U.S. Bancorp's Wholesale Banking division reported preliminary results for the second quarter of 2006 with net income of $298 million, a return on assets of 2.10%, and nonperforming assets of $218 million. Net interest income was $478 million. Noninterest income totaled $226 million, driven by treasury management fees of $83 million and commercial products revenue of $106 million. Average loans were $50.7 billion, with commercial loans averaging $33.3 billion.
u.s.bancorp2Q 2007 Business Line Schedules finance13
This document provides preliminary financial data for the 2nd quarter of 2007 for the Wholesale Banking and Consumer Banking business lines of U.S. Bancorp. Key highlights include:
- Wholesale Banking reported net income of $278 million for the quarter, down slightly from $275 million in the previous quarter. Noninterest income was $238 million.
- Consumer Banking reported net income of $456 million for the quarter, up from $435 million the previous quarter. Noninterest income was $472 million, driven by deposit service charges and mortgage banking revenue.
u.s.bancorp 3Q 2006 Business Line Schedules finance13
- U.S. Bancorp's Wholesale Banking division reported preliminary results for 3Q 2006 with total net revenue of $697 million, net income of $298 million, and return on average assets of 2.10%.
- Key sources of noninterest income included treasury management fees of $78 million, commercial products revenue of $96 million, and other income of $43 million.
- Total average loans were $51 billion, while total average deposits were $32.5 billion. Net interest margin was 3.67% for the quarter.
u.s.bancorp 1Q 2007 Business Line Schedules finance13
1) U.S. Bancorp reported preliminary quarterly results for its Wholesale Banking division for 1Q 2007, with net income of $275 million.
2) Key metrics included a return on average assets of 1.97%, return on average equity of 19.3%, and net interest margin of 3.54%.
3) Average loans totaled $51.7 billion, with commercial loans making up the largest segment at $34.7 billion. Noninterest income was $224 million, with treasury management fees being the largest component.
u.s.bancorp 1Q 2006 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for the first quarter of 2006. Wholesale Banking reported net income of $279 million, with a return on assets of 2.19% and efficiency ratio of 31.9%. Consumer Banking reported net income of $448 million, with a return on assets of 2.15% and efficiency ratio of 46.8%. Both business lines saw increases in net interest income compared to the same period last year.
u.s.bancorp 1Q 2005 Business Line Schedulesfinance13
1) U.S. Bancorp's Wholesale Banking division reported preliminary first quarter 2005 results including net income of $270 million, a return on assets of 2.21%, and nonperforming assets of $330 million.
2) Key revenue sources included net interest income of $398 million and noninterest income of $214 million including treasury management fees of $75 million and commercial products revenue of $79 million.
3) Expenses totaled $184 million including compensation of $50 million and net shared services of $103 million.
u.s.bancorpQ 2008 Business Line Schedules finance13
U.S. Bancorp's Wholesale Banking division reported preliminary financial results for the first quarter of 2008. Net income was $255 million, down from $280 million in the previous quarter. Total loans increased to $56.6 billion from $53.7 billion in the prior quarter. Nonperforming assets rose to $424 million from $335 million in the previous quarter. Overall, the Wholesale Banking division saw higher loan balances but lower net income and increased nonperforming assets compared to the previous quarter.
u.s.bancorp 4Q 2006 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for 4Q 2006. Wholesale Banking reported net income of $284 million, with a return on assets of 2.00% and return on equity of 19.6%. Consumer Banking reported net income of $419 million, with a return on assets of 1.99% and return on equity of 25.2%. Both business lines saw increases in net interest income and decreases in noninterest expense compared to prior periods.
u.s.bancorp2Q 2008 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for the second quarter of 2008. Key highlights include:
- Wholesale Banking reported net income of $255 million for Q2 2008, down slightly from $254 million in Q1 2008. Noninterest income was $229 million.
- Consumer Banking reported net income of $321 million for Q2 2008, down from $387 million in Q1 2008. Noninterest income was $550 million.
- Total loans and deposits increased from the prior quarter for both business lines. Credit quality metrics like net charge-offs and nonperforming assets also increased from Q
u.s.bancorp2Q 2007 Business Line Schedules finance13
This document provides preliminary financial data for the 2nd quarter of 2007 for the Wholesale Banking and Consumer Banking business lines of U.S. Bancorp. Key highlights include:
- Wholesale Banking reported net income of $278 million for the quarter, down slightly from $275 million in the previous quarter. Noninterest income was $238 million.
- Consumer Banking reported net income of $456 million for the quarter, up from $435 million the previous quarter. Noninterest income was $472 million, driven by deposit service charges and mortgage banking revenue.
u.s.bancorp 3Q 2006 Business Line Schedules finance13
- U.S. Bancorp's Wholesale Banking division reported preliminary results for 3Q 2006 with total net revenue of $697 million, net income of $298 million, and return on average assets of 2.10%.
- Key sources of noninterest income included treasury management fees of $78 million, commercial products revenue of $96 million, and other income of $43 million.
- Total average loans were $51 billion, while total average deposits were $32.5 billion. Net interest margin was 3.67% for the quarter.
u.s.bancorp 1Q 2007 Business Line Schedules finance13
1) U.S. Bancorp reported preliminary quarterly results for its Wholesale Banking division for 1Q 2007, with net income of $275 million.
2) Key metrics included a return on average assets of 1.97%, return on average equity of 19.3%, and net interest margin of 3.54%.
