This document provides balance sheet data for the commercial banking system in Peru as of December 31, 2000. It shows totals for assets, liabilities, and equity for 14 major banks operating in Peru. Total assets for the banking system were 71.3 billion Nuevos Soles. Nearly half of assets were loans to customers, while deposits accounted for over 60% of liabilities. Equity for the banks totaled 6.8 billion Nuevos Soles. The data provides a snapshot of the size and composition of the Peruvian commercial banking sector at the end of 2000.

1. DATA ENTER PERU December 31, 2000
Commercial Banking System 000 Constant Nuevos Soles
BALANCE GENERAL CONTNT INTBNK CRDTO WIESE SUDAM CITIBANK STDCHT BOSTON BNP BSCH COMER BIF FINAN LATINO NBK NVOMDO TOTAL
FONDOS DISPONIBLES 3,921,195 609,665 5,469,307 1,233,365 416,634 834,205 176,211 184,885 45,383 968,370 136,292 146,369 84,836 318,024 172,430 329,807 15,046,978
Caja + Banco Central 379,612 197,688 513,524 309,260 22,508 64,822 8,497 26,187 58 120,272 20,541 16,697 22,556 29,190 31,368 23,162 1,785,942
Otras Instituciones Financieras 2,801,718 351,343 4,225,760 2,251,985 307,395 645,403 99,668 128,020 39,139 684,925 90,908 119,352 54,071 91,316 83,171 243,184 12,217,358
Canje 80,562 33,401 153,324 79,804 15,938 52,602 7,263 6,611 2,655 64,017 5,155 10,320 644 9,518 5,830 15,376 543,020
Inversiones Financ.Temporales 659,303 27,233 576,699 (1,407,684) 70,793 71,378 60,783 24,067 3,531 99,156 19,688 - 7,565 188,000 52,061 48,085 500,658
COLOCACIONES 5,355,726 2,657,086 8,918,426 7,257,123 1,575,475 1,615,367 300,490 633,067 44,236 3,022,656 594,205 851,569 637,150 810,144 1,243,699 1,635,908 37,152,327
Interbancarias Otorgadas 167,056 - 11,090 - 22,084 14,080 38,064 36,000 - 3,000 8,000 8,100 4,000 3,490 - - 314,964
Sobregiros + Avances Cta.Cte 126,361 112,003 536,818 670,795 124,507 241,871 3,698 1,834 2,784 81,506 75,901 68,795 21,271 106,448 50,879 101,540 2,327,011
Descuentos + Préstamos 3,875,424 1,937,324 6,642,620 5,686,433 907,586 1,177,622 231,878 422,119 27,049 707,138 343,220 445,957 284,123 195,938 611,232 665,779 24,161,442
Créditos Hipotecarios 510,185 131,202 652,660 252,478 235,097 115,498 - 66,442 - 719,363 - 100,363 8,878 24,557 51,238 72,477 2,940,438
Otras Colocaciones + Leasing 396,938 186,857 507,061 294,007 220,511 53,281 22,558 109,355 14,876 1,066,095 105,029 164,816 255,602 104,610 381,020 667,971 4,550,587
Créditos Refinanciados 319,569 240,547 513,170 491,071 55,362 8,707 2,491 - - 390,566 53,267 98,060 100,761 323,818 119,753 96,283 2,813,425
Créditos Vencidos, x Liq y Cob.Judicial 514,467 345,617 1,122,203 814,933 85,810 79,981 28,596 4,469 - 460,014 66,036 49,701 51,419 213,167 119,477 133,837 4,089,727
- Provisión Riesgos Incobrabilidad (554,274) (296,464) (1,067,196) (952,594) (75,482) (75,673) (26,795) (7,152) (473) (405,026) (57,248) (84,223) (88,904) (161,884) (89,900) (101,979) (4,045,267)
- Ints. + Comisiones no devengadas -
Ints., Comisiones + Otros x Cobrar -
