Axxiome Group offers consulting services for the financial industry, specializing in core banking, core insurance, and corporate treasury systems. They have over 400 consultants worldwide. Their subsidiary, 2innovate IT, specializes in developing financial software to complement legacy systems, focusing on areas like mobile solutions, payment systems, and loan origination systems. They provide consulting, implementation, and software products for mobility solutions for both bank customers and executives.
Axxiome Group offers consulting and software solutions to mobilize financial institutions. They help implement mobile banking applications for both customers and employees. Their offerings include M-Banking4E, a mobile app for bank workers, and Sybase's mCommerce 365 suite, which provides mobile banking, payments, and remittances apps for customers. Axxiome specializes in tailoring these solutions using Sybase Unwired Platform and deploying them cost-effectively for clients.
Axxiome Group offers consulting and software development services for financial institutions, specializing in core banking, insurance, and treasury systems. They provide mobile solutions for both customers and employees, including mobile banking applications, payment systems, and business intelligence tools. Their mobile offerings are designed to help financial institutions accelerate business, improve customer service, increase transactions, and reduce costs through remote banking capabilities.
Axxiome Group offers consulting services for financial institutions, specializing in core banking, insurance, and corporate treasury systems. They also own 2InnovateIT, which provides financial software to complement legacy systems. 2InnovateIT focuses on payment systems, back office functions, loan origination, business intelligence, and mobile solutions for customers and employees. Axxiome and 2InnovateIT aim to help financial institutions mobilize their operations and services through mobile applications.
Axxiome Group offers consulting services and develops mobile solutions for financial institutions. They specialize in areas like core banking, payments, and loan origination using Sybase and SAP technologies. Their mobile offerings include apps for bank employees and customers that allow activities like account access, payments, and loan origination from mobile devices. They provide mobile banking apps integrated with core banking systems and use Sybase Unwired Platform and Afaria for mobile device management.
Rabo Development Retail Distribution Case Study: Mobile Banking and PaymentsDan Armstrong
The document discusses Rabo Development's efforts to promote mobile banking and payments in Africa through partner banks. It provides examples of how several partner banks in countries like Zambia, Tanzania, Rwanda, and Paraguay have launched mobile banking services to expand access to financial services. These services allow customers to check balances, transfer funds, pay bills, and purchase airtime using their mobile phones without needing to visit a bank branch. The document also discusses the business case for mobile banking in helping these banks acquire new lower-income customers and generate revenues from transactions while reducing operating costs.
MobiPAY is a mobile application developed by Top Image Systems that allows bank customers to pay bills or submit invoices using only a mobile device. It uses intelligent recognition algorithms to automatically identify bill details like amount and recipient. MobiPAY captures bills using APMI technology for quick, efficient mobile scans. It then securely connects to a bank's systems to process payments. MobiPAY can be provided as a standalone app or integrated into a bank's mobile platform to improve the customer experience of bill payment.
121010_Mobile Banking & Payments for Emerging Asia Summit 2012_Next Generatio...spirecorporate
This document discusses the transformation of banking in emerging markets over the past 10 years. Banking channels have evolved from primarily physical branches, ATMs, and call centers to also include internet and mobile banking. This has allowed banking to become more convenient and accessible for customers anytime, anywhere. Mobile banking capability especially has grown significantly as smartphone ownership increases. Looking ahead, banks will continue integrating channels to accommodate changing customer needs and behaviors driven by technology and demographics.
Axxiome Group offers consulting and software solutions to mobilize financial institutions. They help implement mobile banking applications for both customers and employees. Their offerings include M-Banking4E, a mobile app for bank workers, and Sybase's mCommerce 365 suite, which provides mobile banking, payments, and remittances apps for customers. Axxiome specializes in tailoring these solutions using Sybase Unwired Platform and deploying them cost-effectively for clients.
Axxiome Group offers consulting and software development services for financial institutions, specializing in core banking, insurance, and treasury systems. They provide mobile solutions for both customers and employees, including mobile banking applications, payment systems, and business intelligence tools. Their mobile offerings are designed to help financial institutions accelerate business, improve customer service, increase transactions, and reduce costs through remote banking capabilities.
Axxiome Group offers consulting services for financial institutions, specializing in core banking, insurance, and corporate treasury systems. They also own 2InnovateIT, which provides financial software to complement legacy systems. 2InnovateIT focuses on payment systems, back office functions, loan origination, business intelligence, and mobile solutions for customers and employees. Axxiome and 2InnovateIT aim to help financial institutions mobilize their operations and services through mobile applications.
Axxiome Group offers consulting services and develops mobile solutions for financial institutions. They specialize in areas like core banking, payments, and loan origination using Sybase and SAP technologies. Their mobile offerings include apps for bank employees and customers that allow activities like account access, payments, and loan origination from mobile devices. They provide mobile banking apps integrated with core banking systems and use Sybase Unwired Platform and Afaria for mobile device management.
Rabo Development Retail Distribution Case Study: Mobile Banking and PaymentsDan Armstrong
The document discusses Rabo Development's efforts to promote mobile banking and payments in Africa through partner banks. It provides examples of how several partner banks in countries like Zambia, Tanzania, Rwanda, and Paraguay have launched mobile banking services to expand access to financial services. These services allow customers to check balances, transfer funds, pay bills, and purchase airtime using their mobile phones without needing to visit a bank branch. The document also discusses the business case for mobile banking in helping these banks acquire new lower-income customers and generate revenues from transactions while reducing operating costs.
MobiPAY is a mobile application developed by Top Image Systems that allows bank customers to pay bills or submit invoices using only a mobile device. It uses intelligent recognition algorithms to automatically identify bill details like amount and recipient. MobiPAY captures bills using APMI technology for quick, efficient mobile scans. It then securely connects to a bank's systems to process payments. MobiPAY can be provided as a standalone app or integrated into a bank's mobile platform to improve the customer experience of bill payment.