3) Average loans totaled $51.7 billion, with commercial loans making up the largest segment at $34.7 billion. Noninterest income was $224 million, with treasury management fees being the largest component.
u.s.bancorp 1Q 2006 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for the first quarter of 2006. Wholesale Banking reported net income of $279 million, with a return on assets of 2.19% and efficiency ratio of 31.9%. Consumer Banking reported net income of $448 million, with a return on assets of 2.15% and efficiency ratio of 46.8%. Both business lines saw increases in net interest income compared to the same period last year.
u.s.bancorp 1Q 2005 Business Line Schedulesfinance13
1) U.S. Bancorp's Wholesale Banking division reported preliminary first quarter 2005 results including net income of $270 million, a return on assets of 2.21%, and nonperforming assets of $330 million.
2) Key revenue sources included net interest income of $398 million and noninterest income of $214 million including treasury management fees of $75 million and commercial products revenue of $79 million.
3) Expenses totaled $184 million including compensation of $50 million and net shared services of $103 million.
u.s.bancorpQ 2008 Business Line Schedules finance13
U.S. Bancorp's Wholesale Banking division reported preliminary financial results for the first quarter of 2008. Net income was $255 million, down from $280 million in the previous quarter. Total loans increased to $56.6 billion from $53.7 billion in the prior quarter. Nonperforming assets rose to $424 million from $335 million in the previous quarter. Overall, the Wholesale Banking division saw higher loan balances but lower net income and increased nonperforming assets compared to the previous quarter.
u.s.bancorp 4Q 2006 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for 4Q 2006. Wholesale Banking reported net income of $284 million, with a return on assets of 2.00% and return on equity of 19.6%. Consumer Banking reported net income of $419 million, with a return on assets of 1.99% and return on equity of 25.2%. Both business lines saw increases in net interest income and decreases in noninterest expense compared to prior periods.
u.s.bancorp2Q 2008 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for the second quarter of 2008. Key highlights include:
- Wholesale Banking reported net income of $255 million for Q2 2008, down slightly from $254 million in Q1 2008. Noninterest income was $229 million.
- Consumer Banking reported net income of $321 million for Q2 2008, down from $387 million in Q1 2008. Noninterest income was $550 million.
- Total loans and deposits increased from the prior quarter for both business lines. Credit quality metrics like net charge-offs and nonperforming assets also increased from Q
u.s.bancorp 2Q 2005 Business Line Schedules - pdf versionfinance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for the second quarter of 2005. Key highlights include: Wholesale Banking reported net income of $267 million for the quarter, with a return on assets of 2.11% and net interest margin of 3.69%. Consumer Banking reported net income of $452 million, with a return on assets of 2.30% and net interest margin of 5.51%. Both business lines saw increases in net interest income compared to the prior quarter.
u.s.bancorp3Q 2007 Business Line Schedules finance13
U.S. Bancorp reported preliminary results for its Wholesale Banking and Consumer Banking business lines for 3Q 2007. Wholesale Banking net income was $265 million, down slightly from previous quarters. Noninterest income increased driven by higher treasury management fees and commercial product revenue. Consumer Banking net income was $455 million, also down slightly from prior periods, with mortgage banking and deposit service charges being major contributors to noninterest income. Both business lines saw a small decline in net interest margin from the prior year but remained profitable with returns on assets around 2%.
u.s.bancorp3Q 2008 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for 3Q 2008 compared to previous quarters. Wholesale Banking saw higher net income compared to previous quarters due to increased net interest income and noninterest income. However, provision for credit losses also increased significantly. Consumer Banking saw higher net income compared to previous quarters due to increased net interest income and noninterest income, though provision for credit losses also rose substantially.
U.S. Bancorp's Wholesale Banking division reported preliminary results for 4Q 2007 with the following highlights:
- Net income was $277 million, consistent with the previous quarter.
- Total net revenue was $699 million, up slightly from the prior quarter.
- Noninterest income was $227 million, up from $211 million in 3Q 2007 driven by higher other income.
- Credit quality remained stable with net charge-offs of $19 million and nonperforming assets of $334 million.
u.s.bancorp4Q 2008 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for the fourth quarter of 2008. Key highlights include:
- Wholesale Banking reported net income of $282 million for 4Q 2008, down slightly from $281 million in 4Q 2007. Noninterest income was $226 million.
- Consumer Banking reported net income of $209 million for 4Q 2008, down from $431 million in 4Q 2007. Noninterest income was $415 million.
u.s.bancorp 4Q 2005 Business Line Schedules finance13
U.S. Bancorp's Wholesale Banking division reported preliminary results for the fourth quarter of 2005. Net income was $282 million, down slightly from $258 million in the previous quarter. Noninterest income was $219 million. Total average assets were $51.2 billion and total average loans were $45.4 billion. Nonperforming assets decreased to $242 million from $282 million in the prior quarter.
This document is Xcel Energy's Form 10-Q quarterly report filed with the SEC for the third quarter of 2000. The summary is:
1) Xcel Energy reported net income of $92.6 million for the third quarter of 2000 compared to $209.3 million for the third quarter of 1999.
2) Operating revenues increased to $2.6 billion for the third quarter of 2000 from $1.8 billion for the third quarter of 1999.
3) Basic earnings per share were $0.27 for the third quarter of 2000 compared to $0.63 for the third quarter of 1999.
u.s.bancorp 3Q 2005 Business Line Schedules finance13
U.S. Bancorp's Wholesale Banking division reported preliminary results for 3Q 2005 with the following highlights:
- Net income of $259 million, up slightly from $266 million in the previous quarter.
