This document summarizes a report on inclusive support for women in enterprise. It recommends that the government build an evidence base on business diversity by collecting data on diversity from government procurement processes, the VAT register, and Local Enterprise Partnerships. It also recommends requiring LEPs to appoint diverse directors and develop strategies to engage diverse businesses. Further, it suggests communicating support services inclusively and linking women entrepreneurs to non-government resources like mentoring and alternative finance through an online tool. These low-cost recommendations aim to promote a more diverse and successful business community.
The document discusses localization of resources in South Africa to address unemployment. It defines localization as allocating resources within a particular place to develop local economies and create jobs. Localizing communication industries by creating local television and radio stations, and localizing finance by establishing local development banks in every municipality can transform local businesses and strengthen local economies. Localizing resources non-racially, as democracy intends, will enable more equitable socioeconomic development compared to past policies of exclusive localization under apartheid.
This document outlines South Africa's national strategy for promoting entrepreneurship and small enterprises. It aims to 1) ensure better integration and coordination of support programs, 2) encourage greater private sector participation, and 3) provide support across the entire entrepreneurial process from pre-startup to growth. The strategy emphasizes integrating efforts across different levels and sectors of government as well as with private partners. It also focuses on improving support for designated groups and regions through targeted programs and financing. The core goal remains to foster an enabling environment for small businesses to start and thrive through expanded access to information, training, markets and financing.
Brief overview of challenges and developments in the countries of the Easter...Valya Chudovskaya
Brief overview of challenges and developments in the countries of the Eastern Partner region – advancing the women's entrepreneurship policy and practice
Research report impact of multiple taxationJawad Ahmed
Small and medium scale refer as wholesaler and retailers. The study is for finding that taxation may impact or not on these scales. Statement of hypothesis is also stated in this at 2.1 you can see.
Declining Entrepreneurship and Business Dynamism in the United StatesIan Hathaway
This presentation covers the fairly recent discovery of declining business dynamism and new firm formation in the United States, occurring over a three-decade period in essentially all corners of the economy. It was delivered to an audience at the OECD's Directorate for Science, Technology and Innovation in Paris.
This document discusses entrepreneurship and its importance for economic growth. It makes several key points:
1) Entrepreneurship, especially from new and young businesses, is a major driver of job creation. A small number of high-growth startups create most new jobs.
2) Startups spur innovation through commercializing new technologies and ideas. They also improve productivity by increasing competition and reallocating resources to more efficient firms.
3) Cities with higher rates of entrepreneurship experience greater GDP and job growth over time. Supporting entrepreneurs is important for long-term economic prosperity at the local level.
4) To improve a startup community, leaders should take a bottom-up approach focused on
The document discusses localization of resources in South Africa to address unemployment. It defines localization as allocating resources within a particular place to develop local economies and create jobs. Localizing communication industries by creating local television and radio stations, and localizing finance by establishing local development banks in every municipality can transform local businesses and strengthen local economies. Localizing resources non-racially, as democracy intends, will enable more equitable socioeconomic development compared to past policies of exclusive localization under apartheid.
This document outlines South Africa's national strategy for promoting entrepreneurship and small enterprises. It aims to 1) ensure better integration and coordination of support programs, 2) encourage greater private sector participation, and 3) provide support across the entire entrepreneurial process from pre-startup to growth. The strategy emphasizes integrating efforts across different levels and sectors of government as well as with private partners. It also focuses on improving support for designated groups and regions through targeted programs and financing. The core goal remains to foster an enabling environment for small businesses to start and thrive through expanded access to information, training, markets and financing.
Brief overview of challenges and developments in the countries of the Easter...Valya Chudovskaya
Brief overview of challenges and developments in the countries of the Eastern Partner region – advancing the women's entrepreneurship policy and practice
Research report impact of multiple taxationJawad Ahmed
Small and medium scale refer as wholesaler and retailers. The study is for finding that taxation may impact or not on these scales. Statement of hypothesis is also stated in this at 2.1 you can see.
Declining Entrepreneurship and Business Dynamism in the United StatesIan Hathaway
This presentation covers the fairly recent discovery of declining business dynamism and new firm formation in the United States, occurring over a three-decade period in essentially all corners of the economy. It was delivered to an audience at the OECD's Directorate for Science, Technology and Innovation in Paris.
This document discusses entrepreneurship and its importance for economic growth. It makes several key points:
1) Entrepreneurship, especially from new and young businesses, is a major driver of job creation. A small number of high-growth startups create most new jobs.
2) Startups spur innovation through commercializing new technologies and ideas. They also improve productivity by increasing competition and reallocating resources to more efficient firms.
3) Cities with higher rates of entrepreneurship experience greater GDP and job growth over time. Supporting entrepreneurs is important for long-term economic prosperity at the local level.
4) To improve a startup community, leaders should take a bottom-up approach focused on
This document discusses community-based entrepreneurial activities. It defines community-based enterprises as entrepreneurial initiatives that enhance the quality of life and economic development of a particular region. The key characteristic is that assets belong to or are dedicated to the community, ensuring the enterprise is accountable to the community. Several studies are reviewed that examine how community-based entrepreneurship can empower marginalized groups and promote social upliftment by utilizing local cultural values and resources. However, challenges include a lack of community orientation in modern society and limited capacity. The document concludes that community entrepreneurship models may be appropriate for investing in essential infrastructure and services that require collaborative community efforts.
President Cyril Ramaphosa has reiterated the need to build both a strong developmental state and a fast growing private sector to achieve a world class economy.
2016 State of Women-Owned Businesses Executive ReportWBDC of Florida
This report analyzes trends in women-owned businesses in the US between 2007-2016. Some key findings include:
- The number of women-owned businesses grew 45% between 2007-2016, 5 times the national average growth rate of 9%. Employment in women-owned businesses grew 18% while overall employment declined 1%.
- Minority women-owned businesses saw the strongest growth, more than doubling in number. Nearly 80% of the 3.5 million net new women-owned businesses launched since 2007 were owned by women of color.
- The industries with the highest growth rates for women-owned businesses vary by ethnicity. For example, African American women are more likely to own hair/nail sal
The document outlines the Jamaica Labour Party's 10-point plan to promote economic growth and job creation in Jamaica. The key points of the plan include establishing a Ministry of Economic Growth and Job Creation, simplifying the tax system, investing in water infrastructure, listing state-owned enterprises on the stock exchange, supporting small and medium businesses, and reforming governance. The overall goals are to facilitate investment, foster public-private partnerships, minimize bureaucracy, and put Jamaica back on a path of robust economic growth and employment opportunities.
The document is the 2016 Budget Speech presented by Pravin Gordhan, Minister of Finance. It outlines the key priorities and proposals of the 2016 budget, which are guided by South Africa's National Development Plan. The budget aims to accelerate fiscal consolidation through expenditure cuts and tax increases, while also increasing funding for education, social grants, and responding to the drought. It emphasizes inclusive growth through support for small business, youth jobs, and partnerships between government, business, and civil society.
This document summarizes a report on the workforce development needs of immigrant small business owners and employees in Lowell, Massachusetts. It finds that small, minority-owned businesses play an important role in providing entry-level jobs and goods/services, but often offer low-skill, low-pay jobs without benefits or room for advancement. To address the needs of both employers and employees, the study surveyed employees and employers of immigrant small businesses in Lowell to identify training needs. It also conducted focus groups with community stakeholders. The report concludes that both employees and employers would benefit from training resources, but that barriers like costs and language need to be addressed. It recommends developing a customized workforce development model and building partnerships between community organizations and small businesses
The 2015 Koda Capital Non-Profit Sector ReviewDavid Knowles
The document provides an overview and analysis of the Australian non-profit sector. It summarizes that the sector is large, diverse, and growing, contributing an estimated $57.7 billion to GDP in 2012-13. While the sector has grown significantly, this growth has not been matched by equivalent increases in income or employment. It also notes that the top contributing subsectors are education/research and social services. In conclusion, it emphasizes that the sector faces ongoing challenges including increased reliance on government funding and pressures to demonstrate impact.
