This document proposes a "Bank-as-a-Platform" solution to make bank data and services more accessible through a unified API platform. It would allow fintech apps to access normalized banking transaction data, perform identity verification and funds transfers. The business model involves per-use fees on data access and transaction fees. The opportunity lies in the growing European fintech market and need for banking innovation. The goals are to launch transaction data, payments and identity services in the UK and Germany in 18 months and expand to other large European markets.
Customer attitudes to open banking six months onDan Young
Taking information that's already out there, Shed Research has pulled together what UK consumers think about open banking.
What's the appeal, what are the barriers, and how do we overcome them?
MDEC Fintech Developer Bootcamp - Fintech Masterclass Day 1iTrain
Here are the key catalysts driving growth in the insurtech industry:
1. Rising customer expectations - Customers expect a seamless, digital-first experience similar to other industries like retail and banking. They want to get quotes and buy policies online quickly.
2. High distribution costs for incumbents - Traditional insurance companies spend billions annually on advertising and agent commissions. Insurtechs can reduce these costs with digital platforms.
3. Legacy technology issues - Insurance core systems are outdated, inflexible and costly to maintain. Insurtechs are building modern tech stacks from the ground up.
4. Opportunity for data/analytics - Insurtechs can leverage new sources of data and advanced analytics to
The FinTech ecosystem playbook captures the journey of 26 FinTech hubs in the emerging markets — their experiences and learnings in the process of building a strong financial services ecosystem. The teams highlight the best industry practices from these markets so that participants learn from each other.
Webinar: The Future of FinTech: Insights for 2021 | IntellectsoftIntellectsoft
FinTech companies and startups' changing dynamic forces them to be more adaptive to stay afloat or pivot during these difficult times.
Financial institutions from all over the world change the way people practice their finance. These are all credited to the growth of new digital trends such as Cryptocurrency, Contactless, Trading.
The Intellectsoft webinar "The Future of FinTech: Insights, Trends, and Use Cases Defining the Industry in 2021" offers fintech visionaries access to the unique resources for accelerating the infusion of digital finance in their business.
Watch the webinar to:
- Explore global fintech trends every leader should look out for in 2021
- Reveal how to make your fintech business stand out in the post-digital world
- Discover today's featured examples of Intellectsoft clients' technology solutions that can help you provide better and more efficient services
- Discuss how to evolve in 2021 using emerging technologies and more efficient solutions
Learn more about our financial software development here: https://www.intellectsoft.net/solutions/financial-software-development-services
In conjunction with Accenture, the Overseas Bankers Association of Australia (OBAA) Committee hosted a Thought Leadership Event in early August for OBAA members on the topic of Open Banking. Accenture has been spearheading research into the global adoption of Open Banking and the way in which it could revolutionise how banks generate value.
Find out more here: https://www.accenture.com/au-en/insight-open-banking-brave-new-world
This document provides contact details for three members of the team "Devil's Advocate" from NMIMS, Mumbai: Ashwin Jain, Mayank Agrawal, and Harsh Tewari. It also lists various YES Bank services that could potentially help fintech startups, such as investment banking solutions, trade finance services, collections management, payables management, API banking, structured finance, channel finance, term lending, YES Pay digital wallet, YES Sambhav financing for SMEs, and YES Suyog financing for SMEs. The document discusses how these services could assist with transactions, advisory services, POS systems, expense management, faster decision making, managing financial transactions, growth financing, easier founder
This document proposes a "Bank-as-a-Platform" solution to make bank data and services more accessible through a unified API platform. It would allow fintech apps to access normalized banking transaction data, perform identity verification and funds transfers. The business model involves per-use fees on data access and transaction fees. The opportunity lies in the growing European fintech market and need for banking innovation. The goals are to launch transaction data, payments and identity services in the UK and Germany in 18 months and expand to other large European markets.
Customer attitudes to open banking six months onDan Young
Taking information that's already out there, Shed Research has pulled together what UK consumers think about open banking.
What's the appeal, what are the barriers, and how do we overcome them?
MDEC Fintech Developer Bootcamp - Fintech Masterclass Day 1iTrain
Here are the key catalysts driving growth in the insurtech industry:
1. Rising customer expectations - Customers expect a seamless, digital-first experience similar to other industries like retail and banking. They want to get quotes and buy policies online quickly.
2. High distribution costs for incumbents - Traditional insurance companies spend billions annually on advertising and agent commissions. Insurtechs can reduce these costs with digital platforms.
3. Legacy technology issues - Insurance core systems are outdated, inflexible and costly to maintain. Insurtechs are building modern tech stacks from the ground up.
4. Opportunity for data/analytics - Insurtechs can leverage new sources of data and advanced analytics to
The FinTech ecosystem playbook captures the journey of 26 FinTech hubs in the emerging markets — their experiences and learnings in the process of building a strong financial services ecosystem. The teams highlight the best industry practices from these markets so that participants learn from each other.
Webinar: The Future of FinTech: Insights for 2021 | IntellectsoftIntellectsoft
FinTech companies and startups' changing dynamic forces them to be more adaptive to stay afloat or pivot during these difficult times.
Financial institutions from all over the world change the way people practice their finance. These are all credited to the growth of new digital trends such as Cryptocurrency, Contactless, Trading.
The Intellectsoft webinar "The Future of FinTech: Insights, Trends, and Use Cases Defining the Industry in 2021" offers fintech visionaries access to the unique resources for accelerating the infusion of digital finance in their business.
Watch the webinar to:
- Explore global fintech trends every leader should look out for in 2021
- Reveal how to make your fintech business stand out in the post-digital world
- Discover today's featured examples of Intellectsoft clients' technology solutions that can help you provide better and more efficient services
- Discuss how to evolve in 2021 using emerging technologies and more efficient solutions
Learn more about our financial software development here: https://www.intellectsoft.net/solutions/financial-software-development-services
In conjunction with Accenture, the Overseas Bankers Association of Australia (OBAA) Committee hosted a Thought Leadership Event in early August for OBAA members on the topic of Open Banking. Accenture has been spearheading research into the global adoption of Open Banking and the way in which it could revolutionise how banks generate value.
