends to shut out promising entrepreneurs in the sub-$1 million financing range indiscriminately, or raises the cost of capital to prohibitively high levels—above the already-high rate of return on capital exhibited by many SMEs—making financing uneconomical.
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VC4Africa exists to fill this vacuum. As the largest network connecting African entrepreneurs, angel investors and early stage VCs, VC4Africa seeks to reduce the barriers to investing in small and growing businesses with high potential to contribute to innovation and economic growth throughout Africa. But we are more than a social network. We seek to leverage our data in meaningful ways to increase access to resources and facilitate successful business and investment connections to African entrepreneurs with currently limited access. VC4Africa develops tools that work to efficiently connect members and, in our community’s drive to fuel innovation, create jobs and bring rapid economic growth to communities throughout the continent.
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Accelerating entrepreneurship in Africa
VC4Africa is building a leading peer-to-peer network that connects African based entrepreneurs with the resources (network, knowledge and capital) they require to realize their potential. By our definition, every entrepreneur we engage creates value in the areas of people, planet and profit.
Problem Statement
Innovative early stage ventures with the potential to yield high social and environmental impact - and requiring less than USD $1 million in financing (the 'S' in SME) - are the most difficult segment of the SME pipeline to reach. This is especially true in the context of Sub-Saharan Africa. Often times early stage ventures have a limited track record and lack the collateral needed to secure debt capital from a local bank. Moreover, local banks and traditional financiers too often do not appreciate the dynamics of the entrepreneur’s specific business and therefore cannot add value beyond financial capital. The cost and complexity of due diligence is one of the limiting factors for those interested and able to invest in this segment. It simply costs too much to find genuine entrepreneurs with a solid business idea and plan—just ask anyone with an SME fund and they’ll tell you how ‘hard it is to find qualified deal flow.’ As a result, most existing SME funds seek larger deals and the highest margin businesses. At the same time, micro-credit is limited in its ability to support high growth businesses beyond small-scale enterprise and leaves entrepreneurs with potential standing on the sideline. This dynamic creates an early stage “vacuum” in which a large number of potentially thriving, innovative companies are either constrained to be micro-enterprises, and hence have a limited impact on economic growth and job creation, or don’t come into existence at all. This tends to shut out promising entrepreneurs in the sub-$1 million financing range indiscriminately, or raises the cost of capital to prohibitively high levels—above the already-high rate of return on capital exhibited by many SMEs—making financing uneconomical.
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VC4Africa exists to fill this vacuum. As the largest network connecting African entrepreneurs, angel investors and early stage VCs, VC4Africa seeks to reduce the barriers to investing in small and growing businesses with high potential to contribute to innovation and economic growth throughout Africa. But we are more than a social network. We seek to leverage our data in meaningful ways to increase access to resources and facilitate successful business and investment connections to African entrepreneurs with currently limited access. VC4Africa develops tools that work to efficiently connect members and, in our community’s drive to fuel innovation, create jobs and bring rapid economic growth to communities throughout the continent.
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This is a book about our culture. About who we are, why we do what we do, and how we go about it. Our culture is the most precious asset our company has. In the long run, it will be our culture that determines our success. We need to preserve it and develop its strengths. We do not invent our culture with this book. We only document our existing culture and make it explicit. This book is a communication tool.
At the heart of our culture are our core purpose and our core values. Our core purpose reminds us why we are in this business. Our core values describe how we do things at TMC, the behaviours we need to consistently demonstrate in our daily work. We also explain the beliefs that lead us to hold and promote these specific values.
Common purpose and values create alignment, focus and help us make the right choices—in big and in small matters. All our decisions need to respect and reflect the philosophy expressed in this document.
We wrote this book for us, the team members of TMC. But we happily share our thoughts with clients, partners, vendors and people interested in working with us, hoping they hold us accountable to what we claim on these pages.
Difference Between Rich & Poor Countries
The document summarizes that the difference between poor and rich countries is not due to age, natural resources, or intellectual ability, but rather the attitudes and principles followed by their people. It lists principles like ethics, integrity, responsibility, respect for laws and others' rights, work ethic, savings, and punctuality that are followed by the majority in rich countries and a minority in poor countries. In conclusion, it states that countries are poor not due to lack of resources or nature, but due to lack of functional attitudes and will to teach these principles that make societies rich and developed.
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Join me in this session as we dive into each AWS hosting service to determine which one is best for your scenario and explain why!
Driving Business Innovation: Latest Generative AI Advancements & Success Story
Are you ready to revolutionize how you handle data? Join us for a webinar where we’ll bring you up to speed with the latest advancements in Generative AI technology and discover how leveraging FME with tools from giants like Google Gemini, Amazon, and Microsoft OpenAI can supercharge your workflow efficiency.
During the hour, we’ll take you through:
Guest Speaker Segment with Hannah Barrington: Dive into the world of dynamic real estate marketing with Hannah, the Marketing Manager at Workspace Group. Hear firsthand how their team generates engaging descriptions for thousands of office units by integrating diverse data sources—from PDF floorplans to web pages—using FME transformers, like OpenAIVisionConnector and AnthropicVisionConnector. This use case will show you how GenAI can streamline content creation for marketing across the board.
Ollama Use Case: Learn how Scenario Specialist Dmitri Bagh has utilized Ollama within FME to input data, create custom models, and enhance security protocols. This segment will include demos to illustrate the full capabilities of FME in AI-driven processes.
Custom AI Models: Discover how to leverage FME to build personalized AI models using your data. Whether it’s populating a model with local data for added security or integrating public AI tools, find out how FME facilitates a versatile and secure approach to AI.
We’ll wrap up with a live Q&A session where you can engage with our experts on your specific use cases, and learn more about optimizing your data workflows with AI.
This webinar is ideal for professionals seeking to harness the power of AI within their data management systems while ensuring high levels of customization and security. Whether you're a novice or an expert, gain actionable insights and strategies to elevate your data processes. Join us to see how FME and AI can revolutionize how you work with data!
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Cect M007 Super Mini Mobile Phone
- 1. CECT M007 super mini mobile phone l Operating Frequency:GSM l GSM: 900/1800 Mhz l SIZE(L×W×H): 90×35×15mm l Weight/package: 90G l Color: champagne l Talk time: 260-350m l Style: Bar l Standby time: 260-3500h Additional Features l Language: English l LCD Size: 1.3 inch, 260 thousand color; l PX: 176×220px l Ringtone: ; Ringtone format: mp3,mp4 l Music: play mp3 at backgroundVideo: 3GP,MP4 l FM radio: FM, can play outside with earphone l Camera: 13.0 lacpixel; l support to shoot video with sound, the time depends on the storage l Rom: 1G, supports 4G card, Document management l Data Transfer: USB data wire /cardreader/bluetooth(file transmission, voice) l Standby Photo: jpg,gif Main features l Telephone directories: 500 groups , incoming ringtone, group ringtone l SMS & MMS: 500 messages, 100 MMS Schedule l power on/off: support auto start/close l Alarm clock: 5 groups, can set from MON to SUN at random l Games: 3 common games More information: l MP3/MP4/Handsfree/SMS group sending/ l Voice recorder/WAP/Radio/Bluetooth/GPRS download/MMS/ l Memory extended/E-book/calendar/alarm clock/ l calculator/remit converter/world time Package includes: l 1 x CECT M007 super mini l 1 x charger l 2 x batteries l 1 x user manual l1 x box
- 6. Please view more detail or order the item at www.globwon.com or www.glob- won.com