As the research team suggested, Felix should enter Vietnam to expand its business as Vietnam is a developing country. Currently, it is stated as its market has a huge potential. Adding on to that is the current COVID free status it obtained and how it is ahead in medical ammes. The company still has two options to enter the market.
PLAN 1
Under this plan, Felix can decide to enter the Vietnam Market as an individualistic player to create its own brand value and compete with the already existing fintech firms in the Vietnam Market. Felix will hire strategists and marketing personnel to ensure a remarkable entry in the market. A combination of robust marketing and strategy will be used to beat the already existing colossal competition in the market.
PLAN 2
Under this plan, Felix can work on a Merger and Acquisition with any one of the two already existing players to enter the Vietnam Market. (Stated above) The selection of the market entry channel is up to the participants. The channel selected should be supported with strong arguments. Participants are allowed to use any analysis technique to state and support their options.
Our solution proposed-
We analyzed the industry, conducted Porter's Five Forces for the Fintech Industry, created Scorecards and compared MoMo vs MOCA (the two companies). Thereafter we went ahead with MoMo and tried to create the valuation for the same and chalked out synergies and opportunities for the same.
The survey about how Vietnamese use the shampoo and their perception about the consumer brands. The survey has been collected over 400 respondents female living in HCM and Hanoi
Tối Ưu Doanh Số & Trải Nghiệm Khách Hàng Với Mô Hình Bán Hàng Liên Kênh O2OKien Doan
Tối Ưu Doanh Số & Trải Nghiệm Khách Hàng Với Mô Hình Bán Hàng Liên Kênh O2O
Thường khi nói về số hóa bán hàng hoặc kinh doanh chúng ta thường nghĩ đến e-commerce và mặc dù có nghe qua nhưng ít ai hiểu được nguyên tắc O2O (Online 2 Offline) cũng như mô hình Liên Kênh (Omnichannel) khi áp dụng số hóa trong kinh doanh (cả bán lẽ và bán sĩ). Và đa số các doanh nghiệp khi bắt đầu số hóa bán hàng đều nghĩ tới Digital Marketing và E-commerce, trên thực tế nhiều doanh nghiệp đã cố thực hiện hết lần này đến lần khác vẫn không thành công kể cả các đại gia ngành bán lẽ, lý do lớn nhất là do không đi sát nguyên tắc O2O. Nói ngắn gọn là tiếp cận khách hàng ngày càng chuyển dịch và phụ thuộc vào online còn chuyển đổi thành doanh số thì phần nhiều vẫn ở offline.
Một khảo sát cũng cho thấy khi áp dụng mô hình Liên Kênh (Omnichannel) các doanh nghiệp tăng được 2.5 lần tần suất mua sắm và tăng 13% giá trị đơn hàng. Tất cả là kết quả của việc áp dùng chính sách và mô hình Liên kênh (Omnichannel).
Doanh Số Offline Vẫn Luôn Áp Đảo Online
Việt Nam, năm 2020, tổng doanh thu bán lẽ trên e-commerce đạt 8 tỷ USD, nhưng chỉ chiếm 5.5% tổng doanh số bán lẽ trong năm theo số liệu của Cục Thương Mại Điện Tử và Kinh Tế Số Việt Nam.
Châu á, năm 2021, tổng doanh thu bán lẽ trên e-commerce đạt 74.36 tỷ USD, chỉ chiếm 7.4% tổng doanh thu bán lẽ theo số liệu của eMarketer.
Toàn cầu, năm 2020 tổng doanh thu bán lẽ trực tuyến chỉ chiếm 17.8% so với tổng doanh số bán lẽ và dự báo 2021 sẽ tăng lên 19.6% theo số liệu của Statista.
Các Đại Gia Ngành Thế Giới và Việt Nam Đều Đã Triển Khai O2O.
Amazon.com theo số công bố và tin truyền miệng từ thị trường Mỹ gần như không tạo ra lợi nhuận và phải nhờ vào các mảng dịch công nghệ mà nổi tiếng nhất là AWS. Walmart, ngày nay đã trở nên 1 doanh nghiệp rất sexy trong chuyển đổi số, từ năm 2000 đã sớm bắt đầu đi vào mảng online và ngày nay mô hình Walmart 80% các thương hiệu đều là online, đưa doanh số phát triển không ngừng và được đánh giá là hiệu quả hơn Amazon. Còn Amazon mãi đến năm 2015 mới bắt đầu đi xuống offline và chỉ 2 năm 2020 2021 do tác động của Covid mới có thể tạo ra doanh số cao hơn Walmart.
Tại Việt Nam, từ Vingroup, MM MegaMarket, Coopmart, Lotte, ... đều đã triển khai mô hình O2O.
Bỏ ra nhiều thời gian tư vấn và thực hiện chuyển đổi số cho các doanh nghiệp lớn và nhỏ, phát triển xong toàn bộ công cụ số hóa (cả tiếp thị bán hàng và vận hành) và đấu nối toàn bộ các bước của quy trình vận hành kinh doanh theo mô hình O2O Liên Kênh (O2O Omnichannel) từ Tiếp cận & Tạo Ấn Tượng, Nuôi Dưỡng, Chuyển Đổi, cho đến Chăm Sóc & Giữ Khách gần đây mình được mời tham gia nhiều sự kiện trong và ngoài nước trình bày kinh nghiệm thực tiễn cho cả các doanh nghiệp quy mô vừa và nhỏ phổ biến và quy mô lớn cũng như tham gia vào việc biên soạn bổ sung chương trình cho khoa Kinh Tế ở trường đại học với ứng dụng mô hình O2O Liên Kênh (O2O Omnichannel). Mình xin được chia sẽ bài trình bày về đề tài này.
Fast food is largely enjoyed by people around the world. This survey is conducted to find out which fast food chains are popular in Vietnam in terms of recognition and usage. We also wanted to find out how people order fast food online.
The results was collected nation-wide among nearly 600 males and females of the age 18-55 in August 2020.
Sameer is a digital strategist focusing on removing friction across Banks, NBFCs, Fintechs and Software providers. He is working with Financial Institutions for establishing their digital strategy in alignment with business strategy. The digital strategy would generate value through increase in digital footprint / revenues / cross-sell. This would also reduce costs through productivity gains, automation and process realignment. Digital initiatives as part of strategy would include loan origination, Cross sell platform, Omnichannel platform, Analytics & AI, Mobility and Fintech tie-ups.
This deck is part of his open innovation approach. This can be used by anyone.
