This document summarizes the bookkeeping and accounting services offered by Ruth Noel. She has over 10 years of experience in finance roles for the government and private sector. Ruth is a qualified bookkeeper and part-qualified accountant who offers bookkeeping, accounts preparation, and tax services. She uses modern software like Xero and Sage and works with small businesses and sole traders. Ruth aims to be a proactive partner who takes work off the plates of accountants so they can focus on growing their practice, and she is willing to refer clients in need of additional accounting services.