121010_Mobile Banking & Payments for Emerging Asia Summit 2012_Next Generatio...spirecorporate
This document discusses the transformation of banking in emerging markets over the past 10 years. Banking channels have evolved from primarily physical branches, ATMs, and call centers to also include internet and mobile banking. This has allowed banking to become more convenient and accessible for customers anytime, anywhere. Mobile banking capability especially has grown significantly as smartphone ownership increases. Looking ahead, banks will continue integrating channels to accommodate changing customer needs and behaviors driven by technology and demographics.
Mindtree's expertise in corporate banking portals.Mindtree Ltd.
Online banking in corporate banks is still at a very nascent stage. Most banks provide minimum service through disparate online channels, across product lines. A majority of them are organized as per product lines – cash management, corporate finance and leasing. Each business unit tends to have it’s own customer channel. This makes it difficult for the CIOs / CMOs to present a unified and coherent user experience. Adding mobile to the mix only increases the woes of corporate users.
The document discusses Vinci Solutions and the services and products it offers, including ERP solutions using SAP. It provides information on how SAP can benefit smaller companies by offering standardized, integrated solutions that allow for growth. The document also outlines key SAP features such as procurement to payment integration, multi-currency and multi-company support, and enterprise consolidation and monitoring capabilities.
Omni Channel Marketing Conference - Lea WrightTony Booth
Westpac is looking to improve customer relationships through understanding customer needs and providing relevant offers and communications. Key trends include an aging population, increased data and digitization. The bank needs to leverage big data insights to provide faster, personalized customer experiences. This requires linking insights to competitive advantages like learning about customers faster than competitors. The bank will focus on onboarding, lifecycle events, next best offers, 1:1 communications, and recognition programs to improve customer retention and value over time.
Presentation by Jelmer de Jong of Backbase during the Forrester webinar 'The Next Generation of Digital Finance: Banks Need To Be SUPER' held Wednesday, the 9th of November 2011.
Our Whitepaper on mobile banking solutions discusses the changing landscape of mbanking. It also discusses key challenges and drivers in mobile banking and how mobile banking apps can help banks optimize their resources and increase efficiency.
Mobypage Financiall Series Microsoft Isu 1cChanBarry
This document summarizes a presentation on mobile banking innovation solutions. It discusses Barry Chan's Moby-Page Financial Series, which enables mobile banking through an intuitive portal accessible via mobile devices without additional software. Key features allow customers to view accounts, transfer funds, pay bills, and check rates. The system provides a personalized on-demand service with a dynamic CRM and real-time response monitoring. Examples are given of innovative banks like Umpqua that have grown rapidly by focusing on a retail-style customer experience through next-generation branches. The document stresses the importance of adopting a next-generation IT architecture to provide true mobile banking experiences for customers.
Finacle Digital Commerce solution leverages the power of digital money to unlock new revenue streams, extend distribution reach, and foster customer loyalty for financial institutions, telecom service providers, and retailers.
Banking Innovations Forum 2009 - Bartłomiej Kozakowski, ComarchComarch SA
The document discusses strategies for banking innovation and customer channels. It describes Comarch, a Polish IT company, and their work with banks. It then covers different channel strategies including multichannel, channel-oriented, and process-oriented approaches. It also discusses the role of newer technologies like Web 2.0 and whether banks need to adopt social media channels. Survey results are presented on customer preferences and usage of different channels by age group.
Africa.
Clydestone is a leading Ghanaian IT company that provides various financial technology services including payment As a CUP Global Partner, G-Switch provides the following services:
processing, corporate networking, and transaction switching. It established Ghana's first automated clearing system
and still has the largest market share for cheque truncation processing. It also operates G-Switch, an electronic - Acquiring of CUP cards at ATMs, POS and eCommerce sites
payment platform that provides transaction switching and processing services to banks and other organizations in - Card issuing and processing of CUP cards
Ghana and supports international payments through partnerships with other payment networks. - Hosting of C
How should organizations go about tackling BYOD schemes?
While it is true that BYOD programs can and most likely will liberate and motivate employees, giving them a sense of personal choice, they can also bring with them unforeseen consequences when it comes to cost and security, even productivity, which must be fully considered before a scheme can be implemented. At the recent Olympic and Paralympic Games, the international scope meant Atos had to deal with a vast array of mobile devices coming in from many different sources, each with the requirement of flawless and secure delivery of IT services over the Olympic and Paralympic Games’ vast network.
The document discusses various views and requirements for developing an mCommerce platform, including:
1. It outlines organizational, project implementation, functional requirements, and technical views to consider.
2. It describes analyzing business models and processes, customizing software, and integrating client applications.
3. It emphasizes using standards for payments, parties, orders, and general ledger from organizations like OMG.
Mobile Banking Conference Southern Africa 130312DSG
The document discusses how to get the informal sector in Africa to switch from cash to mobile money. It outlines several critical success factors, including making mobile money integration and payments simple through software. It emphasizes that cash is dangerous and expensive, while mobile provides an ideal platform for micropayments. Developing an app that is cross-platform, secure, and focused on small businesses could help drive adoption of mobile money in the informal sector.
We bring flexibility, scalability, speed and above all technological excellence to the doorstep of our customer by setting up extension of their technology teams at our offshore software development facility in India. We have worked for small to medium product companies offering them end-to-end services from writing Business Plans, Market Research, Design & Architecture, Development, Testing, Integration, Maintenance, Modification & Optimization, 24 x 7 Tech support to Creative’s for promotion. Our product development and support model delivers cost-effective, highly-efficient and high quality Software Product to product companies globally.
Banks education and response to the use of web 2.0 technologiesPol Navarro
Banco Sabadell is the fourth largest banking group in Spain focused on commercial banking and SME and affluent clients. The document discusses Banco Sabadell's history and expansion. It outlines how Web 2.0 has changed the web into a more social platform, impacting society through relationships and businesses through communication and customer power. The bank has begun using social technologies like blogs, RSS, and Twitter, and exploring social networks and new services. It aims to move from online to social banking and expand where customer relations occur, while personalizing services and exploring trends in online banking, marketing, and mobile.
