Audree L. Begay and Cecilia Garcia are certified financial planners and advisors at Begay & Associates. Begay has been with Ameriprise Financial since 1999 and has received numerous awards and accolades. Garcia has been an associate advisor since 2013. Their team includes several members who support the advisors by managing financial planning, trading, client services, portfolio analysis, and general operations.

2. Audree L. Begay, CFP®
Private Wealth Advisor
CERTIFIED FINANCIAL PLANNER™ practitioner
An Ameriprise Financial Advisor since 1999. Her
accomplishments include:
• 2014 earned the company’s Diamond Ring Club
• Top 25 advisor with Ameriprise Financial
• Barron’s Top 100 Women Financial Advisors : 2012, 2013
• Ameriprise Client Satisfaction Survey Score: 94, 2013
• Ameriprise Circle of Success: 2001 - 2013
• Five Star Wealth Manager Award: 2013, 2014
• Barron’s Top 1,000 Advisors, State by State Listing: 2009

3. Cecilia Garcia, CFP®
Associate Financial Advisor
CERTIFIED FINANCIAL PLANNER™ practitioner
Education
• Johnson & Wales University, Denver, CO
B.S. Bachelor of Science, 2004, International Business
Experience
• 2013 to present, Associate Financial Advisor,
Begay & Associates, Houston, TX
• 2005 - 2013, Ameriprise Financial,
The Woodlands, TX

4. The Team
Don L. Wolf
Financial Planning Analyst
I manage the financial planning service process.
My role includes working with clients and
advisors to collect complete data about your
current financial situation, analyze the data as it
relates to goal achievement, and assist advisors
in developing a personalized financial plan.
Chase R. Floyd
Trading Paraplanner
Manager
I work closely with Nik
Reed, our Paraplanner,
supervising the trades
and sales transactions for
our practice. A big part of
my role is managing the
SPS Advisor platform and
assisting our advisors
with research.
Judith Guariento
Client Concierge
I help client feel at home
when they arrive at our
office. I also prepare all
client communications,
assist with event and
marketing coordinating.
Mary Jo Lyons, CFP®
Client Service Manager
I am responsible for client scheduling,
transaction requests, client follow-up
and financial plan review process for
both Audree and Cecilia, along with
other day-to-day management of the
office.

5. The Team
Jade Echazarreta
Portfolio Analyst
My role includes, but it is
not limited to, reviewing
your portfolio and
creating reports so that
Audree and Cecilia can
better analyze the
progress of your portfolio.
Nikolas Reed
Trading Paraplanner
I work closely with Chase,
with day to day trades and
business processing for
our practice. I also help
our advisors with account
history research as
needed.
Sylvia Ramos
Operations Manager
I work closely with
Audree and Cecilia, our
advisors, with day to day
operations of the practice.
I’ve had the pleasure of
working with Audree for
the past 10 years. My goal
is to lead our Team to
provide outstanding
experience for our clients.
Aiki Altmets
Client Service Manager
My role is to help clients find
solutions to questions or
issues as quickly as possible,
both proactively and reactively.
On an ongoing basis, I am
responsible for all necessary
follow-ups subsequent to
client meetings and I am
always happy to assist clients
when they call or visit..

6. Thank you for
your business!