Find out more here: https://www.accenture.com/au-en/insight-open-banking-brave-new-world
This document provides contact details for three members of the team "Devil's Advocate" from NMIMS, Mumbai: Ashwin Jain, Mayank Agrawal, and Harsh Tewari. It also lists various YES Bank services that could potentially help fintech startups, such as investment banking solutions, trade finance services, collections management, payables management, API banking, structured finance, channel finance, term lending, YES Pay digital wallet, YES Sambhav financing for SMEs, and YES Suyog financing for SMEs. The document discusses how these services could assist with transactions, advisory services, POS systems, expense management, faster decision making, managing financial transactions, growth financing, easier founder
We bank digital banking decoded for bnm 0618 v1.9(3)Chris Skinner
The document summarizes WeBank, China's first digital bank. It notes that WeBank is backed by Tencent and driven by technology and innovation to provide banking solutions anytime, anywhere. It aims to promote financial inclusion through connecting financial institutions and businesses using data, risk management, capital and products. WeBank utilizes cutting-edge technologies like artificial intelligence, blockchain, cloud computing and big data to rapidly scale products to market and lower costs and risks compared to traditional banks. The document also highlights WeBank's robust growth in customers, assets and profits from 2015-2018.
ASI Pitch Deck Crowdfunder Campaign 2020-01-10RonNewton9
This document introduces Intelligent Decision Tools, a software solution that provides automated personalized financial advice through a rules-based expert system. It aims to simplify the financial advice process for advisors and institutions by simulating how human advisors work through concise question-and-answer sessions. The software analyzes user profiles and situations to provide compliant recommendations. It addresses issues like a shortage of experienced advisors and inconsistent advice. Intelligent Decision Tools is presented as filling a new category of automated personalized advice that could benefit advisors, firms, employers and consumers. The document provides an overview of how the software works and its potential benefits, users, markets, and a 5-year financial forecast projecting strong revenue growth.
Project deadlines that span a year or two aren’t usually nerve-racking. But, when it means making a significant change to your business strategy, internal systems, and technology infrastructure, it can become a head-scratcher. This is probably where the banks in Australia stand. Banks are figuring their way around it and there’s a lot to learn. Regardless, no one wants to fall victim and everyone wants to conquer open banking
This session is hosted by Finance Edge, sponsors of Open Banking Australia. It covers;
A Reality Check - Where banks stand in their open banking journeys
The Problem Children - What challenges they are facing
The Gold Stars - Critical success factors for a killer open banking strategy
A Whole New World - The potential of an open data world
The Next Phase of FinTech Collaboration Devie Mohan
Three global corporate banking executives believe that digital will significantly change both the competitive landscape and economics of the business. They stated that 86% of traditional corporate banking revenue will be attracted by digital platforms and channels. Additionally, pretax returns are projected to fall below the 16% hurdle rate for 30% of corporate banks due to declining fees and profits, placing significant financial stakes for these institutions. However, only 57% of executives believed their organization has market-leading digital capabilities, highlighting the need for collaboration between traditional banks and fintechs.
Bambu is a B2B robo-advisory firm that offers financial and non-financial firms the ability to integrate automated wealth management solutions. It has launched the first robo-advisor platform in Singapore and won awards for its early stage startup status. Bambu sees significant growth opportunities in the Asian wealth management market and robo-advisory sector in particular. It differentiates itself through proprietary algorithms, goal-based investing that provides user data, and strategic partnerships.
Fintech App Ideas to Consider in 2021 for StartupsQSS Technosoft
If you are looking to begin your startups on financial platforms you must aware of some most incredible fintech app ideas. In these slides, we have explained exceptional fintech app ideas for business startups.
FinTech: Business Opportunity or Disruptor? - tryb @ FIDE Forum KL 4 Aug 2016tryb
tryb was invited to speak to 90+ Board of Directors of Malaysia Financial Institutions. In 90 min the audience learned about the impact of technology in finance, how banks respond to the trends and what kind of technology companies tryb sees in the market.
Fintech : An Innovation in Financial Industry by Fintech App Development CompanyGame App Studio
As a Leading Fintech App Development Company, Game App Studio we described some of the Reasons Why Fintech is an Innovation in the Financial Business and How they reduce the Problems in terms of Banking and Financial. When you Get any Doubt about it Contact Us. If You want to have your own FinTech Application for Your Business Hit Game App Studio in Google at any time Always here for you.
Banking 4.0 everywhere or Invisible Bank : Nouamane Cherkaoui 10th february ...Nouamane Cherkaoui
A virtual conference witk specalist on Banking diditalization & transformation
Talk about understanding of new technologies in banking sector that allow the creation of digital assets
and help in gaining a deeper understanding of the connection between customer, strategy and analytics
20-21 February 2018, Mexico City: Workshop on building business linkages that boost SME productivity. http://www.oecd.org/cfe/smes/workshop-on-building-business-linkages-that-boost-SME-productivity.htm
Payment Services Bank; the challenger banksSamuel Olaegbe
Payment service banks (PSBs) in Nigeria have the potential to significantly increase financial inclusion and disrupt the traditional banking sector. PSBs will focus on serving underbanked populations through digital financial services and partnerships with fintechs. They could capture a substantial portion of fees from payments and transactions. However, PSBs face challenges in areas like customer acquisition, capital, and regulatory compliance. Traditional banks may respond through collaborations with PSBs or accelerating their own digital offerings.
Open Banking: Lessons from the UK #fapisum - Japan/UK Open Banking and APIs S...FinTechLabs.io
The document discusses the implementation of Open Banking in the UK by the Open Banking Implementation Entity (OBIE). It provides the following key details:
- OBIE was set up by the UK Competition and Markets Authority (CMA) in 2016 to deliver the Open Banking API standards and ensure consistent implementation.
- OBIE has created standards for identity, reference data, APIs, and security to enable the development of an Open Banking ecosystem in the UK.
- The timeline for the rollout of the OBIE's Open Banking API specifications includes four versions, with the full scope of payments services to be included in version 3 from 2019.
- Challenges in implementation have included varying
Finacle from Infosys partners with banks to power-up their innovation agenda, enabling differentiated products and service, enhancing customer experience and improving operational efficiency at banks. Finacle solutions address the core banking, wealth management, CRM, Islamic banking, treasury, e-banking and mobile banking requirements of retail, corporate and universal banks worldwide and provide online marketing tools like Finacle finanz tools.