Black economic empowerment is a neccessity if povertycarlomalomane
Black economic empowerment (BEE) was implemented in South Africa to address economic inequalities and bring more black people into ownership, management, and control of the country's economy. BEE aims to combat unemployment and poverty through strategies like corporate social investment and programs to develop skills and infrastructure. Research shows more black representation in parliament and management since BEE. BEE has also achieved reducing homelessness and increasing employment by over 10% through such initiatives. While some argue BEE is just reversing apartheid or enables corruption, the government works to prevent abuse and BEE has proved an effective tool for social and economic transformation in South Africa.
Kenya has opportunities for investment and growth but lacks sufficient resources and bold entrepreneurs to develop all sectors. Empowering the middle class is key to driving economic and social welfare, as outlined in Kenya's Vision 2030, but this requires active participation. Education and employment opportunities for youth are important for sustainable growth, yet many areas lack schools and jobs. The government should focus on vocational training, subsidizing education, creating employment programs, and appointing more youth to leadership positions to empower future generations. Collaboration between all levels of leadership is also needed to address challenges like insecurity and build a foundation for self-realization.
The Small Business Economy - A Report to the PresidentBrian Bateman
This document is a report from the U.S. Small Business Administration (SBA) Office of Advocacy summarizing the state of small businesses in the U.S. economy in 2007. It covers topics such as the economic conditions small businesses faced, their access to financing, role in federal contracting, involvement in international trade, use of training programs, upcoming tax issues, and rates of new business creation. The report utilizes research from the SBA Office of Advocacy and outside contributors to assess how small firms performed and highlight ongoing policy concerns for small businesses.
With the General Elections coming up in April-May, political parties are drafting their manifestos taking into account the perspectives of all stakeholders, including industry. As Indian industry plays a vital role in nation-building, CII undertook a wide-ranging consultative process to prepare a suggested Election Manifesto for consideration of political parties, in the context of subdued GDP growth outlook.
The mission statement of CII’s Suggested Election Manifesto is to ‘Empower All Indians to Build an Inclusive, Developed and Secure Nation’.
We have subsequently had detailed interactions with several Political parties with our suggestions, for their consideration.
This issue of Policy Watch focuses on the suggested Election Manifesto for Political Parties.
The document discusses a trend of corporate executives moving into philanthropic careers as they seek more socially meaningful work, noting examples like Andrew Forrest and Simon McKeon. Research finds these career changers are motivated more by a desire to make an impact rather than prestige or money. The shift is helping boost innovative philanthropic approaches like social finance that aim to achieve both social and financial returns.
5 Megatrends That Will Accelerate Your BusinessVistage UK
Megatrends are changes that affect governments, societies and economies permanently over a long period of time. They drive other business trends in financial markets in terms of sales, growth and innovation.
National Business Convention Sept 2012Amanda Boyle
This is the slide deck to accompany my presentation to the Scottish National Business Convention in Sept 2012. Organised by the Federation of Small Businesses and the Scottish Council for Development & Industry, and hosted by RBS.
Facebook is introducing Pages, which are profiles for businesses, organizations, brands, or public figures to connect with Facebook users. The key aspects of Pages include:
1) Pages
This document contains a collection of phrases and short passages memorializing two individuals named Ariel Lara and Alex Sesma. The quotes touch on themes of happiness, believing in oneself, karma, smiling in difficult times, being true to oneself without caring what others think, not judging others, individuality, living freely without regrets, and the ephemeral nature of life.
Today's English language learning objectives include rewriting incorrect sentences, discussing the relationship between cause and effect in Romeo and Juliet, defining new vocabulary words from Act 3, and reading Act 3, Scene 4 of the play. The class will practice identifying causes and effects, including for important events in Romeo and Juliet so far, and will summarize the key events and themes from Act 3 using a word splash activity.
This document provides an overview and agenda for a Math 2 course. It outlines the course objectives which include number sense, patterns/functions/algebra, statistics/probability, and geometry/measurements. The agenda for the day is then presented, including setting goals, checking current understanding, and brainstorming places where math is used in the real world. Surveys are conducted to understand students' feelings about math and set individual goals. Students also show what math concepts they already know.
This document discusses how to build a private user access area in WordPress using custom post types, roles, and capabilities. It recommends installing plugins like User Access Manager and Capability Manager to create custom user groups, assign roles and capabilities to each group, and restrict access to specific content and functions. The process involves registering custom post types and taxonomies, creating roles to assign capabilities, and using templates and conditional statements to restrict access for different user groups.
A urinary tract infection (UTI) is an infection anywhere in the urinary tract that can cause symptoms like burning pain when urinating, cloudy or bloody urine, and low fever. UTIs are usually treated with antibiotics that must be taken as prescribed until finished to cure the infection. Chronic renal failure (CRF) is the slow loss of kidney function over time that causes symptoms like fatigue, itching, and nausea. A retrograde pyelogram uses dye to look for blockages in the urinary tract like kidney stones. Extracorporeal shock wave lithotripsy uses shock waves to break up kidney stones into smaller pieces that can pass through the urinary tract. Blood urea nitrogen (BUN
The document discusses different types of anesthesia used in medical procedures. It defines regional anesthesia as blocking pain to a larger part of the body through injection around nerves or the spinal cord, including peripheral nerve blocks and epidural/spinal anesthesia. Local anesthesia numbs a small body part with a direct injection. General anesthesia affects the brain and entire body, making the patient unconscious and unaware of pain during surgery. It also defines the suffix -esthesia as relating to sensation or feelings and provides hyperesthesia as an example, meaning increased sensitivity or very painful sensations to touch.
This document discusses community-based entrepreneurial activities. It defines community-based enterprises as entrepreneurial initiatives that enhance the quality of life and economic development of a particular region. The key characteristic is that assets belong to or are dedicated to the community, ensuring the enterprise is accountable to the community. Several studies are reviewed that examine how community-based entrepreneurship can empower marginalized groups and promote social upliftment by utilizing local cultural values and resources. However, challenges include a lack of community orientation in modern society and limited capacity. The document concludes that community entrepreneurship models may be appropriate for investing in essential infrastructure and services that require collaborative community efforts.
President Cyril Ramaphosa has reiterated the need to build both a strong developmental state and a fast growing private sector to achieve a world class economy.
2016 State of Women-Owned Businesses Executive ReportWBDC of Florida
This report analyzes trends in women-owned businesses in the US between 2007-2016. Some key findings include:
- The number of women-owned businesses grew 45% between 2007-2016, 5 times the national average growth rate of 9%. Employment in women-owned businesses grew 18% while overall employment declined 1%.
- Minority women-owned businesses saw the strongest growth, more than doubling in number. Nearly 80% of the 3.5 million net new women-owned businesses launched since 2007 were owned by women of color.
- The industries with the highest growth rates for women-owned businesses vary by ethnicity. For example, African American women are more likely to own hair/nail sal
The document outlines the Jamaica Labour Party's 10-point plan to promote economic growth and job creation in Jamaica. The key points of the plan include establishing a Ministry of Economic Growth and Job Creation, simplifying the tax system, investing in water infrastructure, listing state-owned enterprises on the stock exchange, supporting small and medium businesses, and reforming governance. The overall goals are to facilitate investment, foster public-private partnerships, minimize bureaucracy, and put Jamaica back on a path of robust economic growth and employment opportunities.
The document is the 2016 Budget Speech presented by Pravin Gordhan, Minister of Finance. It outlines the key priorities and proposals of the 2016 budget, which are guided by South Africa's National Development Plan. The budget aims to accelerate fiscal consolidation through expenditure cuts and tax increases, while also increasing funding for education, social grants, and responding to the drought. It emphasizes inclusive growth through support for small business, youth jobs, and partnerships between government, business, and civil society.