- Total net revenue of $606 million, down slightly from $613 million in the previous quarter.
- Noninterest income was $191 million, down from $204 million in the previous quarter driven primarily by a decline in treasury management fees and other income.
- Credit quality remained stable with net charge-offs of $4 million, an improvement from $16 million in the previous quarter.
u.s.bancorp2Q 2004 Business Line Schedules finance13
This document provides quarterly financial information for the wholesale banking and consumer banking business lines of U.S. Bancorp for 2Q 2004 and comparisons to previous quarters. Key details include:
- Wholesale banking reported operating earnings of $265.7 million in 2Q 2004, down from $249.9 million in 1Q 2004. Net interest income was $399.3 million.
- Consumer banking reported operating earnings of $394.5 million in 2Q 2004, up from $283.8 million in 1Q 2004. Net interest income was $900.4 million.
- Both business lines saw increases in nonperforming assets from the previous quarter, with wholesale banking at $523
This document is an SEC Form 10-Q filing by Xcel Energy Inc. for the quarterly period ended June 30, 2005. It includes Xcel Energy's consolidated financial statements and notes. The financial statements show operating revenues of $2.1 billion for the quarter and $4.5 billion for the six months. Net income was $83 million for the quarter and $205 million for the six months. Earnings per share were $0.20 for the quarter on a basic basis and $0.49 for the six months. The balance sheet lists total assets of $20.5 billion including $14.3 billion in net property, plant and equipment. Total liabilities were $11.7 billion and total
This document is a Form 10-Q quarterly report filed by Northern States Power Company (NSP-Minnesota) with the Securities and Exchange Commission for the quarterly period ended June 30, 2005. It includes NSP-Minnesota's consolidated financial statements and notes. The financial statements show that for the quarter, NSP-Minnesota had operating revenues of $854 million and net income of $29.7 million. For the six months ended June 30, 2005, operating revenues were $1.8 billion and net income was $71.4 million. As of June 30, 2005, NSP-Minnesota had total assets of $8.4 billion and total equity of $2.2 billion.
This document is an SEC Form 10-Q filing by Xcel Energy Inc. for the quarter ended September 30, 2002.
The filing includes:
- Consolidated statements of operations showing a net loss of $2.07 billion for the quarter and $1.88 billion for the nine months.
- Consolidated statements of cash flows showing $1.5 billion in net cash from operating activities for the nine months.
- Consolidated balance sheets showing $28.4 billion in total assets and $28.4 billion in total liabilities and equity as of September 30, 2002.
The filing provides Xcel Energy's quarterly and year-to-date financial statements as
This document provides State Street Corporation's 2002 financial review, including selected financial data and management's discussion and analysis. Key points:
1) Net income was $1.015 billion, up $387 million from 2001, driven largely by a $495 million gain from selling the corporate trust business. Adjusting for non-operating items, net income rose $32 million.
2) Earnings per share were $3.10, up from $1.90 in 2001. Excluding non-operating items, EPS rose from $2.08 to $2.20.
3) Total revenue increased $569 million to $4.396 billion, as the company expanded its product offerings and client base despite
Micron Technology, Inc. filed a Form 10-Q with the SEC for the quarterly period ended May 29, 2003. The filing includes Micron's consolidated financial statements and notes. It summarizes that for the quarter, Micron had a net loss of $214.9 million compared to a net loss of $24.2 million in the same quarter of the prior year. Net sales for the quarter were $732.7 million, down 5% from the same quarter of the prior year. For the nine-month period, Micron's net loss was $1,150.0 million compared to a net loss of $320.5 million in the same period of the prior year.
This document summarizes financial information for an oil and gas company for 2007 and 2008. It provides revenue, expenses, income and taxes by quarter for different business segments including U.S. and international exploration and production (E&P), refining and marketing (R&M), chemicals and emerging businesses. In 2008, the company reported a large loss due to goodwill and asset impairments, lowering net income compared to profits in 2007. Taxes paid totaled over $11 billion in 2007 and $13 billion in 2008.
This document is Xcel Energy's Form 10-Q quarterly report filed with the SEC for the quarter ended June 30, 2003. It includes:
1) Consolidated statements of operations for the three and six month periods ended June 30, 2003 and 2002 showing operating revenues, expenses, and net income/loss.
2) Consolidated balance sheets as of June 30, 2003 and December 31, 2002 listing assets, liabilities, and equity.
3) Consolidated statements of cash flows for the six month periods ended June 30, 2003 and 2002 showing cash flows from operating, investing and financing activities.
1. The document is State Street Corporation's 2002 Financial Review, which includes selected financial data from 1998-2002, management's discussion and analysis of financial results, and audited consolidated financial statements.
2. Key financial highlights from the selected data include total fee revenue increasing to $2.85 billion in 2002 from $2.01 billion in 1998, and net income increasing to $1.015 billion in 2002 from $436 million in 1998, with basic earnings per share reaching $3.14 in 2002.
3. The financial review provides operating results supplemental to the GAAP consolidated financial statements to allow for comparison of ongoing business activities and trends across periods.
u.s.bancorp3Q 2004 Business Line Schedules finance13
This document provides preliminary quarterly financial data for the wholesale banking and consumer banking business lines of U.S. Bancorp for 3Q 2004 and previous quarters. Key details include net interest income, noninterest income, expenses, earnings, asset and liability balances, credit quality metrics and ratios. Wholesale banking saw higher net interest income and noninterest income versus the prior quarter. Consumer banking saw higher net interest income but lower noninterest income due to securities gains/losses. Both business lines reported higher operating earnings compared to the previous quarter.
u.s.bancorp4Q 2004 Business Line Schedules finance13
This document provides quarterly financial information for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for 4Q 2004 and comparisons to previous quarters. Some key details:
- Wholesale Banking reported net revenue of $602.7 million in 4Q 2004, with net interest income of $416.5 million and noninterest income of $186.2 million. Net income was $284.9 million.