SecureNow Insurance Broker Private Limited is addressing a huge insurance intermediation opportunity in India's underpenetrated SME segment through disruptive technology. It has established proof of concept over the past 5 years, growing insurance premium from Rs. 5 crore to Rs. 70 crore. As an online insurance marketplace connecting clients and insurers, SecureNow is moving towards eliminating manual intervention and reducing turnaround times from 3 weeks to 24 hours through an end-to-end technology platform. The company has over 3,500 corporate clients across 10 cities and multiple industries.
Use of Articificial Intelligence and technologies in providing financial services is what fintech does. Whether it is Payment gateway, insurance, banking, lending, stock trading, taxes.
How Fintech evolved over the years in the World and Indian Economy.
Indian Fintech Companies under different categories
Common Fintech practices adopted by Fintech Companies with better flexibility, convenience and accessibile financial products and services
This document introduces iCede, a cloud-based system created by insurance industry veterans to help insurers efficiently manage global insurance programs. iCede provides end-to-end support for programs, including placement, underwriting, claims, and compliance. It aims to connect insurers with different systems and regulations through structured processes and a global data directory. The founders have over 45 years of combined experience in insurance and IT.
If you want to learn more about technology in insurance visit: www.agencyheight.com
Insurance agents struggle to generate quality leads and this is where agency height directory helps agents step up their insurance game. Visit: https://agencyheight.com/add-listing/
This slide is all about technology in insurance while it also tries to cover the following subject:
-robotic process automation in insurance
-new technology in insurance
- insurance trends
Our research experts have worked hard to curate this video based on some valuable points that are included in our original blog. If you want to reach more about insurance, visit our website.
Digital Insurance Distribution – Ecosystem Products - Webinar DeckThe Digital Insurer
Listen to an experienced, global panel of insurance professionals present, discuss and answer your questions on the theme of “Digital Insurance Distribution - Ecosystem Products”.
Brought to you by The Digital Insurer and sponsored by KPMG
This document discusses how companies can pay for customer transportation through a shared transportation application called PickMeApp. It notes that by paying for customer transportation, companies can offer added value, gain customer behavior insights, and better understand their audience through data analytics. The document promotes PickMeApp as a smartphone application that matches drivers, events and consumers, and notes it has over 25,000 downloads and nearly 15,000 active users. It also provides statistics on the Brazilian entertainment market and big data analytics market to demonstrate opportunities.
We bank digital banking decoded for bnm 0618 v1.9(3)Chris Skinner
The document summarizes WeBank, China's first digital bank. It notes that WeBank is backed by Tencent and driven by technology and innovation to provide banking solutions anytime, anywhere. It aims to promote financial inclusion through connecting financial institutions and businesses using data, risk management, capital and products. WeBank utilizes cutting-edge technologies like artificial intelligence, blockchain, cloud computing and big data to rapidly scale products to market and lower costs and risks compared to traditional banks. The document also highlights WeBank's robust growth in customers, assets and profits from 2015-2018.
ASI Pitch Deck Crowdfunder Campaign 2020-01-10RonNewton9
This document introduces Intelligent Decision Tools, a software solution that provides automated personalized financial advice through a rules-based expert system. It aims to simplify the financial advice process for advisors and institutions by simulating how human advisors work through concise question-and-answer sessions. The software analyzes user profiles and situations to provide compliant recommendations. It addresses issues like a shortage of experienced advisors and inconsistent advice. Intelligent Decision Tools is presented as filling a new category of automated personalized advice that could benefit advisors, firms, employers and consumers. The document provides an overview of how the software works and its potential benefits, users, markets, and a 5-year financial forecast projecting strong revenue growth.
Project deadlines that span a year or two aren’t usually nerve-racking. But, when it means making a significant change to your business strategy, internal systems, and technology infrastructure, it can become a head-scratcher. This is probably where the banks in Australia stand. Banks are figuring their way around it and there’s a lot to learn. Regardless, no one wants to fall victim and everyone wants to conquer open banking
This session is hosted by Finance Edge, sponsors of Open Banking Australia. It covers;
A Reality Check - Where banks stand in their open banking journeys
The Problem Children - What challenges they are facing
The Gold Stars - Critical success factors for a killer open banking strategy
A Whole New World - The potential of an open data world
The Next Phase of FinTech Collaboration Devie Mohan
Three global corporate banking executives believe that digital will significantly change both the competitive landscape and economics of the business. They stated that 86% of traditional corporate banking revenue will be attracted by digital platforms and channels. Additionally, pretax returns are projected to fall below the 16% hurdle rate for 30% of corporate banks due to declining fees and profits, placing significant financial stakes for these institutions. However, only 57% of executives believed their organization has market-leading digital capabilities, highlighting the need for collaboration between traditional banks and fintechs.
Bambu is a B2B robo-advisory firm that offers financial and non-financial firms the ability to integrate automated wealth management solutions. It has launched the first robo-advisor platform in Singapore and won awards for its early stage startup status. Bambu sees significant growth opportunities in the Asian wealth management market and robo-advisory sector in particular. It differentiates itself through proprietary algorithms, goal-based investing that provides user data, and strategic partnerships.
Fintech App Ideas to Consider in 2021 for StartupsQSS Technosoft
If you are looking to begin your startups on financial platforms you must aware of some most incredible fintech app ideas. In these slides, we have explained exceptional fintech app ideas for business startups.
FinTech: Business Opportunity or Disruptor? - tryb @ FIDE Forum KL 4 Aug 2016tryb
tryb was invited to speak to 90+ Board of Directors of Malaysia Financial Institutions. In 90 min the audience learned about the impact of technology in finance, how banks respond to the trends and what kind of technology companies tryb sees in the market.
Fintech : An Innovation in Financial Industry by Fintech App Development CompanyGame App Studio
As a Leading Fintech App Development Company, Game App Studio we described some of the Reasons Why Fintech is an Innovation in the Financial Business and How they reduce the Problems in terms of Banking and Financial. When you Get any Doubt about it Contact Us. If You want to have your own FinTech Application for Your Business Hit Game App Studio in Google at any time Always here for you.