This document summarizes a report on the workforce development needs of immigrant small business owners and employees in Lowell, Massachusetts. It finds that small, minority-owned businesses play an important role in providing entry-level jobs and goods/services, but often offer low-skill, low-pay jobs without benefits or room for advancement. To address the needs of both employers and employees, the study surveyed employees and employers of immigrant small businesses in Lowell to identify training needs. It also conducted focus groups with community stakeholders. The report concludes that both employees and employers would benefit from training resources, but that barriers like costs and language need to be addressed. It recommends developing a customized workforce development model and building partnerships between community organizations and small businesses
The 2015 Koda Capital Non-Profit Sector ReviewDavid Knowles
The document provides an overview and analysis of the Australian non-profit sector. It summarizes that the sector is large, diverse, and growing, contributing an estimated $57.7 billion to GDP in 2012-13. While the sector has grown significantly, this growth has not been matched by equivalent increases in income or employment. It also notes that the top contributing subsectors are education/research and social services. In conclusion, it emphasizes that the sector faces ongoing challenges including increased reliance on government funding and pressures to demonstrate impact.
Black economic empowerment is a neccessity if povertycarlomalomane
Black economic empowerment (BEE) was implemented in South Africa to address economic inequalities and bring more black people into ownership, management, and control of the country's economy. BEE aims to combat unemployment and poverty through strategies like corporate social investment and programs to develop skills and infrastructure. Research shows more black representation in parliament and management since BEE. BEE has also achieved reducing homelessness and increasing employment by over 10% through such initiatives. While some argue BEE is just reversing apartheid or enables corruption, the government works to prevent abuse and BEE has proved an effective tool for social and economic transformation in South Africa.
Kenya has opportunities for investment and growth but lacks sufficient resources and bold entrepreneurs to develop all sectors. Empowering the middle class is key to driving economic and social welfare, as outlined in Kenya's Vision 2030, but this requires active participation. Education and employment opportunities for youth are important for sustainable growth, yet many areas lack schools and jobs. The government should focus on vocational training, subsidizing education, creating employment programs, and appointing more youth to leadership positions to empower future generations. Collaboration between all levels of leadership is also needed to address challenges like insecurity and build a foundation for self-realization.
The Small Business Economy - A Report to the PresidentBrian Bateman
This document is a report from the U.S. Small Business Administration (SBA) Office of Advocacy summarizing the state of small businesses in the U.S. economy in 2007. It covers topics such as the economic conditions small businesses faced, their access to financing, role in federal contracting, involvement in international trade, use of training programs, upcoming tax issues, and rates of new business creation. The report utilizes research from the SBA Office of Advocacy and outside contributors to assess how small firms performed and highlight ongoing policy concerns for small businesses.
With the General Elections coming up in April-May, political parties are drafting their manifestos taking into account the perspectives of all stakeholders, including industry. As Indian industry plays a vital role in nation-building, CII undertook a wide-ranging consultative process to prepare a suggested Election Manifesto for consideration of political parties, in the context of subdued GDP growth outlook.
The mission statement of CII’s Suggested Election Manifesto is to ‘Empower All Indians to Build an Inclusive, Developed and Secure Nation’.
We have subsequently had detailed interactions with several Political parties with our suggestions, for their consideration.
This issue of Policy Watch focuses on the suggested Election Manifesto for Political Parties.
The document discusses a trend of corporate executives moving into philanthropic careers as they seek more socially meaningful work, noting examples like Andrew Forrest and Simon McKeon. Research finds these career changers are motivated more by a desire to make an impact rather than prestige or money. The shift is helping boost innovative philanthropic approaches like social finance that aim to achieve both social and financial returns.
5 Megatrends That Will Accelerate Your BusinessVistage UK
Megatrends are changes that affect governments, societies and economies permanently over a long period of time. They drive other business trends in financial markets in terms of sales, growth and innovation.
National Business Convention Sept 2012Amanda Boyle
This is the slide deck to accompany my presentation to the Scottish National Business Convention in Sept 2012. Organised by the Federation of Small Businesses and the Scottish Council for Development & Industry, and hosted by RBS.
Facebook is introducing Pages, which are profiles for businesses, organizations, brands, or public figures to connect with Facebook users. The key aspects of Pages include:
1) Pages
This document contains a collection of phrases and short passages memorializing two individuals named Ariel Lara and Alex Sesma. The quotes touch on themes of happiness, believing in oneself, karma, smiling in difficult times, being true to oneself without caring what others think, not judging others, individuality, living freely without regrets, and the ephemeral nature of life.
Today's English language learning objectives include rewriting incorrect sentences, discussing the relationship between cause and effect in Romeo and Juliet, defining new vocabulary words from Act 3, and reading Act 3, Scene 4 of the play. The class will practice identifying causes and effects, including for important events in Romeo and Juliet so far, and will summarize the key events and themes from Act 3 using a word splash activity.
This document provides an overview and agenda for a Math 2 course. It outlines the course objectives which include number sense, patterns/functions/algebra, statistics/probability, and geometry/measurements. The agenda for the day is then presented, including setting goals, checking current understanding, and brainstorming places where math is used in the real world. Surveys are conducted to understand students' feelings about math and set individual goals. Students also show what math concepts they already know.
This document discusses how to build a private user access area in WordPress using custom post types, roles, and capabilities. It recommends installing plugins like User Access Manager and Capability Manager to create custom user groups, assign roles and capabilities to each group, and restrict access to specific content and functions. The process involves registering custom post types and taxonomies, creating roles to assign capabilities, and using templates and conditional statements to restrict access for different user groups.
A urinary tract infection (UTI) is an infection anywhere in the urinary tract that can cause symptoms like burning pain when urinating, cloudy or bloody urine, and low fever. UTIs are usually treated with antibiotics that must be taken as prescribed until finished to cure the infection. Chronic renal failure (CRF) is the slow loss of kidney function over time that causes symptoms like fatigue, itching, and nausea. A retrograde pyelogram uses dye to look for blockages in the urinary tract like kidney stones. Extracorporeal shock wave lithotripsy uses shock waves to break up kidney stones into smaller pieces that can pass through the urinary tract. Blood urea nitrogen (BUN
The document discusses different types of anesthesia used in medical procedures. It defines regional anesthesia as blocking pain to a larger part of the body through injection around nerves or the spinal cord, including peripheral nerve blocks and epidural/spinal anesthesia. Local anesthesia numbs a small body part with a direct injection. General anesthesia affects the brain and entire body, making the patient unconscious and unaware of pain during surgery. It also defines the suffix -esthesia as relating to sensation or feelings and provides hyperesthesia as an example, meaning increased sensitivity or very painful sensations to touch.
Crowdfunding is the biggest shift in financing for startups and small businesses since the advent of bank loans and credit cards. But all crowdfunding is not the same.
With no equity sacrifice, and the ability to build a market pre-revenue, rewards-based crowdfunding is a revolution possible only through the Internet and social media.
University of Hertfordshire
February 2013
Atlanta SEO Meetup - PPC Optimization LifecycleJason Prance
Please enjoy this copy of a presentation I made to the Atlanta SEO Meetup group about how to optimize your Google Adwords (PPC) campaigns and much more.
This document discusses medical terminology related to women's health. It defines a hysterectomy as the surgical removal of the uterus, sometimes along with the fallopian tubes and ovaries. The three main types of hysterectomy are total, sub-total, and radical. Hysterectomies are performed for various reasons like cancer, fibroids, endometriosis, or heavy bleeding. The document also outlines the three stages of labor as dilation, expulsion of the baby, and delivery of the placenta. Finally, it defines menopause as the period when a woman's ovaries stop producing eggs and menstruation ends, bringing about various symptoms.
Vancouver WordPress Meetup - WordPress 101designfaire
Matt Mullenweg released WordPress in 2003 as an open source software. WordPress now powers over 200 million websites worldwide and is maintained through an open source community. WordPress.com offers a hosted version of WordPress that is easy to use but limited, while WordPress.org allows for more customization through plugins and themes but requires installing and maintaining the software. The document then provides instructions on installing WordPress and an overview of common features like pages, posts, categories, themes, widgets, and plugins.