- Consumer Banking reported net revenue of $1.41 billion in 4Q 2004, with net interest income of $957.1 million and noninterest income of $453.2 million. Net income was $402.6 million.
-
Commerce Bancshares reported earnings of $0.66 per share for the third quarter of 2009, up from $0.48 per share in the previous quarter. Net income increased 40% to $51.6 million compared to $37 million in the prior quarter. Total revenue grew 4% while expenses were well controlled. The company strengthened its balance sheet by increasing tangible common equity and loan loss reserves while improving its liquidity and capital positions. Total assets were $18 billion as of September 30, 2009.
Expeditors International of Washington, 2nd04qerfinance39
Expeditors International of Washington, Inc. announced a 35% increase in net earnings for the second quarter of 2004 compared to the same period in 2003. Net revenues increased 25% and operating income increased 41%. For the first six months of 2004, net earnings increased 31% and net revenues increased 22% compared to the same period the previous year. The company's CEO attributed the strong results to improved customer service and sales efforts as well as a strengthening global economy.
u.s.bancorp1Q 2004 Business Line Schedules - pdf versionfinance13
This document provides preliminary quarterly financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for 1Q 2004 compared to previous quarters. Some key details:
- Wholesale Banking reported net revenue of $610.9 million for 1Q 2004, down slightly from $612 million in 4Q 2003. Noninterest income was $192.1 million.
- Consumer Banking reported higher net revenue of $1.336 billion for 1Q 2004, up from $1.323.6 billion the prior quarter. Noninterest income increased to $416.7 million from $386.9 million in 4Q 2003.
- Both business lines saw
u.s.bancorp 2Q 2005 Business Line Schedules - pdf versionfinance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for the second quarter of 2005. Key highlights include: Wholesale Banking reported net income of $267 million for the quarter, with a return on assets of 2.11% and net interest margin of 3.69%. Consumer Banking reported net income of $452 million, with a return on assets of 2.30% and net interest margin of 5.51%. Both business lines saw increases in net interest income compared to the prior quarter.
u.s.bancorp3Q 2007 Business Line Schedules finance13
U.S. Bancorp reported preliminary results for its Wholesale Banking and Consumer Banking business lines for 3Q 2007. Wholesale Banking net income was $265 million, down slightly from previous quarters. Noninterest income increased driven by higher treasury management fees and commercial product revenue. Consumer Banking net income was $455 million, also down slightly from prior periods, with mortgage banking and deposit service charges being major contributors to noninterest income. Both business lines saw a small decline in net interest margin from the prior year but remained profitable with returns on assets around 2%.
u.s.bancorp3Q 2008 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for 3Q 2008 compared to previous quarters. Wholesale Banking saw higher net income compared to previous quarters due to increased net interest income and noninterest income. However, provision for credit losses also increased significantly. Consumer Banking saw higher net income compared to previous quarters due to increased net interest income and noninterest income, though provision for credit losses also rose substantially.
U.S. Bancorp's Wholesale Banking division reported preliminary results for 4Q 2007 with the following highlights:
- Net income was $277 million, consistent with the previous quarter.
- Total net revenue was $699 million, up slightly from the prior quarter.
- Noninterest income was $227 million, up from $211 million in 3Q 2007 driven by higher other income.
- Credit quality remained stable with net charge-offs of $19 million and nonperforming assets of $334 million.
u.s.bancorp4Q 2008 Business Line Schedules finance13
This document provides preliminary financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for the fourth quarter of 2008. Key highlights include:
- Wholesale Banking reported net income of $282 million for 4Q 2008, down slightly from $281 million in 4Q 2007. Noninterest income was $226 million.
- Consumer Banking reported net income of $209 million for 4Q 2008, down from $431 million in 4Q 2007. Noninterest income was $415 million.
u.s.bancorp 4Q 2005 Business Line Schedules finance13
U.S. Bancorp's Wholesale Banking division reported preliminary results for the fourth quarter of 2005. Net income was $282 million, down slightly from $258 million in the previous quarter. Noninterest income was $219 million. Total average assets were $51.2 billion and total average loans were $45.4 billion. Nonperforming assets decreased to $242 million from $282 million in the prior quarter.
This document is Xcel Energy's Form 10-Q quarterly report filed with the SEC for the third quarter of 2000. The summary is:
1) Xcel Energy reported net income of $92.6 million for the third quarter of 2000 compared to $209.3 million for the third quarter of 1999.
2) Operating revenues increased to $2.6 billion for the third quarter of 2000 from $1.8 billion for the third quarter of 1999.
3) Basic earnings per share were $0.27 for the third quarter of 2000 compared to $0.63 for the third quarter of 1999.
u.s.bancorp 3Q 2005 Business Line Schedules finance13
U.S. Bancorp's Wholesale Banking division reported preliminary results for 3Q 2005 with the following highlights:
- Net income of $259 million, up slightly from $266 million in the previous quarter.
- Total net revenue of $606 million, down slightly from $613 million in the previous quarter.
- Noninterest income was $191 million, down from $204 million in the previous quarter driven primarily by a decline in treasury management fees and other income.