CUtopia offers a mobile banking solution to help credit unions capture a share of the growing mobile banking market. The solution provides robust capabilities that allow members to bank anytime from mobile devices. It features an intuitive interface that is appealing to both experienced and new mobile users. The solution integrates with CUtopia's other online banking services and offers advanced security features to protect personal information.
This white paper discusses customer self-service in business-to-business order to cash processes through the use of Electronic Invoice Presentment and Payment (EIPP). EIPP allows customers to access invoices and billing information online, reducing costs for companies. The paper outlines strategies for companies to encourage customer adoption of EIPP, such as understanding customer needs, focusing on internal adoption first, and actively marketing EIPP internally and externally to achieve full acceptance and return on investment. Successful EIPP implementation can significantly improve cash flow, lower costs, and enhance the customer experience.
Software Group is an advanced technology company focused on providing end-to-end financial and retail solutions. It has over 210 employees across 14 partner support offices globally. The company prides itself on delivering high quality, transparent, and affordable products and services, as evidenced by its track record of over 200 completed projects. It provides a range of solutions including agency banking, digital field applications, personal banking, web front ends, integration platforms, and mobile wallets.
Mobile retail summit 26 1-12 - incentivatedJason Cross
The document discusses how integrating mobile messaging and websites can help retailers reach shoppers. It notes that mobile users expect fast loading sites and are more likely to purchase from retailers with optimized mobile experiences. The company Incentivated is presented as a mobile marketing specialist that can help clients with acquisition, customer relationship management, and mobile commerce through technologies like SMS, mobile internet, apps, and location marketing.
Ims10 ims mobile - IMS UG May 2014 Sydney & MelbourneRobert Hain
The evolution of IMS throughout its 45 years makes it a perfect partner in the current Mobile Revolution. By leveraging IMS integration capabilities, IMS clients can easily extend the business value of their existing IMS transactions and databases, have a fast time-to-market, and reduce the TCO for their Mobile infrastructure. This session discusses a variety of options in integrating Mobile with IMS.
Axxiome Group offers consulting and software solutions to mobilize financial institutions. They help implement mobile banking applications for both customers and employees. For customers, their Sybase mobile banking suite allows access to accounts, payments, and remittances from any mobile device. For employees, their M-Banking4E product provides tools for tasks like sales, customer service, and executive dashboards. Axxiome specializes in deploying these mobile solutions using Sybase Unwired Platform and middleware.
Winsoft Technologies provides software solutions and application services for financial enterprises. It has over 12 years of experience in the industry and long-term engagements with customers. Some of its products include SmartCIMS for client data management, DeMatrix for depository back-office needs, SmartMutual for mutual fund distribution, and SmartInsurance for insurance distribution. It also offers application outsourcing, development, and maintenance services to financial organizations. Winsoft prides itself on trusted relationships with reputed customers and responsiveness to support their growing IT requirements.
Mindtree's expertise in corporate banking portals.Mindtree Ltd.
Online banking in corporate banks is still at a very nascent stage. Most banks provide minimum service through disparate online channels, across product lines. A majority of them are organized as per product lines – cash management, corporate finance and leasing. Each business unit tends to have it’s own customer channel. This makes it difficult for the CIOs / CMOs to present a unified and coherent user experience. Adding mobile to the mix only increases the woes of corporate users.
The document discusses Vinci Solutions and the services and products it offers, including ERP solutions using SAP. It provides information on how SAP can benefit smaller companies by offering standardized, integrated solutions that allow for growth. The document also outlines key SAP features such as procurement to payment integration, multi-currency and multi-company support, and enterprise consolidation and monitoring capabilities.
Omni Channel Marketing Conference - Lea WrightTony Booth
Westpac is looking to improve customer relationships through understanding customer needs and providing relevant offers and communications. Key trends include an aging population, increased data and digitization. The bank needs to leverage big data insights to provide faster, personalized customer experiences. This requires linking insights to competitive advantages like learning about customers faster than competitors. The bank will focus on onboarding, lifecycle events, next best offers, 1:1 communications, and recognition programs to improve customer retention and value over time.
Presentation by Jelmer de Jong of Backbase during the Forrester webinar 'The Next Generation of Digital Finance: Banks Need To Be SUPER' held Wednesday, the 9th of November 2011.
Our Whitepaper on mobile banking solutions discusses the changing landscape of mbanking. It also discusses key challenges and drivers in mobile banking and how mobile banking apps can help banks optimize their resources and increase efficiency.
Mobypage Financiall Series Microsoft Isu 1cChanBarry
This document summarizes a presentation on mobile banking innovation solutions. It discusses Barry Chan's Moby-Page Financial Series, which enables mobile banking through an intuitive portal accessible via mobile devices without additional software. Key features allow customers to view accounts, transfer funds, pay bills, and check rates. The system provides a personalized on-demand service with a dynamic CRM and real-time response monitoring. Examples are given of innovative banks like Umpqua that have grown rapidly by focusing on a retail-style customer experience through next-generation branches. The document stresses the importance of adopting a next-generation IT architecture to provide true mobile banking experiences for customers.
Finacle Digital Commerce solution leverages the power of digital money to unlock new revenue streams, extend distribution reach, and foster customer loyalty for financial institutions, telecom service providers, and retailers.
Banking Innovations Forum 2009 - Bartłomiej Kozakowski, ComarchComarch SA
The document discusses strategies for banking innovation and customer channels. It describes Comarch, a Polish IT company, and their work with banks. It then covers different channel strategies including multichannel, channel-oriented, and process-oriented approaches. It also discusses the role of newer technologies like Web 2.0 and whether banks need to adopt social media channels. Survey results are presented on customer preferences and usage of different channels by age group.
Africa.