Banking 4.0 everywhere or Invisible Bank : Nouamane Cherkaoui 10th february ...Nouamane Cherkaoui
A virtual conference witk specalist on Banking diditalization & transformation
Talk about understanding of new technologies in banking sector that allow the creation of digital assets
and help in gaining a deeper understanding of the connection between customer, strategy and analytics
20-21 February 2018, Mexico City: Workshop on building business linkages that boost SME productivity. http://www.oecd.org/cfe/smes/workshop-on-building-business-linkages-that-boost-SME-productivity.htm
Payment Services Bank; the challenger banksSamuel Olaegbe
Payment service banks (PSBs) in Nigeria have the potential to significantly increase financial inclusion and disrupt the traditional banking sector. PSBs will focus on serving underbanked populations through digital financial services and partnerships with fintechs. They could capture a substantial portion of fees from payments and transactions. However, PSBs face challenges in areas like customer acquisition, capital, and regulatory compliance. Traditional banks may respond through collaborations with PSBs or accelerating their own digital offerings.
Open Banking: Lessons from the UK #fapisum - Japan/UK Open Banking and APIs S...FinTechLabs.io
The document discusses the implementation of Open Banking in the UK by the Open Banking Implementation Entity (OBIE). It provides the following key details:
- OBIE was set up by the UK Competition and Markets Authority (CMA) in 2016 to deliver the Open Banking API standards and ensure consistent implementation.
- OBIE has created standards for identity, reference data, APIs, and security to enable the development of an Open Banking ecosystem in the UK.
- The timeline for the rollout of the OBIE's Open Banking API specifications includes four versions, with the full scope of payments services to be included in version 3 from 2019.
- Challenges in implementation have included varying
Finacle from Infosys partners with banks to power-up their innovation agenda, enabling differentiated products and service, enhancing customer experience and improving operational efficiency at banks. Finacle solutions address the core banking, wealth management, CRM, Islamic banking, treasury, e-banking and mobile banking requirements of retail, corporate and universal banks worldwide and provide online marketing tools like Finacle finanz tools.
SecureNow Insurance Broker Private Limited is addressing a huge insurance intermediation opportunity in India's underpenetrated SME segment through disruptive technology. It has established proof of concept over the past 5 years, growing insurance premium from Rs. 5 crore to Rs. 70 crore. As an online insurance marketplace connecting clients and insurers, SecureNow is moving towards eliminating manual intervention and reducing turnaround times from 3 weeks to 24 hours through an end-to-end technology platform. The company has over 3,500 corporate clients across 10 cities and multiple industries.
Use of Articificial Intelligence and technologies in providing financial services is what fintech does. Whether it is Payment gateway, insurance, banking, lending, stock trading, taxes.
How Fintech evolved over the years in the World and Indian Economy.
Indian Fintech Companies under different categories
Common Fintech practices adopted by Fintech Companies with better flexibility, convenience and accessibile financial products and services
This document introduces iCede, a cloud-based system created by insurance industry veterans to help insurers efficiently manage global insurance programs. iCede provides end-to-end support for programs, including placement, underwriting, claims, and compliance. It aims to connect insurers with different systems and regulations through structured processes and a global data directory. The founders have over 45 years of combined experience in insurance and IT.
If you want to learn more about technology in insurance visit: www.agencyheight.com
Insurance agents struggle to generate quality leads and this is where agency height directory helps agents step up their insurance game. Visit: https://agencyheight.com/add-listing/
This slide is all about technology in insurance while it also tries to cover the following subject:
-robotic process automation in insurance
-new technology in insurance
- insurance trends
Our research experts have worked hard to curate this video based on some valuable points that are included in our original blog. If you want to reach more about insurance, visit our website.
Digital Insurance Distribution – Ecosystem Products - Webinar DeckThe Digital Insurer
Listen to an experienced, global panel of insurance professionals present, discuss and answer your questions on the theme of “Digital Insurance Distribution - Ecosystem Products”.
Brought to you by The Digital Insurer and sponsored by KPMG
This document discusses how companies can pay for customer transportation through a shared transportation application called PickMeApp. It notes that by paying for customer transportation, companies can offer added value, gain customer behavior insights, and better understand their audience through data analytics. The document promotes PickMeApp as a smartphone application that matches drivers, events and consumers, and notes it has over 25,000 downloads and nearly 15,000 active users. It also provides statistics on the Brazilian entertainment market and big data analytics market to demonstrate opportunities.
The document discusses Painless1099, a smart bank account that automates saving for self-employment taxes and 1099 benefits management. It aims to help the growing number of independent contractors and freelancers who struggle with taxes and savings. Painless1099 directly deposits income from multiple clients, separates money for taxes, and sends spendable income to the user's account. It plans to expand benefits beyond tax withholding over time and generate revenue through subscriptions, referrals to other services, and interest on held funds.
A plataforma QueroQuitar funciona como uma mesa de negociação online que localiza devedores e os convida a negociar e quitar dívidas diretamente com credores de forma automática e amigável, preservando relacionamentos e trazendo maior produtividade às empresas com menores custos.
BuildSafe is safety management software that streamlines work processes for contractors, developers, and sub-contractors through apps and a web platform that enable information sharing and collaboration across project levels. It allows for real-time data analysis to proactively improve safety levels by learning from risks rather than accidents. An evaluation found that BuildSafe creates more structure in projects, increases reported risk observations, provides substantial time savings, enables improved data analysis and safety improvements, and increases participation and collaboration across organizations.
Cascade is crisis management software that allows users to:
1. Prepare for crises by mapping risks, infrastructure, and response plans over time.
2. Conduct exercises and training simulations to test response plans.
3. Manage crises in real-time by monitoring events, impacts, and coordinating responses.
4. Review crises by evaluating responses, impacts, and providing feedback.
It is a web-based tool that can be accessed from any device and allows multiple simultaneous users to collaborate on crisis mapping.
Zehnk is a collaborative tool to manage projects, tasks, client's communication and keep track of your work inspired in pragmatic methods.
Zehnk Technology was founded during the preparation for Rio Olympic Games. We realized that all major decisions and problem solving had no tool to support them. Founded in September 2015 Zehnk's mission is to empower people to achieve great things TOGETHER.
Zehnk brings you the possibility to put together everything you need to get to an objective or goal: everyone involved, all the documents and content, and cards with tasks and subtasks. Using Zehnk you easily share tasks and documents, organize your work and communicate with your team and clients.
This document discusses how marketing automation can help with lead generation and customer conversion. It provides three case studies showing how different companies used marketing automation to 1) increase qualified leads by 451% and ROI within 12 months, 2) prioritize hot leads for sales and increase lead conversion by 15%, and 3) unify data to segment contacts and increase email open rates to 75%. Marketing automation allows companies to track user behavior, send targeted content, automate marketing scenarios, and improve marketing results and customer relationships.
