Cashway Technology Co., Ltd. is a leading provider of financial self-service equipment in China. It was established in 2004 and has provided over 150,000 ATMs and financial kiosks to hundreds of banks. Cashway has a large R&D team that has developed products like ATMs, cash recycling machines, smart teller machines, and mobile payment terminals. It has numerous certifications and a new industrial park with an annual production capacity of 40,000 units. Cashway aims to help banks improve efficiency and customer experience through its full range of hardware, software, and service solutions.

1. Cashway & Its Products
Dec,2016
Cashway Technology Co., Ltd.
Cashway & Its Products
Cashway Technology Co., Ltd.
Jan, 2017

2. Content
1
2
3
Company Profile
Market Analysis
Product Introduction

3. 1. Company Profile

4. Cashway Technology Co., Ltd., was established on May 12th, 2004, with
registered capital of RMB 210 million. we are domestic leading financial self-service
equipment R&D, manufacturing, selling, operation and services as one set smart
banking total solutions provider, financial science-technology enterprise, high-tech
enterprise and software enterprise.
Cashway aims to provide full range of hardware & software, technologies and
services for smart banking needed cash, non-cash and security payment devices
and help customers achieve branch intelligent transformation, reducing operation
costs, improving user experience & service, expanding business channels and
improving operation efficiency.
Company Overview

5. 2004 Founded on May 12th
2008 Independent research and development of first ATM was online
2009 Cashway Scientech Park was successfully completed
2010 From 2010 Cashway undertake numerous national scientech projects .
e.g.: National Torch Program,
Ministry of Information Industry Development Fund,
National Development and Reform Commission Information Security .etc.,
2013 Independent Cash Dispenser successfully passed the national acceptance
2014 Introduction of strategic investors, registered capital increased to RMB 200 million
2015 The 50,000th ATM off the assembly line
2016 The TOP 3 ATM provider in the domestic market
Already submitting IPO application in Shanghai Stock Exchange
History and Milestone

6. 1. China’s largest financial self-service equipment provider and second largest ATM
provider in the Domestic brands
2. The only national ATM R&D industrialization base approved by the National
Development & Reform Commission;
3. In possession of a number of technical centers, e.g.: "Academician Expert Workstation",
"Postdoctoral scientific research workstation”, “Financial Equipment Engineering
Center” and “Enterprise Technology Center”;
4. Member of Board of ATM Industry Association(ATMIA), key member of the CEN/XFS
Committee, and one of the key participants in the National Standard Workgroup for
China’s financial self-service equipment specifications;
Company Profile

7. Financial Data in Last 3 Years (unit: million Yuan)
0
200
400
600
800
1000
1200
1400
2013 2014 2015
Gross Assets
Gross Income

8. Major Sales Performance
 China Market
Since its establishment, CASHWAY has provided over 150,000 sets of financial
equipment for hundreds of banks and financial institutions, including ICBC,
CCB, ABC, PSBC and BOCOM.
 Overseas Market
CASHWAY has profound businesses in overseas market, e.g. Southeast
Asia, the Mid-East, Africa and South America, where CASHWAY has obtained
certain market share and received consistent praise.

9. Cumulative Sales >150,000units
The customers spread over hundreds of banks, financial institutions, including 3 major
telecom operators and the State Grid.
Financial Area Non-financial
Market shares
……

10. Product Line
STM
CRS/ATM
UKEY
OTP
KIOSK
VTM

11. Qualifications & Certificates
Qualifications
&
Certificates
ISO9001/ISO14001
OHSAS18001
Authorized Manufacturer for
Commercial Security Products
Authorized Distributor for
Commercial Security Products
CMMI level 3
Postdoctoral Workstation
Enterprise Technology
& Engineering Center
National High-tech
Enterprise
18789 Certification
China Compulsory Certification
PBOC 3.0
EMV2000 4.2
EPP PCI4.0
Model Certificate for
Commercial Security Products
Safe UL/ CEN
Cashway has passed all the industry standards and qualification verification.

12. Qualifications & Certifications
No. Certification list
1 China national compulsory product
2 GB/T18789.1-2013 Certification
3 Rosh Certification
4
PBOC 3.0 debit / credit terminal Level 2/1 test
report
5 EMV Terminal Level 2/1
6 Safe UL291/CEN 1, CENIII/CEN IV
7
PBOC 3.0 contactless IC Card payment
terminal communication protocol Report
8 EPP PCI 4.0 Certification
9
UnionPay Card receiving terminal product
safety certification
10
CASHWAY SE8098B EPP commercial password
product certification
11
JUST E6022 EPP commercial password product
certification
12 national key new product certification
… ……
......
CASHWAY has passed all the relevant certifications.

