This document shows the earning assets and expensive liabilities of Banco Nuevo Mundo between November 2000 and January 2002. The bank's earning assets included quick assets like cash and loans, as well as investments. Its expensive liabilities included deposits, borrowed funds, and bonds. Over this period, the bank's net earning assets decreased significantly and became negative, indicating that its expensive liabilities exceeded its earning assets.

1. EARNING ASSETS vs. BANCO NUEVO MUNDO - BNM December 31, 2001
EXPENSIVE LIABILITIES SHEET US $000
Under SBS's management
EARNING ASSETS 11/1/2000 12/1/2000 1/1/2001 2/1/2001 3/1/2001 4/1/2001 5/1/2001 6/1/2001 7/1/2001 8/1/2001 9/1/2001 10/1/2001 11/1/2001 12/1/2001 1/1/2002 2/1/2002 EARNING ASSETS
QUICK ASSETS 75,452 18,643 49,788 45,435 56,289 67,642 77,314 83,980 88,435 93,499 100,305 77,314 - - - - QUICK ASSETS
Cash & Legal Reserves 6,561 2,373 1,440 1,248 661 838 569 613 1,249 1,359 731 569 - - - - Cash & Legal Reserves
Due from Banks-Demand 68,891 16,270 48,348 44,188 55,627 66,804 76,745 83,367 87,187 92,141 99,574 76,745 - - - - Due from Banks-Demand
LOANS 427,129 320,804 225,328 207,450 199,135 166,278 159,655 147,443 139,883 132,742 123,439 159,655 - - - - LOANS
Call Loans to Domestic Banks - - - - - - - - - - - - - - - - Call Loans to Domestic Banks
Overdrafts 28,765 21,450 8,347 8,148 6,427 6,485 5,969 4,496 3,293 2,775 1,497 5,969 - - - - Overdrafts
Bills & Discounts + Promisory Notes 188,606 125,108 98,395 84,863 75,245 65,185 60,234 53,948 49,776 45,597 42,858 60,234 - - - - Bills & Discounts + Promisory Notes
Mortgage Bills Financing 20,532 16,029 10,589 10,006 9,485 9,268 10,868 9,988 9,261 9,048 8,890 10,868 - - - - Mortgage Bills Financing
Other Loans + Leasings 189,227 158,217 137,231 131,765 132,375 102,067 99,672 94,838 92,681 89,573 82,950 99,672 - - - - Other Loans + Leasings
Interest & Commission-Unearned - - (29,233) (27,331) (24,397) (16,726) (17,088) (15,827) (15,128) (14,251) (12,754) (17,088) - - - - Interest & Commission-Unearned
INVESTMENTS 13,622 13,202 13,237 13,017 13,104 13,271 13,422 13,589 13,512 13,501 13,487 13,422 - - - - INVESTMENTS
Marketable Securities 13,622 13,202 13,237 13,017 13,104 13,271 13,422 13,589 13,512 13,501 13,487 13,422 - - - - Marketable Securities
Investments - - - - - - - - - - - - - - - - Investments
TOTAL EARNING ASSETS 516,203 352,650 288,354 265,903 268,528 247,191 250,390 245,012 241,830 239,742 237,231 250,390 - - - - TOTAL EARNING ASSETS
DEPOSITS 254,176 186,518 183,851 181,293 172,048 147,089 146,683 142,345 141,693 139,404 139,499 146,683 - - - - DEPOSITS
Demand Deposits 16,745 27,164 9,912 9,166 8,009 7,528 7,210 6,293 5,859 5,659 5,459 7,210 - - - - Demand Deposits
Savings 29,279 14,320 13,773 13,460 11,277 10,960 10,677 10,158 9,814 9,673 9,618 10,677 - - - - Savings
Time Deposits (Incl. CTS+FCBC) 183,247 136,312 129,742 131,241 126,568 103,072 103,372 101,673 102,042 100,280 100,635 103,372 - - - - Time Deposits (Incl. CTS+FCBC)
Deposits in Guarantee - - 16,189 14,295 13,132 12,314 12,294 11,475 11,316 11,110 11,142 12,294 - - - - Deposits in Guarantee
Other Deposits 24,905 8,722 14,235 13,129 13,061 13,215 13,131 12,746 12,661 12,682 12,646 13,131 - - - - Other Deposits
BORROWED FUNDS 302,062 278,528 287,440 286,595 286,163 315,854 317,993 309,546 307,118 305,038 304,691 317,993 - - - - BORROWED FUNDS
- Call Loans from domestic banks 850 - 7,963 - - - - 1 - - - - - - - - - Loans from Banks-Domestic
- Financing from banks & Central Bank 247,212 225,891 226,541 233,823 233,377 262,124 263,622 256,811 254,706 252,687 252,267 263,622 - - - - - Loans from Banks & Central Bank
- Bonds & Mortgage bills outstanding 54,000 52,637 52,936 52,771 52,786 53,730 54,371 52,735 52,412 52,351 52,424 54,371 - - - - - Bonos y Valores adeudados
EXPENSIVE LIABILITIES 556,238 465,046 471,291 467,887 458,211 462,943 464,676 451,891 448,810 444,442 444,190 464,676 - - - - EXPENSIVE LIABILITIES
NET EARNING ASSETS (40,035) (112,397) (182,937) (201,985) (189,683) (215,752) (214,286) (206,879) (206,980) (204,699) (206,959) (214,286) - - - - NET EARNING ASSETS
N.E.A./TOTAL ASSETS (5.4%) (20.9%) (38.2%) (41.9%) (40.7%) (46.2%) (46.2%) (46.1%) (46.9%) (47.1%) (48.0%) (46.2%) 0.0% 0.0% 0.0% 0.0% N.E.A./TOTAL ASSETS
TASA DE CAMBIO (S/. 1 x US$) $ 0.283
PCC=[PASIVOS CON COSTO]PRODUCTIVO]
ACT.NO-PROD= [ACTIVO NO EL= EXPENSIVE LIABILITIES
APN= [ACTIVO PRODUCTIVO NETO] NEA= NET EARNING ASSETS
Source: Superintendencia de Banca y Seguros del Peru
Jorge Romani Page 1
Ph: +51(1) 919-8252 romani@terra.com.pe 1/29/2011 BNM-1200-02 BNM-EARNING ASSETS