The document discusses how making software development more like game development can help companies create better software faster. It introduces a tool called GetBadges that uses game mechanics and thinking to motivate software developers like gamers by tracking their progress and allowing managers to view project data and manage teams through a game interface. The tool is meant to help software owners develop software more quickly than their competition through engaging developers as if they are participating in a game.
CityTaps offers a solution to provide running water in urban homes by installing smart water meters and a payment system that allows prepayment of water usage via mobile phones. This solution addresses barriers like high upfront connection costs, unpredictable bills, and low revenue for utilities by having households prepay for water usage which ensures cash flow for utilities and reliable access to water. CityTaps' system collects accurate usage data to help utilities optimize operations, reduce non-revenue water, and improve customer service and financial performance.
This document summarizes an electric scooter sharing system being proposed for Polish cities. It notes that traffic jams cost people in Polish cities 700 euros per year and cities are highly polluted. The proposed solution is an app-based electric scooter sharing system that would allow users to rent scooters by the minute, reducing traffic and pollution. It provides details on how the system would work, the business model, and current progress launching a pilot program in Warsaw.
Sherlock is an instant decision support system that provides rapid access to relevant data and analytics insights to support business decisions. It offers question-based analysis, advanced machine learning algorithms, and rapid hypothesis testing. The system is customizable with pre-built questions and scenarios for retail operations. It aims to align business operations, empower users with data, optimize processes, and help organizations outperform targets.
Just Vertical is a company that aims to increase urban farming through modular vertical farms. Their goals are to improve accessibility, sustainability, food security, and use a circular economy model for residential and small-scale farms. They have partnered with Modular Farms co. and have developed various service models including seedling sales, farm ownership, harvest shares, and a sustainabox model. Their target consumers include millennials, condo dwellers, schools, and specialized restaurants.
Spendesk - smart spending solution for teamsYasmine Guyot
This document discusses how company card payments can be a nightmare for businesses due to a lack of oversight and control over spending. It introduces Spendesk as a solution that provides smart company cards for employees, automated expense reports, and real-time spending overviews to give finance teams full control and visibility over company budgets. Spendesk offers a flexible software-as-a-service model starting at €19 per month. Testimonials from customers praise how Spendesk has made payments seamless and helped companies grow while maintaining operational agility.
This document provides information about an application security company called Entersoft. It discusses Entersoft's current traction in the market, serving over 300 clients and winning multiple awards. It describes Entersoft's offensive security approach and product called Enprobe, which is a cloud-based application vulnerability scanning platform. The document also provides details on Entersoft's team, launch plans for Enprobe in Q2, and revenue model, as well as their vision to be a global leader in application security by 2020.
Sonocle single customer view platform for dealer groups and OEM's. Unlock the hidden power of your customer data, and supercharge the performance of your dealer marketing.
Artificial intelligence technologies aim to revolutionize banking by providing 24/7 customer service through chatbots, improving customer experiences and increasing operational efficiency. Chatbots allow customers to access services anytime without human banking hours limitations. AI also helps banks comply with regulations by monitoring transactions and customer behaviors to detect fraud and money laundering. Machine learning algorithms further aid regulatory compliance by identifying patterns instead of following specific rules, enabling banks to minimize risks.
This monthly business review discusses open banking APIs and their potential future impact. It provides an overview of open banking concepts, how APIs can improve the customer experience, and the types of APIs used. Open banking APIs may facilitate mobile app development, alliances, public access, device integration, and data analysis. The future of open banking is presented as extending beyond traditional banking through global partnerships and new financial/non-financial products and services.
2023 digital transformation trends in banking.pdfSun Technologies
A successful digital transformation might enhance the bank's ability to compete in a market that is becoming more congested. As a result of digital transformation, transactions can be completed quickly and easily, maintaining records, managing databases, and deploying services that promote financial inclusion and overall customer retention.
apidays LIVE Singapore - Open Banking: A foundation for the new world by Bhar...apidays
apidays LIVE Singapore - Connected Commerce
Open Banking: A foundation for the new world
Bharat Bhushan, CTO - Banking and Financial Markets, EMEA, Technical Leadership Team, IBM Academy of Technology
Application of artificial intelligence in banking venkat vajradhar - mediumvenkatvajradhar1
Digital disruption is about redefining industries and changing the way businesses operate. Each sector is evaluating options and adopting ways to create value in a technology-driven world. The banking sector is seeing exceptional changes: above all, an increase in customer-centricity.
The document discusses various banking innovations that have been adopted through new technologies. It covers topics such as online banking, mobile banking, APIs, real-time payments, cloud technologies, biometrics, chatbots, process automation using AI, optical character recognition (OCR), microservices architecture, the Internet of Things, big data analytics, enhancing the consumer experience through digital and mobile banking, human-focused technologies like digital human banking, and voice recognition technologies. Many banks are investing heavily in new technologies to improve services, increase efficiency, enhance security, and provide more personalized customer experiences.
This document provides an outline for a research study on analyzing the effects of consumer risk perception on purchasing banking services through the internet. It includes an introduction on banking and online banking, the need for internet banking in India, and discusses various dimensions of risk perceived by consumers. The objectives are to understand the impact of risk perception and determine differences between users and non-users of internet banking. A literature review is presented on previous studies related to online banking quality, risk perception, and factors influencing internet banking usage. The methodology discusses using descriptive and exploratory research approaches through surveys and secondary data collection.
Application of artificial intelligence in banking venkat vajradhar - mediumvenkatvajradhar1
Digital disruption is about redefining industries and changing the way businesses operate. Each sector is evaluating options and adopting ways to create value in a technology-driven world. The banking sector is seeing exceptional changes: above all, an increase in customer-centricity.
How would digital technology change the landscape of retail branch banking? Will the physical network disappear? Will robots replace human financial advisers? Will augmented reality become everyday life? This presentation looks at the value chain of branch banking and the relevance of five innovative technologies: Open API, artificial intelligence, RPA, augmented reality and blockchain.
Webcast Presentation - What's in your (e) Wallet? Transforming payments and t...GRUC
Payments and transactional services present multiple ‘moments of truth’ for demanding clients who are often interacting with us anytime and anywhere. For financial services organizations, the 24/7 nature of the industry and its intense competition have made innovation and optimization of these capabilities critical. Learn about the experiences of IBM clients in transforming their payments and transactional services with IBM Rational DevOps capabilities.
