PYP is a mobile payment platform that allows customers to make insurance premium payments digitally and receive receipts. It retrieves customer policy data, updates supporting software, and detects lapsed policies in real-time. Open Breeze is a web-based account management system for micro-enterprises that tracks insurance products and payments. It aims to provide the tools to enable financial institutions to facilitate "micro banks" in underserved markets by offering banking products through existing networks like funeral parlors. The software solutions aim to improve data quality, transparency, and efficiency in the insurance industry.