This document summarizes key concepts relating to money, interest rates, and exchange rates. It discusses what money is, how the money supply is controlled by central banks, and factors that influence the demand for money, including interest rates, prices, and income. A model of aggregate money demand is presented where real money demand depends on interest rates and income. The money market equilibrium sets money supply equal to demand. Changes in domestic or foreign money supplies can shift exchange rates by impacting interest rates and expectations. In the long run, increases in the money supply lead to proportional price inflation but leave real variables unchanged.
What is interest ? Types of interest & Rate of interest
various theory of interest
1) Classical theory
2) Loanable fund theory
their criticism and explaination
The whole slide describe about the financial system and the components of financial system. the branches of the financial institutions. And describe about savings, investment, loanable fund market and the economic actions that change the loanable fund market's demand and supply curve, which change the economic structures.
Risk of Flooding Mapped Around the World.pdfIrfan Khan
Risk of Flooding Mapped Around the World
Devastating floods across Pakistan this summer have resulted in more than 1,400 lives lost and one-third of the country being under water.
This raises the question: which nations and their populations are the most vulnerable to the risk of flooding around the world?
Using data from a recent study published in Nature, this graphic maps flood risk around the world, highlighting the 1.81 billion people directly exposed to 1-in-100 year floods. The methodology takes into account potential risks from both inland and coastal flooding.
Asian Countries Most at Risk from Rising Water Levels
Not surprisingly, countries with considerable coastlines, river systems, and flatlands find themselves with high percentages of their population at risk.
The Netherlands and Bangladesh are the only two nations in the world to have more than half of their population at risk due to flooding, at 59% and 58%, respectively. Vietnam (46%), Egypt (41%), and Myanmar (40%) round out the rest of the top five nations.
Besides the Netherlands, only two other European nations are in the top 20 nations by percentage of population at risk, Austria (18th at 29%) and Albania (20th at 28%).
Rank Country Flood risk, by population exposed (%) Total population exposed
#1 Netherlands 58.7% 10,100,000
#2 Bangladesh 57.5% 94,424,000
#3 Vietnam 46.0% 45,504,000
#4 Egypt 40.5% 38,871,000
#5 Myanmar 39.9% 19,104,000
#6 Laos 39.7% 2,985,000
#7 Cambodia 38.1% 7,431,000
#8 Guyana 37.9% 276,000
#9 Suriname 37.7% 233,000
#10 Iraq 36.8% 16,350,000
#11 Thailand 33.9% 25,431,000
#12 South Sudan 32.5% 5,437,000
#13 Pakistan 31.1% 71,786,000
#14 Nepal 29.4% 11,993,000
#15 Republic of the Congo 29.3% 1,170,000
#16 Philippines 29.0% 30,483,000
#17 Japan 28.7% 36,060,000
#18 Austria 27.8% 2,437,000
#19 India 27.7% 389,816,000
#20 Albania 27.6% 771,000
#21 China 27.5% 394,826,000
#22 Chad 27.4% 4,547,000
#23 Indonesia 27.0% 75,696,000
#24 Croatia 26.9% 1,094,000
#25 Slovakia 26.7% 1,401,000
The Southeast Asia region alone makes up more than two-thirds of the global population exposed to flooding risk at 1.24 billion people.
China and India account for 395 million and 390 million people, respectively, with both nations at the top in terms of the absolute number of people at risk of rising water levels. The rest of the top five countries by total population at risk are Bangladesh (94 million people at risk), Indonesia (76 million people at risk), and Pakistan (72 million people at risk).
How Flooding is Already Affecting Countries Like Pakistan
While forecasted climate and natural disasters can often take years to manifest, flooding affected more than 100 million people in 2021. Recent summer floods in Pakistan have continued the trend in 2022.
With 31% of its population (72 million people) at risk of flooding, Pakistan is particularly vulnerable to floods.
