Digital Currency & Financial Inclusion in AfricaAfrican DCA
Digital currency and digital currency protocols combine enable financial inclusion efforts tremendously. They democratize finance by empowering everyone and anyone financially.
Africa is well poised to leapfrog.
Blockchain-based shared ownership of City Platform CooperativesDigitalTown, Inc
Discussion of how citizens can locally own Platform Cooperatives to power thriving, sovereign local communities. Presented at Smart City Expo - Barcelona, November 15, 2017 by Mike Cartwright, CTO DigitalTown.
Will blockchain change the way we do bankingPravin Raundal
Commodity based, politically based, and now, math-based. The physical appearance of money in any form is a satisfactory sight, holy contentment. But the changing technology demands this satisfaction to shift the gear in every decade or so.
http://bit.ly/2lu3ik2
Digital Currency & Financial Inclusion in AfricaAfrican DCA
Digital currency and digital currency protocols combine enable financial inclusion efforts tremendously. They democratize finance by empowering everyone and anyone financially.
Africa is well poised to leapfrog.
Blockchain-based shared ownership of City Platform CooperativesDigitalTown, Inc
Discussion of how citizens can locally own Platform Cooperatives to power thriving, sovereign local communities. Presented at Smart City Expo - Barcelona, November 15, 2017 by Mike Cartwright, CTO DigitalTown.
Will blockchain change the way we do bankingPravin Raundal
Commodity based, politically based, and now, math-based. The physical appearance of money in any form is a satisfactory sight, holy contentment. But the changing technology demands this satisfaction to shift the gear in every decade or so.
http://bit.ly/2lu3ik2
Why banks are looking for blockchain based payment systems Blockchain Council
Blockchain is the next revolution in banking. In this article, we look at how banks are planning to use blockchain systems in their operations. Click below to know more
Marek Olsewski, co-founder of Celo, talks on the past and the future of stablecoins including what key features will be important in the future.
This talk was given at the DeFi Summit May 2, 2020 by Marek Olszweski.
Crypto Coinference 2019 - IBM Blockchain World Wire: the new normal in global...Crypto Coinference
Speaker: Pietro Lanza, General Manager Intesa IBM, Blockchain Director IBM Italy
We are at the leading edge of blockchain for business, founded on partnership and trusted networks: from global trade and supply chain, food waste and food safety, trusted identity, healthcare, insurance and now financial services. Today, there are hundreds of trillions of dollars flowing across borders every year. It is inclusive of global trade and commerce of all kinds, post-trade settlement of equities markets, people buying and selling shares of stock, etc. What if all those exchanges could be streamlined with Blockchain? The next standard should be Universal Payments – which will alleviate all of the friction from yesterday’s archaic systems.
The machine age has already begun. Traditional payment systems were built for people, not machines. IOTA is a promising platform for efficient M2M payments and the machine age. There are several interesting IOTA ecosystem projects and rapidly growing patent applications. The crypto currency IOTA is still a very risky investment, but with great potential. The IOTA Foundation should focus on projects and activities that keep an eye on the growth of M2M / IoT payments and volumes.
Crypto Coinference 2019 - Utrust: the challenges of a crypto payment platform.Crypto Coinference
Speaker: Martinho Aragão, Product Manager at Utrust
Building a payment solution for the money of tomorrow is a vision in itself. To connect all sorts of e-commerce merchants to buyers in the crypto world, all while keeping it business as usual, a company has to leverage the blockchain alongside traditional financial services. As such, we’ll navigate the journey of Utrust to make that vision a reality by exploring both sides of the equation.
The infographic "Blockchain for Business: How the blockchain will revolutionize the way companies operate" by Casaleggio Associati describes and analyzes system functionalities, business applications and strategic spots linked to this technology.
The infographic has been realized to support the research "Blockchain for Business: How the blockchain will revolutionise the way companies operate" for the third edition of the conference “THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES”, was held in Milan in November 2018.
The conference “The Digital Future of Business between Companies” is an important occasion for meeting, networking and update for e-commerce operators, and companies interested in learning about the opportunities offered by internet and digital services for their industry.
The Qoin mission is to enable a global commercial digital currency
that empowers millions of Sellers to trade their goods & services
with Buyers around the world.
In order to develop the economic condition of India, the issues associated with international payments must be solved by the government. The solution of this problem is to adopt digital currencies and blockchain technology for effective and affordable payments.
