The Bank of Queensland has embarked on a transformation journey with the vision of becoming the 5th largest bank in Australia within 3 to 5 years. Capgemini's transformation framework focuses on the main drivers, targets, risks, and factors for success. It identifies five key elements - envisioning the future, energizing people, expediting growth, enhancing competitiveness, and establishing key capabilities - and takes a three phase approach to transformation: co-creation, concept and design, and ongoing results delivery. The transformation journey connects and provides entry points for these key areas through a continuous process.