The survey about how Vietnamese use the shampoo and their perception about the consumer brands. The survey has been collected over 400 respondents female living in HCM and Hanoi
Tối Ưu Doanh Số & Trải Nghiệm Khách Hàng Với Mô Hình Bán Hàng Liên Kênh O2OKien Doan
Tối Ưu Doanh Số & Trải Nghiệm Khách Hàng Với Mô Hình Bán Hàng Liên Kênh O2O
Thường khi nói về số hóa bán hàng hoặc kinh doanh chúng ta thường nghĩ đến e-commerce và mặc dù có nghe qua nhưng ít ai hiểu được nguyên tắc O2O (Online 2 Offline) cũng như mô hình Liên Kênh (Omnichannel) khi áp dụng số hóa trong kinh doanh (cả bán lẽ và bán sĩ). Và đa số các doanh nghiệp khi bắt đầu số hóa bán hàng đều nghĩ tới Digital Marketing và E-commerce, trên thực tế nhiều doanh nghiệp đã cố thực hiện hết lần này đến lần khác vẫn không thành công kể cả các đại gia ngành bán lẽ, lý do lớn nhất là do không đi sát nguyên tắc O2O. Nói ngắn gọn là tiếp cận khách hàng ngày càng chuyển dịch và phụ thuộc vào online còn chuyển đổi thành doanh số thì phần nhiều vẫn ở offline.
Một khảo sát cũng cho thấy khi áp dụng mô hình Liên Kênh (Omnichannel) các doanh nghiệp tăng được 2.5 lần tần suất mua sắm và tăng 13% giá trị đơn hàng. Tất cả là kết quả của việc áp dùng chính sách và mô hình Liên kênh (Omnichannel).
Doanh Số Offline Vẫn Luôn Áp Đảo Online
Việt Nam, năm 2020, tổng doanh thu bán lẽ trên e-commerce đạt 8 tỷ USD, nhưng chỉ chiếm 5.5% tổng doanh số bán lẽ trong năm theo số liệu của Cục Thương Mại Điện Tử và Kinh Tế Số Việt Nam.
Châu á, năm 2021, tổng doanh thu bán lẽ trên e-commerce đạt 74.36 tỷ USD, chỉ chiếm 7.4% tổng doanh thu bán lẽ theo số liệu của eMarketer.
Toàn cầu, năm 2020 tổng doanh thu bán lẽ trực tuyến chỉ chiếm 17.8% so với tổng doanh số bán lẽ và dự báo 2021 sẽ tăng lên 19.6% theo số liệu của Statista.
Các Đại Gia Ngành Thế Giới và Việt Nam Đều Đã Triển Khai O2O.
Amazon.com theo số công bố và tin truyền miệng từ thị trường Mỹ gần như không tạo ra lợi nhuận và phải nhờ vào các mảng dịch công nghệ mà nổi tiếng nhất là AWS. Walmart, ngày nay đã trở nên 1 doanh nghiệp rất sexy trong chuyển đổi số, từ năm 2000 đã sớm bắt đầu đi vào mảng online và ngày nay mô hình Walmart 80% các thương hiệu đều là online, đưa doanh số phát triển không ngừng và được đánh giá là hiệu quả hơn Amazon. Còn Amazon mãi đến năm 2015 mới bắt đầu đi xuống offline và chỉ 2 năm 2020 2021 do tác động của Covid mới có thể tạo ra doanh số cao hơn Walmart.
Tại Việt Nam, từ Vingroup, MM MegaMarket, Coopmart, Lotte, ... đều đã triển khai mô hình O2O.
Bỏ ra nhiều thời gian tư vấn và thực hiện chuyển đổi số cho các doanh nghiệp lớn và nhỏ, phát triển xong toàn bộ công cụ số hóa (cả tiếp thị bán hàng và vận hành) và đấu nối toàn bộ các bước của quy trình vận hành kinh doanh theo mô hình O2O Liên Kênh (O2O Omnichannel) từ Tiếp cận & Tạo Ấn Tượng, Nuôi Dưỡng, Chuyển Đổi, cho đến Chăm Sóc & Giữ Khách gần đây mình được mời tham gia nhiều sự kiện trong và ngoài nước trình bày kinh nghiệm thực tiễn cho cả các doanh nghiệp quy mô vừa và nhỏ phổ biến và quy mô lớn cũng như tham gia vào việc biên soạn bổ sung chương trình cho khoa Kinh Tế ở trường đại học với ứng dụng mô hình O2O Liên Kênh (O2O Omnichannel). Mình xin được chia sẽ bài trình bày về đề tài này.
Fast food is largely enjoyed by people around the world. This survey is conducted to find out which fast food chains are popular in Vietnam in terms of recognition and usage. We also wanted to find out how people order fast food online.
The results was collected nation-wide among nearly 600 males and females of the age 18-55 in August 2020.
Sameer is a digital strategist focusing on removing friction across Banks, NBFCs, Fintechs and Software providers. He is working with Financial Institutions for establishing their digital strategy in alignment with business strategy. The digital strategy would generate value through increase in digital footprint / revenues / cross-sell. This would also reduce costs through productivity gains, automation and process realignment. Digital initiatives as part of strategy would include loan origination, Cross sell platform, Omnichannel platform, Analytics & AI, Mobility and Fintech tie-ups.
This deck is part of his open innovation approach. This can be used by anyone.
Bài giảng 02 và 03 trong chuỗi 11 bài giảng SmeBRAND do chuyên gia tư vấn chiến lược thương hiệu Đặng Thanh Vân trực tiếp soạn và huấn luyện.
Vì mục tiêu lan toả tri thức tới 100.000 doanh chủ, chuyên gia đã quyết định tặng toàn bộ khoá học này cho cộng đồng. Theo dõi kênh từ Thanhs để nhận được toàn bộ bài giảng.
Vietnam is one of the country with the highest attention from beer brands. The market is on the grow, while the developed countries show the sign of the market shrinking. The survey shows the brand images of the respective beer companies in Vietnam, analyzed from our quantitative survey conducted in HCM and Hanoi
Pitch Deck for Locorum, a marketing platform that connect local business with customers who are located cloth to them. Purpose of the presentation: to raise money. Build on BaseTemplates Pitch Deck Template.
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
Mai Linh Media is a subsidiary of Mai Linh Group (MLG) that is well known in Vietnam for its taxi fleets and other inland transport vehicles. Mai Linh Media is a media agency that is established to optimise the traditional ad channels of MLG such as car wrap, billboard, or mobile and enhance its creativity by infusion of digitalisation.
Kế hoạch kinh doanh - Nhãn hàng No.1 Active Chanh MuốiTrần Mậu Thành
Slide được thực hiện trong khuôn khổ cuộc thi "Tìm Kiếm CEO Tương Lai" do trường ĐH Kinh tế TP. HCM tổ chức.
Bài thi được hội đồng BGK đánh giá cao nhất trong đêm thi bán kết.
