This document discusses the evolution from traditional banking to mobile payments. It notes that while there are 1.8 billion bank accounts, there are over 4.6 billion mobile devices, and 70% of people are underbanked but 70% have mobile phones. This represents a $100 billion disruption opportunity in mobile payments. New players like mobile network operators, banks, payment schemes, and technology companies are entering the mobile payments space. The document then describes the Trusted Service Management partner and its role in secure element, application management, and provisioning services. It outlines Cassis' experience in NFC and mobile payment projects worldwide since 2002 and describes its leadership team.

1. INSERT YOUR
COMPANY LOGO CASSIS International
HERE
Jean-Philippe Betoin
260 rue Denis Papin
F-13857 Aix-en-Provence Cedex 3
+33680126559
jp.betoin@cassis-intl.com

2. FROM PAYMENT TO MOBILE PAYMENT
(R)EVOLUTION AHEAD!
1.8Bn BANK ACCOUNTS VS. 4.6Bn MOBILE DEVICES
70% under-banked vs. 70% mobile users

3. A $100Bn DISRUPTION ON-GOING…
• MNOs becoming Payment Providers
– NTT DoCoMo DCMX Mobile Payment Service
– USA 3-MNOs JV
– Vodafone and Zain in Emerging Countries
• Banks becoming MVNOs and Mobile Retailers
– Crédit Mutuel & CIC in France
– ING & Rabobank in Netherlands
• Payment Schemes finding their way to survive
– Visa and SD Card-based mobile payment
• New players preparing for new business opp’ies
– Nokia Money ($200M invest.), Apple, Paypal, Google, …
... AND A $200Bn MID-TERM OPPORTUNITY

4. THE TSM – TRUSTED MOBILE PAYMENT PARTNER
Trusted Service Management
Service provider Mobile Network Operator
Platform
Secure Element, Application Lifecycle
& Key Management System Customer
service
interfaces
Mobile applications
MNO provisioning
management system
OTA Download  CARDlet / MIDlet download
Service Provider’s Server  OTA personalization
Back-Office  OTA life cycle management
 OTA content management

5. A PIONEER IN NFC SOLUTIONS SINCE 2002
World’s first OTA World’s first NFC Nice NFC
download and commercial service City: first step
personalization of Visa in Malaysia with of French
VSDC in 3G UICC with SK Maxis, Maybank, nationwide
Telecom, S. Korea Visa, Touch’n’Go and deployment
Nokia
2002 2003 2004 2005 2006 2007 2008 2009 2010
CASSIS Digital VISA Mobile Payment BKM: first inter-banking
Security Center, Platform partner. Pilots domestic TSM in Turkey,
certified by VISA, in USA, South Korea, with 9 banks and 2
MasterCard and Australia, Malaysia, mobile operators.
ISO 27001 Taïwan, Thaïland,
Singapore and Turkey.

6. LEADER IN NFC TECHNOLOGY WITH 23 REFERENCES
WORLDWIDE AND TIER 1 CUSTOMERS
Czech Rep. South Korea
Netherlands Slovenia
Holland Japan
USA
Thailand
France Georgia Taïwan
Turkey
Malaysia
Indonesia
Singapore
Australia

7. MAKING VISION A REALITY

8. A SEASONED BOARD OF DIRECTORS
Global Board
• TH Tan, Chairman and co-Founder, Southern Capital Group, former MasterCard Worldwide global Board member
• Thian Yee Chua, CEO and co- Founder, former Gemplus senior executive
• Kenneth Tan, Partner Southern Capital, former Investment Manager GIC Singapore
• Kenneth Chang, Director MOL Malaysia, former Executive Director U-Mobile
• Marc Lassus, former co-Founder, Chairman and CEO Gemplus
• David Eldon, former Chairman HSBC, former Visa International AP Advisory Board member, non -executive
Chairman Dubai International Financial Centre Authority
• Jackson Tai, former Vice Chairman and CEO DBS Group, MasterCard and NYSE Euronext Board member
Thian Yee Chua
CEO Office
CASSIS Technologies CASSIS Asia Pacific CASSIS Digital
CASSIS Europe CASSIS Americas
& Services Thian Yee Chua Innovation
Jean Philippe Betoin Allen Merrill
Jin Won Shin [Acting] Kwang Wee Lee