Farming Unicorns: Building Startup & Investor EcosystemsDave McClure
This document discusses building startup ecosystems and the 500 Startups investment strategy. It begins with Dave McClure's background in venture capital and entrepreneurship. It then discusses 500 Startups, which is a $250 million global seed fund and accelerator that has invested in over 1,600 companies across more than 20 countries. McClure outlines 500 Startups' strategy of making many small "moneyball" style bets on early stage startups. He believes this approach maximizes the chances of finding unicorns, or billion dollar companies, despite the high failure rate of startups. The document concludes by discussing the critical factors for building strong startup ecosystems and emphasizes the importance of fostering an entrepreneurial spirit.
Unsgsa address at unilevers post 2015 a new global partnership dinnerDr Lendy Spires
This document summarizes a speech given by Queen Maxima of the Netherlands at an event hosted by Unilever on public-private partnerships for development. The key points made in the speech are:
1) Public-private partnerships are needed to achieve both the MDGs and an ambitious post-2015 development agenda.
2) Financial inclusion cuts across many development issues by enabling things like government payments, loans, insurance and savings.
3) True development requires scaling up efforts beyond small programs to reach universality, which requires both the public and private sectors working together.
4) Analyzing issues of supply and demand is important for partnerships, such as ensuring stable infrastructure, regulations, affordable costs and products people
The economic and business case for global LGB&T inclusion.
Open For Business is a coalition of global companies making the case that inclusive, diverse societies are better for business and better for economic growth. The purpose of the coalition is to promote a positive business and economic case for equality of opportunity for everyone, all across the world.
They have published a comprehensive report, written by Brunswick partners, Jon Miller and Lucy Parker, which shows that successful businesses thrive in open, diverse and inclusive societies.
For more information visit: www.open-for-business.org
Open For Business - The economic & business case for global LGBT inclusionBrunswick Group
Open For Business is a coalition of global companies making the case that inclusive, diverse societies are better for business and better for economic growth. The purpose of the coalition is to promote a positive business and economic case for equality of opportunity for everyone, all across the world.
They have published a comprehensive report, written by Brunswick partners, Jon Miller and Lucy Parker, which shows that successful businesses thrive in open, diverse and inclusive societies.
For more information visit: www.open-for-business.org
The document discusses strategies for increasing participation of women and minority entrepreneurs in business incubators and accelerators, especially in the high-tech sector. It finds that while incubators and accelerators aim to support all entrepreneurs, women and minorities are underrepresented in participating and receiving support. The document outlines several barriers that prevent greater participation, such as a lack of role models and mentors, unconscious bias, cultural differences in networking and pitching, and a lack of childcare support. It provides recommendations for strategies incubators and accelerators can implement to become more inclusive and engage more women and minority entrepreneurs.
Aura Supports a Global Push for Financial Gender Equality with The Jeeranont & United Nation.
#womanempowerment,#unwoman,#aurawoman,#thejeeranontwoman,#womanthejeeranont,#ornusa,#ornusajeeranont,
Report : https://www.aurasolutioncompanylimited.com/…/aura-supports-…
Learn more : https://www.thejeeranont.com/culture-society
Young entrepreneurs are critical job creators in G20 countries, having generated nearly half of all new jobs in the past decade. Digital technologies are fueling entrepreneur innovation and competitiveness. However, barriers like access to funding, sustaining innovation, expanding internationally, and securing skills limit entrepreneurs' ability to scale up and create more jobs. If these barriers were removed, 10 million new youth jobs could be created through vibrant technology-enabled ecosystems supported by bridgemaking organizations and business-friendly policies.
Encouraging women entrepreneurs for jobs and development Women’s Entrepreneurship Development Today, more and more women entrepreneurs are starting businesses and they now account for a quarter to a third of all businesses in the formal economy worldwide. However, the great majority are very small or micro enterprises with little potential for growth. Otherwise, women entrepreneurs are under-represented in enterprises of all sizes, and the bigger the firm the less likely it is to be headed by a woman. Societal attitudes and social beliefs inhibit some women from even considering starting a business, while systemic barriers mean that many women entrepreneurs stay confined to very small businesses often operating in the informal economy. This not only limits their ability to earn an income for themselves and their families but restricts their full potential to contribute to socio-economic development and job creation. The World Bank’s World Development Report 2011 suggests that productivity could increase by as much as 25% in some countries if discriminatory barriers against women were removed. Removing these barriers, such as discriminatory property and inheritance laws, cultural practices, lack of access to formal financial institutions, and time constraints due to family and household responsibilities, will create greater opportunities for sustainable enterprises run by women. This in turn will contribute to women’s economic empowerment and gender equality as well as helping to generate sustainable growth and jobs. While removing barriers is essential, investment is equally vital. Investing in women is one of the most effective means of increasing equality and promoting inclusive and sustainable economic growth. Investments in women-specific programmes can have significant knock-on effects for development, since women generally spend more of their income on the health, education and well-being of their families and communities than men do. While targeted measures can bridge the gap for women, it is also essential to remove discriminatory aspects of economic and social policies and programmes that may impede women’s full participation in the economy and society.
This document discusses how financial advisors can better empower and serve women clients. It notes that women face unique financial hurdles and obstacles, but are increasingly earning more income and wealth. It provides tips for financial advisors, including recognizing gender differences, creating an action plan to engage female clients through content and events, and using a collaborative communication style that clearly links advice to women's goals and lifestyle needs. The overall aim is for advisors to better understand and meet the specific financial needs of women.
The document is a report from a task force on sustainable business models in health. It discusses three main points:
1) While progress has been made, more work is needed to meet health goals to reduce maternal and child mortality, and new partnerships are required between public and private sectors.
2) An emerging private health sector shows promise but also existing private healthcare must be supported to reach more of those in need across Africa, Asia, and Latin America.
3) The task force identifies the top barriers for health businesses as access to capital, creating demand, and incentives, and makes recommendations around incentives, investment, and ensuring an enabling environment.
1. The document discusses the meaning, need, and factors affecting entrepreneurship. It defines entrepreneurship as the process of designing, launching, and running a new business to generate profit, while bearing risks.
2. The need for entrepreneurship includes job creation, innovation, community development, integration of outsiders, and enhancing standards of living. Economic factors like capital, labor, raw materials, market, and infrastructure influence entrepreneurial development.
3. Social factors such as caste, family system, and values & beliefs also impact entrepreneurship by shaping people's basic norms and behaviors.
This document provides an overview and summary of a white paper titled "Power Women in FinTech Index: Bridging the Gender Gap". It begins with forewords from the organizations involved in producing the white paper - Innotribe, Digital Finance Institute, and Carlisle & Gallagher Consulting Group. It then provides statistics on the lack of gender diversity in financial services and technology industries. The document advocates for more gender diversity in FinTech, outlines recommendations, and recognizes over 400 women in FinTech. It argues that greater diversity will improve business performance and outcomes.
This document introduces the Power Women in FinTech Index, which aims to highlight gender diversity in the financial technology (FinTech) sector. It notes that while FinTech has potential to disrupt and democratize banking, reaching its full potential requires addressing the lack of gender diversity in leadership roles. The document provides an overview of research showing benefits of gender diversity for financial performance and innovation. It acknowledges some progress but argues more action is needed to fix the industry's gender imbalance and ensure all users' needs are met.
This document provides an overview and summary of a white paper titled "Power Women in FinTech Index: Bridging the Gender Gap". It discusses the lack of gender diversity in the financial technology (FinTech) sector based on research and interviews. Key points made include:
- Women are underrepresented in leadership roles in both financial institutions and technology companies. Improving gender diversity is important for developing inclusive products and solutions.
- The white paper aims to document the current state of gender diversity in FinTech, provide recommendations to improve it, and recognize women who have achieved leadership positions.
- Statistics presented show the disproportionately low representation of women in senior roles in banking, technology companies, and engineering fields. The business
CPA Congress Sydney 2015 - Day Two Wrap Up CPA Australia
Michael Blythe explored the economic opportunities and pressure points for Australia and other economies over the next five years. All forecasters expect continued Australian economic growth, though below average. Unemployment is peaking at just over 6%. The rise of middle income consumers in Asia is expected to reach 1.25 billion by 2020 and demand more goods and services. There is debate that potential GDP growth rates may be lower than the assumed 3.25%, which would mean less spare capacity and less need for policy stimulus.