Bienes Adjudicados 8,961 42,509 94,089 67,852 28,950 665 (49) - - 80,293 4,793 12,441 6,851 14,834 30,856 14,744 407,789
Inversiones Permanentes 159,202 365,317 599,602 4,133,887 10,939 17,944 18,441 35 30 548,788 12,927 38 112 37,136 12,179 - 5,916,577
Activo Fijo Neto 283,266 167,661 582,982 686,677 59,037 33,738 32,666 6,453 7,259 236,769 34,867 58,315 37,058 75,032 86,723 157,918 2,546,421
Otros Activos 1,177,118 913,008 1,970,310 2,546,366 177,234 477,865 109,990 318,472 1,954 668,298 103,952 100,559 234,832 478,936 495,209 491,674 10,265,777
TOTAL ACTIVOS 10,905,468 4,755,246 17,634,716 15,925,270 2,268,269 2,979,784 637,749 1,142,912 98,862 5,525,174 887,036 1,169,291 1,000,839 1,734,106 2,041,096 2,630,051 71,335,869
DEPOSITOS 8,734,599 2,641,419 13,282,716 8,909,371 1,061,182 1,408,394 380,850 413,561 8,325 2,692,135 587,665 358,560 371,868 846,557 825,187 897,241 43,419,630
A la Vista 1,120,840 283,379 2,362,814 1,270,008 127,374 485,345 65,807 39,953 4,889 398,142 75,882 62,878 22,609 114,942 107,056 59,111 6,601,029
De Ahorros 1,707,675 747,092 4,781,174 2,392,103 225,110 304,695 46,247 - - 616,009 94,957 24,421 94,609 270,608 155,471 103,355 11,563,526
A Plazo (Incl. CTS+CBME) 5,806,322 1,251,535 5,860,036 4,638,614 686,930 551,351 266,070 350,003 3,216 1,448,945 393,166 257,719 228,450 412,150 493,160 646,862 23,294,529
En Garantía - - - - - - - - - - - - - - - - -
Dep.de Bancos y Sist.Financiero - - - - - - - - - - - - - - - - -
Otros Depositos 99,762 359,413 278,692 608,646 21,768 67,003 2,726 23,605 220 229,039 23,660 13,542 26,200 48,857 69,500 87,913 1,960,546
FINANCIAMIENTO RECIBIDO 316,514 1,197,321 849,270 3,990,665 903,491 681,178 45,915 314,788 49,468 1,480,072 113,589 594,680 293,662 264,287 719,881 1,058,998 12,873,779
- Interbancarias - Bancos locales 5,000 3,450 5,000 55,500 7,280 71,000 - 39,584 18,290 30,000 - - - 17,450 - 3,000 255,554
- Préstamos + Financ.Otros Bancos 311,514 1,193,871 801,269 3,935,104 893,052 610,178 45,915 275,204 31,178 1,449,793 113,589 594,496 293,439 246,686 719,881 870,188 12,385,357
- Bonos y Valores adeudados - - 43,001 61 3,159 - - - - 279 - 184 223 151 - 185,810 232,868
Ints.+ Comisiones Devengadas 28,676 28,676
Otros Pasivos 864,203 460,015 1,568,190 1,306,117 116,602 470,458 98,657 299,275 5,545 827,833 81,516 112,893 216,556 379,079 235,145 357,091 7,399,175
Provisión Beneficios Sociales 80,388 47,086 196,299 183,529 22,951 29,365 6,752 25,012 746 71,623 12,576 6,895 11,612 16,492 24,048 32,898 768,272
Otras Provisiones & Reservas -
TOTAL PASIVO 9,995,704 4,345,841 15,896,475 14,389,682 2,104,226 2,589,395 532,174 1,052,636 64,084 5,071,663 795,346 1,073,028 893,698 1,506,415 1,804,261 2,374,904 64,489,532
PATRIMONIO NETO 909,764 409,406 1,738,241 1,535,588 164,043 390,389 105,575 90,276 34,778 453,511 91,690 96,263 107,141 227,691 236,835 255,147 6,846,338
Capital Social 762,734 310,116 1,026,318 1,128,517 147,304 152,488 85,890 99,727 48,112 410,122 93,930 91,213 101,693 231,170 217,372 186,153 5,092,859
Capital Adicional - - - 29,359 - 183,811 - - - - - - - - 10,787 - 223,957