A two-tier model for CBDC would empower public-private partnerships and enable Digital Cash to be designed by central banks but distributed by commercial FI’s. Digital currencies, denominated in the domestic unit of account, would be privately issued and managed, although fully backed with central bank reserves and monitored centrally.
Why banks are looking for blockchain based payment systems Blockchain Council
Blockchain is the next revolution in banking. In this article, we look at how banks are planning to use blockchain systems in their operations. Click below to know more
Marek Olsewski, co-founder of Celo, talks on the past and the future of stablecoins including what key features will be important in the future.
This talk was given at the DeFi Summit May 2, 2020 by Marek Olszweski.
Crypto Coinference 2019 - IBM Blockchain World Wire: the new normal in global...Crypto Coinference
Speaker: Pietro Lanza, General Manager Intesa IBM, Blockchain Director IBM Italy
We are at the leading edge of blockchain for business, founded on partnership and trusted networks: from global trade and supply chain, food waste and food safety, trusted identity, healthcare, insurance and now financial services. Today, there are hundreds of trillions of dollars flowing across borders every year. It is inclusive of global trade and commerce of all kinds, post-trade settlement of equities markets, people buying and selling shares of stock, etc. What if all those exchanges could be streamlined with Blockchain? The next standard should be Universal Payments – which will alleviate all of the friction from yesterday’s archaic systems.
The machine age has already begun. Traditional payment systems were built for people, not machines. IOTA is a promising platform for efficient M2M payments and the machine age. There are several interesting IOTA ecosystem projects and rapidly growing patent applications. The crypto currency IOTA is still a very risky investment, but with great potential. The IOTA Foundation should focus on projects and activities that keep an eye on the growth of M2M / IoT payments and volumes.
Crypto Coinference 2019 - Utrust: the challenges of a crypto payment platform.Crypto Coinference
Speaker: Martinho Aragão, Product Manager at Utrust
Building a payment solution for the money of tomorrow is a vision in itself. To connect all sorts of e-commerce merchants to buyers in the crypto world, all while keeping it business as usual, a company has to leverage the blockchain alongside traditional financial services. As such, we’ll navigate the journey of Utrust to make that vision a reality by exploring both sides of the equation.
The infographic "Blockchain for Business: How the blockchain will revolutionize the way companies operate" by Casaleggio Associati describes and analyzes system functionalities, business applications and strategic spots linked to this technology.
The infographic has been realized to support the research "Blockchain for Business: How the blockchain will revolutionise the way companies operate" for the third edition of the conference “THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES”, was held in Milan in November 2018.
The conference “The Digital Future of Business between Companies” is an important occasion for meeting, networking and update for e-commerce operators, and companies interested in learning about the opportunities offered by internet and digital services for their industry.
The Qoin mission is to enable a global commercial digital currency
that empowers millions of Sellers to trade their goods & services
with Buyers around the world.
In order to develop the economic condition of India, the issues associated with international payments must be solved by the government. The solution of this problem is to adopt digital currencies and blockchain technology for effective and affordable payments.
A two-tier model for CBDC would empower public-private partnerships and enable Digital Cash to be designed by central banks but distributed by commercial FI’s. Digital currencies, denominated in the domestic unit of account, would be privately issued and managed, although fully backed with central bank reserves and monitored centrally.
The Future of Finance: Examining FinTech Application Examples.pdfBoTree Technologies
The article explores the future of finance through the lens of FinTech application examples. It discusses how FinTech is transforming the financial industry by using innovative technologies such as artificial intelligence, blockchain, and big data analytics. The article provides several real-world examples of FinTech applications, including digital wallets, robo-advisors, peer-to-peer lending platforms, and mobile payment solutions. It also examines the impact of FinTech on various financial sectors, such as banking, insurance, and wealth management, and highlights the benefits and challenges associated with its adoption.
https://www.botreetechnologies.com/blog/fintech-application-examples/
5 Ways Digital Currency is Revolutionizing the Financial World.docxSurendra Gusain
Digital currency is a term that is familiar to some people and unfamiliar to others. But if you aren’t aware of it, you must get familiar with it because it has the potential to change our view on money. The recent rise in Ethereum (ETH), Bitcoin (BTC), and various other cryptocurrencies that exist in digital format only, has led global national banks to research the working of these national digital currencies. So, in today’s blog, we will shed light on the topic “5 Ways Digital Currency is Revolutionizing the Financial World” So, without wasting further time let’s get started!!