EY : Baromètre 2013 de l'entrepreneuriat dans les pays du G20 #EY #G20Franck Sebag
Baromètre EY 2013 de l'entrepreneuriat dans les pays du G20
« La règle de trois »
L’entrepreneuriat, moteur de la croissance et de l’emploi
L’entrepreneuriat est clairement identifié dans tous les pays du G20 comme un levier incontournable pour relancer la croissance, ainsi que le montre la 2ème édition du Baromètre EY 2013 de l’entrepreneuriat* :
67% des emplois créés en 2012 dans les pays de l’UE l’ont été par des entrepreneurs ;
74% des entrepreneurs des pays du G20 affirment avoir recruté l’an passé grâce à la croissance qu’ils ont pu générer par l’innovation.
2013 The EY G20 Entrepreneurship Barometer 2013Steve Mondragon
The document is an executive summary of the EY G20 Entrepreneurship Barometer 2013, which analyzes and compares entrepreneurial ecosystems across G20 countries. Some key findings:
- The United States ranks first overall, followed by the United Kingdom and China. Australia, Canada, South Korea, and Germany also rank highly. Argentina and India rank in the bottom quartile.
- The United States leads in access to funding and entrepreneurship culture. Saudi Arabia tops tax and regulation while France leads in education and training. Russia provides the most coordinated support.
- Every G20 country excels in some areas but all need to improve support for entrepreneurs. Adopting other countries' successful policies and
This document summarizes a report on advancing women in business and management. It finds that while women's participation in the workforce has fueled global growth, they remain underrepresented in leadership. The "glass ceiling" preventing women from reaching top roles persists. However, companies that adopt measures to promote gender equality experience financial benefits. National employers' organizations and advocacy efforts can help companies utilize women's talents and break down barriers. Further progress requires addressing subtle biases and expanding support for women throughout their careers.
This document summarizes the methodology of a Global Entrepreneurship Week policy survey conducted in 2013. The survey collected 2,279 responses from entrepreneurs in 109 countries on their experiences with regulation, access to resources, and the entrepreneurial environment. It was disseminated through GEW host organizations and made available online in 17 languages. While responses were received from a wide range of countries, the sample was concentrated in a handful of larger countries. Smaller countries tended to have a higher proportional response rate relative to their total population size. The results will help inform policymakers about differences in entrepreneurial conditions between countries.
Ethnic Minority Businesses and Access to FinanceThink Ethnic
This document discusses barriers to accessing finance faced by ethnic minority businesses in the UK. It summarizes the current state of knowledge on the topic based on academic research and discussions with stakeholders. While there is no evidence of direct racial discrimination by banks, ethnic minority groups like Black African, Black Caribbean, Bangladeshi and Pakistani businesses appear to have more loan rejections than other groups. This could be due to factors like lack of collateral, poor credit histories, and language barriers rather than direct discrimination. The document outlines actions being taken by the government, banks, and others to improve access to finance for ethnic minority businesses through initiatives like research, mentorship programs, and increased transparency of lending data.
Similar to BIS-15-90_Inclusive_support_for_women_in_enterprise_The_Burt_report_final (20)
1. The Burt Report: Inclusive
Support for Women in
Enterprise
A report by Lorely Burt MP,
Government Ambassador for
Women in Enterprise
FEBRUARY 2015
2. The Burt Report: Inclusive Support for Women in Enterprise
Contents
Acknowledgements.............................................................................................................................. 3
Executive Summary ............................................................................................................................. 4
Introduction .......................................................................................................................................... 6
Recommendations ............................................................................................................................... 8
Conclusions........................................................................................................................................ 16
Appendices......................................................................................................................................... 17
Appendix 1:..................................................................................................................................... 17
Appendix 2:..................................................................................................................................... 18
Appendix 3:..................................................................................................................................... 20
2
3. The Burt Report: Inclusive Support for Women in Enterprise
Acknowledgements
So many people have given their time and energy to this report that it is almost invidious
to single individuals out (a full list is given in the appendices).
However, I would like to especially thank Sue Lawton MBE for being my enduring mentor
in the field of women’s enterprise, Sandra Pickering, Brand Strategy Consultant at
Opento, for her comments on the communications section, Professor Monder Ram for
suggestions on using Local Enterprise Partnerships (LEPs) more effectively and sharing
the excellent Enterprise & Diversity Alliance report with me, Professor Mark Hart for help
in drafting and Maggie O’Carroll from the Women’s Organisation for gathering together
experts from all sectors to give evidence.
Finally can I thank my (extremely) long-suffering staff Jack Williams and Laura Haddon
for their patience and enthusiasm and Jack especially for his redoubtable writing skills.
Any errors or misconceptions of course remain my own.
Lorely Burt MP, Government
Ambassador for Women in Enterprise
3
4. The Burt Report: Inclusive Support for Women in Enterprise
Executive Summary
Women’s entrepreneurship has great potential for growth, creating jobs and wealth while
reducing gender inequality.
In recent years the government has taken positive steps to make it easier to start and
grow a business, such as introducing Start Up Loans, the Enterprise Allowance and local
growth hubs.
It has created initiatives specifically to support women to start and grow their own
businesses, like the £1 million Women and Broadband Challenge Fund, £1.6 million to
support women in rural areas and a recent roadshow of mentoring events specifically for
potential and existing female entrepreneurs.
Building on this, the government should be explicit about its commitment to diverse
enterprise ownership1
. Gender-neutral and gender-specific services both have roles to
play but at all times the government should think, speak and act inclusively while
encouraging its suppliers to do so too.
To achieve this, the government should:
• Think inclusively:
o Build an evidence base: The first step to inclusive thinking. Collect data on
diversity using government procurement processes, the VAT Register and
LEPs’ local knowledge.
o Plan inclusively: Require LEPs to appoint directors from diverse backgrounds
and at all levels of decision-making, and require LEPs to develop a strategy for
engaging diverse businesses.
1
Diversity is a broad concept including ethnic minorities and other under-represented groups. It is beyond
the scope of this report to judge which under-represented groups (apart from women) the government
should target for support. Therefore the term ‘diversity’ is used here in a loose sense, potentially
encapsulating any under-represented groups which the government might wish to support.
4
5. The Burt Report: Inclusive Support for Women in Enterprise
• Break barriers:
o Speak inclusively: Break barriers between women entrepreneurs and
government support by communicating inclusively on the Great Business
website.
o Give diverse businesses diverse support: Break barriers between women
entrepreneurs and the services they need by using the My Business Support
online tool to link to non-government sources of assistance including
mentoring, networking, alternative finance, and do this in collaboration with
LEPs.
These proposals have been carefully chosen to be low cost and easy to deliver. They
build on the good work the government is already doing. By putting them into practice the
government has a good chance of continuing to raise women’s employment, creating
jobs and promoting a stronger, fairer economy.
They constitute a first step in a much longer road to achieving a truly diverse and
successful business base in the UK.
Anne Wilson, Managing Director,
Numill, manufacturers and reclamation
of specialist tools
5
6. The Burt Report: Inclusive Support for Women in Enterprise
Introduction
Women entrepreneurs are an under-utilised economic resource.
Women majority-own about one business in five2
and are a third less likely than men to
start a business3
.
This is not simply because women are making choices for a different ‘work-life balance’.
In late 2012, 2.4 million women who were not working said they wanted to, while 1.4
million working women said they wanted to work more hours4
.
Why does this matter?
Improving support for women entrepreneurs would raise employment and help many
women to achieve their aspirations.
Apart from matters of equality, choice, and self-fulfilment, more female participation in
entrepreneurship would reap big economic benefits. The European Institute for Gender
Equality argues that bringing in more women entrepreneurs would ‘increase the quantity
and quality of the business population’5
.
Women tend to bring different skills to the table, including
• Strong listening skills
• Greater empathy and patience
• Willingness to understand the perspectives of others when making decisions
• A longer term view promoting sustainability and talent development6
This manifests itself in real business success: better understanding of diverse customers;
combating groupthink; preparing for risk; and increasing returns on equity.