Gói nội dung Tết Giáp Thìn 2024:
Hành trình cảm xúc của người dùng mùa Tết và Giải pháp phù hợp trên Zalo, Báo Mới, Zing News...
Vui lòng liên hệ: Ms Trang Ngô để được hỗ trợ về báo giá
Báo cáo xu hướng digital marketing tiên phong năm 2022 hé lộ chiến dịch mega ...NgocAnh172705
Báo cáo “Xu hướng Digital Marketing tiên phong năm 2022 - Hé lộ chiến dịch Mega Sale & Tết” được biên soạn bởi Novaon Communication đưa ra những nhận định về xu hướng digital nói chung từ hiện tại tới dự đoán tương lai. Báo cáo có sử dụng một số nguồn thông tin tin cậy từ Deloitte, Kantar và một số đơn vị nghiên cứu thị trường uy tín.
Nội dung của báo cáo xoay quanh: thị trường & bối cảnh tiêu dùng cuối năm 2021, giới thiệu những xu hướng digital marketing đang là tâm điểm và đưa ra những gợi ý, dự đoán ứng dụng những xu hướng digital mới nhất vào chiến dịch mùa lễ hội đầu năm 2022.
- Hát bội là gì thế nhĩ?
- Tại sao người ta vẫn coi nó? (bản thân tôi không)
- Tại sao nó hay và thú vị?
- Làm sao để mọi người sẵn sàng tìm hiểu Hát Bội?
- ???
Đơn giản là chuỗi hành trình trả lời những câu hỏi về Hát Bội và những ý tưởng là có của Thanh.
Vietnamese spend more on fashion, as their income increases. Let us take a look what brand Vietnamese recognize, as well as where they spend, how they get the information about fashion
IMAP Fintech Sector Leaders share insights into the global Fintech sector.
They look at the short- and long-term effects of the COVID pandemic and which subsectors stand to lose and who ultimately stands to benefit. Sharing their thoughts on key themes disrupting the sector, including payments, digitalization, lending and mobile, they examine
how these have been impacting M&A activity and valuations.
They provide an overview of the most active players, as well as expectations for this key sector moving forward.
Bài giảng 02 và 03 trong chuỗi 11 bài giảng SmeBRAND do chuyên gia tư vấn chiến lược thương hiệu Đặng Thanh Vân trực tiếp soạn và huấn luyện.
Vì mục tiêu lan toả tri thức tới 100.000 doanh chủ, chuyên gia đã quyết định tặng toàn bộ khoá học này cho cộng đồng. Theo dõi kênh từ Thanhs để nhận được toàn bộ bài giảng.
Vietnam is one of the country with the highest attention from beer brands. The market is on the grow, while the developed countries show the sign of the market shrinking. The survey shows the brand images of the respective beer companies in Vietnam, analyzed from our quantitative survey conducted in HCM and Hanoi
Pitch Deck for Locorum, a marketing platform that connect local business with customers who are located cloth to them. Purpose of the presentation: to raise money. Build on BaseTemplates Pitch Deck Template.
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
Mai Linh Media is a subsidiary of Mai Linh Group (MLG) that is well known in Vietnam for its taxi fleets and other inland transport vehicles. Mai Linh Media is a media agency that is established to optimise the traditional ad channels of MLG such as car wrap, billboard, or mobile and enhance its creativity by infusion of digitalisation.
Kế hoạch kinh doanh - Nhãn hàng No.1 Active Chanh MuốiTrần Mậu Thành
Slide được thực hiện trong khuôn khổ cuộc thi "Tìm Kiếm CEO Tương Lai" do trường ĐH Kinh tế TP. HCM tổ chức.
Bài thi được hội đồng BGK đánh giá cao nhất trong đêm thi bán kết.
Gói nội dung Tết Giáp Thìn 2024:
Hành trình cảm xúc của người dùng mùa Tết và Giải pháp phù hợp trên Zalo, Báo Mới, Zing News...
Vui lòng liên hệ: Ms Trang Ngô để được hỗ trợ về báo giá
Báo cáo xu hướng digital marketing tiên phong năm 2022 hé lộ chiến dịch mega ...NgocAnh172705
Báo cáo “Xu hướng Digital Marketing tiên phong năm 2022 - Hé lộ chiến dịch Mega Sale & Tết” được biên soạn bởi Novaon Communication đưa ra những nhận định về xu hướng digital nói chung từ hiện tại tới dự đoán tương lai. Báo cáo có sử dụng một số nguồn thông tin tin cậy từ Deloitte, Kantar và một số đơn vị nghiên cứu thị trường uy tín.
Nội dung của báo cáo xoay quanh: thị trường & bối cảnh tiêu dùng cuối năm 2021, giới thiệu những xu hướng digital marketing đang là tâm điểm và đưa ra những gợi ý, dự đoán ứng dụng những xu hướng digital mới nhất vào chiến dịch mùa lễ hội đầu năm 2022.
- Hát bội là gì thế nhĩ?
- Tại sao người ta vẫn coi nó? (bản thân tôi không)
- Tại sao nó hay và thú vị?
- Làm sao để mọi người sẵn sàng tìm hiểu Hát Bội?
- ???
Đơn giản là chuỗi hành trình trả lời những câu hỏi về Hát Bội và những ý tưởng là có của Thanh.
Vietnamese spend more on fashion, as their income increases. Let us take a look what brand Vietnamese recognize, as well as where they spend, how they get the information about fashion
IMAP Fintech Sector Leaders share insights into the global Fintech sector.
They look at the short- and long-term effects of the COVID pandemic and which subsectors stand to lose and who ultimately stands to benefit. Sharing their thoughts on key themes disrupting the sector, including payments, digitalization, lending and mobile, they examine
how these have been impacting M&A activity and valuations.
They provide an overview of the most active players, as well as expectations for this key sector moving forward.
Diving deep into literally millions of interactions and conversations with different networks such as Facebook, Twitter and Instagram, blogs, forums and news sites in order to bring you analytical info about how social media affects different sectors like:Sharing Economy, Banking and Finance, Ecommerce, Telecom and Fintech.
Open U Talk from the Institute of Financial Technologists of AsiaNicole Kuo
Founder of Institute of Financial Technologists, Mr. Paul Pong's, talk for MBA students at the Open University of Hong Kong. Outlining opportunities and effect from Chinese depositary receipt and weighted voting rights. Also urging the needs of lack of fintech talents in the industry!
Financial Technology: Insights into an Exploding IndustryCory Brooks
Financial Technology will dramatically change your life; it may have already. This powerpoint gives the market overview FinTech as well as sector overviews concerning digital payments, online lending, and InsurTech.