Top European Fintech Startups You Must KnowMint2Save1
Fintech is also known as financial technology. The term Fintech includes a massive range of products, business models and techniques that are transforming the financial services industry.
Want to learn more about finance and related technology visit: https://mint2save.com/
How to Accept Bitcoins and Any Type of Credit Card from anyone in the world?KANNAN RENGARAJAN
Review of Mobile Payments Platforms created by Circle Plus Payments. Learn as a small business owner how to process payments without contracts and without paying fees! visit www.circlepluspay.com
DigiPay.guru is boosting the digital revolution by helping startups and enterprises to digitize their business with its top-notch digital payment solutions.
2020's Most Trusted Payment and Card Solutions Providers May2020 - InsightsSu...Merry D'souza
2020’s Most Trusted Payment and Card Solution Providers that are fuelling the digital economy and making sure that millions of transactions being carried out across the globe are safe and secure.
SAP Sapphire 2024 - ASUG301 building better apps with SAP Fiori.pdfPeter Spielvogel
Building better applications for business users with SAP Fiori.
• What is SAP Fiori and why it matters to you
• How a better user experience drives measurable business benefits
• How to get started with SAP Fiori today
• How SAP Fiori elements accelerates application development
• How SAP Build Code includes SAP Fiori tools and other generative artificial intelligence capabilities
• How SAP Fiori paves the way for using AI in SAP apps
GridMate - End to end testing is a critical piece to ensure quality and avoid...ThomasParaiso2
End to end testing is a critical piece to ensure quality and avoid regressions. In this session, we share our journey building an E2E testing pipeline for GridMate components (LWC and Aura) using Cypress, JSForce, FakerJS…
Communications Mining Series - Zero to Hero - Session 1DianaGray10
This session provides introduction to UiPath Communication Mining, importance and platform overview. You will acquire a good understand of the phases in Communication Mining as we go over the platform with you. Topics covered:
• Communication Mining Overview
• Why is it important?
• How can it help today’s business and the benefits
• Phases in Communication Mining
• Demo on Platform overview
• Q/A
Observability Concepts EVERY Developer Should Know -- DeveloperWeek Europe.pdfPaige Cruz
Monitoring and observability aren’t traditionally found in software curriculums and many of us cobble this knowledge together from whatever vendor or ecosystem we were first introduced to and whatever is a part of your current company’s observability stack.
While the dev and ops silo continues to crumble….many organizations still relegate monitoring & observability as the purview of ops, infra and SRE teams. This is a mistake - achieving a highly observable system requires collaboration up and down the stack.
I, a former op, would like to extend an invitation to all application developers to join the observability party will share these foundational concepts to build on:
GDG Cloud Southlake #33: Boule & Rebala: Effective AppSec in SDLC using Deplo...James Anderson
Effective Application Security in Software Delivery lifecycle using Deployment Firewall and DBOM
The modern software delivery process (or the CI/CD process) includes many tools, distributed teams, open-source code, and cloud platforms. Constant focus on speed to release software to market, along with the traditional slow and manual security checks has caused gaps in continuous security as an important piece in the software supply chain. Today organizations feel more susceptible to external and internal cyber threats due to the vast attack surface in their applications supply chain and the lack of end-to-end governance and risk management.
The software team must secure its software delivery process to avoid vulnerability and security breaches. This needs to be achieved with existing tool chains and without extensive rework of the delivery processes. This talk will present strategies and techniques for providing visibility into the true risk of the existing vulnerabilities, preventing the introduction of security issues in the software, resolving vulnerabilities in production environments quickly, and capturing the deployment bill of materials (DBOM).
Speakers:
Bob Boule
Robert Boule is a technology enthusiast with PASSION for technology and making things work along with a knack for helping others understand how things work. He comes with around 20 years of solution engineering experience in application security, software continuous delivery, and SaaS platforms. He is known for his dynamic presentations in CI/CD and application security integrated in software delivery lifecycle.
Gopinath Rebala
Gopinath Rebala is the CTO of OpsMx, where he has overall responsibility for the machine learning and data processing architectures for Secure Software Delivery. Gopi also has a strong connection with our customers, leading design and architecture for strategic implementations. Gopi is a frequent speaker and well-known leader in continuous delivery and integrating security into software delivery.