13. Qualifications & Certificates
…… …… …… …… …… ……

14. Investment: RMB 950 million Yuan
Building Area: 70,000㎡
China’s largest and most advanced industrial base for financial self-service
equipment R&D, industrialization and operation service.
Cashway Scientech Park

15. Productivity
Design Productivity (unit/year)：
CRS/ATM 40,000 KIOSK 40,000
Core Parts 20,000 UKEY 30,000,000

16. Quality Inspection Capacity
impact test system
low temperature
laboratory
vibration test system drop test system
sand & dust test
laboratory
sprinkler test
laboratory
insulation test system
high temperature
laboratory

17. R&D Ability
1. 500+ professional R&D staff and in procession of 3 R&D centers (Beijing,
Tianjin & Guangzhou);
2. Researches series of financial self-service equipment, e.g. cash-processing
series, noncash-processing series and UKEY Products;
3. Participates in formulating regulations of Chinese bank card terminal
products and other industry specs/technical standards;
4. Develops series of solutions for financial self-service equipment, including
the cash detection technology in recycling dispenser, ATMC application
system and security cash-out module;
5. Possesses more than 300 patents/copyrights in software.

18. R&D Investment in last 3 Years
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
2013 2014 2015
R&D staff ratio
R&D expenditure ratio

19. the Scientech Projects
With strong technical strength, CASHWAY took up numerous national/
provincial scientech projects.
National Development
& Reform Commission
Develop a safe CRS machine based on Chinese algorithm and its
industrialization
Industrialize the huge & high-speed cash recycling system
Ministry of Science
& Technology
Develop the key technology of high-speed bundle cash dispenser ATM
and its industrialization
Develop the integrated management platform for financial self-service
equipment core business
Ministry of Industry
& Information
Develop the hardware/software of CRS based on Chinese encryption
algorithm and its industrialization
Research & application of mobile payment terminal based on
domestic security chip
Develop the supervision system platform for outsourcing business
core date of financial self-service equipment service

20. Leadership Care
Mr. Zhang Dejiang in CASHWAY Mr. Zhang Gaoli in CASHWAY Mr. Li Yuanchao in CASHWAY
Mr. Liu Qi in CASHWAY Mr. Wan Gang in CASHWAY Mr. Lu Yongxiang in CASHWAY

21. 2. Market Analysis

22. Global and Chinese ATM growth trend
NCR, Diebold, Wincor accounted for
most of the global market share of ATM.
But the position of the three giants are
gradually declining with Cash recycler
machine developing very rapidly in the
Asian market.
With Cashway represented Chinese
domestic ATM manufacturers is booming
in Chinese market on the international
big three manufacturers as well as Japan
and South Korea brand have formed a
strong competition. With the rapid
development of emerging markets in
recent years , the future of the global
market structure of ATM manufacturers
will change.

23. Domestic ATM Market Share in 2015
Source: FinancialNews

24. Market Share in State Banks (unit: million sets)
0
2
4
6
8
10
12
14
ICBC ABC BOC CCB BOCOM
cash series in 2014
cash series in 2015

25. Qualified ATM Provider of State-owned Bank
Brand ICBC ABC BOC CCB BOCOM PSBC
GRG     
CASHWAY     
HITACHI     

26. Product Line Comparison List
Brand ATM CRS VTM KIOSK
   
  
  
 


27. 3. Product Introduction

28. Cash-processing Series
LOBBY CRS
TTW CRS
Passbook-Support
CRS
Passbook-Support
ATM
TTW ATM
LOBBY ATM
TCR (High-Volume)
POS ATM MINI ATM

29. Noncash-processing Series
― Smart Teller Series
Smart Teller Machine Desktop Card Issuer Video Teller Machine
Smart Teller for Public Smart Teller for Personal Card Exchange Machine

30. Noncash-processing Series
― Kiosk Series
Queuing Machine Inquiry Machine Lobby Card Issuer Desktop Card Issuer

31. Web Banking Kiosk
Lobby Wall Mounted

32. Kiosk
China
Unicom
series
State Grid
series
Lobby Lobby Through The Wall

33. Portable Card Issuer

34. Mobile Payment Series
Audio KEY 2nd Generation KEY Bluetooth KEY
Payment Terminal OTP
Security Box

35. Smart Teller Machine
(Standard Edition )
Smart Teller Machine(STM)
Maintenance: Front maintenance
Communication Protocol: TCP/IP
Standards : CEN/XFS3.1.2,PBOC3.0,PCI4.0, EMV2000
Power Consumption: AC220V±15% 50Hz±1Hz
电气参数：电源： AC110V±15% 60Hz±1Hz
Working Environment:
Temp: -15℃-50℃
RH: 5%-95% , Noise: ≤30dB
Others: Magnetic card & IC card read/write , receipt printing,
voice prompts, Agreement Signing , Card/U-KEY Issuer ,
National ID Card read/ scanning, finger print scanner,
2D-barcode .etc.,

