The case involves an employee, Shri Tarek Firdousi, who wants deductions made towards the Central Government Group Insurance Scheme to stop and amounts deducted in the past few months to be refunded. However, the rules state that the scheme is mandatory for all central government employees. It provides insurance and savings benefits. Deductions go towards insurance and savings funds and are not refundable except in cases of death or retirement when the insured amounts are provided. Therefore, based on the rules, the employee cannot opt-out of the scheme and deductions made cannot be refunded.