Bi ATM is new generation of self-service multifunctional device with the function of today's ATM and Vending machine with many additional functions: - Biometric identification of the customers - full eKYC and AML, - Instant printing and encoding Branded Prepaid Reloadable Cards, National ID, Helath Care Crad or all togehther in one Card, - Enrollment of customers biometric data on the Card - offline Security, - Enrollment of customers medical data on the card - in case of emergencies, - Cards personalization by customers selecting image, - Money Exchange (Option-The SMART Currency recognition over 80 currencies), - Money Share, - Selling Mobile SIM card with or without identification of the customer, - Advertising on the additional screen, - And many other banker services such as paying bills, Withdrawals-Reversible ATM and so on... The great advantage of the device is that the user does not have to open a bank account or to be Bank clients to use the device. The device is placed in a public place for the targeted market 24/7.