Fintech M&A: From threat to opportunityWhite & Case
Fintech has evolved from being a disruptive threat to a major
opportunity for financial institutions. The possibilities for
dealmaking and M&A are almost limitless.
From account opening to insurance underwriting to payments to peer-to-peer lending, FinTechs are innovating across areas and offering differentiated customer experience. India Fintech Ecosystem has been growing well over the last five years and many of these successful startups are now getting ready for international rollouts.
www.thedigitalfifth.com
Fintech and the Evolving Landscape: Landing Points for the Industry (PoV)Accenture Insurance
Accenture analysis on CBI insights: Venture capitalists, private equity firms, corporates and a number of other players have poured an unprecedented amount of money into global financial technology (fintech) start-ups. More than $50 billion has been invested in almost 2,500 companies since 2010 as these innovators redefine the way in which we store, save, borrow, invest, move, spend and protect money.
This presentation explores what future of commerce may look like given the current trends in mobile devices, digital payments, social commerce and security including tokenization and new forms of identity verification
MEDICI’s new ‘Africa FinTech Report 2020’ is a deep-dive into the sector; it analyzes segments, funding patterns, M&As, partnerships, and countries, and offers perspectives that have been drawn out of regulatory, economic, and market dynamics.
This assignment was part of the hiring process at Tracxn. The problem statement was designing an effective customer ticketing system. The detailed problem statement is shared below-
You are the Head of the Customer Support department for a B2B company providing research services. Your team acts as the primary point of contact for all customer queries and is responsible for resolving them. Each customer query is treated as a ticket and the system to resolve these tickets is being referred to as the ticketing system. You are required to design this ticketing system.
Problem Statement-
As of 2022, Teams has over 270 million monthly active users. Launched in 2017, with 2 million monthly active users, they have been able to grow their users more than 10x times in only 5 years. You’ve recently joined as VP of Product with Microsoft Teams. You realized your forte has been to cater mainly to businesses and educational institutions up until now, with the entire application built around making collaboration better in workspaces and schools and colleges.
However, with offices and schools/colleges opening up, you fear Teams might become obsolete and start losing the growth trajectory they have been on up until now. You want to break your synonymity with only offices and educational institutions and want to bring changes in the current app to acquire more users who are looking to communicate with others.
Indian start-ups are going through a hard time, with many of them laying off employees for reasons like conserving cash for day-to-day operations. Since the start of this year, almost 8,000 employees have been laid off from various start-ups, indicating trouble brewing in the near future. Some estimates say that this number will likely increase as the year progresses. Other instances like Paytm’s Paytm mall losing nearly all of its valuation are painful examples of things going south in the Indian start-up scenario. However, to understand the current situation at hand, it is imperative that we start from the beginning with a healthy dose of context.
[Project] Customer experience and buying behaviour in e-commerce sitesBiswadeep Ghosh Hazra
The growing usage of internet in India provides an extremely lucrative market for many retailers and businesses. If e-retailers get to know the factors that broadly affect online behaviour, and the corresponding relationships between the type of online buyers and these factors, then they can further fine tune their marketing strategies to convert potential customers into permanent customers, while keeping the existing online ones.
This project on consumer behaviour is a part of a study, that broadly focuses on the factors which Indian online buyers keep in mind while they are shopping online. The research conducted found that Customer Service, Customer Review/Recommendations and Discount/Offers are the three dominant factors that influence online consumer perception. Consumer behaviour is an applied discipline because some decisions are significantly affected by their expected actions. The two perspectives that demand application of its knowledge are societal and micro perspectives. Internet is changing the very method consumers shop, buy goods and services, and has rapidly become a global phenomenon.
Today all companies must use the Internet with the goal of cutting marketing costs, and at the same time, received quantitative information; thereby reducing the price of the services and products, the companies offer. High competition compels companies to continuously look for cost cutting measures. Companies also use internet to communicate, convey and disseminate information, to take feedback, conduct satisfaction surveys with customers and most importantly, to sell the product.
Analysing in terms of-
Liquidity Ratio
1. Current Ratio (Current Assets / Current Liabilities)
2. Liquid Ratio (Cash + Marketable Securities + Account Receivables) / Current Liabilities
Profitability Ratio
1. Gross Margin (Gross profit / Sales)
2. Net Profit Ratio (Net Profit / Net Sales)
3. ROE (PAT / Equity)
4. ROCE (EBIT/Capital Employed)
Solvency Ratio
1. Debt/Equity
2. Debt/TA
Problem Statement: To determine whether the buying propensity of Indians towards smartphones is dependent on Age, Profession and Gender
Objective:
To determine whether the buying propensity of Indians towards smartphones is dependent on
1. Age
2. Profession
3. Gender
To what extent these factors affect the willingness of the Indian people to purchase a smartphone
Sources of data collection
We have collected data from primary sources by floating a Google Form which was filled by our batchmates, friends and relatives, each belonging to different age groups, diverse backgrounds and also working in varied domains.
Introduction
For any business to be successful, having a proper supply chain management is a must. It involves the suppliers, retailers, the distribution channels and the manufactures. Leveraging the optimization of the supply chain can lead to improvements in the domains of demand planning, Inventory control, decision making, order fulfillment and customer service.
Dairy business accounts for one of the major revenue in Odisha’s economy. Unlike other domain of business, the main raw material, milk is a highly perishable product and thus time plays an effective and significant role. The supply chain includes breeding of animal and cattle, centers for collection of milk, processing centers to condense the milk and bring it to consumable form and making other products and finally the distribution systems to reach out the customers via wholesalers and retailers. We have identified, three major anchors, a) the daily processors who aim to maximize the profit, b) the milk collection centers who aim to sell the most and c) the distributers who want quality and availability as per the demand.
This project aims at optimizing the transportation cost involved in the entire chain i.e daily process of the collection from the farms, from processing centers to distributing centers.
Problem Description
As a part of our project we had to design an optimal model for the dairy supply chain. The company that we have chosen is Milky Moo which has a processing center in GOP, Puri. It has successfully met the needs of the customers in Odisha as well as in regions of Bengaluru and Hyderabad. The company has established itself as a leading producer of dairy products in Odisha. The company is highly concerned withpthe time required for transporting the raw materials as the raw product is a perishable item and this can directly affect the production system’s.
Modelling Approach
The number of hours of work for the company’s processing plant is 12 hours starting from 5:30 am to 5:30 pm.
Assumptions:
1. The demand is equal to supply
2. There is no production after official working hours.
3. Each plant is capable of producing 100% output and is equally productive.
4. Each Processing plant can handle 50% of the load
5. The vehicles used for shipment run 15km for 1 liters of diesel
6. Diesel Price in Bhubaneswar : Rs 68/Ltr
7. Capacity of vehicles : 3500 litres of milk
8. Cost of shipment for 1 km = Rs. 3.90
The 3 aspects of supply chain are: collection centers, processing units and distribution centers. The initial process involves collection of milk from local farmers in the milk collection centers located at various places.