Sudheer Mechineni, Head of Application Frameworks, Standard Chartered Bank
Discover how Standard Chartered Bank harnessed the power of Neo4j to transform complex data access challenges into a dynamic, scalable graph database solution. This keynote will cover their journey from initial adoption to deploying a fully automated, enterprise-grade causal cluster, highlighting key strategies for modelling organisational changes and ensuring robust disaster recovery. Learn how these innovations have not only enhanced Standard Chartered Bank’s data infrastructure but also positioned them as pioneers in the banking sector’s adoption of graph technology.
Epistemic Interaction - tuning interfaces to provide information for AI supportAlan Dix
Paper presented at SYNERGY workshop at AVI 2024, Genoa, Italy. 3rd June 2024
https://alandix.com/academic/papers/synergy2024-epistemic/
As machine learning integrates deeper into human-computer interactions, the concept of epistemic interaction emerges, aiming to refine these interactions to enhance system adaptability. This approach encourages minor, intentional adjustments in user behaviour to enrich the data available for system learning. This paper introduces epistemic interaction within the context of human-system communication, illustrating how deliberate interaction design can improve system understanding and adaptation. Through concrete examples, we demonstrate the potential of epistemic interaction to significantly advance human-computer interaction by leveraging intuitive human communication strategies to inform system design and functionality, offering a novel pathway for enriching user-system engagements.
Essentials of Automations: The Art of Triggers and Actions in FMESafe Software
In this second installment of our Essentials of Automations webinar series, we’ll explore the landscape of triggers and actions, guiding you through the nuances of authoring and adapting workspaces for seamless automations. Gain an understanding of the full spectrum of triggers and actions available in FME, empowering you to enhance your workspaces for efficient automation.
We’ll kick things off by showcasing the most commonly used event-based triggers, introducing you to various automation workflows like manual triggers, schedules, directory watchers, and more. Plus, see how these elements play out in real scenarios.
Whether you’re tweaking your current setup or building from the ground up, this session will arm you with the tools and insights needed to transform your FME usage into a powerhouse of productivity. Join us to discover effective strategies that simplify complex processes, enhancing your productivity and transforming your data management practices with FME. Let’s turn complexity into clarity and make your workspaces work wonders!
UiPath Test Automation using UiPath Test Suite series, part 4DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 4. In this session, we will cover Test Manager overview along with SAP heatmap.
The UiPath Test Manager overview with SAP heatmap webinar offers a concise yet comprehensive exploration of the role of a Test Manager within SAP environments, coupled with the utilization of heatmaps for effective testing strategies.
Participants will gain insights into the responsibilities, challenges, and best practices associated with test management in SAP projects. Additionally, the webinar delves into the significance of heatmaps as a visual aid for identifying testing priorities, areas of risk, and resource allocation within SAP landscapes. Through this session, attendees can expect to enhance their understanding of test management principles while learning practical approaches to optimize testing processes in SAP environments using heatmap visualization techniques
What will you get from this session?
1. Insights into SAP testing best practices
2. Heatmap utilization for testing
3. Optimization of testing processes
4. Demo
Topics covered:
Execution from the test manager
Orchestrator execution result
Defect reporting
SAP heatmap example with demo
Speaker:
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
PHP Frameworks: I want to break free (IPC Berlin 2024)Ralf Eggert
In this presentation, we examine the challenges and limitations of relying too heavily on PHP frameworks in web development. We discuss the history of PHP and its frameworks to understand how this dependence has evolved. The focus will be on providing concrete tips and strategies to reduce reliance on these frameworks, based on real-world examples and practical considerations. The goal is to equip developers with the skills and knowledge to create more flexible and future-proof web applications. We'll explore the importance of maintaining autonomy in a rapidly changing tech landscape and how to make informed decisions in PHP development.
This talk is aimed at encouraging a more independent approach to using PHP frameworks, moving towards a more flexible and future-proof approach to PHP development.
Threats to mobile devices are more prevalent and increasing in scope and complexity. Users of mobile devices desire to take full advantage of the features
available on those devices, but many of the features provide convenience and capability but sacrifice security. This best practices guide outlines steps the users can take to better protect personal devices and information.
Alt. GDG Cloud Southlake #33: Boule & Rebala: Effective AppSec in SDLC using ...James Anderson
Effective Application Security in Software Delivery lifecycle using Deployment Firewall and DBOM
The modern software delivery process (or the CI/CD process) includes many tools, distributed teams, open-source code, and cloud platforms. Constant focus on speed to release software to market, along with the traditional slow and manual security checks has caused gaps in continuous security as an important piece in the software supply chain. Today organizations feel more susceptible to external and internal cyber threats due to the vast attack surface in their applications supply chain and the lack of end-to-end governance and risk management.