- Credit quality remained stable with net charge-offs of $4 million, an improvement from $16 million in the previous quarter.
u.s.bancorp2Q 2004 Business Line Schedules finance13
This document provides quarterly financial information for the wholesale banking and consumer banking business lines of U.S. Bancorp for 2Q 2004 and comparisons to previous quarters. Key details include:
- Wholesale banking reported operating earnings of $265.7 million in 2Q 2004, down from $249.9 million in 1Q 2004. Net interest income was $399.3 million.
- Consumer banking reported operating earnings of $394.5 million in 2Q 2004, up from $283.8 million in 1Q 2004. Net interest income was $900.4 million.
- Both business lines saw increases in nonperforming assets from the previous quarter, with wholesale banking at $523
This document is an SEC Form 10-Q filing by Xcel Energy Inc. for the quarterly period ended June 30, 2005. It includes Xcel Energy's consolidated financial statements and notes. The financial statements show operating revenues of $2.1 billion for the quarter and $4.5 billion for the six months. Net income was $83 million for the quarter and $205 million for the six months. Earnings per share were $0.20 for the quarter on a basic basis and $0.49 for the six months. The balance sheet lists total assets of $20.5 billion including $14.3 billion in net property, plant and equipment. Total liabilities were $11.7 billion and total
This document is a Form 10-Q quarterly report filed by Northern States Power Company (NSP-Minnesota) with the Securities and Exchange Commission for the quarterly period ended June 30, 2005. It includes NSP-Minnesota's consolidated financial statements and notes. The financial statements show that for the quarter, NSP-Minnesota had operating revenues of $854 million and net income of $29.7 million. For the six months ended June 30, 2005, operating revenues were $1.8 billion and net income was $71.4 million. As of June 30, 2005, NSP-Minnesota had total assets of $8.4 billion and total equity of $2.2 billion.
This document is an SEC Form 10-Q filing by Xcel Energy Inc. for the quarter ended September 30, 2002.
The filing includes:
- Consolidated statements of operations showing a net loss of $2.07 billion for the quarter and $1.88 billion for the nine months.
- Consolidated statements of cash flows showing $1.5 billion in net cash from operating activities for the nine months.
- Consolidated balance sheets showing $28.4 billion in total assets and $28.4 billion in total liabilities and equity as of September 30, 2002.
The filing provides Xcel Energy's quarterly and year-to-date financial statements as
This document provides State Street Corporation's 2002 financial review, including selected financial data and management's discussion and analysis. Key points:
1) Net income was $1.015 billion, up $387 million from 2001, driven largely by a $495 million gain from selling the corporate trust business. Adjusting for non-operating items, net income rose $32 million.
2) Earnings per share were $3.10, up from $1.90 in 2001. Excluding non-operating items, EPS rose from $2.08 to $2.20.
3) Total revenue increased $569 million to $4.396 billion, as the company expanded its product offerings and client base despite
Micron Technology, Inc. filed a Form 10-Q with the SEC for the quarterly period ended May 29, 2003. The filing includes Micron's consolidated financial statements and notes. It summarizes that for the quarter, Micron had a net loss of $214.9 million compared to a net loss of $24.2 million in the same quarter of the prior year. Net sales for the quarter were $732.7 million, down 5% from the same quarter of the prior year. For the nine-month period, Micron's net loss was $1,150.0 million compared to a net loss of $320.5 million in the same period of the prior year.
This document summarizes financial information for an oil and gas company for 2007 and 2008. It provides revenue, expenses, income and taxes by quarter for different business segments including U.S. and international exploration and production (E&P), refining and marketing (R&M), chemicals and emerging businesses. In 2008, the company reported a large loss due to goodwill and asset impairments, lowering net income compared to profits in 2007. Taxes paid totaled over $11 billion in 2007 and $13 billion in 2008.
This document is Xcel Energy's Form 10-Q quarterly report filed with the SEC for the quarter ended June 30, 2003. It includes:
1) Consolidated statements of operations for the three and six month periods ended June 30, 2003 and 2002 showing operating revenues, expenses, and net income/loss.
2) Consolidated balance sheets as of June 30, 2003 and December 31, 2002 listing assets, liabilities, and equity.
3) Consolidated statements of cash flows for the six month periods ended June 30, 2003 and 2002 showing cash flows from operating, investing and financing activities.
1. The document is State Street Corporation's 2002 Financial Review, which includes selected financial data from 1998-2002, management's discussion and analysis of financial results, and audited consolidated financial statements.
2. Key financial highlights from the selected data include total fee revenue increasing to $2.85 billion in 2002 from $2.01 billion in 1998, and net income increasing to $1.015 billion in 2002 from $436 million in 1998, with basic earnings per share reaching $3.14 in 2002.
3. The financial review provides operating results supplemental to the GAAP consolidated financial statements to allow for comparison of ongoing business activities and trends across periods.
u.s.bancorp3Q 2004 Business Line Schedules finance13
This document provides preliminary quarterly financial data for the wholesale banking and consumer banking business lines of U.S. Bancorp for 3Q 2004 and previous quarters. Key details include net interest income, noninterest income, expenses, earnings, asset and liability balances, credit quality metrics and ratios. Wholesale banking saw higher net interest income and noninterest income versus the prior quarter. Consumer banking saw higher net interest income but lower noninterest income due to securities gains/losses. Both business lines reported higher operating earnings compared to the previous quarter.
u.s.bancorp4Q 2004 Business Line Schedules finance13
This document provides quarterly financial information for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for 4Q 2004 and comparisons to previous quarters. Some key details:
- Wholesale Banking reported net revenue of $602.7 million in 4Q 2004, with net interest income of $416.5 million and noninterest income of $186.2 million. Net income was $284.9 million.