Clydestone is a leading Ghanaian IT company that provides various financial technology services including payment As a CUP Global Partner, G-Switch provides the following services:
processing, corporate networking, and transaction switching. It established Ghana's first automated clearing system
and still has the largest market share for cheque truncation processing. It also operates G-Switch, an electronic - Acquiring of CUP cards at ATMs, POS and eCommerce sites
payment platform that provides transaction switching and processing services to banks and other organizations in - Card issuing and processing of CUP cards
Ghana and supports international payments through partnerships with other payment networks. - Hosting of C
How should organizations go about tackling BYOD schemes?
While it is true that BYOD programs can and most likely will liberate and motivate employees, giving them a sense of personal choice, they can also bring with them unforeseen consequences when it comes to cost and security, even productivity, which must be fully considered before a scheme can be implemented. At the recent Olympic and Paralympic Games, the international scope meant Atos had to deal with a vast array of mobile devices coming in from many different sources, each with the requirement of flawless and secure delivery of IT services over the Olympic and Paralympic Games’ vast network.
The document discusses various views and requirements for developing an mCommerce platform, including:
1. It outlines organizational, project implementation, functional requirements, and technical views to consider.
2. It describes analyzing business models and processes, customizing software, and integrating client applications.
3. It emphasizes using standards for payments, parties, orders, and general ledger from organizations like OMG.
Mobile Banking Conference Southern Africa 130312DSG
The document discusses how to get the informal sector in Africa to switch from cash to mobile money. It outlines several critical success factors, including making mobile money integration and payments simple through software. It emphasizes that cash is dangerous and expensive, while mobile provides an ideal platform for micropayments. Developing an app that is cross-platform, secure, and focused on small businesses could help drive adoption of mobile money in the informal sector.
We bring flexibility, scalability, speed and above all technological excellence to the doorstep of our customer by setting up extension of their technology teams at our offshore software development facility in India. We have worked for small to medium product companies offering them end-to-end services from writing Business Plans, Market Research, Design & Architecture, Development, Testing, Integration, Maintenance, Modification & Optimization, 24 x 7 Tech support to Creative’s for promotion. Our product development and support model delivers cost-effective, highly-efficient and high quality Software Product to product companies globally.
Banks education and response to the use of web 2.0 technologiesPol Navarro
Banco Sabadell is the fourth largest banking group in Spain focused on commercial banking and SME and affluent clients. The document discusses Banco Sabadell's history and expansion. It outlines how Web 2.0 has changed the web into a more social platform, impacting society through relationships and businesses through communication and customer power. The bank has begun using social technologies like blogs, RSS, and Twitter, and exploring social networks and new services. It aims to move from online to social banking and expand where customer relations occur, while personalizing services and exploring trends in online banking, marketing, and mobile.
CUtopia offers a mobile banking solution to help credit unions capture a share of the growing mobile banking market. The solution provides robust capabilities that allow members to bank anytime from mobile devices. It features an intuitive interface that is appealing to both experienced and new mobile users. The solution integrates with CUtopia's other online banking services and offers advanced security features to protect personal information.
This white paper discusses customer self-service in business-to-business order to cash processes through the use of Electronic Invoice Presentment and Payment (EIPP). EIPP allows customers to access invoices and billing information online, reducing costs for companies. The paper outlines strategies for companies to encourage customer adoption of EIPP, such as understanding customer needs, focusing on internal adoption first, and actively marketing EIPP internally and externally to achieve full acceptance and return on investment. Successful EIPP implementation can significantly improve cash flow, lower costs, and enhance the customer experience.
Software Group is an advanced technology company focused on providing end-to-end financial and retail solutions. It has over 210 employees across 14 partner support offices globally. The company prides itself on delivering high quality, transparent, and affordable products and services, as evidenced by its track record of over 200 completed projects. It provides a range of solutions including agency banking, digital field applications, personal banking, web front ends, integration platforms, and mobile wallets.
Mobile retail summit 26 1-12 - incentivatedJason Cross
The document discusses how integrating mobile messaging and websites can help retailers reach shoppers. It notes that mobile users expect fast loading sites and are more likely to purchase from retailers with optimized mobile experiences. The company Incentivated is presented as a mobile marketing specialist that can help clients with acquisition, customer relationship management, and mobile commerce through technologies like SMS, mobile internet, apps, and location marketing.
Ims10 ims mobile - IMS UG May 2014 Sydney & MelbourneRobert Hain
The evolution of IMS throughout its 45 years makes it a perfect partner in the current Mobile Revolution. By leveraging IMS integration capabilities, IMS clients can easily extend the business value of their existing IMS transactions and databases, have a fast time-to-market, and reduce the TCO for their Mobile infrastructure. This session discusses a variety of options in integrating Mobile with IMS.
Axxiome Group offers consulting and software solutions to mobilize financial institutions. They help implement mobile banking applications for both customers and employees. For customers, their Sybase mobile banking suite allows access to accounts, payments, and remittances from any mobile device. For employees, their M-Banking4E product provides tools for tasks like sales, customer service, and executive dashboards. Axxiome specializes in deploying these mobile solutions using Sybase Unwired Platform and middleware.
Winsoft Technologies provides software solutions and application services for financial enterprises. It has over 12 years of experience in the industry and long-term engagements with customers. Some of its products include SmartCIMS for client data management, DeMatrix for depository back-office needs, SmartMutual for mutual fund distribution, and SmartInsurance for insurance distribution. It also offers application outsourcing, development, and maintenance services to financial organizations. Winsoft prides itself on trusted relationships with reputed customers and responsiveness to support their growing IT requirements.
Wiseasy Digital Banking Solution Introduction.pdfkjhfjfhdsjlf
Wiseasy is a leading global digital banking and payment solutions provider. It offers smart POS terminals, digital banking solutions including Wiseasy Wallet, and agency banking solutions to banks and financial institutions. The solutions aim to promote financial inclusion by enabling the unbanked to access basic banking services through a network of agents. Wiseasy Wallet is a cloud-based mobile wallet that offers account opening, transfers, payments and other services to wallet users.