See how banks, brokerages and insurance firms are aligning the life cycles of legacy back offices with the agile sprints of the mobile payments development shops and value-added technology partners.
Presented by:
Bruce Baron, Financial Services Sector Offerings Leader, IBM
Bruce Baron serves as the Offerings Lead for IBM Rational for the Financial Services Sector. Bruce and his team set the strategy, define our offerings and work to drive a collaborative cross-functional team of sales, marketing, enablement and development in assisting clients with solving business issues by bringing to bear all product segments and IBM brands. Prior to IBM Rational Bruce was a Strategy Consultant to Financial Services clients and has years of client experience as an e-business and six-sigma consultant in Financial Services at GE Capital.
Peter Eeles, Financial Services Sector Industry Lead, IBM Rational Worldwide Tiger Team, IBM
Peter Eeles is Industry Lead for the Financial Services Sector in IBM Rational's Worldwide Tiger Team, where he helps organizations improve their software development and delivery capability. This is often in conjunction with an architecture-centric initiative such as SOA or strategic reuse, where Peter has particular in-depth knowledge. Peter comes from a delivery background and was previously Chief Architect of IBM Rational's Worldwide Solution Delivery organization. He is co-author of "The Process of Software Architecting" (2009), "Building J2EE Applications with the Rational Unified Process" (2002), and "Building Business Objects" (1998).
How does Open Banking help Fintechs to fulfil customer expectations_.pdfAnil
Open Banking plays a crucial role in empowering FinTech companies to better fulfill customer expectations by fostering innovation, competition, and collaboration in the financial services sector. Here are several ways Open Banking benefits FinTechs and enhances the customer experience
Six Fintech Trends of Foremost Importance in 2017eTailing India
The scourge of innovation in the financial sector has long been the legacy technology on which banking systems are built. Whether back, middle or front office, inefficient and uncompromising systems have hindered improvements to customer service and expectations.
Traditional Banks, Credit Unions Compete Against Digital-Only BanksFlavia_McCain
The entire banking industry continues to shift to digital channels. This poses more threats to the dominant traditional banks and credit unions. As technology improves, banks providers expect a new breed of solutions that beat the conventional model through innovative products and services to suit the liking of digitally-savvy consumers.
Mobile Wars: Fintech vs. Banks... and Big Tech in AmbushKatia Bazzocchi
Pure mobile banks gain users daily, as they benefit from accessible smartphone technology. Millenials are the principal users of mobile banks, and will soon be followed by Generation Z. As consumer expectations continue to be shaped by new technology and innovative consumer affairs, a full mobile strategy is key for traditional banks to maintain market share.
Digital intervention is a reality in today’s banking business and banks need to adapt and respond to this change to stay ahead of competition. The digital foreground has presented banks with a huge opportunity to attract new customers, lower costs, develop new propositions and business models, as also explore customer value to its maximum. To create a digital environment is now a priority for all banks and they need to undergo considerable investment for complete transformation.
The CII-PwC report titled, Banks taking a quantum leap through digital, released at CII National BANKing TECH Summit by Mr H R Khan Dy Governor RBI, Mr A P Hota MD& CEO National Payments Corporation of India and M S RaghavanChairman & MD, IDBI Bank.
Retail Banking: Delivering a Meaningful Digital Customer ExperienceCognizant
To compete effectively, banks must fully adopt digital technologies to enhance customer experience, by providing mobile banking, omni-channel banking options, digital personal financial management, and more.
7 Trends That BFSI Industry Cannot Ignore Anymore- Get Ready for 2023SG Analytics
The Impact of COVID-19 on the BFSI Sector
When compared to only a few months of lockdown, life has changed drastically for many of us. One of the most extensive adjustments has been doing things online that we had previously done in person. This entails internet shopping, digital banking, and video conferencing for socializing and business meetings, among other things. Source - https://us.sganalytics.com/blog/top-bfsi-industry-trends/
Future of artificial intelligence in the banking sectorusmsystems
The banking sector is becoming an active adapter of artificial intelligence — exploring and implementing this technology in new ways. The penetration of artificial intelligence in the banking sector had been unnoticed and sluggish until the advent of the era of internet banking.
Digitalization is transforming the banking industry and customer expectations. Private banks must move from product-centric to client-centric approaches using digital enablers to both improve operations and innovate new services. This includes addressing new markets through tailored user experiences, developing community features, and becoming a trusted place for financial and social support through protection, empowerment, guidance, and intimacy.
Must Know Postgres Extension for DBA and Developer during MigrationMydbops
Mydbops Opensource Database Meetup 16
Topic: Must-Know PostgreSQL Extensions for Developers and DBAs During Migration
Speaker: Deepak Mahto, Founder of DataCloudGaze Consulting
Date & Time: 8th June | 10 AM - 1 PM IST
Venue: Bangalore International Centre, Bangalore
Abstract: Discover how PostgreSQL extensions can be your secret weapon! This talk explores how key extensions enhance database capabilities and streamline the migration process for users moving from other relational databases like Oracle.
Key Takeaways:
* Learn about crucial extensions like oracle_fdw, pgtt, and pg_audit that ease migration complexities.
* Gain valuable strategies for implementing these extensions in PostgreSQL to achieve license freedom.
* Discover how these key extensions can empower both developers and DBAs during the migration process.
* Don't miss this chance to gain practical knowledge from an industry expert and stay updated on the latest open-source database trends.
Mydbops Managed Services specializes in taking the pain out of database management while optimizing performance. Since 2015, we have been providing top-notch support and assistance for the top three open-source databases: MySQL, MongoDB, and PostgreSQL.
Our team offers a wide range of services, including assistance, support, consulting, 24/7 operations, and expertise in all relevant technologies. We help organizations improve their database's performance, scalability, efficiency, and availability.
Contact us: info@mydbops.com
Visit: https://www.mydbops.com/
Follow us on LinkedIn: https://in.linkedin.com/company/mydbops
For more details and updates, please follow up the below links.
Meetup Page : https://www.meetup.com/mydbops-databa...