A. About the company and the Sustainability Initiatives
Royal Dutch Shell PLC, which is more commonly known as Shell, founded in the year 1907, is a group of global energy and petrochemical companies employing more than 80,000 people in more than 70 countries. The organization was formed as a result of the merger of Royal Dutch Petroleum Company and Shell Transport and Trading Company Limited. The company is currently headquartered in The Hague, Netherlands, and Incorporated in England and Wales. Forbes Global 2000, in the year 2019, ranked Shell as the 9th largest company in the world, the largest company outside the PRC and the USA, as well as the largest energy company in the world. Shell also topped the ranking of Forbes Global 500 in the year 2013. Shell is a public limited company with its shares listed on Euronext Amsterdam, London Stock Exchange, New York Stock Exchange, and Philippine Stock Exchange. Its primary listing is on the London Stock Exchange and is a part of the FTSE 100 Index.
Shell has been engaged in vertical integration and is now present in every area of the O&G industry. Shell is actively engaged in the exploration, production, logistics, distribution, power generation, petrochemicals, and commerce. Shell has also ventured into renewable sources of energy such as hydrogen, wind, bio-fuel, and energy-kite.
Shell has divided its operations into different businesses:
Upstream: This organisation is engaged in the exploration and extraction of crude oil, natural gas, and natural gas liquids. Marketing and transporting of Oil and Gas are also done by this division.
Integrated Gas: This organisation is engaged in the management of LNG activities and the production of GTL fuels. It also includes the exploration for and the extraction of natural gas, and the operation and maintenance of the infrastructure that is necessary to make gas available in the market.
New Energies: This organisation is future-focused. It is engaged in the exploration of new opportunities and investment in commercially viable areas. Its main focus is on alternative sources of energy for transport such as hydrogen, bio-fuel, and electricity. Wind and solar energy are also areas of focus.
Downstream: This organisation is engaged in the creation of an integrated value chain that refines and trades crude oil and others into different products, which are then sold all around the globe. The products include petrol, diesel, aviation fuel, sulphur, heating oil, marine fuel, bio-fuel, lubricants, and bitumen. In addition to these, petrochemicals and oil sand activities are also managed by this organisation.
Projects and Technology: This organisation is engaged in managing the projects undertaken by the company to ensure its timely completion and innovation for new technologies. It provides technical assistance to other organisations as well.
The project is based on the following-
1) Internal rate of return (IRR) is the rate of return that will equate the present value of a multi-year cash flow with the cost of investing in a project
The IRR is the discount rate that renders the NPV of the project equal to zero
2) Profitability index also called as Benefit- Cost ratio or desirability factor is relationship between present value of cash inflow and the present value of cash outflow.
A) Introduction:
This project covers in-depth two restaurants (one small and one mid-sized) and their way of working on a daily basis. Both of these restaurants were covered extensively throughout for around a month where we got to know their method of day to day working and also the strategies that they follow to minimize cost and increase profitability.
B) What we did:
As per our project guidelines, we chose two restaurants, one mid-level and another a small restaurant, serving a modest number of customers per day. For both the restaurants, we spoke to the owners and formed an estimated balance sheet, business model, income statement, cost classification, cost collection, sources of revenue and inventory management. We also covered the various ways these restaurants deliver food, either through Food Aggregators or through takeouts and in-house customers. We then found out the Break-Even Point (in sales) for these restaurants. Finally, the report concludes with some recommendations for both of these restaurants in order to improve visibility and increase sales.
Developments which led to the current banking scenario:
Phase of having high inflation and interest rates
Major deregulation policies implemented in 1980s-boosted cross-border investment.
High levels of regulations via Basel III
China’s successful policy of state-directed economy - challenged by the middle-class’s needs
Power Division between the East and the West.
Governments’ decision to raise more money from taxes- direct implementation on banks
This led to more and more need for innovation.
Warehouse management is an essential piece of the supply chain process and creates a clearly defined breakpoint between the supply and demand aspects of any business.
Warehousing consists of two prime elements of cost and administration through: -
1. Minimize total operational cost
2. Giving the ideal degree of service
A warehouse can work in different forms from a single territory as a base receiving, storing and preparing for delivery to the complete commercial center to a mind-boggling organization central, regional and local facilities.
Chosen Organization is Wal-Mart since it is the largest retail corporation and has extraordinary supply chain management.
The report discusses Udyog Enterprises, a distributor of construction chemicals for Sika company. It stores the chemicals by Sika in its inventories and then supplies them to companies as per demand. The customers are largely divided into two main segments, industrial buyers and retail buyers. 95% of the revenue comes from retail buyers.
The methods through which the company generates leads are-
Sika provides them information about the projects happening
Through site visits by a team of engineer from Sika and sales force from Udyog
Through some information in newspaper ads
Through word-of-mouth, if the company hears about any projects going on then we approach the company.
This presentation describes the Hospitality Industry in India and how to solve the possible quality, inventory management and other operational issues that are rampant there and what service level innovations can solve these issues. It also takes into account COVID-19.
[Project] FRAMEWORK FOR SUPPORTING “BUSINESS PROCESS REENGINEERING “-BASED BU...Biswadeep Ghosh Hazra
A short presentation on Business Process Re-engineering Based Models. It consists of Strategic, Project Management, Information Technology, Top Management and Cultural Factors. There are various models/frameworks and indicators like- Porters 5 Forces Model, 4 CSFs for BPR Implementation, From-to analysis, Financial Indicators.
[Project] Retail Management Report Brands Versus Private Labels- Fighting to WinBiswadeep Ghosh Hazra
INTRODUCTION-
Private label brands are on the rise right now everywhere in the world and command a higher unit share than the strongest of national brands in 77 out of 250 product supermarket categories which is an astonishing 31% and even in 100 of those categories, Private Label comes a close second or third position. However, manufacturers do not realize that sales of private labels sales vary with the economic conditions of the country they are operating in. Their share goes up when the economy is suffering and tanks in stronger growth periods.
The proof of this claim is evident from the following fact- During the last 20 years, Private Label share of markets has averaged out at a decent 14% of the U.S dollar supermarket sales. This share was 17% during 1981-82 at the peak of the recession and in the year 1994, this share dropped to 14.8% despite receiving media adulation. Private labels have managed to pressurize strong national and international brands but brands must also assess the threats that are possible from private labels and whether they will decline or mature in the future.
