1. CDHPs – Top Premier Essays
CDHPsA new type of third-party-reimbursement healthcare payment plan is emerging in
the United States. CDHPs strive to control costs and improve quality of care by requiring
consumers to take control of their own healthcare decisions. Consumers decide how they
want to spend their healthcare dollars, depending on what is important to them. CDHPs are
geared to encourage participants to enroll in some type of wellness program and improve
their lifestyles. Specific types of CDHPs are health reimbursement accounts (HRA), flexible
spending accounts (FSA), and health savings accounts (HSA).However, there are concerns
about CDHPs. The consumer may neither understand nor have the education and the tools
to manage his or her own healthcare appropriately. This may have long-term ramifications
on the whole healthcare system and whether CDHPs can be successful for the consumer, the
employer, the physician, and the healthcare facilities, as well as the insurers. Answer the
following questions in regard to this development:Are CDHPs more geared toward the
healthier and younger population?Are they effective for patients with chronic illnesses?Will
they discourage the use of preventative care and cause increased healthcare costs in the
future?After examining the above questions in your analysis, work around the following
instructions and create a 8- to 10-page Microsft Word document:Summarize the history of
when, how, and why CDHPs were developed.Explain HSA, HRA, and FSA with
examples.Examine different segments of the population. Describe which socioeconomic
group is likely to benefit the most from CDHPs.Explain the types of incentives to providers
for efficiency in the delivery of healthcare services. Explain who bears the financial risk—
the provider, the patient, or the CDHP.Offer your recommendations for patients considering
a CDHP, including which types are appropriate for which patients. Include your
recommendations for each, to accept or decline, and also include your rationale behind such
recommendations. your responses with examples.Cite any sources in APA format.. Do you
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