Research by the Women’s Business Council has estimate that there would be one million
more female entrepreneurs if women were setting up new businesses at the same rate
as men. Women’s businesses may have greater job-creation potential than men’s
because they tend to be more labour-intensive.
Research has found that raising the level of women’s employment to the same as men’s
could lift GDP by 10% by 20307
.
2
Enders, Alice & Enders, Claire, Women at Work in the UK, Enders Analysis, 2014, p.5
3
United Kingdom 2013 Monitoring Report, p.49
4
Enders & Enders (2004), p.7
5
European Institute for Gender Equality, Benefits of Gender Equality in Entrepreneurship, 2014, p.3
6
EY, Time for Diversity, 2014, EYGM, p.5
6
7. The Burt Report: Inclusive Support for Women in Enterprise
Change is happening but too slowly. Since 2008 the proportion of Small Medium
Enterprises (SMEs) run mainly by women has increased from 14% to 20%8
.
This report outlines some of the barriers holding back women entrepreneurs and
identifies practical and affordable ways to overcome them. In particular it looks at
• Thinking inclusively: gathering evidence and inclusive decision-making
• Breaking barriers: barriers to accessing support, including networking and finance;
and barriers between women entrepreneurs and the government
This is not about reinventing the wheel. The aim wherever possible must be to ensure
that support, whether from government or other sectors, reaches and engages with
women entrepreneurs so they can benefit from it. By showing clear leadership the
government can remove barriers holding back women entrepreneurs and send a
message to business that diversity matters.
7
Enders & Enders (2014), p.7
8
Small Business Survey 2012
Sisters Lisa and Helen Tse, owners of Sweet
Mandarin resturant, secured funding from
Dragon’s Den to open a factory producing
gluten-free Chinese sauces.
7
8. The Burt Report: Inclusive Support for Women in Enterprise
Recommendations
a. Think inclusively
Big firms have hired specialists to help them improve the diversity of their suppliers. They
say the trick is learning to ‘think inclusively’.
Inclusive thinking should be at the heart of all business support so that every business
has the chance to benefit. This needs to happen at all levels and should start by building
an accurate picture of the true levels of diversity.
b. Build an evidence base
The government needs a strong evidence base on business diversity.
The Enterprise and Diversity Alliance has identified several advantages of collecting and
reviewing data on enterprise diversity: identifying the different drivers and barriers to
business start-up, survival and growth and what can be done to help realise growth
potential; reviewing which support is working well and why; and celebrating success9
.
The European Institute for Gender Equality agrees it is ‘important’ to collect and analyse
such data. While UKTI does measure the degree to which women-led firms export, there
is more that could be done to find out about their access to markets in the UK10
.
Procurement is recognised by big private-sector companies like IBM as a powerful tool to
promote diversity. However, when ignored it can have the opposite effect: cautious
procurement officials focus on price and stick to trusted suppliers. There may be a fear of
moving out of the ‘comfort zone’ which unintentionally locks out more diverse suppliers.
This can lead to a form of unconscious bias, in which well-intentioned procurement
officials tend to buy from suppliers who look like them.
Quotas are a problematic way to address this problem. Quotas send a clear message to
diverse suppliers that the procurer is interested in them and they should apply to tender.
However, too many requirements on procurers complicate the tendering process and
create confusion about priorities. They may increase costs.
Vivian Reading, the European Commissioner for Justice, Fundamental Rights and
Citizenship, has said, ‘I don’t like quotas, but I like what they do’11
.
9
Enterprise & Diversity Alliance (2014), p.4 & p.17
10
Enterprise & Diversity Alliance (2014), p.16
11
EY (2014), p.9
8
9. The Burt Report: Inclusive Support for Women in Enterprise
It is not proposed here to impose quotas on government for procuring from women-
owned suppliers. The challenge is to see whether some of the benefits of quotas can be
gained without imposing them and thereby incurring the disadvantages referred to above.
The first step should be to find out how diverse the government’s suppliers really are.
As a simple, low-cost first step the government should introduce a new question in its
Pre-Qualification Questionnaire (PQQ) forms: Is your company 51% or more woman- or
women-owned, controlled and managed12
?
The government intends to remove the requirement to complete a PQQ for contracts
worth less than €250,000. This simplification of the tendering process for smaller
suppliers will be a welcome relief for many women entrepreneurs because their
businesses are more likely than men’s to be small.
Firms large enough to bid for contracts requiring a PQQ should not find a slightly longer
form onerous. Indeed diversity questions in addition to gender could be asked, for
instance whether the company applying for tender is run by under-represented groups
other than women, or about the diversity of their Tier 2 suppliers.
Tendering forms should also include simple tick boxes asking questions about diversity.
The VAT Register should also be used to gather data on business diversity.
While care must be taken not to over-burden firms with excessive paperwork,
procurement is potentially a powerful tool for data gathering.
LEPs are potentially another valuable source of data at a local level.
Of seven LEPs who responded to a questionnaire by the author, three of them kept data
on the gender of the business owners they worked with.
LEPs should be required to keep records of the diversity of the businesses they help.
This is not a new idea and experience exists: in the West Midlands, Business Link
developed methods for collecting data on ethnic minority and female driven business
start-ups and microbusinesses13
.
The government should use its own procurement processes and work with the LEPs to
gather data on business diversity. The act of record-keeping in itself will encourage
government procurers and LEPs to think inclusively.
The data gathered would also help guide government policy. For example, government
procurement now has a declared aspiration to procure 25% of its goods and services
from SMEs. With more complete data on procurement, the government could introduce a
12
This is the definition used by WeConnect, an international not-for-profit organisation which certifies
women-led businesses. Note that other valid definitions exist which could form the basis of this question.
13
Enterprise & Diversity Alliance (2014), p.7
9
10. The Burt Report: Inclusive Support for Women in Enterprise
similar aspiration to procure from a representative percentage of women-led enterprises
and other under-represented groups14
.
Forthcoming reforms to public procurement should help under-represented suppliers by
levelling the playing field, but more could be done with the benefit of reliable data on
suppliers.
By requiring suppliers and LEPs to provide data on diversity the government can build an
evidence base for future action. It could also force large suppliers and LEPs to further
consider the diversity of the businesses they work with while sending a message to
smaller diverse suppliers that the government is interested in them.
c. Plan inclusively
Business support should recognise diversity: a ‘one size fits all’ policy may result in
missed opportunities and an inability to engage with businesses which, given the
opportunity, would be creating jobs and raising growth levels.
Big companies recognise the value of procuring from suppliers who look like their
customers. Benefits include speed to market, innovation, identifying and mitigating risk,
combating groupthink, and understanding diverse customer’s needs. Businesses are
customers to the government so the government should apply the same principles when
serving them.
However, LEPs’ current levels of engagement with diversity appear to range from
inconsistent to insufficient.
When the author wrote to all 39 LEPs to ask them about their engagement with women
entrepreneurs, just seven replied. Of the seven, none had more than one female director
for every three male directors and none had a strategy for promoting women in
enterprise.
Just as company boards need a spectrum of board members who can relate to their
customers, so do LEPs. Greater Birmingham & Solihull LEP has made the very welcome
commitment to ‘ensure that it is representative of the Greater Birmingham and Solihull
area – reflecting the diversity of the population and key business interests.’15
This should
be a requirement on all LEPs.
In addition, all LEPs should be required to design and implement a strategy to support
and promote women in enterprise. The Enterprise and Diversity Alliance outlines seven
steps for doing this which are listed in Appendix 1.
14
Note that this would be an aspiration, not quota or target.
15
Enterprise & Diversity Alliance (2014), p.10
10
11. The Burt Report: Inclusive Support for Women in Enterprise
Public sector bodies are required by law to pay ‘due regard’ to equality but as public-
private partnerships LEPs are not subject to the Public Sector Equality Duty (PSED).
However, the Enterprise and Diversity Alliance has pointed out that as publically funded
bodies LEPs should be expected to meet the needs of the diverse range of businesses in
their areas16
.
As an alternative to the PSED route, the government should use public funding to impose
requirements on LEPs to think inclusively when making appointments and designing
strategy.