European Markets have seen quite success with Private Label Brands and compared to USA supermarkets which has only 15% of their sales come from Private Label Brands, European supermarkets has 54% of their sales from PLBs. This is because in Europe, the television markets are highly regulated and hence advertising is limited. Also, grocery chains dominate the entire European landscape and hence retailers hold more power in relation to manufacturers than in the United States of America.
The project describes the Distribution, Analysis and Social Media Campaign for a fictional Agarbatti company called OMM Agarbatti. We developed a rural campaign along with a strong social media strategy.
We covered-
1) BUILDING RURAL DISTRIBUTION
2) NGOs IN DIFFERENT LOCATIONS
3) SOME KEY STATISTICS
4) INFOGRAPHICS
5) DEMOGRAPHIC DIVISION
6) Distribution Strategy in BOP market
7) Incentives to women
8) POSITIONING STATEMENT
9) RATIONALE BEHIND THE CAMPAIGN
10) Poster for Social Media Campaign
11) Marketing strategy adopted
12) Newspaper Advertising
13) YouTube marketing
14) Facebook campaign
15) Instagram campaign
In this report, we have a clear objective of planning and designing the IT structure and its implementation in the firm.
The objectives are as follows:
• Analyse the IT sector scenario and the company structure and working
• Risk assessment of the business environment
• Process, Application and Technology Integration
• Define a cloud strategy for Mindfire Solutions
• Devise the Technology Scorecard for the departments
• Suggest Change Management in regards to cloud implementation
• Prepare an action plan for each stakeholder
• State the benefits of the IT implementation
Dove is a personal care brand which is owned by Unilever. It was created in the year 1955 by an American chemist named Vincent Lamberti. The Dover products are sold in more than 150 countries and are offering a range of products for women, men and children. Dove's logo is a silhouette profile of the brand's namesake bird. The products include beauty bars, lotions/moisturizers, antiperspirants/deodorants, hair care, body washes, or facial care products.
Introduction:
National Aluminum Company Limited (NALCO) is a Navratna PSU under Ministry of Mines. It was established on 7th January, 1981, with its registered office at Bhubaneswar. It has one of the largest integrated Bauxite-Alumina-Power Complex in India. The Bauxite Mines and Alumina Refinery are located at Damanjodi, Koraput and its Captive Power Plant and Smelter Plant at Angul.It also has ventured into backward integration by establishing a Caustic Soda plant in Gujarat. The procurement and handling process for each of the above varies due to multiple factors and the same has been highlighted further in the report.
Objective:
To understand the ‘Material Requirement Planning ‘process at National Aluminum Company Limited (NALCO) at Bhubaneswar. The project is aimed at deepening the group’s understanding of the topic by critically analyzing the existing process at the selected company.
Remote sensing and monitoring are changing the mining industry for the better. These are providing innovative solutions to long-standing challenges. Those related to exploration, extraction, and overall environmental management by mining technology companies Odisha. These technologies make use of satellite imaging, aerial photography and sensors to collect data that might be inaccessible or from hazardous locations. With the use of this technology, mining operations are becoming increasingly efficient. Let us gain more insight into the key aspects associated with remote sensing and monitoring when it comes to mining.
Buy Verified PayPal Account | Buy Google 5 Star Reviewsusawebmarket
Buy Verified PayPal Account
Looking to buy verified PayPal accounts? Discover 7 expert tips for safely purchasing a verified PayPal account in 2024. Ensure security and reliability for your transactions.
PayPal Services Features-
🟢 Email Access
🟢 Bank Added
🟢 Card Verified
🟢 Full SSN Provided
🟢 Phone Number Access
🟢 Driving License Copy
🟢 Fasted Delivery
Client Satisfaction is Our First priority. Our services is very appropriate to buy. We assume that the first-rate way to purchase our offerings is to order on the website. If you have any worry in our cooperation usually You can order us on Skype or Telegram.
24/7 Hours Reply/Please Contact
usawebmarketEmail: support@usawebmarket.com
Skype: usawebmarket
Telegram: @usawebmarket
WhatsApp: +1(218) 203-5951
USA WEB MARKET is the Best Verified PayPal, Payoneer, Cash App, Skrill, Neteller, Stripe Account and SEO, SMM Service provider.100%Satisfection granted.100% replacement Granted.
Taurus Zodiac Sign_ Personality Traits and Sign Dates.pptxmy Pandit
Explore the world of the Taurus zodiac sign. Learn about their stability, determination, and appreciation for beauty. Discover how Taureans' grounded nature and hardworking mindset define their unique personality.
Accpac to QuickBooks Conversion Navigating the Transition with Online Account...PaulBryant58
This article provides a comprehensive guide on how to
effectively manage the convert Accpac to QuickBooks , with a particular focus on utilizing online accounting services to streamline the process.
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
Affordable Stationery Printing Services in Jaipur | Navpack n PrintNavpack & Print
Looking for professional printing services in Jaipur? Navpack n Print offers high-quality and affordable stationery printing for all your business needs. Stand out with custom stationery designs and fast turnaround times. Contact us today for a quote!
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
3.0 Project 2_ Developing My Brand Identity Kit.pptxtanyjahb
A personal brand exploration presentation summarizes an individual's unique qualities and goals, covering strengths, values, passions, and target audience. It helps individuals understand what makes them stand out, their desired image, and how they aim to achieve it.
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
2. 59
41
Banking Sector Penetration (2017)
Banked Population Unbanked Population
70
30
Banking Sector Penetration (2020)
Banked Population Unbanked Population
4.4
7.8
2017 2020
Fintech Market Valuation (in US$ Bn)
Fintech Market Valuation (in US$ Bn)
41
45
53
58.14
70.35
2014 2015 2016 2017 2018
Internet Penetration as a % of Population
Internet Penetration as a % of Population
CAGR: 17.9%
30
52
68 78 84
70
48
32 22 16
2012 2014 2015 2016 2017
SMARTPHONE PENETRATION
PERCENTAGE (AS A % OF
POPULATION)
Smart Phone Non-Smart Phone
Lack of
regulatory
clarity
Capital
Limitation
Management
Knowledge
Constrains
Awareness
and Trust
Barriers to entry
CAGR: 45%
Industry Analysis of Fintech in Vietnam
Source: Statista, UN, BBG Vietnam
Industry
Analysis
Porter’s Five
Forces
Scorecard-I Scorecard-II
MoMo vs
MOCA
Valuation |
MoMo
MoMo &
Synergy
Rural
Opportunity
B2B
Application
Strategic
Timeline
3. Porter’s Five Forces | Fintech Industry
Competitive Rivalry
Bargaining Supplier Power
Bargaining Buyer Power
Threat of Substitution
Threat of New Entry
The Threat of new entry is low by a startup as the existing companies in Vietnam’s fintech
sector are well funded and have established great user base. Government has been very
cautious in rolling out licenses, hence it is a rocky road for a company starting from scratch
Vietnam has low banking penetration, Cash is the biggest substitute of online payment
and is widely used. Threat of substitution is high. Companies will have to offer the right
incentives to increase year on year usage penetration for online financial services.