What is interest ? Types of interest & Rate of interest
various theory of interest
1) Classical theory
2) Loanable fund theory
their criticism and explaination
The whole slide describe about the financial system and the components of financial system. the branches of the financial institutions. And describe about savings, investment, loanable fund market and the economic actions that change the loanable fund market's demand and supply curve, which change the economic structures.
Risk of Flooding Mapped Around the World.pdfIrfan Khan
Risk of Flooding Mapped Around the World
Devastating floods across Pakistan this summer have resulted in more than 1,400 lives lost and one-third of the country being under water.
This raises the question: which nations and their populations are the most vulnerable to the risk of flooding around the world?
Using data from a recent study published in Nature, this graphic maps flood risk around the world, highlighting the 1.81 billion people directly exposed to 1-in-100 year floods. The methodology takes into account potential risks from both inland and coastal flooding.
Asian Countries Most at Risk from Rising Water Levels
Not surprisingly, countries with considerable coastlines, river systems, and flatlands find themselves with high percentages of their population at risk.
The Netherlands and Bangladesh are the only two nations in the world to have more than half of their population at risk due to flooding, at 59% and 58%, respectively. Vietnam (46%), Egypt (41%), and Myanmar (40%) round out the rest of the top five nations.
Besides the Netherlands, only two other European nations are in the top 20 nations by percentage of population at risk, Austria (18th at 29%) and Albania (20th at 28%).
Rank Country Flood risk, by population exposed (%) Total population exposed
#1 Netherlands 58.7% 10,100,000
#2 Bangladesh 57.5% 94,424,000
#3 Vietnam 46.0% 45,504,000
#4 Egypt 40.5% 38,871,000
#5 Myanmar 39.9% 19,104,000
#6 Laos 39.7% 2,985,000
#7 Cambodia 38.1% 7,431,000
#8 Guyana 37.9% 276,000
#9 Suriname 37.7% 233,000
#10 Iraq 36.8% 16,350,000
#11 Thailand 33.9% 25,431,000
#12 South Sudan 32.5% 5,437,000
#13 Pakistan 31.1% 71,786,000
#14 Nepal 29.4% 11,993,000
#15 Republic of the Congo 29.3% 1,170,000
#16 Philippines 29.0% 30,483,000
#17 Japan 28.7% 36,060,000
#18 Austria 27.8% 2,437,000
#19 India 27.7% 389,816,000
#20 Albania 27.6% 771,000
#21 China 27.5% 394,826,000
#22 Chad 27.4% 4,547,000
#23 Indonesia 27.0% 75,696,000
#24 Croatia 26.9% 1,094,000
#25 Slovakia 26.7% 1,401,000
The Southeast Asia region alone makes up more than two-thirds of the global population exposed to flooding risk at 1.24 billion people.
China and India account for 395 million and 390 million people, respectively, with both nations at the top in terms of the absolute number of people at risk of rising water levels. The rest of the top five countries by total population at risk are Bangladesh (94 million people at risk), Indonesia (76 million people at risk), and Pakistan (72 million people at risk).
How Flooding is Already Affecting Countries Like Pakistan
While forecasted climate and natural disasters can often take years to manifest, flooding affected more than 100 million people in 2021. Recent summer floods in Pakistan have continued the trend in 2022.
With 31% of its population (72 million people) at risk of flooding, Pakistan is particularly vulnerable to floods.
Preposições de lugar
(prepositions of place)
As preposições de lugar (prepositions of place) costumam ser
correspondentes em inglês e em português de modo geral. Porém, assim
como ocorre com as preposições de tempo, algumas têm suas
especificidades e precisamos entender o porquê: observe as expressões
sublinhadas e seguidas por asterisco, por exemplo. Vejamos caso a caso,
começando pelas preposições mais comuns:
1. ON
No, na, indicando a superfície de alguma coisa e usada em endereços para
indicar rua e andar. Exemplos:
I live on the 5th Avenue, on the second floor of an old buiding. (Eu mora
na 5a Avenida, no segundo andar de um prédio antigo);
There is a notebook on the desk (Há um caderno sobre a escrivaninha);
There is a stain on the window glass (Há uma rachadura no vidro da janela);
Hang the picture on the wall (Pendure o quadro na parede);
There is a spider on the photograph, take care! (Tem uma aranha na -
superfície da - foto, cuidado!) *
The icon is on the screen of the computer (O ícone está na tela do
computador).