Public funding is due to rise as LEPs set up growth hubs. The phased release of this
money should be tied to LEPs’ performance against bespoke Key Performance
Indicators (KPIs) requiring, amongst other things, a board of directors that represents the
local community and a strategy to support all businesses in the Local Enterprise Zone
(LEZ).
The LEPs have great potential to support diverse businesses. Linking funding for growth
hubs with KPIs to ensure the LEPs are engaging with business in an inclusive manner
would boost standards across Britain and help prevent missed opportunities.
d. Break barriers
The Business is Great marketing campaign, launched in 2013, is helping to raise
awareness of support available to entrepreneurs and includes elements specifically
targeted at female entrepreneurs.
Nonetheless, many women entrepreneurs face unnecessary barriers to accessing
support from government as well as other sectors, including networks, finance, HR
advice and others.
The government should help break these barriers. It should be more inclusive in the way
it communicates and in the types of support to which it connects entrepreneurs through
the Great Business website.
Women entrepreneurs should be left in no doubt that support is available to them if they
want to start a business. The government should make it easier for them to find it.
e. Speak inclusively
A frequent complaint in conversations with senior stakeholders and women
entrepreneurs is that women see entrepreneurship services as not ‘for them’.
16
Enterprise & Diversity Alliance (2014), p.8
11
12. The Burt Report: Inclusive Support for Women in Enterprise
This can happen even when the presentation of the services is designed to be gender
neutral. This may be because in the past entrepreneurial activity has been too often
considered a ‘male’ activity with masculine priorities and characteristics, so services
intended for all entrepreneurs are tailored to those expectations and are in practice a
better fit for men17
.
In fact there are many valid ways to run a business but unconscious bias on the part of the
provider can prevent this being recognised. This can put women and other under-represented
groups at a particular disadvantage.
For example, senior stakeholders say that women’s enterprises often follow a different growth
pattern to men’s. They may seek to accelerate growth at a later stage in the business’s life
when the entrepreneur’s other life commitments change.
An emphasis on fast, early business growth can be off-putting to those (often female)
entrepreneurs if it is not their number one priority: alternative priorities might include good
customer relationships or quality products.
One powerful way to show women that services are for them is to be explicit about it.
The www.greatbusiness.gov.uk website includes a page explicitly for women in enterprise,
which is welcome. It has links of particular interest to women entrepreneurs.
To show graphically that the page is for women the bar on the right-hand side of the page uses
all-women case studies. However, in all other respects the page uses the same branding as
the rest of the Great Business website. This branding is seen as not ‘woman friendly’: the
proliferation of Union Flags, for example, has been compared to a military recruitment site.
The same links bar appears just below the masthead as on the rest of the website – Start:
Grow: Accelerate – as if these were the only stages in a business’s development. Women
entrepreneurs who are making a living but not yet ready to accelerate their businesses may
wonder whether this website is there to help them.
Women entrepreneurs tend to prefer language that emphasises building supportive
relationships. They tend to appreciate collaboration. The strapline ‘Support, advice and
inspiration for growing your business’ ticks most of these boxes. But the language on the rest
of the page comes across as formal and unwelcoming.
17
European Institute for Gender Equality (2014), p.3
12
13. The Burt Report: Inclusive Support for Women in Enterprise
To give two examples:
• Case studies are usually found in academic papers. A caption like ‘Hear our stories’
would be more personal and relational.
• The prose beneath the strapline contains many interesting statistics about women
entrepreneurs. However, it does little to invite the reader to make use of the
website’s services. Indeed, statistics may even be off-putting if over-used. Human
stories and a warm offer of support might be more effective18
.
As mentioned above the links are well-chosen and they connect site users to appropriate
types of help. However, as soon as the user clicks through she is taken to a gender-
neutral site. To give an example of why this is problematic, clicking on the Finance link
leads to the supposedly gender-neutral Great Business finance page with three case
studies, all men. The unintended implicit message is that finance is a ‘male’ subject.
Women should be treated as a high priority if the government aims to raise their
participation in enterprise to approximately 50%. The link to the women’s section of the
website should appear at the top of the homepage. Currently it is near the bottom right-
hand corner.
The women’s section of the Great Business website is welcome but the branding should
be made more inclusive. Because women still need to use the rest of the website it
should be designed to appeal to them as well as men. Trying to create a more
supportive, humanised and relational environment would help.
Conversations with senior stakeholders and women entrepreneurs indicate a low level of
awareness of government support. This is unfortunate because the Great Business
website is a powerful tool. It just needs to speak to women in language they recognise.
f. Give diverse businesses diverse support
Many women entrepreneurs find it difficult to know where to go for support such as HR
advice, finance, mentoring or other expertise necessary to start a business. They may be
shut out of certain networks which men naturally move in, even though women’s
generally more collaborative approach makes them excellent networkers when they have
the opportunity.
The My Business Support tool on the Great Business website has great potential to help
break through these barriers. As a single point to go for help it should offer the attraction
of simplicity and time efficiency. It is a good tool but there is considerable scope to
develop it further.
18
Communications specialists will point out that story-telling has more emotional impact on men as well as
women.
13
14. The Burt Report: Inclusive Support for Women in Enterprise
In its current form the tool places restrictions on the user which make it harder to find
what she wants. For example, it asks what sector the user plans to do business in, listing
16 options. This is a marked field, meaning the user cannot proceed without choosing
one of these options even if her business does not fit one of the offered categories.
Introducing more flexibility to take account of the almost-infinite variety of businesses out
there would help promote diversity. Users should be able to proceed without answering
this question.
Another restriction that could be removed, albeit with more effort, is the range of sources
of support the user can link to. For example, users looking for finance are offered three
options: Grants; Loans; Equity funding. Users who then click through to Loans are
offered three government-sponsored options: Social Enterprise Loan Fund; New
Enterprise Allowance; and Start Up Loans.
In the vast world of finance there are many other sources in the private sector which
would be useful to entrepreneurs. My Business Support should offer links to a wide range
of private sector finance providers. It should also provide links to alternative sources of
finance like crowd-funding.
Women entrepreneurs enthusiastically and skillfully seek out mentors and peer-to-peer
networks. But much time networking can be wasted if it doesn’t generate the right
connections. Networks and mentors would be useful additions to the list of types of
support the user can click through to.
Researching and providing links to such a wide range of services might be onerous but it
would save thousands of businesses having to do it over and over again. Luckily there
are steps the government can take to alleviate the burden of this work.
My Business Support should link to existing non-governmental services, such as
WeConnect for networks and Mentorsme for mentors.
The Enterprise & Diversity Alliance recommends that LEPs should stimulate dialogue on
access to finance between SMEs and financial intermediaries, as well as the growth of
business-to-business mentoring19
. Growth hubs will help LEPs to achieve these
objectives. By tying their funding to performance against bespoke KPIs and holding them
to account the government could help promote diversity and value for money.
The government should make this a requirement upon LEPs using the methods of
enforcement described earlier.
19
Enterprise & Diversity Alliance, LEPs, Growth and Diversity: meeting needs, seizing opportunities, 2014,
p.12
14
15. The Burt Report: Inclusive Support for Women in Enterprise
LEPs should recommend networks and advisers they have worked with to My Business
Support which would provide links to them. LEPs’ websites should embed or link to My
Business Support.
At the moment some geographical areas fall into two or even three Local Enterprise
Zones. Better integration and sharing of knowledge would help reduce unnecessary
duplication of effort and prevent businesses missing out because they have approached
the ‘wrong’ LEP.
The government has taken an important first step in creating a tool to help entrepreneurs
access support starting and growing their businesses. It should expand the range of
support which My Business Support can connect entrepreneurs to, creating a ‘hub’ or
‘network of networks’. It can do this more cheaply and effectively by working with already-
existing organisations including LEPs, WeConnect and Mentorsme.
Sarah Wood, Co-founder of Unruly, specialising in
social video and advertising
15
16. The Burt Report: Inclusive Support for Women in Enterprise
Conclusions
The government has shown its commitment to women’s entrepreneurship by appointing
an Ambassador for Women in Enterprise and by adding a dedicated page on the Great
Business website.