There are 136 companies in Vietnam fintech space, offering different benefits. Buyers
have a good bargaining power as they can easily switch to a different brand. The
switching cost will have to curated to ensure retention of customers in the long run.
There are no product supplier but government will act as a license and regulatory
supplier. With political instability in Vietnam this parameter can be tricky to judge as
rules and regulations would be really effective to thrive.
FinTech in Vietnam mostly focuses on payments with 47 % of Vietnamese companies
working on payment services. This makes payment services the most competitive of all
fintech functions.
Industry
Analysis
Porter’s Five
Forces
Scorecard-I Scorecard-II
MoMo vs
MOCA
Valuation |
MoMo
MoMo &
Synergy
Rural
Opportunity
B2B
Application
Strategic
Timeline
4. Scorecard-I [From Felix’s POV]
Acceptance from the local
population
Vietnamese are pretty sceptical of foreign companies. Case in point : Mc Donald's after repeatedly trying to
penetrate the lucrative Vietnamese Market, failed to do so as they fell behind on their schedule to open 100
stores in the country
Fierce Local Competition
The local homegrown Fintech Market is flourishing in Vietnam with funding (36%) only second best to
Singapore (56%). With 130 plus start-ups in the fintech space, Vietnam poses a significant competition
If Felix decides to move into the Vietnamese market on its own-
Government Regulations
There are a number of rules and regulations that need to be followed, from Registration of the company,
Licensing and Sublicensing, gathering specific licences like Non-Bank Credit Institution (NBCI) or an
Intermediary Payment Service Provider (IPC), to Data protection, piracy and storage, and cybersecurity
Marketing and Other
Expenses
Being a new entrant, the marketing expenses would run high for Felix as it would need to establish itself in a
competitive market. In addition, tie-ups with other organizations and discounts would lead to more spending
Inexperience
Felix has been used in developed nations such as the United Kingdom, Switzerland, Canada. The only
developing nation that it has experience operating in is India. The market of India is far different from
Vietnam; as Indians are more open to western companies that Vietnamese. This will pose new challenges
Industry
Analysis
Porter’s Five
Forces
Scorecard-I Scorecard-II
MoMo vs
MOCA
Valuation |
MoMo
MoMo &
Synergy
Rural
Opportunity
B2B
Application
Strategic
Timeline
5. Scorecard-II [From Felix’s POV]
Acceptance from the local
population
The combined entity will ensure that Felix has access to the entire Vietnamese Market along with a majority
stake in the company (~40%)
Fierce Local Competition “If you cannot defeat them, join them”
If Felix decides to move into the Vietnamese market with an Acquisition-
Government Regulations
Regulated by Law on Enterprise No. 68-2014-QH13- Article 18 (rights of companies and individuals to
establish an enterprise, purchase shares, and supply capital), Article 195 (outlines the limitations and
process of a merger) & Law on Investment No. 67-2014-QH13- Article 25 (foreign investor’s rights to
contribute capital and buy capital or shares) and Article 26(procedure to contribute capital and buy capital
or shares). In addition, Law of Securities, Law of Competition are also important when it comes to Mergers
and Acquisitions
Marketing and Other
Expenses
Companies spend more in order to increase the Brand Connection and Recall. This won’t be a problem as
the company being Acquired is already synonymous with the masses
Inexperience
Felix will get insights regarding the local Vietnamese Markets & how they function. This will enable it to have
a first mover advantage against any other company coming to Vietnam after Felix. This will in turn prove to
be a competitive advantage for Felix. Any company that has cracked being close to consumer has made it big
Industry
Analysis
Porter’s Five
Forces
Scorecard-I Scorecard-II
MoMo vs
MOCA
Valuation |
MoMo
MoMo &
Synergy
Rural
Opportunity
B2B
Application
Strategic
Timeline
6. MoMo vs MOCA
Founded: 2013
Funding: US$ 133.8 Mn
Monthly Downloads: 5,77,087
Usability: Mobile, e-Wallet, Payment
App
User Base: 13 Mn
Tie-ups with banks: 24
Download Growth: 111.11%
OTC Agents: 4,000
Founded: 2013
Funding: US$ 200,000
Monthly Downloads: 18,707
Usability: Mobile Payments
User Base:
Tie-ups with banks: 12
Download Growth: 154.45%
OTC Agents: None
Given the comparison above, it would make sense for Felix to
acquire a stake in MoMo given its size and the fact that it has a
huge OTC Agent size at its disposal. Studies show that 35% of its
population is internet illiterate. OTC agents therefore can help in
this regard.
MoMo has the highest level of PCI-DSS certification,
something that Felix can make use of as they heavily rely on
security themselves to differentiate their product offerings
MoMo’s tie up with more number of banks give it a leverage
over MOCA’s 12 tie-ups
Felix decides to enter
the Vietnamese
Market
Felix enters
independently
Felix enters into
the market with
the help of M&A
Felix M&A with
MOCA
Felix M&A with
MoMo
Flow chart of decisions
Industry
Analysis
Porter’s Five
Forces
Scorecard-I Scorecard-II
MoMo vs
MOCA
Valuation |
MoMo
MoMo &
Synergy
Rural
Opportunity
B2B
Application
Strategic
Timeline
7. Valuation | MoMo
• We have valued MoMo, the method used is multiple method. Revenue has been used as a base. Multiple has been arrived using various favorable factors.
• Felix has raised $657 Million in the past four years. We assume Felix would be able to acquire 40% Stake in MoMo by paying $330 Million, The figure has been
rounded to account for un expected expenses and paperwork.
• MoMo already has investments from 3 funding rounds, we assume to get the major stake holding in MoMo at 40% and it becomes a subsidiary of Felix, but would
continue to run under the same name.
Company loss ( Source vir.com.vn)
FY2014 ( in Mn $) 1.87
FY2016 ( in Mn $) 6.4
FY2017 ( in Mn $) 10.6
Loss growth factor 50%
FY2018 ( in Mn $) 15.9
FY2019 ( in Mn $) 23.85
Total Loss ( in Mn $) 58.62
(B)
Percentage Change in Loss Weights
242% 0.2
66% 0.8
Taking weighted average of the two
Calculating Loss growth factor
Rise in loss from 2014-16
Rise in loss from 2016-17
(A)
We have decided to acquire stake in MoMo!