OUTROS USOS: on the coast, the boat is on the sea (na superfície)*; on
the island, on the left (à esquerda), on the right (à direita), on the corner
of the street (na esquina)*, on the bus, on a plane (como passageiro), on
the page, on the chair (na cadeira).*
2. IN
Em, no, na, indicando (estar dentro de/em) uma área e usada antes de
lugares fechados (ou não específicos), bairros, cidades, países e
continentes. Exemplos:
I live in Florianópolis, but I was born in Italy (Eu moro no Brasil, mas nasci
na Itália).
The police is in the bank (indicando que a polícia está dentro do banco).
I work in a restaurant (Eu trabalho em um restaurante – sem especificar
qual).
There is a crack in the glass (Tem uma rachadura no copo – não só na
superfície).
The money is in the drawer (O dinheiro está dentro da gaveta).
Titanic is in the sea (Titanic está no fundo do mar). *
My mother looks younger in this photograph (Minha mãe parece mais jovem
nesta foto – ela está inserida na foto). *
The mouse is in the corner of the room (O rato está no canto da sala).*
OUTROS USOS: in bed, in hospital, in prison (de cama, hospitalizado,
preso), in the street (ingles britânico),* in the armchair (na poltrona),* in
the front/ back of a car. *
3. AT
No, na, junto a(o), indicando um ponto em algum lugar ou endereço
específico. Exemplos:
Ana was at the University Hospital yesterday. Fortunately, she’s got better
and now she is at home (Ana estava no hospital ontem, felizmente ela
melhorou e agora está em casa).
I work at Dino’s Restaurant (Eu trabalho no Restaurante do Dino).
Pedro is at his mother’s (Pedro está na (casa da) mãe dele).
OUTROS USOS: at the end of a street, at the botton/top of a page, at the
front/ back of a group of people, at the cinema, at the theater, at the
station, at school, at work, at the window/the door (junto à janela/porta, at
sea (em viagem).
Prepositions of Place
Table of Contents
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4
5
7
8
10
11
12
QUICK AND HANDY GRAMMAR REVIEW
Prepositions of Place
EXERCISE 1: Matchup
Write the letter of the picture that matches the preposition of place.
EXERCISE 2: In the Kitchen
Look at the picture and choose the best preposition.
EXERCISE 3: In the Living Room
Choose the best preposition for each sentence.
EXERCISE 4: Pair Work
Draw your own living room and describe it to your partner.
EXERCISE 5: Writing
Write two sentences for each picture.
EXERCISE 6: Class Survey
Ask and answer the questions.
ANSWER KEY
1
Quick and Handy Grammar Review
INTRODUCTION TO PREPOSITIONS
Prepositions are short words that show time, place, direction, etc.
Some examples of prepositions are at, on, in, to, from, above, under,
of, and between. In this lesson, we will study prepositions of place.
A. Common Prepositions of Place
2
in
The fruit is in the bowl.
on
The owl is on the branch.
next to / beside
The movie tickets are
next to the popcorn.
near
The pencil is
near the eraser.
above
The painting is
above the sofa.
under
The shoes are
under the table.
across from
The fridge is
across from the stove.
between
The apple is between
the strawberry and
the banana.
in front of
The girl is
in front of the boy.
behind
The teacher is
behind the desk.
Quick and Handy Grammar Review cont.
B. Common Sentence Patterns for Prepositions of Place
There are two common sentence patterns
that we use with prepositions of place.
1. The + noun + verb + preposition + the + noun.
• The cookie is on the plate. (singular)
• The strawberries are on the plate. (plural)
2. There + is + (a) + noun + preposition + the + noun.
• There is a cup of coffee on the table. (singular)
• There are bananas on the table. (plural)
C. Prepositions of Place with Similar Meanings
Some prepositions have similar meanings.