- Consumer Banking reported net revenue of $1.41 billion in 4Q 2004, with net interest income of $957.1 million and noninterest income of $453.2 million. Net income was $402.6 million.
-
Commerce Bancshares reported earnings of $0.66 per share for the third quarter of 2009, up from $0.48 per share in the previous quarter. Net income increased 40% to $51.6 million compared to $37 million in the prior quarter. Total revenue grew 4% while expenses were well controlled. The company strengthened its balance sheet by increasing tangible common equity and loan loss reserves while improving its liquidity and capital positions. Total assets were $18 billion as of September 30, 2009.
Expeditors International of Washington, 2nd04qerfinance39
Expeditors International of Washington, Inc. announced a 35% increase in net earnings for the second quarter of 2004 compared to the same period in 2003. Net revenues increased 25% and operating income increased 41%. For the first six months of 2004, net earnings increased 31% and net revenues increased 22% compared to the same period the previous year. The company's CEO attributed the strong results to improved customer service and sales efforts as well as a strengthening global economy.
u.s.bancorp1Q 2004 Business Line Schedules - pdf versionfinance13
This document provides preliminary quarterly financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for 1Q 2004 compared to previous quarters. Some key details:
- Wholesale Banking reported net revenue of $610.9 million for 1Q 2004, down slightly from $612 million in 4Q 2003. Noninterest income was $192.1 million.
- Consumer Banking reported higher net revenue of $1.336 billion for 1Q 2004, up from $1.323.6 billion the prior quarter. Noninterest income increased to $416.7 million from $386.9 million in 4Q 2003.
- Both business lines saw
This document summarizes financial information for PPG Industries for the second quarter and first half of 2007 compared to the same periods in 2006. It shows that net sales increased but net income decreased slightly for both periods. The business is organized into five segments: Performance Coatings, Industrial Coatings, Optical and Specialty Materials, Commodity Chemicals, and Glass. Total segment income decreased slightly for both periods. Current assets exceeded current liabilities, and long-term debt was $1.15 billion at the end of the second quarter of 2007.
u.s.bancorp3Q 2003 Supplemental Business Line Schedulesfinance13
This document provides quarterly financial information for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines. For Wholesale Banking, net interest income was $492.1 million in 3Q 2003 while noninterest income totaled $188.1 million. Notable metrics included a return on assets of 2.38% and net charge-offs of $101.9 million. For Consumer Banking, net interest income was $944.8 million in 3Q 2003, while noninterest income was $259 million. This segment saw a return on assets of 2.54% and net charge-offs of $108.2 million. Both business lines saw stable or improving profitability
This document provides quarterly financial data for Citigroup from 2006 to 2008. It includes consolidated income statements, balance sheets, and key metrics by business segment and region. The first page shows high-level financial summary tables with metrics such as total revenues, expenses, earnings per share, and return on equity. Subsequent pages provide more detailed financial statements and supplementary financial ratios to analyze Citigroup's performance.
u.s.bancorp1Q 2003 Supplemental Business Line Schedulesfinance13
This document provides preliminary quarterly financial data for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines for 1Q 2003 compared to previous quarters. Some key highlights:
- Wholesale Banking reported net income of $308.8 million in 1Q 2003, up from $295.1 million in 4Q 2002. Noninterest income increased 13.6% to $198.3 million from $174.8 million.
- Consumer Banking reported net income of $381.8 million in 1Q 2003, up slightly from $377 million in 4Q 2002. Noninterest income increased 16.3% to $456.6 million from $392.3
u.s.bancorp4Q 2003 Supplemental Business Line Schedules finance13
This document provides quarterly financial information for U.S. Bancorp's Wholesale Banking and Consumer Banking business lines. Some key details:
- Wholesale Banking reported operating earnings of $307.2 million for 4Q 2003, down slightly from $308.7 million the previous quarter. Noninterest income was $179.4 million.
- Consumer Banking reported operating earnings of $419.8 million for 4Q 2003, down from $440.8 million the previous quarter. Noninterest income was $366.5 million.
- Both business lines saw declines in net charge-offs and nonperforming assets compared to the prior year. Wholesale Banking
This annual report summarizes Reliance Steel & Aluminum Co.'s financial performance for 2005. Some key highlights include:
- Record sales of $3.4 billion for 2005, up 14% from 2004.
- Record net income of $205.4 million for 2005, up 21% from 2004.
- Best-ever earnings per diluted share of $6.21 for 2005, up from $5.19 in 2004.
- The company announced plans to acquire Earle M. Jorgensen Company for $934 million to expand its geographic reach, product offerings, and customer base.
This document provides financial highlights and selected financial data for ConocoPhillips for the three month and twelve month periods ending December 31, 2005 and 2004. Some key details include:
- Revenues for the three months ending December 31, 2005 were $52.2 billion compared to $40.1 billion for the same period in 2004.
- Net income for the twelve months ending December 31, 2005 was $13.5 billion compared to $8.1 billion for the same period in 2004.
- Earnings per share (diluted) for continuing operations for the twelve months ending December 31, 2005 were $9.63 compared to $5.79 for the same period in 2004.
u.s.bancorp2Q 2003 Supplemental Business Line Schedulesfinance13
The document provides preliminary financial data for U.S. Bancorp's Wholesale Banking business for the second quarter of 2003 and comparisons to previous quarters. Some key details include:
- Net interest income was $511.7 million for 2Q 2003, up slightly from the previous quarter. Noninterest income was $194.5 million.