Ideaworks Solutions Pvt Ltd- Mobile Application DevelopmentKamal Singh
Ideaworks Solutions is a software development company in India that help customers in solving their software needs and allow them to focus on what should be focus on.
TECON Services is a technology consulting firm that provides business automation solutions including ERP implementation, middleware integration, customer service software, and business process improvement. It offers products for internet banking, POS systems, hospital management, dealer management, and warehouse management. TECON's onsite/offshore model aims to provide high value services at lower costs than competitors. It works closely with clients to develop customized applications that create a competitive advantage and drive innovation.
This document provides information about a software development and consulting company. It discusses the company's services, case studies, and values. The company has over 50 years of combined IT experience and expertise in Java development. It provides software development, engineering, and consultancy services to both government and commercial clients. It also develops proprietary software products for industries like financial, manufacturing, and online advertising. The company utilizes flexible pricing and cooperation models to best serve its clients.
The Agarwal Group established AGC Infotech to provide high quality and low cost business process outsourcing services from their facility in Ahmedabad, Gujarat, India. AGC Infotech offers a range of call center, back office, and data processing services to clients in industries such as banking, insurance, telecommunications, and more. Their state of the art infrastructure is supported by advanced technology and a focus on quality to ensure reliable and efficient service.
Empower financial inclusion with branchless bankingNikunj Gundaniya
DigiPay began its journey in the year of 2019
under the umbrella of Peerbits, a leading mobile
application development company. DigiPay has
come up with several digital financial solutions
such as Mobile Money, Agency Banking,
Automated Fuel Solution, Parking Solution, etc.
DigiPay has earned its reputation as a technology
solution provider with a global market approach
for Fintech Solutions. DigiPay leverages
cutting-edge technologies to deliver superior
FinTech solutions that cater to Non-Banking
Financial Institutions, Enterprises, Banks, MNOs
and Telcos.
Intelgain is a software solutions provider that delivers custom web and software applications. It has expertise in web development, software consultancy, and maintenance. The company aims to empower business transformation through strategic implementation of technology. It offers quality, reliable solutions and ensures security and protection of intellectual property. Intelgain works with startups, SMEs, and other companies across various industries such as travel and risk management. It has experience developing solutions like a mortgage CRM system and a risk management tool.
Ndimension Labs is an IT consulting and outsourcing firm specializing in web and mobile app development, software, and digital marketing. The company embraces digital acceleration and helps businesses keep up with rapid technological changes. Ndimension Labs provides a range of services including custom software, eCommerce solutions, cloud technologies, and digital marketing to industries such as retail, education, healthcare, and travel. It prides itself on flexibility, security, and helping clients maximize their ROI.
Swaran Soft: Pioneering Digital Transformation for Over Two Decades
With a rich legacy of more than 22 years, Swaran Soft stands at the forefront of the digital transformation landscape, marking a notable presence across APAC, EMEA, and the USA.
Our commitment to innovation and excellence is deep-rooted. At Swaran Soft, we foster collaborative synergies with industry stalwarts to curate best-in-class services tailored for your digital evolution. These strategic alliances not only amplify our technological prowess but also reinforce our promise of delivering unparalleled quality and service.
Our Diverse Service Offerings Include:
Generative AI & MLOps Services
UI/UX Design Services
Mobile App Development Services
Web Development Services
IoT Enabled App Development Services
App & Data Security Services
DevOps Engineering Services
AR & VR Services
Analytics Services for Web, Mobile, and Social Media
Managed IT Staffing
Empowering Digital Transformation Through Strategic Partnerships
In the ever-evolving digital realm, our approach is both adaptive and strategic. Swaran Soft takes pride in harnessing mutual growth and expertise by partnering with industry frontrunners. This synergistic collaboration ensures that we remain at the cutting edge of technology, offering unmatched services that resonate with today's digital imperatives.
This document provides an overview of OPTiiM, a software testing company that offers services such as project portfolio management, test automation, manual testing, performance testing, portal development, IT operations, and data center automation. It outlines OPTiiM's business lines and strategy, key customers, history of growth and acquisitions, partners, and social responsibility programs.
While traditional banks contend with inflexible legacy IT systems, the transformational ones deploy Agile methods to significantly reduce their time to value and make the organization more flexible as a whole.
Transformation is difficult and digital transformation is even harder.
01. The document discusses CTO-as-a-service, where a company called myCube provides qualified technology resources to act as the chief technology officer for banks, instead of hiring an individual CTO.
02. myCube also offers various consulting services including startup consultancy, software consultancy, e-commerce development, and management consultancy.
03. The presentation proposes that myCube partner with banks to develop Bangladesh's first banking-as-a-service/open banking platform co-owned by banks, and provide virtual CTO and other consulting services.
This corporate presentation by Miritec provides key figures about the company, including its history since 2008, expertise developing over 200 projects, locations in Ukraine and representative offices in the US and Germany, and over 120 qualified professionals. Charts show Miritec has customers in over 15 countries, with 25% of revenue from Ukraine, 14.4% from the US, 25% from Europe, and 34.7% from other regions. The presentation describes Miritec's services such as consulting, software engineering, outsourcing, and industry expertise in sectors like banking, healthcare, retail, and transportation.
How typography based company profile can help reach the perfect client.SAURABH SHANKER SINGH
A visual guide for creating company profile with ima-appweb.com company profile as sample. The image credit goes to microsoft. We have tried to create a company profile with good creative and have used typography to convey message
Finova360 Pvt Ltd is a consulting company working primarily in the area of banking and financial technology.Innovation in the field of banking financial sector is the need of hour. FinTech as amalgam of “finance” and “technology” means new age technology applied to finance.
Finova360 Pvt Ltd is a consulting company working primarily in the area of banking and financial technology.Innovation in the field of banking financial sector is the need of hour. FinTech as amalgam of “finance” and “technology” means new age technology applied to finance. We have our associates in India, Nigeria, Kenya, Ghana, Vietnam, Myanmar, Cambodia.