1. Next to and beside
have the same meaning.
• The sunglasses are
next to the sunscreen.
• The sunglasses are
beside the sunscreen.
2. On, above, and over
have similar meanings.
Use on when the two nouns
are touching and above when
they aren’t. Use over when
there is movement.
• The boat is on the water.
• The light is above the table.
• The plane flew over
the Eiffel Tower.
On, At and In: Preposições em Inglês
A preposição é uma palavra que liga um substantivo, pronome ou uma frase
nominal à outra parte da frase, para mostrar direção, lugar, tempo ou para
introduzir um objeto.
Como já foi dito, as preposições mostram direção, local, tempo ou algum
objeto e, embora, elas não tenham regras de uso, elas possuem alguns jeitos
de utilizá-las que nos ajudam a aprender melhor. Por exemplo:
On – For days and dates, surface, a part of the body / Em, no, na – dias e
datas, superfícies e parte do corpo.
At – For a precise time, for indicate a place / Em, no, na – tempo exato,
indicar lugar.
In – For months, years, centuries and long periods, enclosed space / Em,
no, na – meses, anos, séculos, longos períodos e espaços
fechados/específicos.
Let's take a look at the examples using the prepositions: On, At and In.
/ Vamos dar uma olhada nos exemplos usando as preposições: On, At e In.
On
For days and date: / Para dias e datas
My family will arrive on Friday. / Minha família chega na Sexta-feira.
He was born on the 20
th day of January in 1983. / Ele nasceu em 20 de
Janeiro de 1983.
I'll be there on Christmas Day. / Eu estarei lá no Natal.
For a surface: / Para superfície
They're putting their name on the wall. / Eles estão colocando os nomes
deles na parede.
The notebook is on the table. / O livro está na mesa.
Let's lie down on the floor. / Vamos nos deitar no chão.
For a part of the body: / Para parte do corpo
He kissed me on my forehead. / Ele me beijou na testa.
She's wearing a pretty ring on her finger. / Ela está usando um lindo anel
em seu dedo.
You can put your hand on my shoulder. / Você pode colocar sua mão em
meu ombro.
At
For a precise time: / Para um tempo exato
We will meet you at 3 p.m. / Vamos encontrar com vocês às 15 horas.
The limousine will stop here at 7:35 a.m. / A Limousine vai parar aqui às 7:35
da manhã.
I want you here at dinnertime. / Eu quero você aqui na hora do jantar.
Used to indicate a place: / Usado para indicar um lugar
It's at the corner of Redmond Avenue with Freedon Street. / Fica na
esquina da Avenida Redmond com a Rua Liberdade.
There is a kids party at the mall today. / Há uma festa de criança no shopping
hoje.
There are a thousand people at the club. / Há mil pessoas no clube hoje.
In
For months, years, centuries and long periods: / Para meses, anos, séculos
e longos períodos.
I love read newspapers in the morning. / Eu amo ler jornal pela manhã.
We have a long holiday in the summer. / Nós temos um longo feriado no
verão.
The new season will start in July. / A nova temporada começará em julho.
For enclosed space: / Para espaços fechados/específicos.
I'll wait for you in the garden. / Esperarei por você no jardim.
Let's meet in France. / Vamos nos encontrar na Fança.
He looked me in the eyes. / Ele me olhou nos olhos.
On, At and In: Prepositions in English
A preposition is a word that links a noun, pronoun or phrase
nominal to the other part of the sentence, to show direction, place, time or to
introduce an object.
As already stated, prepositions show direction, place, time, or some
object and, although they do not have rules of use, they do have some
to use them that help us learn better. For example:
On – For days and dates, surface, a part of the body / On, no, na – dias e
dates, surfaces and body part.
At – For a precise time, for indicate a place / Em, no, na – exact time,
indicate place.
In – For months, years, centuries and long periods, enclosed space / Em,
in, na – months, years, centuries, long periods and spaces
closed/specific.