Reservas 124,171 95,926 640,700 340,266 7,377 6,253 27,047 - - 36,383 - 4,207 4,665 - 14,253 60,226 1,361,474
Resultados Acumulados - - 1,038 - - 15,401 (12,788) (6,376) (6,195) - (2,687) 33 - - - - (11,574)
Utilidad/(Pérdida) del Ejercicio 22,859 3,364 70,185 37,446 9,362 32,436 5,426 (3,075) (7,139) 7,006 447 810 783 (3,479) (5,577) 8,768 179,622
TOTAL PASIVO Y PATRIM. 10,905,468 4,755,247 17,634,716 15,925,270 2,268,269 2,979,784 637,749 1,142,912 98,862 5,525,174 887,036 1,169,291 1,000,839 1,734,106 2,041,096 2,630,051 71,335,870
- (1) - - - - - - - - - - - - - - (1)
TOTAL CONTINGENCIAS 2,120,488 829,991 2,371,727 4,043,992 591,417 1,363,410 353,520 727,950 27,662 1,683,279 249,906 174,726 329,375 555,522 496,340 602,247 16,521,552
Avales Otorgados -
Cartas Fianzas Otorgadas 2,120,488 829,991 2,371,727 4,043,992 591,417 1,363,410 353,520 727,950 27,662 1,683,279 249,906 174,726 329,375 555,522 496,340 602,247 16,521,552
Cartas de Crédito + Otras Conting. -
TASA DE CAMBIO (US$ 1.00 x S/.) 3.52
Dep.Sist.Financiero -
Ints.Pagados s/Dep.Sist.Financ -
Jorge Romani Page 1
Ph: +51(1)919-8252 romani@terra.com.pe 1/29/2011 SFN-1200 /SFN1200

2. DATA ENTER PERU December 31, 2000
Commercial Banking System 000 Constant Nuevos Soles
PERDIDAS Y GANANCIAS CONTNT INTBNK CRDTO WIESE SUDAM CITIBANK STDCHT BOSTON BNP BSCH COMER BIF FINAN LATINO NBK NVOMDO TOTAL
INGRESOS FINANCIEROS 1,212,724 640,835 2,263,036 1,631,663 270,920 312,589 75,876 96,594 6,768 687,815 161,628 146,214 143,395 158,081 243,444 293,469 8,345,051
Ints.+Comisiones/Colocaciones 722,455 443,344 1,270,621 1,017,419 213,197 227,136 38,914 51,100 3,339 451,521 134,315 115,919 118,012 106,594 194,337 242,288 5,350,511
Ints.+Comisiones/Institut.Financieras 145,528 37,054 250,979 147,624 14,548 27,321 7,018 11,033 2,126 48,238 8,281 8,680 6,750 9,043 12,118 14,917 751,258
Ints./Interbancarias Otorgadas 8,815 4,233 27,328 4,141 4,162 6,049 2,734 1,161 491 3,438 1,112 1,019 1,285 567 718 923 68,176
Comm x Operac. Contingentes 186,531 64,630 436,412 187,469 18,730 37,613 7,767 19,214 655 81,935 10,731 12,507 12,679 33,460 18,590 22,700 1,151,623
Comm x Fideicomiso & Adm - 555 1,743 1,755 66 - - - 1 - - - - 122 7 756 5,005
Ganancia en Cambio 62,997 29,581 69,430 61,038 12,115 3,461 15,267 8,219 368 56,561 5,956 7,733 5,416 5,077 11,019 9,897 364,135
Renta de Valores en Cartera 82,573 56,748 181,292 211,865 7,591 10,705 4,176 3,342 (226) 42,606 1,192 (26) (1,112) 3,080 6,315 1,689 611,810
Otros Ingresos Financieros 3,825 4,690 25,231 352 511 304 - 2,525 14 3,516 41 382 365 138 340 299 42,533
GASTOS FINANCIEROS (466,908) (371,436) (778,803) (932,849) (146,681) (110,188) (44,197) (58,939) (2,622) (313,862) (76,650) (81,105) (83,005) (85,840) (153,416) (178,654) (3,885,155)
Ints./Depósitos (418,429) (193,174) (641,252) (591,251) (63,890) (76,984) (39,548) (40,062) (795) (170,498) (63,118) (25,905) (44,414) (45,475) (65,752) (84,967) (2,565,514)
Ints.+Coms./ Financiamiento total (25,560) (141,551) (80,299) (297,106) (75,894) (32,046) (1,235) (15,944) (1,523) (128,199) (11,962) (51,701) (36,860) (34,294) (81,731) (90,135) (1,106,040)