Similar to Axx2inn mobile offering-v039 - uploaded Jan 2013. (20)
1. Mobility for Financial Institutions
An Axxiome Group company
Solutions for
Customers and Employees
2. Axxiome Group
Axxiome Group offers a wide range of consulting services for the financial
industry. We specialize in the areas of Core Banking, Core Insurance, and
Corporate Treasury systems with a strong focus on SAP products.
2InnovateIT specializes in the development of financial software to complement the
capabilities of legacy systems, focusing on functional areas around the core banking,
such as: , Mobile Solutions, Payment Systems, BackOffice & Teller Front-End
Systems, Loan Origination Systems and Business Intelligence with a strong
focus on Sybase technology. (Mobility, HANA).
3. Global Presence
Canada Germany
Axxiome Canada Ltd. Axxiome Dtl. GmbH
On Site – Advisor’s UK
Axxiome UK Ltd.
Poland
Axxiome Polska Sp. z o.o.
USA
Axxiome Americas Inc
On Site – Advisor’s
Switzerland
Axxiome AG
Mexico
Office
On Site – Advisor’s
Brazil
Colombia Office
Axxiome Colombia SAS On Site – Advisor’s
Argentina Uruguay
Office Axxiome Uruguay SA
2innovate IT
Software Factory
Software Factory
+400 consultants around the world
4. Strong focus on financial institutions.
Banking Insurance Corporates
SAP Consulting
Services
● ● ●
SAP Technology
Services
● ● ●
Software
Products
● ●
Application
Support
● ●
5. 2innovate IT - Services
Consulting and Development:
Payment Systems.
BackOffice & Teller Front-End Systems.
Phone & Web Channels, integration –
EAI.
Loan Origination Systems.
Business Intelligence.
Mobile Solutions for Customers and
Employees.
6. Definitions
Mobility for Bank Customers
Retail and Corporate Mobility for Bank Executives
Mobile Banking Mobile mBanking4E
The mobile device is used by
The mobile phone is used by
bank executives as Front End
customers as an access
for the Core Banking
channel to financial services
System, to do business
over Bank Accounts.
operations.
Mobile Payments, Mobile Device Management
Money Transfer (MDM) AFARIA
The mobile phone is used by
customers as a payment device A System to manage and
to transfer money from one secure Mobile Devices in
party to another. field, used by employees.
8. Why is mobile banking a good business ?
Enables banks to deliver existing services Improves security by adding another
via mobile phones, so customers can security layer (customers use the or a
access to their accounts anytime, message as an alternative to the one-time
anywhere. Personal Identification Number generator
or tokens).
Reduces cost of customer service Enhances marketing opportunities by
delivery over more expensive introducing more immediate and
channels, such as call center, branch personalized communication over mobile
personnel and ATMs. phones.
9. What does mobility mean for financial institutions ?
Accelerated banking business by mobilizing workflows and business data.
Support field activities, such as sales and operations and decision support at
all levels.
Improve customer loyalty.
Improve customer service in branches.
Increased transaction volumes through remote (mobile) channels. Reducing
operative costs.
Reduced time cycle of the banking processes. For example: loan
origination, blocking of a credit card, credit card limit increase.
A cost efficient channel for low value transactions.
Integration of unbanked population through their mobile transactions.
Getting into areas of business where they are not present yet
(remittances, payment of utilities, payment of taxes and services) by using
the mobile channel.
10. Solutions offering - Mobility for Financial Institutions.
MOBILE for Executives Mobile for CUSTOMERS
Axxiome mBanking4E is a mobile banking Sybase mCommerce 365 is a platform aimed to
platform for bank executives aimed at supporting implement Mobile Commerce solutions for
activities of account officers, sales force people Financial Institutions like:
and decision makers of the bank enabling them to Mobile Wallets. Enabling P2P Payments,
work anywhere and anytime, using core banking Remittances, Bill Payment, Merchant Payments,
functionalities. Airtime Top up, and many otherr transactions.
Origination processes for the Sales Mobile Banking for Retail and Corporate
Force. customers. Enabling customers access to their
Advanced Customer Management. accounts Anytime, Anywhere.
Mobilizing BI and specialized Enabling personalized marketing through the
Dashboards. mobile phone.
Foreign Trade.
Mobilizing Workflows. Approvals,
Requests, Tasks.
mBanking4E
AFARIA - MDM
11. Professional Services – Offering.
Consulting, Strategies, Implementation and Deployment.
Mobile Banking.
Mobile Wallets, Mobile Commerce, Payments and Remittances.
Mobile Banking for Bank Executives, Strategies to mobilize the
Financial Operations.
Mobile Front Ends for Core Banking.
Workflows, Approvals and Requests.
Inquiries, Dashboards, Analytic Reports.
Advanced Customer Management, maximizing the customer
portfolio.
Sales force in field automation.
Tailored development.
Integration Core Banking and Legacy Systems, with Mobile Platforms
Integration POS Networks, ATM Networks, Payment Networks and
third-party systems with Mobile Platforms.
Integration TELCOs (SMS) with Mobile Platforms.
12. Mobile for Bank Executives – mBanking4E.
Sales Force Empowerment
Key Functions
List of assigned customers.
Loan Origination Process (Loans, Credit Cards).
List of products clients do NOT have and may be offered.
Query on the customer’s Total Commitment.
Customer Data, Contact Data, View on Map.
Interest rates per product and currency exchange rates.
Alerts on accounts receivable to call.
Alerts on renewals of fixed term deposits.
Requests/Response for approvals. (overdraft check, etc).
..............................
Executive Dashboards
Key Functions
Executive Dashboard with a Real Time overview of the health
of the organization.
Dashboards for the CEO, CFO, COO and CTO.
Approval and authorization request capabilities.
Notifications about relevant events that affect the company
so as to react in real time to dynamic business conditions.
Alerts.
…………………………………
13. mBanking4E – Enterprise mobility use…. Today!
