Bajaj Finance Limited is a financial services company that is part of Bajaj Holdings & Investments Ltd. It offers consumer financing through EMI cards and loans for durable goods like TVs, refrigerators, washing machines, laptops, smartphones, and tablets. It processes loans and sells various consumer products through partnerships with retailers. The document discusses Bajaj Finance's departments, eligibility requirements, documentation process, product offerings, features like pre-approval, flexible repayment options and pre-payment facilities. It also covers the author's learnings from their project experience at Bajaj Finance and suggestions to improve the company's operations.

1. Consumer Durable Loans
in
“Bajaj Finance Limited”
Project Report
on
Presented By
Jitendra Kumar
Gupta
Roll No. :166
Section : Gamma

2. About Bajaj Finserv
 Financial Services Company
 Part of Bajaj Holdings & Investments Ltd.
 20,000 employees across India with presence in 1400 locations
 Demerger from Bajaj Auto Ltd.
 Focus on
 Consumer Finance
 Life Insurance
 General Insurance
 Wind Energy Generation

3. Department of Work
 Provide information about EMI cards
 Convince customers towards Bajaj Finance
 Assist them with the process of loan

4. Durable Finance
Helps to improve one’s life style by providing options to purchase various
consumer durable products on easy monthly instalments.
 Eligibility
 Documentation
 Products
 LEDTV’s
 Refrigerators
 Washing Machines

5. Digital Product Finance
 It is the smartest and fastest option to buy Digital Gadgets.
 Eligibility
 Documentation
 Products
 Laptops
 Smartphones
 Tablets

6. EMI Card
 Pre-approved Loan
 No additional documentation
 Extended Warranty

7. Features of Bajaj Finance
 Market Leader
 Attractive Schemes
 Product Range
 Fast Approval
 Pre-Payment Facility
 Flexible Repayment Options
 0% interest rate

8. Learning from the Project
 First Industrial Experience
 Exposure to both Finance and Sales
 Sales process of Reliance Digital Retail
 Loan Process

9. Suggestions for the Company
 Lower the CIBIL score
 Loans to customers outside city
 Innovative Marketing Approach
 More flexible scheme for Digital Products

10. Thank You