The document discusses investing in multi-family and commercial real estate properties in the United States. It argues that now is a good time to invest due to historically low interest rates, a shrinking US dollar, and high demand for rental properties. Specifically, it recommends investing in multi-family properties because they provide stable cash flow, appreciation potential, and less risk compared to single family homes. The document also outlines the real estate market cycle and suggests commercial real estate is primed for opportunities in the coming years.
Angelic Real Estate 2014 Commercial Real Estate Capital Markets ViewGabriel Silverstein
Angelic Real Estate presentation delivered by company president Gabriel Silverstein at the Flint Oak, Kansas real estate investment summit on February 8, 2014.
The presentation includes a look back and recap of 2013, and a look forward at 2014 and beyond, including both market trend reporting and predictions and guidance. The primary focus of the presentation is commercial real estate lending and investment market activity and driving factors.
Gabriel Silverstein delivered this mini-presentation as the introduction to a financing panel discussion during the 2015 SIOR Tri-State Regional Conference on March 20, 2015 in New York City. The panel consisted of crowdfunding pioneer Dan Miller from Fundrise, John Randall from bridge lender PCCP, Mario DiCerbo from Bank of America's balance sheet occupier lending group, Michael Pierro from C-III Capital's CMBS lending platform, and Karen Kozlowski from Thompson Hine, legal counsel for both borrowers and lenders.
Agcapita July 2013 - Central Banking's Scylla and CharybdisVeripath Partners
While I believe that eliminating QE is the right thing to do for the long-term health of the economy, the recent equity and bond market declines are but modest harbingers of the unintended short-term consequences that the Fed’s prolonged ZIRP/QE program and its termination will wreak – rollover and convexity risk. These are the proverbial pigeons that will come home to roost if the US Federal Reserve stops its massive bond-buying spree and rates normalize.
Angelic Real Estate 2014 Commercial Real Estate Capital Markets ViewGabriel Silverstein
Angelic Real Estate presentation delivered by company president Gabriel Silverstein at the Flint Oak, Kansas real estate investment summit on February 8, 2014.
The presentation includes a look back and recap of 2013, and a look forward at 2014 and beyond, including both market trend reporting and predictions and guidance. The primary focus of the presentation is commercial real estate lending and investment market activity and driving factors.
Gabriel Silverstein delivered this mini-presentation as the introduction to a financing panel discussion during the 2015 SIOR Tri-State Regional Conference on March 20, 2015 in New York City. The panel consisted of crowdfunding pioneer Dan Miller from Fundrise, John Randall from bridge lender PCCP, Mario DiCerbo from Bank of America's balance sheet occupier lending group, Michael Pierro from C-III Capital's CMBS lending platform, and Karen Kozlowski from Thompson Hine, legal counsel for both borrowers and lenders.
Agcapita July 2013 - Central Banking's Scylla and CharybdisVeripath Partners
While I believe that eliminating QE is the right thing to do for the long-term health of the economy, the recent equity and bond market declines are but modest harbingers of the unintended short-term consequences that the Fed’s prolonged ZIRP/QE program and its termination will wreak – rollover and convexity risk. These are the proverbial pigeons that will come home to roost if the US Federal Reserve stops its massive bond-buying spree and rates normalize.
RBC Global Asset Management: Surprisingly Sustainable Canadian HousingEric Lascelles
Canadian housing will eventually run into affordability woes, but concerns about overbuilding, condo excesses and flighty speculators are largely overblown.
Small Multifamily Loans | Arbor Q4 2019Ivan Kaufman
Small multifamily represents a third of the rental market. The nation’s rental market had a total of 41.9 million renter-occupied housing units, as of 2018. Small multifamily, which includes apartment properties of 5 to 49 units, represented 33% (13.7 million) of the total rental market.
Gave a talk at StartCon about the future of Growth. I touch on viral marketing / referral marketing, fake news and social media, and marketplaces. Finally, the slides go through future technology platforms and how things might evolve there.
The Six Highest Performing B2B Blog Post FormatsBarry Feldman
If your B2B blogging goals include earning social media shares and backlinks to boost your search rankings, this infographic lists the size best approaches.
RBC Global Asset Management: Surprisingly Sustainable Canadian HousingEric Lascelles
Canadian housing will eventually run into affordability woes, but concerns about overbuilding, condo excesses and flighty speculators are largely overblown.