Valuation ( Amount in $ MN)
Revenue 2017 ( in Mn $) 75.4
( Source
vir.com.vn)
Growth YOY (Fintech
Sector) 25%(Source BBGV.org)
Estimated Revenue 2018 94.25
Estimated Revenue 2019 117.8125
Estimated Revenue 2020 147.2656
Multiplying factor (A) 6
Valuation 883.5938
Loss (B) 58.62
Valuation 824.9738
Multiplying factor
Weights
Assigned Basis Source
0.5 Population 100 Mn
0.5 Population Under 25 25%
0.5 Existing Investments $133.8 Mn
0.5 Smartphone penetration 72% Vietnam Digital 2019 report
0.5 Internet User Penetration 69% Vietnam Digital 2019 report
0.5 Bank Account Penetration 59% Medium.com
1
Growth in Mobile bankng over
last 5 years 144% BBGV
1
Grrowth transactions by
digital wallet over 5 years 161%
Department of payment statistics
vietnam
0.5
Vietnam Payment market size
by 2025 $70,937 Mn https://asia.nikkei.com/
0.5 User Base 13Million
6
Industry
Analysis
Porter’s Five
Forces
Scorecard-I Scorecard-II
MoMo vs
MOCA
Valuation |
MoMo
MoMo &
Synergy
Rural
Opportunity
B2B
Application
Strategic
Timeline
8. Why MoMo and the Synergy
• A
• Acquiring Stake in MoMo will give us Instant access to the
Vietnam Fintech market and 13Million Existing customers
and with Felix’s already 50+Mn userbase it would give a
total of 63 Mn users
• We will be able to by pass the greenfield operations of
starting from scratch
• We won’t have to worry about government licenses, the
license to operate in the fintech space can take
considerable amount of time considering the bad Ease of
doing business ranking in Vietnam
• This is help save time and start pumping efforts in growth
straight away
• MoMo has core competencies which are missing in Felix
and these core competencies will be complementary to
Felix core competency.
WHY MoMo? Synergy
• Felix brings in a set of expert talent pool,
which could help MoMo trump the
competition
• Felix is pioneer in Security and digital
payments, this will help ramp up MoMo
security and make it more lucrative to people
who are concered about online transactions
• Felix’s already developed API and banking
platforms in place will help develop more
products for the Developing Vietnam market
• Felix has integrated shopify, wix, amazon, ola
and other major online players this will help
us pass on the benefits to MoMo
v
Industry
Analysis
Porter’s Five
Forces
Scorecard-I Scorecard-II
MoMo vs
MOCA
Valuation |
MoMo
MoMo &
Synergy
Rural
Opportunity
B2B
Application
Strategic
Timeline
9. Rural Opportunity
Opportunity:
Vietnam is a mobile-first market, with nearly all internet
users owning a smartphone and ¾ using it as their
preferred connection device. Mobile is also the primary
digital platform in rural Vietnam. At present, up to 70% of
the population in each province of Vietnam live in rural
areas. In rural Vietnam, 68% of mobile phone owners
have a smartphone. The rural Vietnamese demographic
spends on average three hours connected to the internet
each day.
Mothers are one of the key demographics in Vietnam,
with their media habits and life priorities being guided by
a strong desire to see their children succeed. YouTube is
seen as a tool for mothers to groom their children for
success and help them to achieve the aspirations they
consider themselves as not having fulfilled
~Source : The State of Mobile in Rural Vietnam Report
Capitalizing on the Opportunity:
MoMo has 4000+ OTC salesperson, we will leverage them
to reach rural audience. A distribution based strategy of
customer acquisition will be followed.
The sales force of agents and distributors will perform the
following key functions-
• Empower the customer by first being empowered (by
leveraging technology)
• Use design thinking to put themselves into the
customer’s shoes
• Making the entire process simple and easy to understand
for the customer
• Having the technical know-how of the end to end process
of using the MoMo application for payments and other
financial services.
Felix also offers an e-wallet payment solution for
marketplaces, by using Hyperlocal payment solutions and
identifying the wants of the consumer in their hyperlocal
area and payment window for the vendor directly appears.
This will help rural people find utility in the application
Industry
Analysis
Porter’s Five
Forces
Scorecard-I Scorecard-II
MoMo vs
MOCA
Valuation |
MoMo
MoMo &
Synergy
Rural
Opportunity
B2B
Application
Strategic
Timeline
10. Business to Business Application
Opportunity:
The Vietnamese also feel distrustful of corrupt local banks. As such,
many Vietnamese businesses will use wire transfers to send funds.
The government aims to make Vietnam “cashless by 2020” and the
plan is to provide the infrastructure for such a system, increase the
fees on cash payments, and decrease fees related to electronic
payments. Lack of Cyber Security is also a challenge for Fintech
startups and companies in Vietnam
Capitalizing on the Opportunity
Security is our top priority which helped Felix product to reach great
heights. Felix being pioneer in cyber security would develop an
Application and interface for B2B transactions.
Felix already has API integrations and 24X7 banking modules. The
already existing core competencies will help Felix develop an
application that can capture the untapped market of business
transactions.
The integrations which are simple to use coupled with high grade
security features will help us encourage businesses to use our special
platform for major transactions instead of wire transfer, this will also be
a major revenue driver as B2B transactions are huge, commission on
Industry
Analysis
Porter’s Five
Forces
Scorecard-I Scorecard-II
MoMo vs
MOCA
MoMo &
Synergy
Valuation |
MoMo
Rural
Opportunity
B2B
Application
Strategic
Timeline
11. Strategic Timeline
Team Felix has decided to enter
Vietnam fintech market. Team has
decided to acquire stake in a
domestic startup names MoMo, due
to the synergy that would be created
by acquiring 40% majority stake in
the company. The funding would be
obtained by the funds Felix has
generated from VC over the period of
last four years
Present
Immediate Actions
Felix would help MoMo by helping ramping by the security features. Improving App
utility by providing APIs and hassle free banking modules. A team of top leaders
from Felix would be made to help MoMo with our expertise. A HR agency would be
hired to help two companies gel up without any hiccups
Market Penetration
The first milestone would be market penetration of the
existing market as additional features from Felix would
help MoMo bring in a plethora of new features and help
it expand its offerings
Tapping the Rural
Next would be using the sales workforce of
MoMo to tap the lucrative rural market of
Vietnam. Our marketing communication would
be focused on rural mothers as they are a major
influence on the household.
Market Development
The next would be market development by creating
a new B2B application exclusively for business
payment. This will help them use a better alternative
to Wire Transfer
Acquisitions
The road ahead
would be acquiring
more fintech startups
in Vietnam and hold
the major stake of
Industry
Analysis
Porter’s Five
Forces
Scorecard-I Scorecard-II
MoMo vs
MOCA
Valuation |
MoMo
MoMo &
Synergy
Rural
Opportunity
B2B
Application
Strategic
Timeline