Twitter: https://twitter.com/mydbopsofficial
Blogs: https://www.mydbops.com/blog/
Facebook(Meta): https://www.facebook.com/mydbops/
Essentials of Automations: Exploring Attributes & Automation ParametersSafe Software
Building automations in FME Flow can save time, money, and help businesses scale by eliminating data silos and providing data to stakeholders in real-time. One essential component to orchestrating complex automations is the use of attributes & automation parameters (both formerly known as “keys”). In fact, it’s unlikely you’ll ever build an Automation without using these components, but what exactly are they?
Attributes & automation parameters enable the automation author to pass data values from one automation component to the next. During this webinar, our FME Flow Specialists will cover leveraging the three types of these output attributes & parameters in FME Flow: Event, Custom, and Automation. As a bonus, they’ll also be making use of the Split-Merge Block functionality.
You’ll leave this webinar with a better understanding of how to maximize the potential of automations by making use of attributes & automation parameters, with the ultimate goal of setting your enterprise integration workflows up on autopilot.
Northern Engraving | Nameplate Manufacturing Process - 2024Northern Engraving
Manufacturing custom quality metal nameplates and badges involves several standard operations. Processes include sheet prep, lithography, screening, coating, punch press and inspection. All decoration is completed in the flat sheet with adhesive and tooling operations following. The possibilities for creating unique durable nameplates are endless. How will you create your brand identity? We can help!
Monitoring and Managing Anomaly Detection on OpenShift.pdfTosin Akinosho
Monitoring and Managing Anomaly Detection on OpenShift
Overview
Dive into the world of anomaly detection on edge devices with our comprehensive hands-on tutorial. This SlideShare presentation will guide you through the entire process, from data collection and model training to edge deployment and real-time monitoring. Perfect for those looking to implement robust anomaly detection systems on resource-constrained IoT/edge devices.
Key Topics Covered
1. Introduction to Anomaly Detection
- Understand the fundamentals of anomaly detection and its importance in identifying unusual behavior or failures in systems.
2. Understanding Edge (IoT)
- Learn about edge computing and IoT, and how they enable real-time data processing and decision-making at the source.
3. What is ArgoCD?
- Discover ArgoCD, a declarative, GitOps continuous delivery tool for Kubernetes, and its role in deploying applications on edge devices.
4. Deployment Using ArgoCD for Edge Devices
- Step-by-step guide on deploying anomaly detection models on edge devices using ArgoCD.
5. Introduction to Apache Kafka and S3
- Explore Apache Kafka for real-time data streaming and Amazon S3 for scalable storage solutions.
6. Viewing Kafka Messages in the Data Lake
- Learn how to view and analyze Kafka messages stored in a data lake for better insights.
7. What is Prometheus?
- Get to know Prometheus, an open-source monitoring and alerting toolkit, and its application in monitoring edge devices.
8. Monitoring Application Metrics with Prometheus
- Detailed instructions on setting up Prometheus to monitor the performance and health of your anomaly detection system.
9. What is Camel K?
- Introduction to Camel K, a lightweight integration framework built on Apache Camel, designed for Kubernetes.
10. Configuring Camel K Integrations for Data Pipelines
- Learn how to configure Camel K for seamless data pipeline integrations in your anomaly detection workflow.
11. What is a Jupyter Notebook?
- Overview of Jupyter Notebooks, an open-source web application for creating and sharing documents with live code, equations, visualizations, and narrative text.
12. Jupyter Notebooks with Code Examples
- Hands-on examples and code snippets in Jupyter Notebooks to help you implement and test anomaly detection models.
Introduction of Cybersecurity with OSS at Code Europe 2024Hiroshi SHIBATA
I develop the Ruby programming language, RubyGems, and Bundler, which are package managers for Ruby. Today, I will introduce how to enhance the security of your application using open-source software (OSS) examples from Ruby and RubyGems.
The first topic is CVE (Common Vulnerabilities and Exposures). I have published CVEs many times. But what exactly is a CVE? I'll provide a basic understanding of CVEs and explain how to detect and handle vulnerabilities in OSS.
Next, let's discuss package managers. Package managers play a critical role in the OSS ecosystem. I'll explain how to manage library dependencies in your application.
I'll share insights into how the Ruby and RubyGems core team works to keep our ecosystem safe. By the end of this talk, you'll have a better understanding of how to safeguard your code.
"Scaling RAG Applications to serve millions of users", Kevin GoedeckeFwdays
How we managed to grow and scale a RAG application from zero to thousands of users in 7 months. Lessons from technical challenges around managing high load for LLMs, RAGs and Vector databases.
"Frontline Battles with DDoS: Best practices and Lessons Learned", Igor IvaniukFwdays
At this talk we will discuss DDoS protection tools and best practices, discuss network architectures and what AWS has to offer. Also, we will look into one of the largest DDoS attacks on Ukrainian infrastructure that happened in February 2022. We'll see, what techniques helped to keep the web resources available for Ukrainians and how AWS improved DDoS protection for all customers based on Ukraine experience
[OReilly Superstream] Occupy the Space: A grassroots guide to engineering (an...Jason Yip
The typical problem in product engineering is not bad strategy, so much as “no strategy”. This leads to confusion, lack of motivation, and incoherent action. The next time you look for a strategy and find an empty space, instead of waiting for it to be filled, I will show you how to fill it in yourself. If you’re wrong, it forces a correction. If you’re right, it helps create focus. I’ll share how I’ve approached this in the past, both what works and lessons for what didn’t work so well.
Skybuffer SAM4U tool for SAP license adoptionTatiana Kojar
Manage and optimize your license adoption and consumption with SAM4U, an SAP free customer software asset management tool.
SAM4U, an SAP complimentary software asset management tool for customers, delivers a detailed and well-structured overview of license inventory and usage with a user-friendly interface. We offer a hosted, cost-effective, and performance-optimized SAM4U setup in the Skybuffer Cloud environment. You retain ownership of the system and data, while we manage the ABAP 7.58 infrastructure, ensuring fixed Total Cost of Ownership (TCO) and exceptional services through the SAP Fiori interface.
Main news related to the CCS TSI 2023 (2023/1695)Jakub Marek
An English 🇬🇧 translation of a presentation to the speech I gave about the main changes brought by CCS TSI 2023 at the biggest Czech conference on Communications and signalling systems on Railways, which was held in Clarion Hotel Olomouc from 7th to 9th November 2023 (konferenceszt.cz). Attended by around 500 participants and 200 on-line followers.