Dashboards
Mobile Enterprise Application Platform
Email
Execs
Workflows
Contacts
& Business
Processes
Line of Business
Managers
Approval
Requests Calendars
Field
Services CRM
Task & Business Users
Hours & Scheduling
Expenses & Dispatch
14. MDM – Managing and Securing the device Lifecycle
Provision Production
Manage Manage
• Assign group membership and policies • Track asset data
• Configuring device for connectivity • Update/repair software
• OTA delivery of management client • Monitoring & self-healing
• Initial application deployment • Maintain/modify device & app configuration
• Distribute & update LOB data & files
Secure • Software license usage and tracking
• Establish security policies • Scheduled and automate activities
• Initialize power-on password • Remote Control of devices
• Install and encrypt data on device
• Install & configure AV, firewall,
port/peripheral controls Secure
Decommission • Back-up device data
• Apply patch and security updates
Decommission • Enforce security policies
• Monitor/track security violations/threats
• Compliance activity logging
Secure
• Disable lost/stolen device Manage
– Remote kill/lock • Reprovision/reimage device
– Access violation lock – Replacement device-same user
– “Data fading” – Repurposed device
• Disable device, network, application • Redeploy software assets
access • Restore data (after device kill)
15. Implementing
Sybase mCommerce 365
Mobile Wallet
- Money Transfer.
- Merchant Payments.
- Bill Payment
- Airtime top up
- ……
Mobile Banking
- Retail and Corporate Customers.
16. Mobile Banking for Customers. Mobile Wallet.
Mobile Commerce Platform (Mobiliser)
Mobile Banking Money Transfer
Mobile Payments
The mobile phone is used by The mobile phone is used by
customers as an access channel customers as a payment device to
to financial services over Bank transfer money from one party to
Accounts. another.
mBanking 365 mPayments 365 mRemmitances 365
17. Growth Drivers
Mobile Banking Mobile Payments Mobile Money
• Competitive Pressure • Competitive Pressure • Cost of acquiring new
• Banks focused on • Phone penetration customers and opening
Transformation and a • Consumer convenience branches
Customer-centered • mCommerce growth • Government’s pressure to
approach extend financial services
• Legacy infrastructure • Demand for cash to under-
being replaced alternatives in emerging banked/unbanked
markets population
• Channel focus • MNOs seek higher ARPU
• Smartphone/Tablet boom • Competitive pressure
• Government Support and • Mobile as the only access
• Card Usage encouragement for channel to Internet
Encouragement – Take financial inclusion
advantage of the mobile programs • Government ‘s search to
phone to extend loyalty lower disbursement
programs by driving • Opportunity to get a piece program costs and
targeted campaigns to of the P2P and Intl. prevent corruption
promote card usage Remittance pie due to high • Deposit and account
cost of alternative openings
• Potential to promote providers like WU
brands and unify silos in
one application –
Insurance, Banking,
Mortgage for ex.
18. mCommerce Functionalities - An integrated solution
EVOLUTION OF REQUIREMENTS
Mobile Banking Mobile Payments Mobile Money
End User End User End User
Account balances AirTime TopUp Balance, statement ,bill pay
P2P, Bill Pay, Int’l Remittance Transfer ,cash in/cash out
Transaction history
Merchant Payment Merchant
Account details payment, micropayments, loan
Card management Agents repayments
PIN management KYC details/collection
Cash in/cash out Agents
Complaints management KYC details/collection
Notifications/alerts Merchant Cash in/cash out
Merchant portal, fee tracking
User preferences such as Merchant
Merchant on-boarding
languages or limits Merchant portal
Back office Merchant reports, fee tracking
Back office functions
Settlement, Clearing, Fee
Reports, etc. distribution Back office
GL, settlement, clearing, interest rate
Customer Support calculation, bulk payments
Blocking, enabling, reversals
Customer Support
Blocking, enabling, reversals
Cost Savings New Services New Value
19. Why Axxiome / 2 innovate IT ?
We are an innovative company with Seniority in the banking business, with more then 25 years of
experience. We have been working with our minds set on the year 2020 banking style.
We have a strong vertical focus on the financial industry, implementing SAP for Banking, Sybase and
our own products (4x4 Transaction Broker) certified by SAP & SWIFT. The best tools to build solutions
for the financial industry.
Have mature and cost efficient software factories located in Uruguay, Argentina and Poland.
Strategic SAP Platinum global partner for Banking and Insurance Services. We have certified
consultants in BAS & Mobile Solutions.
We have a big team of consultants around the world specialized in all areas of the banking business.
More than 400 consultants working in the most complex projects and implementing Core Banking,
Core Insurance and Payment Solutions for the most demanding customers, Banks & Insurances
Companies.
20. Thanks for your time!!!
Questions ?
ivan.kechichian@2innovateIT.com
ivan.kechichian@axxiome.com
www.Axxiome.com
Editor's Notes
Nuestra casa central esta en Suiza.Tenemos oficinas en Europa, Alemania, Inglaterra y Polonia.Américas tenemos oficinas en: EEUU, Canadá, México, Brasil, Colombia, Argentina y Uruguay.Tenemos Software Factorys en Uruguay, Argentina, Brasil y Polonia.Trabajamos con Consultores Funcionales onSite y construimos donde están nuestras software factorys..La empresa emplea a mas de 350 consultores y técnicos a nivel global.Somos partnerestrategico de SAP, para la consultoria e implementacion de soluciones de Core para Banca, Seguros y Tesorerías Corporativas.
2Innovate IT es la Division de Innovacion de Axxiome Grupo.- Creamos y productos y trabajamos en diferentes líneas de investigación.Trabajamos en Reconocimiento Facial.Mobile Solutions.Medios de Pago.