The software team must secure its software delivery process to avoid vulnerability and security breaches. This needs to be achieved with existing tool chains and without extensive rework of the delivery processes. This talk will present strategies and techniques for providing visibility into the true risk of the existing vulnerabilities, preventing the introduction of security issues in the software, resolving vulnerabilities in production environments quickly, and capturing the deployment bill of materials (DBOM).
Speakers:
Bob Boule
Robert Boule is a technology enthusiast with PASSION for technology and making things work along with a knack for helping others understand how things work. He comes with around 20 years of solution engineering experience in application security, software continuous delivery, and SaaS platforms. He is known for his dynamic presentations in CI/CD and application security integrated in software delivery lifecycle.
Gopinath Rebala
Gopinath Rebala is the CTO of OpsMx, where he has overall responsibility for the machine learning and data processing architectures for Secure Software Delivery. Gopi also has a strong connection with our customers, leading design and architecture for strategic implementations. Gopi is a frequent speaker and well-known leader in continuous delivery and integrating security into software delivery.
GraphSummit Singapore | The Art of the Possible with Graph - Q2 2024Neo4j
Neha Bajwa, Vice President of Product Marketing, Neo4j
Join us as we explore breakthrough innovations enabled by interconnected data and AI. Discover firsthand how organizations use relationships in data to uncover contextual insights and solve our most pressing challenges – from optimizing supply chains, detecting fraud, and improving customer experiences to accelerating drug discoveries.
Securing your Kubernetes cluster_ a step-by-step guide to success !KatiaHIMEUR1
Today, after several years of existence, an extremely active community and an ultra-dynamic ecosystem, Kubernetes has established itself as the de facto standard in container orchestration. Thanks to a wide range of managed services, it has never been so easy to set up a ready-to-use Kubernetes cluster.
However, this ease of use means that the subject of security in Kubernetes is often left for later, or even neglected. This exposes companies to significant risks.
In this talk, I'll show you step-by-step how to secure your Kubernetes cluster for greater peace of mind and reliability.
2. Emerging markets love mobile money
When mobile money first
came into the scene in
2006, it was touted as a
game changer due to it’s
ability to allow users
access to financial
services over the mobile
phone.
Sources: GSM Association, Simone di Castri and Lara Gidvani
4. Solution?
What is the problem?
Digital money is a nascent and rapidly growing industry. Despite this,
there is no service that allows local users to safely store, manage and
spend their digital money.
Mobile money brings great benefits however transaction fees still
remain a problem being as high as 4-8% Bitsoko aims to bring fees as
low as 0.5%
High Fees
No Alternative Solutions
Bitsoko extends mobile money benefits by reducing transaction fees by up to 4000x, transaction
times as low as 30 seconds and minimum transaction amounts to as little as Ksh 5/= while at the
same time providing better security and greater transparency.
5. By ensuring inter-currency-operability, bitsoko
will help you manage your digital money.
Whether bitcoins, altcoins or government
issued digital money, bitsoko will conveniently
replace your leather wallet.
Enable you transact amount as small as 5 Ksh
and pay transaction fees as little as 10 cents
View statistics and spending history to help you
keep track of and better manage your money.
Access even more financial and payment
services directly from your mobile application.
Our solutions
6. INSTANT TRANSACTIONS
Bitsoko users will not need to wait whenever they make
a purchase since merchant payments are instant.
Our advantages
EASILY SCALABLE
Users are able to transact in
any country with mobile
money or banking systems.
VERY SECURE
Bitsoko offers a secure
way to transact since
your money, however
small cannot be stolen.
7. $ 12
Billion
Market
Value
The market
Market opportunity
Currently digital money is a 12
billion dollar market world wide.
In Kenya digital money remittances
are expected to cross 690 million
dollars by end of this year. Of this,
over 0.6 million USD will be done
exclusively through digital money.
Locally, digital money users have
grown from about 120 since 2013 to
over 800 at present.
Ksh 50
Million
Local market
value
Over 800
users locally
8. Product overview
Bitsoko is a suite of digital
money management tools for
users and merchants trading
in digital money.
A mobile application for users to easily
store, manage and spend
their digital money
A device agnostic application for
merchants that provides POS terminal
services for transactions done in digital
currencies.
9. Bitsoko New age for mobile finance | Bitcoin wallet for Africa
team@bitsoko.co.ke
twitter.com/bitsoko_ke
facebook.com/bitsoko
Bitsoko.co.ke