The original Czech 🇨🇿 version of the presentation can be found here: https://www.slideshare.net/slideshow/hlavni-novinky-souvisejici-s-ccs-tsi-2023-2023-1695/269688092 .
The videorecording (in Czech) from the presentation is available here: https://youtu.be/WzjJWm4IyPk?si=SImb06tuXGb30BEH .
5th LF Energy Power Grid Model Meet-up SlidesDanBrown980551
5th Power Grid Model Meet-up
It is with great pleasure that we extend to you an invitation to the 5th Power Grid Model Meet-up, scheduled for 6th June 2024. This event will adopt a hybrid format, allowing participants to join us either through an online Mircosoft Teams session or in person at TU/e located at Den Dolech 2, Eindhoven, Netherlands. The meet-up will be hosted by Eindhoven University of Technology (TU/e), a research university specializing in engineering science & technology.
Power Grid Model
The global energy transition is placing new and unprecedented demands on Distribution System Operators (DSOs). Alongside upgrades to grid capacity, processes such as digitization, capacity optimization, and congestion management are becoming vital for delivering reliable services.
Power Grid Model is an open source project from Linux Foundation Energy and provides a calculation engine that is increasingly essential for DSOs. It offers a standards-based foundation enabling real-time power systems analysis, simulations of electrical power grids, and sophisticated what-if analysis. In addition, it enables in-depth studies and analysis of the electrical power grid’s behavior and performance. This comprehensive model incorporates essential factors such as power generation capacity, electrical losses, voltage levels, power flows, and system stability.
Power Grid Model is currently being applied in a wide variety of use cases, including grid planning, expansion, reliability, and congestion studies. It can also help in analyzing the impact of renewable energy integration, assessing the effects of disturbances or faults, and developing strategies for grid control and optimization.
What to expect
For the upcoming meetup we are organizing, we have an exciting lineup of activities planned:
-Insightful presentations covering two practical applications of the Power Grid Model.
-An update on the latest advancements in Power Grid -Model technology during the first and second quarters of 2024.
-An interactive brainstorming session to discuss and propose new feature requests.
-An opportunity to connect with fellow Power Grid Model enthusiasts and users.
Freshworks Rethinks NoSQL for Rapid Scaling & Cost-EfficiencyScyllaDB
Freshworks creates AI-boosted business software that helps employees work more efficiently and effectively. Managing data across multiple RDBMS and NoSQL databases was already a challenge at their current scale. To prepare for 10X growth, they knew it was time to rethink their database strategy. Learn how they architected a solution that would simplify scaling while keeping costs under control.
zkStudyClub - LatticeFold: A Lattice-based Folding Scheme and its Application...Alex Pruden
Folding is a recent technique for building efficient recursive SNARKs. Several elegant folding protocols have been proposed, such as Nova, Supernova, Hypernova, Protostar, and others. However, all of them rely on an additively homomorphic commitment scheme based on discrete log, and are therefore not post-quantum secure. In this work we present LatticeFold, the first lattice-based folding protocol based on the Module SIS problem. This folding protocol naturally leads to an efficient recursive lattice-based SNARK and an efficient PCD scheme. LatticeFold supports folding low-degree relations, such as R1CS, as well as high-degree relations, such as CCS. The key challenge is to construct a secure folding protocol that works with the Ajtai commitment scheme. The difficulty, is ensuring that extracted witnesses are low norm through many rounds of folding. We present a novel technique using the sumcheck protocol to ensure that extracted witnesses are always low norm no matter how many rounds of folding are used. Our evaluation of the final proof system suggests that it is as performant as Hypernova, while providing post-quantum security.
Paper Link: https://eprint.iacr.org/2024/257
In the realm of cybersecurity, offensive security practices act as a critical shield. By simulating real-world attacks in a controlled environment, these techniques expose vulnerabilities before malicious actors can exploit them. This proactive approach allows manufacturers to identify and fix weaknesses, significantly enhancing system security.
This presentation delves into the development of a system designed to mimic Galileo's Open Service signal using software-defined radio (SDR) technology. We'll begin with a foundational overview of both Global Navigation Satellite Systems (GNSS) and the intricacies of digital signal processing.
The presentation culminates in a live demonstration. We'll showcase the manipulation of Galileo's Open Service pilot signal, simulating an attack on various software and hardware systems. This practical demonstration serves to highlight the potential consequences of unaddressed vulnerabilities, emphasizing the importance of offensive security practices in safeguarding critical infrastructure.
3. Why now?
Bud will help banks take advantage of PSD2 rather than be taken
advantage of.
Fragmentation and confusion increasing. 48% of UK residents use
more than one bank. 40 new startup banks in the UK and ~1,900
‘FinTechs’.
83% of UK account holders have additional financial products
outside of their current account.
7. “I think of my banking app when I
want to do anything with my money”
8. what's the best mortgage for me?
current account
credit card
insurance
investment
currency exchange
9. UserPartner
Easily track data from
multiple sites
Free to use; Assistance
and Automation
Frictionless access while using
the best products
Holistic insights on
consumer behaviour
Acquire perfect fit
customer for less
Reduce churn
due to ease of use
Platform Value Exchange
Identify where customer is
underserved by the market
Matching algorithm allow Users and Partners to make better decisions.
Personal and connected to
their network
12. Value for
Consumer
Enriched data via
consumer
interactions
Intelligent Matching
Partner
Acquisition
Increase data
Intelligence
Growth
Consumer Acquisition
Unique services
aggregated platform
13. Edward Maslaveckas: CEO &
Co-Founder
Salesforce: All Star Award
Jamie Campbell: Head of Customer
Elmwood: Campaigns and brand
strategy
Christopher Daley: Lead Designer
eCommerce design for Hackett,
Harrods and ASOS
Merlin Gore: Lead Developer
Founded eCommerce Businesses
7 Years at fgl.com
George Dunning: CTO &
Co-Founder
Founded gaming startup
Alan Walsh: Head of Marketplace
American Express: Director of
Digital Strategy
Jesse James: Developer
API Specialist
BBH & Albion
Patrick Frith: Head of Finance
Kingston Smith: ACA Accountant
David Brear: Non Executive Director
11:FS : CEO
Global Director of Digital Banking,
Gartner
Julian Cork: Non Executive Director
Landbay : COO
Managing Director, JP Morgan
Executive Director, Macquarie