Small Multifamily Loans | Arbor Q4 2019Ivan Kaufman
Small multifamily represents a third of the rental market. The nation’s rental market had a total of 41.9 million renter-occupied housing units, as of 2018. Small multifamily, which includes apartment properties of 5 to 49 units, represented 33% (13.7 million) of the total rental market.
Gave a talk at StartCon about the future of Growth. I touch on viral marketing / referral marketing, fake news and social media, and marketplaces. Finally, the slides go through future technology platforms and how things might evolve there.
The Six Highest Performing B2B Blog Post FormatsBarry Feldman
If your B2B blogging goals include earning social media shares and backlinks to boost your search rankings, this infographic lists the size best approaches.
Each technological age has been marked by a shift in how the industrial platform enables companies to rethink their business processes and create wealth. In the talk I argue that we are limiting our view of what this next industrial/digital age can offer because of how we read, measure and through that perceive the world (how we cherry pick data). Companies are locked in metrics and quantitative measures, data that can fit into a spreadsheet. And by that they see the digital transformation merely as an efficiency tool to the fossil fuel age. But we need to stretch further…
32 Ways a Digital Marketing Consultant Can Help Grow Your BusinessBarry Feldman
How can a digital marketing consultant help your business? In this resource we'll count the ways. 24 additional marketing resources are bundled for free.
Is Multi-family Worth a Look for your Portfolio?Dean Graziosi
More reports, studies and surveys are telling us that demand for rental properties is rising. It’s to be expected when:
• Millennials are beginning to move out of their parents homes, but most can’t buy due to credit or down payment situations.
• Though jobs reports are showing improvement, much of it is due to people dropping out and no longer looking, so renting is still more available to many than buying.
• College graduates aren’t finding the high paying jobs they were expecting in many industries, though some are doing well, such as technology.
• The Boomer generation isn’t always downsizing into another purchased home. Many are choosing to rent and stay more mobile in their retirement.
• There is overall a lack of confidence in home prices and near term appreciation.
Build to rent single family homes have arrived as an institutional investment grade asset. Wall Street has finally recognized that single family rental homes can be packaged to create a diversified portfolio that yields competitively with other similar alternative investments.
Thinking about selling your Columbus Ohio area home this spring? This guide will answer a lot of questions you may have about when is the best time to sell you home, as well as who would be the best person to do that.
Thinking about selling your home yourself? Read on to see why you may be leaving money on the table by not using an agent.
5 Reasons To Sell Your Home This WinterGina Madeya
When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles.
Here are five reasons listing your home for sale this winter makes sense.
If you are a homeowner looking to take advantage of your home equity by moving up to your dream home, let’s get together to discuss your options! 1-425-495-0926
Foreclosures – From a Flood to a DribbleDean Graziosi
It’s been an exciting seven or eight years for real estate investors. The flood of foreclosures that began in late 2006 raged for a couple to three years, then began to subside. All through this time, investors were snapping up properties, doing fix & flip, and turning homes into rentals for long term investment.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
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12. Why Multi-Family Regardless of the housing bubble bursting, housing is always needed. 2nd quarter of 2011 shows sharp declines in national vacancies at 6% (Reis), the lowest since 2008 and compared with 7.8% a year earlier. Income, rental units are in high demand and that means higher occupancy and higher rents. Vacancy rates are falling fast (the excess supply is being absorbed). A record low number of multi family units will be completed this year (2011) and production of these new units will not be completed until 2012 or 2013, so vacancy rates will probably decline at least the rest of the year. Upcoming construction most likely will remain limited due to financing available and exceptionally high governmental agency fees to construct units. Both occupancy and rental rates are increasing. The more money a property makes the more it is worth.
13. Why Multi-Family Cash Flow Can provide a substantial positive cash flow. A well-chosen multifamily property can be a long-term positive cash-flow investment. These cash flows create comfortable lives, retirements, and ongoing income for the entire holding period. As value increases over time, the owner is also paying down the mortgage. This increases equity, and some investors borrow against it for leverage and more investments.
14. Why Multi-Family Quality Management If you choose a full service package you can have complete peace of mind as your management service collects rents, maintains the property, handles emergencies of all sorts and can generally run your property as if it is their own. They will even pay your property taxes, pay the mortgage payment and prepare your annual budget as well as giving you reports at agreed-upon intervals. They can screen your prospective tenants for you, checking their credit and the references so that you can be sure you have the most reliable and stable renters or leasers and weeding out prospects that could cost you money instead of being an asset to your property. They will handle maintenance requests by residents as well as maintaining your grounds, your units and your equipment. Property management services vary in their fees; some have a set charge per unit while others take a percentage of the rent. Property management services offer as much service or as little as you wish.