It has put measures in place which will help women entrepreneurs: tax-free childcare; the
Employment Allowance; shared parental leave; and others.
Women’s employment levels are now higher than at any other time since records began.
However, as long as just one business in five is owned by a woman there will be
untapped talent which could be boosting the economy and creating jobs.
Women’s entrepreneurship is a huge potential growth area which will benefit from
increased government attention.
Money is very tight so the measures outlined in this report are designed to raise levels of
female entrepreneurship without significantly denting public finances. Several of these
measures would also have broader benefits for other diverse business owners. It is an
important finding of this report that assisting under-represented business owners can
raise standards for everyone: it is a win-win situation.
The suggestions herein cover just a few of the wide range of issues affecting women
entrepreneurs. For example, this report has not looked at how entrepreneurship might be
taught in schools and universities, or how to encourage girls and women to acquire skills
in Science, Technology, Engineering and Mathematics (STEM) subjects. It has also not
looked at how to improve support for companies in their ‘post-pubescent’ phase – after
the initial start-up period but before entering the period of fast growth.
These subjects – and others – might be fruitful areas of research for a future
Ambassador for Women in Enterprise.
16
17. The Burt Report: Inclusive Support for Women in Enterprise
Appendices
Appendix 1:
The Enterprise & Diversity Alliance outlines seven key steps for Local Enterprise
Partnerships to take in order to engage with diverse SMEs. They are as follows:
1. Build an evidence base on diversity and the differing needs and opportunities of
local enterprises so that LEP activities are not planned in the dark.
2. Take diversity into account when designing LEP initiatives and services so that they
reach and help all businesses that would benefit.
3. Monitor the impact of LEP actions on diverse enterprises so that one can tell if they
are making a difference. Consider the implications for strategy and initiatives: do
they need to be enhanced or changed?
4. Review drivers and blockages to responding to enterprise diversity and agree action
on how to reinforce drivers and remove blockages so that LEP actions have a
greater positive effect.
5. Ensure that Ethnic Minority Businesses and women-owned businesses are
represented in LEP governance and decision making structures. This will enhance
a LEP’s understanding of diversity issues and widen the range of businesses
engaging with your LEP.
6. Develop effective ways of engaging with ethnic minority and women-owned
businesses to expand your LEP’s impact.
7. Influence others to respond to enterprise diversity and lever in their advice and
support to help realise the full potential for growth across the whole business
community. With scarce public resources for business support, other avenues are
needed.
17
18. The Burt Report: Inclusive Support for Women in Enterprise
Appendix 2:
Barclays Bank and the Women’s Business Council at Queensway Birmingham on Friday
24 October 2014 organised the Black, Asian and Minority Ethnic Women’s Enterprise
Summit.
The summit brought together entrepreneurs starting out in business, those growing their
businesses and women keen to find out more, to examine the experiences and barriers
that Black, Asian and Minority Ethnic (BAME) women in enterprise face.
The event was chaired by Baroness Verma, Minister at the Department of Energy and
Climate Change and former spokesperson in the Lords for Women and Equality; and
keynote speakers including: Jagdeep Rai, Corporate Director, Barclays Bank; Lorely Burt
MP, Government appointed Ambassador for Women Enterprise; and, Denis Woulfe,
Partner at Deloitte and member of the Women’s Business Council.
The interactive panel discussions throughout the day were hosted by: Anita Bhalla OBE,
BBC Broadcaster and Chair of the Creative City Partnership; Professor Monder Ram
OBE, Director, Centre for Research in Ethnic Minority Entrepreneurship, Birmingham
University; Sonia Brown MBE, founder of the National Black Women’s Network; and
Sandra Kerr OBE, National Campaign Director at Race for Opportunity.
The aims of the event were to enable attendees to:
• share their experiences with Lorely Burt MP as she developed her report to
government on women’s enterprise; and
• feed into the government’s review on progress on the Beijing Platform for Action,
an international framework to end gender inequality.
Key findings from the Summit:
• Increase the number of senior women in financial institutions/organisations where
funding allocations and decisions are made, to help counter unconscious bias in
lending decisions.
• Governments, financial institutions and service providers need a clearer
understanding of demographics/data to better understand customer requirements
(detailed disaggregation of data is essential in both the private and public sector).
• Clarify the role of Local Enterprise Partnerships in supporting local enterprise and
strengthen their obligations towards promoting diversity.
18
19. The Burt Report: Inclusive Support for Women in Enterprise
• Consider the development of a one-stop-shop which not only reflects the needs of
women entrepreneurs - but also BAME women (recognising that: all women are
different; that women start businesses for different reasons; and, they have different
expectations).
• Government and big business need to encourage and facilitate supply chain
diversity to encourage UK growth and to more appropriately meet diverse customer
needs.
• The language and messages used by the government, financial institutions and
service providers alike should be nuanced, to meet the needs of diverse
communities and be sensitive to cultural needs.
• Schools and colleges should promote and encourage BAME young women to
actively consider entrepreneurship as a worthwhile career choice.
19
20. The Burt Report: Inclusive Support for Women in Enterprise
Appendix 3:
Many senior stakeholders and entrepreneurs kindly allowed me to interview them while I
was in the process of researching this report.
During these interviews they were asked to suggest particular challenges facing women
entrepreneurs.
The top five challenges raised were:
Challenge20
Number of times mentioned
Confidence – lack of self confidence 12
Language – use of non-inclusive language in offers of
business support
11
Finance – difficulties accessing finance 9
Growth pattern – a different pattern of growth for
women-owned businesses
9
Inconsistent support – patchy support across sectors
and geographical areas
9
With thanks to all the below people who contributed their views and thoughts and
apologies to any who have been erroneously missed out:
Name Organisation Position
Marianne Schoenig Accenture Global Supplier Diversity &
Inclusion Lead
Panna Chauhan &
Rupinder Kaur
Asian Women Need Business Co-Founder
Professor Mark Hart Aston University/Enterprise
Research Centre (ERC)
Deputy Director of the ERC
Amanda Boyle Bloom VC Founder & CEO
20
Interestingly, prejudice was raised as a challenge by just two stakeholders and was the joint-least
commonly raised issue.
20
21. The Burt Report: Inclusive Support for Women in Enterprise
Name Organisation Position
Irene Graham British Banking Association Executive Director of
Business Finance
Melanie Perkins British Business Bank Portfolio Director
Wendy Bowers British Chambers of Commerce Executive Director of Policy &
External Affairs
Tom Thackray CBI Head of Enterprise
Dianah Women &
Genevieve Bach
CIPD Diversity Advisor
Maxine Benson Co-Founder Everywoman
Terry Scuoler EEF: The Manufacturers’
Organisation
CEO
Alice Bentinck Entrepreneur First & Code First Co-Founder
Amanda Shaw evolveODM Customer Services Director
Christine Atkinson Faculty of Business & Society,
University of South Wales
Deputy Director of
Entrepreneurship
Mike Cherry Federation of Small Businesses Policy Chairman
Griselda Tobogo Forward Ladies Director
Sonia Brown Founder & Director National Black Women’s
Network
Paul King IBM Global Supplier Diversity
Program Manager
Rachel Jones Leading Women UK Founder & Director
Justin Lambert Merck, Sharpe & Dohme Associate Director and EMEA
Supplier Diversity Programme
Manager
21
22. The Burt Report: Inclusive Support for Women in Enterprise
Name Organisation Position
Johnny Luk NACUE CEO
Dawn Whiteley National Enterprise Network Chief Executive
Marcela Navarro RBS Executive Business Manager
to CEO Corporate Banking
Division
Ali Golds The Juno Project Managing Director
Ayan Absia The Sirius Programme Project Manager
Maggie O’Carroll The Women’s Organisation CEO
Sara Carter University of Strathclyde Associate Deputy Principal
Maggie Berry WeConnect Executive Director for Europe
Polly Gibb WiRE Director
Sue Stockdale Women Presidents’ Organisation Chair
Julie Hall Women Unlimited Founder
22