- Total net revenue for 2Q 2003 was $706.2 million. Operating earnings before items were $311.2 million.
- Average loans were $46.8 billion and average deposits were $27.9 billion for the quarter.
ConocoPhillips reported financial highlights for the second quarter of 2004 including revenues of $31.9 billion and net income of $2.1 billion. Earnings per share were $3.01 for the quarter. The company experienced higher crude oil and natural gas sales prices and volumes compared to the prior year. However, costs and expenses also increased, including purchases of crude oil and products, production and operating expenses, and taxes.
- PPG Industries reported financial results for the third quarter and first nine months of 2006, including net income of $90 million and $554 million respectively.
- Net sales increased 10% to $2.8 billion for the quarter and 8% to $8.3 billion for the nine months. However, costs also increased, lowering profit margins.
- Earnings per share were $0.54 for the quarter and $3.34 for the nine months, down from the previous year, due to various one-time charges in several business segments.
This document is Dover Corporation's Form 10-Q quarterly report filed with the SEC for the quarter ended September 30, 2007. It includes Dover's condensed consolidated financial statements and notes for the periods presented. Some key details:
- Revenue for the quarter increased 15% to $1.84 billion compared to $1.61 billion in the prior year. Net earnings increased 5% to $174.6 million.
- Year-to-date revenue increased 16% to $5.37 billion and net earnings increased 7% to $475.7 million.
- Total assets increased to $7.95 billion at the end of the quarter from $7.63 billion at the end of 2006
This document is Dover Corporation's Form 10-Q quarterly report filed with the SEC for the quarter ended September 30, 2006. It includes Dover's condensed consolidated financial statements and notes for the periods. Some key details:
- Revenue for the quarter was $1.65 billion, up 21% from the prior year. Net earnings were $167.5 million.
- Year-to-date revenue was $4.81 billion, up 23% from prior year. Net earnings were $443.3 million.
- Total assets increased to $7.32 billion from $6.58 billion at the end of 2005, driven primarily by acquisitions.
- Cash flow from operations was
Expeditors International of Washington, 3rd04qerfinance39
Expeditors International of Washington reported record quarterly earnings for Q3 2004. Net earnings increased 32% to $43.1 million compared to $32.6 million in Q3 2003. Revenues increased 26% to $897.2 million driven by a 27% increase in airfreight tonnage and 24% increase in ocean container volume. For the first nine months of 2004, net earnings rose 32% to $112.6 million while revenues increased 26% to $2.38 billion, reflecting strong volume growth across all regions.
Expeditors International of Washington, 3rd99qerfinance39
Expeditors International of Washington reported a 25% increase in net earnings for Q3 1999 compared to Q3 1998. Total revenues increased 40% and operating income increased 27% for the quarter. For the first nine months of 1999, net earnings rose 22% while revenues increased 35% and operating income rose 24% compared to the same period in 1998. The company attributed its strong financial results to the dedication of its employees during a challenging period marked by natural disasters.
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capital oneCapital One Financial Corp. Shareholders Meeting Presentationfinance13
The annual stockholder meeting document discusses Capital One's performance in 2007 and the challenges facing the banking industry. It notes that 2007 was the first year Capital One saw a decline in earnings per share. It also discusses the housing market correction and its prolonged negative impact. Additionally, it provides context on Capital One's deposit size, making it the 13th largest deposit-taking bank in the US.
capital oneLehman Brothers Eleventh Annual Lehman Financial Services Conferen...finance13
- Capital One is a top 10 bank and 14th largest depository institution in the US with $87.6B in deposits as of Q4 2007. It is also the 5th largest credit card issuer.
- Capital One is a diversified bank that is now primarily funded by deposits, with deposits comprising 47% of its managed liabilities as of Q4 2007, compared to other major banks that are more reliant on unsecured debt and securitizations.
- The presentation discusses Capital One's business overview, competitive positioning, and funding sources. Forward-looking statements are provided but subject to various risk factors that could cause actual results to differ materially.
capital oneSanford C. Bernstein & Co. Strategic Decisions Conference Presenta...finance13
This document discusses Capital One's approach to risk management and positioning for economic cycles. It notes that Capital One has transformed into a diversified bank with significant deposit funding. Capital One assumes recessions and degradation in underwriting and saves repricing for safety and soundness rather than assuming good times will continue. The document also discusses how different lending segments such as credit cards have performed relative to others such as auto loans during past economic downturns.
capital one Keefe, Bruyette & Woods, Inc. Diversified Financial Services Conf...finance13
Capital One is a top 10 bank and 5th largest credit card issuer. It has seen weakening credit metrics that reflect the deteriorating US economy. The company increased its loan loss allowance by $310M in Q108 to prepare for expected losses. While credit costs rose, increased revenue margins largely offset the impact. Capital One continues efficiency initiatives and managing its balance sheet to sustain profitability despite credit headwinds.
capital one Q2 2008 Capital One Financial Earnings Conference Call Presentationfinance13
Capital One reported second quarter 2008 results. Diluted EPS from continuing operations was $1.24, down from the prior quarter and year due to higher provision expense and lower revenue. Credit performance was largely in line with expectations, with managed charge-offs at 4.15% and delinquencies at 3.56%. Tighter underwriting led to portfolio contraction. The balance sheet remains strong with increased deposits and liquidity.
capital one Lehman Conference Presentationfinance13
Capital One provides a presentation on its financial performance and positioning. It discusses (1) executing on its vision of national lending and local banking, (2) delivering an operating profit of $463M despite significant credit headwinds, and (3) decisions that position it to navigate cyclical challenges and deliver value over the cycle through resilient businesses, conservative risk management, and lower lending lines.
capital one Q3 2008 Capital One Financial Earnings Conference Call Presentationfinance13
Capital One reported third quarter 2008 results with the following highlights:
1) Diluted EPS from continuing operations was $1.03, down from $1.21 in the third quarter of 2007 driven by higher provision expense.