15. Why Multi-Family Value Add Value Added is a strategy to purchase an apartment and enhance returns through increasing income. Like most groups seeking Value Added opportunities, Bullseye looks for properties where spending additional capital to make physical improvements can make a significant difference in the rent levels that can be obtained. Opportunities to cosmetically refresh or reposition the living experience (interior or exterior) to obtain additional income and enhance returns.
16. Why Multi-Family Less Risk Apartment investments offer relatively low risk combined with the ability to keep pace with or lead inflation through short-term leases. This allows for the potential for increasing income as the market rises. The latest Quarterly Survey of Apartment Market Conditions by the National Multi Housing Council (NMHC) confirms the general sense of strength in the apartment market. “Demand for apartment residences continues to rise, even as the overall economy remains hampered by the aftermath of the housing bubble,” said NMHC chief economist Mark Obrinsky in a statement accompanying the release of the report. All four survey measures by the NMHC of apartment market health in the second quarter of 2011 are quite strong. That is, markets are tighter, debt and equity capital are more available, and sales volume is rising. In fact, all four indexes were at or above 70—50 or above being the indication of improving conditions. Such sunny conditions have been fairly uncommon since the survey began in 1999, since this is only the fourth time ever that all the indexes have been above 70, and three of those instances have been since July 2010.
17. Why Multi-Family Highest Demand The apartment sector shines as the healthiest commercial real estate property type. Forecasters expect multifamily property revenues to climb throughout 2011, thanks to moderate job growth and accelerating household creation. The U.S. apartment vacancy rate topped out at 8% in the fourth quarter of 2009, but fell to 7.1% in the third quarter of 2010, and now 6% according to Reis. Look for rent growth and absorption to gain momentum in 2011 and beyond, say researchers. And, even though job growth has been relatively unimpressive as the U.S. has emerged from the recession, young adults, who tend to be renters rather than home buyers, are capturing a disproportionately larger share of the job additions. More specifically, the NMHC’s Market Tightness Index, which examines vacancies and rents, came in at 82, down from a record 90. This is the sixth straight quarter the index has topped 50. Though down slightly from last quarter’s record level, two-thirds of respondents noted tighter markets—meaning lower vacancies or higher rents or both—compared with three months earlier.
18. Why Multi-Family Changing Attitudes From 1965 to 2005, homeownership rates grew steadily. In 2005, however, homeownership rates not only stopped growing, they reversed. Had homeownership rates by age remained at 2005 levels, net renter household growth from 2005 to 2010 would have been just under 370,000. Instead, renter household growth surged by nearly 4 million over this period, and the net dissolution of renter households over age 30 was just 1.8 million — fully 3 million less than expected. Housing experts say that Americans are less interested in owning a home. They're worried about paying, more than ever, too much and then suffering negative equity. And, those worries are compounded by a lack of confidence about their own financial position and lingering high unemployment rates. Moreover, stricter lending standards now require larger down payments, and for the past several years, Americans have spent rather than saved. As a result, they don't have the funds to make a down payment, so they rent. A survey commissioned by the National Apartment Association conducted in May 2010 found that 76 percent of consumers prefer renting to ownership, a 5 percent increase from 2008. “Very few households are exiting the apartment sector to make first-time home purchases,” says Greg Willett, vice president of MPF Research, a national firm that tracks apartment performance.
19. Why Multi-Family Economies of Scale That is where true wealth will be achieved for those willing to pursue it. Compared to single family homes, multi-family or apartment buildings are far superior in terms of cash flow, but also far lower risk. Multi-family investments benefit from economies of scale, which results in lower expenses per unit and higher overall cash flow. The more units in a complex the greater the economies of scale (up to a point), so in larger apartment investments the per unit expenses are lower leaving more income available for you. There is a greater reward for the perceived risk of investing in apartment buildings. Because they are at a higher price point than single family home, more dollars in value are generated in multi-family investments through appreciation. In a market appreciating at 10% per year a $150,000 single family home will go up in value $15,000, whereas a $2,000,000 apartment building in that same market will go up in value $200,000 during the same period of time.
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Editor's Notes
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Doesn’t work in my area Right Strategies and right cycle
Doesn’t work in my area Right Strategies and right cycle
Doesn’t work in my area Right Strategies and right cycle
Doesn’t work in my area Right Strategies and right cycle