Pérdidas en Cambio (574) (11,911) - (2,438) - - (3,176) - (302) (845) (120) (3,269) (231) - (4,328) (351) (27,545)
Depósitos Reajustables (424) (3,893) (7,167) (1,631) - - - (2,654) - 1 - - (254) - - - (16,022)
Fdo.Seg.Dep.+ Otros (21,921) (20,907) (50,085) (40,423) (6,897) (1,158) (238) (279) (2) (14,321) (1,450) (230) (1,246) (6,071) (1,605) (3,201) (170,034)
RESULTADO FINANCIERO 745,816 269,399 1,484,233 698,814 124,239 202,401 31,679 37,655 4,146 373,953 84,978 65,109 60,390 72,241 90,028 114,815 4,459,896
PROVISION COLOCACIONES (402,251) (28,434) (539,270) (161,238) (26,438) (31,580) (11,940) (3,179) (488) (81,689) (29,613) (27,078) (11,447) (43,591) (18,334) (17,565) (1,434,135)
- Provisión/Créditos Directos (402,251) (28,434) (539,270) (161,238) (26,438) (31,580) (11,940) (3,179) (488) (81,689) (29,613) (27,078) (11,447) (43,591) (18,334) (17,565) (1,434,135)
RESULT. FINANC NETO 343,565 240,965 944,963 537,576 97,801 170,821 19,739 34,476 3,658 292,264 55,365 38,031 48,943 28,650 71,694 97,250 3,025,761
OTROS INGRESOS 293,103 69,796 164,869 280,025 11,654 30,645 31,490 2,843 12 128,514 9,056 15,707 8,354 81,140 31,933 72,071 1,231,212
OTROS GASTOS (598,696) (306,020) (1,015,936) (789,264) (96,306) (163,504) (44,143) (39,480) (9,941) (399,895) (61,658) (52,003) (54,625) (112,758) (109,823) (159,084) (4,013,136)
Gastos de Personal + Directorio (199,469) (91,878) (413,806) (242,735) (37,802) (67,182) (21,055) (25,600) (6,107) (116,578) (21,724) (18,064) (21,737) (40,039) (36,353) (45,029) (1,405,158)
Gastos Generales (222,364) (124,834) (457,022) (331,872) (40,505) (71,982) (14,219) (11,346) (2,915) (164,467) (31,530) (24,446) (26,617) (47,421) (47,138) (59,716) (1,678,394)
Depreciación + Amortización (62,328) (43,535) (105,138) (124,919) (10,440) (10,515) (3,749) (2,158) (774) (35,929) (3,966) (4,889) (4,757) (16,549) (14,331) (24,868) (468,845)
Varios (114,535) (45,773) (39,970) (89,738) (7,559) (13,825) (5,120) (376) (145) (82,921) (4,438) (4,604) (1,514) (8,749) (12,001) (29,471) (460,739)
UTILIDAD ANTES IMPTO RENTA 37,972 4,741 93,896 28,337 13,149 37,962 7,086 (2,161) (6,271) 20,883 2,763 1,735 2,672 (2,968) (6,196) 10,237 243,837
Impuesto a la Renta - - (3,393) - (2,520) (12,807) (7) (1,000) (20) (941) - - - - - - (20,688)
Resultado x Exposición Inflación-REI (15,113) (1,377) (20,318) 9,109 (1,267) 7,281 (1,653) 86 (848) (12,936) (2,316) (925) (1,889) (511) 619 (1,469) (43,527)
Ingr./(Cargas) Extraordinarias -
Jorge Romani Page 2
Ph: +51(1)919-8252 romani@terra.com.pe 1/29/2011 SFN-1200 /SFN1200

3. DATA ENTER PERU December 31, 2000
Commercial Banking System 000 Constant Nuevos Soles
UTILIDAD/ (PERD) NETA 22,859 3,364 70,185 37,446 9,362 32,436 5,426 (3,075) (7,139) 7,006 447 810 783 (3,479) (5,577) 8,768 179,622
Activos + Cred.Contg.x Riesgo 8.40 8.00 8.10 7.60 9.10 5.30 5.20 4.50 1.90 8.60 9.00 7.60 7.10 7.20 8.00 10.80 7.28
Jorge Romani Page 3
Ph: +51(1)919-8252 romani@terra.com.pe 1/29/2011 SFN-1200 /SFN1200