2) Credit performance was largely in line with expectations, with managed charge-off and delinquency rates up from the previous quarter.
3) The balance sheet and diversified funding remained strong, with available liquidity of $32 billion and deposit growth of $6 billion from the previous quarter.
capital one Capital One Acquisition of Chevy Chase Bankfinance13
Capital One announced the acquisition of Chevy Chase Bank for $520 million. Chevy Chase has $11.6 billion in deposits and is the #1 bank in the Washington D.C. market. The acquisition enhances Capital One's local banking business and deposit funding. It is expected to be financially attractive with an estimated 13% internal rate of return and accretion to earnings per share in 2009 and 2010. Capital One took a $1.75 billion net credit mark on Chevy Chase's loans to mitigate credit risks.
capital one Printer Friendly Version of the Press Releasefinance13
Capital One reported a net loss for 2008 due to a large goodwill impairment in its Auto Finance business. It added $1 billion to loan loss reserves due to expectations of increasing losses. Credit performance deteriorated in the fourth quarter as the recession deepened. Deposits grew over 30% from the previous year and 10% in the last quarter.
capital one Printer Friendly Version of the Financial Supplementfinance13
This document provides quarterly and annual financial and statistical data for Capital One Financial Corporation for 2008 and Q4 2007. Some key highlights include:
- For Q4 2008, Capital One reported a net loss of $1.42 billion compared to net income of $226.6 million in Q4 2007. Revenue declined 38% annually and the company reported an ROA of -3.45%.
- On a managed basis, which includes securitized assets, Q4 2008 net loss was $1.42 billion, revenue declined 25% annually, and ROA was -2.70%.
- Asset quality deteriorated with the net charge-off rate rising to 4.98% in Q4 2008
capital onePrinter Friendly Version of the Conference Call Presentationfinance13
- Fourth quarter 2008 results showed a loss due to higher provision expense and a goodwill write-down. The losses were driven by deterioration in credit performance as economic conditions worsened.
- Credit losses and delinquency rates increased across all lending segments as unemployment rose. The allowance for loan losses was increased substantially.
- Deposits grew significantly while margins declined due to credit costs and mix shift to lower-yielding assets. Expenses declined due to cost management efforts.
- An impairment charge was taken for goodwill in the Auto Finance segment. The balance sheet and liquidity remain strong despite the difficult environment.
This document is Capital One's 1996 Annual Report. It summarizes that in 1996, Capital One achieved record financial results including net income increasing 23% to $155.3 million and managed loans increasing 23% to $12.8 billion. Capital One's success is driven by its proprietary information-based strategy which allows it to customize products, manage risk conservatively, and continuously innovate. The company added nearly 2,000 employees in 1996 and remains focused on testing new products.
Capital One had a remarkable year in 1997, setting records for financial and operating performance. They added 3.2 million new customers, ending the year with 11.7 million accounts. Capital One's success demonstrates the power of their information-based strategy and innovation. Going forward, they see opportunity for continued growth in the US and internationally by applying their strategy of mass customization.
Capital One Financial Corporation's 1998 Annual Report summarizes the company's strong financial performance in 1998. Capital One saw record growth across key metrics such as earnings per share, revenue, managed loans, and number of customer accounts. The company achieved net income of $275 million, a 45% increase over 1997. Capital One's success is powered by its Information-Based Strategy of using technology, data analysis, and scientific testing to customize financial products for each customer. This strategy has allowed the company to rapidly innovate and gain market share in the credit card industry.
Capital One Financial Corporation's 1999 Annual Report highlights the company's explosive growth over the past 5 years since its IPO, including doubling its customer base to 24 million and increasing revenues 512% between 1994 and 1999. The report discusses Capital One's continued focus on its information-based strategy of testing new ideas, customizing products for customers, and driving innovation to build one of the world's truly great companies with sustained financial performance and customer satisfaction. Key metrics show earnings per share and return on equity growth above 20% for the fifth consecutive year.
This annual report summarizes Capital One's growth and success in 2000. Some key points:
- Capital One has grown rapidly since its IPO in 1994, becoming one of the fastest growing and most profitable companies in the US.
- Through its proprietary information-based strategy (IBS), Capital One has created innovative credit card and loan products tailored to individual customers, reducing risk while delivering value.
- In 2000, Capital One added a record 10 million new customers, conducted over 45,000 tests of new ideas, and invested over $900 million in marketing.
- Capital One aims to continue its strong growth by expanding its product lines and customer base internationally, and by building its brand through advertising and
Navigating Your Financial Future: Comprehensive Planning with Mike Baumannmikebaumannfinancial
Learn how financial planner Mike Baumann helps individuals and families articulate their financial aspirations and develop tailored plans. This presentation delves into budgeting, investment strategies, retirement planning, tax optimization, and the importance of ongoing plan adjustments.
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Monthly Market Risk Update: June 2024 [SlideShare]Commonwealth
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How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
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Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.