Sistemas de Pagos. (SWIFT, NACHA, ISO8583, CNAB, XML, Formatos Propietarios)Pagos entre instituciones Bancarias y financieras: Pagos Interbancarios, Giros, Transferencias, Débitos Directos, Créditos.Pagos entre Empresas y Empresas-Bancos.Ruteos y autorizaciones de pagos.Incorpora múltiples Instituciones de Pagos basadas en: Swift, Nacha, SEPA, ISO, ACHs.Procesos: Reconciliación, Compensación, reparación y seguimientos de pagos.Cash ManagementExperiencia y especialización en Banca Corporativa.EIPP: ElectronicInvoice, Presentation and Payment.Collection Management y manejo de disputas.Factoring.Confirming.TellerDepósitos en cuenta propia o de terceros.Pagos de Prestamos, Cheques, Tarjetas.Pagos de Servicios, Multi-recaudos. (Agua, Luz, Teléfono, Impuestos, TV Cable.Cambio de Monedas.Manejo de Múltiples Medios de Pagos (cash, cheques, lingotes, etc.)Operaciones No Monetarias.Operaciones clásicas (Apertura, Cierre, Arqueo, Reposición, Retiro, Reportes).Dispositivos: Impresoras, contadores, recicladores, clasificadoras, dispensadores, pin pads, etc.BackofficeConstrucción del Front-end para las operaciones y procesos del Backoffice y Frontoffice (no cajas).Creación y registración de nuevos clientes.Originaciónde Cuentas y Productos.Generación de Prestamos.Alta de tarjetas en línea.Generación de órdenes de pago recurrentes o única vez.Solicitud, cancelación de Chequeras.Solicitudes y seguimientos de reclamos o incidentes.Excelente time tomarket para crear nuevos productos.Business IntelligenceGran experiencia y especialización en Modelado de Datos en sector financiero.Homogeneización y consistencia de Datos del Negocio.Soporte a Toma de Decisiones.Seguimiento Plan Estratégico.Mejora de la competitividad.Centralizar, Depurar y Afianzar los datos.Maximizar el rendimiento de los sistemas.Bajar el CTO y mejorar el ROI en IT.ChannelsIntegración de los canales de venta o comunicación con el negocio (WEB, Mobile, Phone, Fax, etc.).Integración de canales financiero con las app del negocio (Buro de Créditos, Listas Negras, Canales de Pago, ACH, etc.).Desarrollos de soluciones de nicho multicanales (Mobile, WEB, Phones, Fax).Solución de banca móvil y pagos móviles.Banca on line WEB (Homebanking).Solución de créditos retails.Soluciones de IVR y ACD para IP Phone.Soluciones basadas en FAX entrantes / salientes.
Como agrega valor Mobile Computing en BankingServices.Acelerar el negocio del banco, movilizando Workflows y datos del negocio.Soportar las actividades en campo, Ventas, Operaciones, Soporte a las Decisiones en todos los niveles gerenciales.Mejorar los servicios de atención a clientes en las sucursales.Incrementar el volumen de transacciones a través de dispositivos móviles (smartphones y tablets).Reducir los ciclos de procesos. Otorgamiento de Prestamos, Servicios a clientes, etc.Proveer un canal económico para transacciones de baja denominación.Integrar las grandes masas de la población que no están bancarizadas, para que transaccionen a través de sus móviles.Ingresar en negocios, donde hoy el banco no participa (Ej. Remesas, Cobranzas de Servicios Masivos y Utilities, Agua, Luz, Teléfono, Impuestos, Cable).
Pensando en la fuerza de ventas.Cartera de clientes y/o prospectos asignados al oficial de cuentas.Originacion de Prestamos (Sobregiro en Cuenta, Autos, Tarjetas de Crédito, Personal).Consulta del offering disponible para un cliente, o sea Lista de productos que NO tiene y se le pueden ofrecer.Vista unica del clientes, Posicion, Productos que no tiene.Datos de cliente, Datos de Contacto, Ubicación en el mapa de sus direcciones registradas.Consulta de Tasas de productos y Tipos de Cambio de monedas.Lista de las cuentas por cobrar que vencen en el día.Lista de renovaciones de plazos fijos en el día.Requerimientos y Autorizaciones (sobregiros en cuenta, cheques sin fondos, etc.).Pensando en el nivel gerencial alto y/o intermedio.Dashboard ejecutivo con una imagen en tiempo real de la salud del banco.Dashboards especializados con indicadores clave para cada gerencia (CEO, CFO, CTO, CIO, etc)Capacidad para dar aprobaciones y autorizaciones, de forma segura, trazable y controlada.Notificaciones de eventos relevantes que puedan afectar al banco, para reaccionar en tiempo real a las condiciones cambiantes del mercado.Alertas de negocio.
El desafío es extender los procesos de negocio desde el escritorio hasta el móvil.La movilidad se está adoptando en toda la empresa - las tareas de los usuarios, los ejecutivos de negocios y gerentes de línea de negocio, lo usan cada vez mas. Aunque sus necesidades de movilidad pueden variar, una única plataforma se puede utilizar para tratar tanto la creación de aplicaciones y la gestión de los dispositivos, así como las necesidades de seguridad, lo cual ayuda a reducir dramaticamente la complejidad y el costo.Lo que surge del grafico es que NO estamos hablando de un cierto tipo de aplicación o dispositivo, o una función dentro de la empresa, estamos hablando de lo que la movilidad significa dentro de la empresa.Problema que debe ser abordado desde una perspectiva de la infraestructura multi-funcional.La capa inferior es donde Sybase ha sido históricamente fuerte, la adquisición por parte de SAP ha puesto a la plataforma en la posición ideal para expandirse hacia arriba. Puesto que todos los clientes de SAP ya tienen estas necesidades.
Empresa innovadora, con la visión apuntando a la banca en 2020.Fuerte foco y especialización en Banca, Seguros y Tesorerías Corporativas.Software Factorýs Maduras. Listas para hacer delivery de proyectos.Partnership Global con SAP para BankingServices.Un gran equipo de consultores experientes, implementando sistemas core, para los clientes mas exigentes. La industria financiera.