36. Smart Teller Machine
(Standard Edition )
Smart Teller Machine(STM)

37. Smart Teller Machine
(Standard Edition )
Smart Teller Machine(STM)

38. Smart Teller Machine
(Cash Recycling Enhanced Edition)
Smart Teller Machine(STM)

39. Smart Teller Machine
(Cash Recycling Enhanced Edition)
Smart Teller Machine(STM)

40. Lobby CRS TTW CRS
Cash Recycling System(CRS)
Dispenser: frictional bundle cash withdrawal/deposit; maximum 340
notes per bundle(withdrawal) &300 notes per bundle(deposit)
Maintenance: support both front and rear maintenance
Communication Protocol: TCP/IP
Standards：CEN/XFS3.1.2, UL291, CEN L, PBOC3.0,PCI4.0, EMV2000
Power Consumption: AC220V±15% 50Hz±1Hz
电气参数：电源： AC110V±15% 60Hz±1Hz
Working Environment:
Temp: -40℃-50℃(TTW); -15℃-50℃ (LOBBY)
RH: 5%-95%
Noise: ≤30dB
Others: magnetic card/IC card reader/writer, DVR monitoring
receipt printing, voice prompts, alarm output

41. Real Branch Show
- Agricultural Bank of China Guangdong Baiyun Branch
CASHWAY helps Agricultural Bank of China build the biggest self-service bank in
Guangdong Baiyun. It’s the only branch which has 30 CRS machines in Guangdong province
even in China. It has become a beautiful window of Guangdong province and the national
model branch of China.

42. Lobby ATM TTW ATM
Automatic Teller Machine(ATM)
Dispenser: frictional bundle cash withdrawal;
maximum 100 notes per bundle
Maintenance: support both front and rear maintenance
Communication Protocol: TCP/IP
Standards：CEN/XFS3.1.2, UL291, CEN L, PBOC3.0,PCI4.0, EMV2000
Power Consumption: AC220V±15% 50Hz±1Hz
电气参数：电源： AC110V±15% 60Hz±1Hz
Working Environment:
Temp: -40℃-50℃(TTW); -15℃-50℃ (LOBBY)
RH: 5%-95%
Noise: ≤30dB
Others: magnetic card/IC card reader/writer, DVR monitoring
receipt printing, voice prompts, alarm output

43. MINI ATM
Mini ATM
IPC: low power, no fan design
Display: 10.4〃 color display with touch screen
EPP: 4x4 numeric stainless metal EPP , VISA/PCI certified
Receipt printer : High-speed 40 column graphic thermal printer
Card Reader :Support magnetic card , IC card and contactless card
Dispenser: Front load single banknote dispenser ;
1 cassette ,Capacity 2000 ;Max 50 banknotes per transaction;
Communication: support TCP/IP, WIFI, 3G wireless
Standards：CEN/XFS3.1.2, UL291, CEN L, PBOC3.0,PCI4.0, EMV2000
Low cost , high security and compact design
suitable for the hotel , supermarket and rural areas
provides convenient cash withdrawal services.Dimensions: 1269(H)*400(W)*815(D)

44. CASH80AWK
Virtual Teller Machine (VTM)
1. Opening Account;
2. Agreement Signing;
3. Transfer;
4. Closing Account;
5. Charge & Payment;
6. Bill Filling;
7. Lost Card Report;
8. Cash Deposit;
9. Video Interaction;
10. Bill Printing & Scanning;
11. Receipt Printing;
12. Cheque Accepting;
13. Passbook Updating;
14. Inquiry/PIN Change;
15. Card/U-KEY Issuer;
16. ………

45. Currency Exchange Machine

46. Cross platform software—Introduction
Card transaction
Cardless transaction
Prepay
Inquire
Card issue
contract sign
U key issue
Card issue
contract sign
U key issue
No cash transaction
Cheque/Check
Loan apply
Withdraw
Inquire
Transfer
Change PIN
Non cash transaction
Card issue
contract sign
U key issue

47. Cross platform software—Advantage
01
Own total software
copyright
Independent
R&D
Support PCI, EMV, etc
Safety
02
Support Windows
Support Linux
Cross System
03
Product
1. Develop fast
2. Easy extend
3. Running 7*24 hours
4. Flow, Interface unique
5. Version easy controlled

48. Cross Platform Software
ATM/CRS
Tianjin Bank
Qilu Bank
…
TCR
ABC
Qilu Bank
Jiangsu Rural
…
VTM
Qilu Bank
Jiangnan Bank
…
Card Issuer
Post Bank
Luoyang Bank
Tianjin Bank
…
Kiosk
Baoding Bank
Liaoning Bank
Lanzhou Bank
Heilongjiang Rural
…

49. For more details, welcome to search us in http://en.cashwaytech.com/
Address: No.30, West 8 Avenue, Pilot Free Trade Zone(Airport Economic Area), Tianjin, China
Tel: 86-22-2482 8888 Fax: 86-22-2482 8899 P.C.: 300308
Website: http://en.cashwaytech.com/
WeChat: 008613818597088 Email:chenhu@cashwaytech.com
Skype:ivyhuqing Whatsapp:008613818597088
Linkedin:http://www.linkedin.com/in/ivy-hu-ba9651126/