Let's take a look at the examples using the prepositions: On, At and In.
/ Let's take a look at the examples using the prepositions: On, At and In.
on
For days and date: / For days and dates
My family will arrive on Friday. / My family arrives on Friday.
He was born on the 20
th day of January in 1983. / He was born on the 20th of
January 1983.
I'll be there on Christmas Day. / I'll be there for Christmas.
For a surface: / For surface
They're putting their name on the wall. / They're putting the names
them on the wall.
The notebook is on the table. / The book is on the table.
Let's lie down on the floor. / Let's lie down on the floor.
For a part of the body: / For a part of the body
He kissed me on my forehead. / He kissed me on the forehead.
She's wearing a pretty ring on her finger. / She's wearing a beautiful ring
on her finger.
You can put your hand on my shoulder. / You can put your hand on
my shoulder.
at
For a precise time: / For an exact time
We will meet you at 3 p.m. / We'll meet you at 3 pm.
The limousine will stop here at 7:35 a.m. / The Limousine will stop here at 7:35
in the morning.
I want you here at dinnertime. / I want you here by dinnertime.
Used to indicate a place: / Used to indicate a place
It's at the corner of Redmond Avenue with Freedon Street. / stay in
corner of Avenida Redmond and Rua Liberdade.
There is a kids party at the mall today. / There's a kid's party at the mall
today.
There are a thousand people at the club. / There are a thousand people in the club today.
in
For months, years, centuries and long periods: / For months, years, centuries
and long periods.
I love read newspapers in the morning. / I love to read the newspaper in the morning.
We have a long holiday in the summer. / We have a long holiday in
summer.
The new season will start in July. / The new season will start in July.
For enclosed space: / .
I'll wait for you in the garden.
Let's meet in France. /
He looked at me in the eyes.
AT = Para horários, localizações (sem ser específico(a)) e feriados
Exemplos:
Horários Específicos: AT 7 o'clock; AT 5 PM, AT NOON, AT
MIDNIGHT, AT 8 AM.
Localização (sem ser específico (a)): AT home, AT school, AT pool.
Feriados: AT Christmas, AT Easter, AT Independence, AT Thanks
Given
ON= Para os dias da semana, dias de feriados e dias
detalhados. Exemplos:
Para dias da semana: ON Sunday, ON Monday, ON Tuesday, ON
Wednesday, ON Thursday, ON Friday, ON Saturday.
Para dias de feriados: ON Christmas Day, ON Easter Day, ON
Independence Day, and ON Thanks Given Day.
Para dias detalhados: ON January 11, 1986, ON December 25, ON
Tuesday afternoon, ON my birthday, ON her wedding day, ON
August 10.
ATONIN
IN= Para algo que aconteceu ou acontece dentro d'um
determinado período em determinado momento, época...
(Semanas, Meses, Ano, Décadas, Séculos) e para localização
específica. Exemplos:
Para algo que aconteceu ou acontece dentro d'um período em
determinado momento, época...: Semanas - IN 2 weeks, IN 3 weeks,
IN a week. Mês - IN July, IN August, IN December. Ano - IN 1978, IN
1989, IN 2014. Décadas - IN the 80's, IN the 90's, IN the 20's. Séculos -
IN the 1800's, IN the 1900's.
Para localização específica: IN the room, IN the office, IN the
kitchen, IN the class, IN the right or left side.
PERÍODOS DO DIA
IN the morning - pela manhã, de manhã.
IN the afternoon - pela tarde, a tarde.
AT night - pela noite, a noite (exceção à regra).
Observação: Não se usa preposições antes das seguintes palavras:
LAST (AS VEZES)
EVERY
TODAY
NEXT
UNTIL
AFTER
BEFORE
Transitive And Intransitive Verbs Excercies.docxIrfan Khan
What Are Transitive And Intransitive Verbs?
A transitive verb is one that is used with an object: a noun, phrase, or pronoun that refers to the person or thing that is affected by the action of the verb. In the following sentences, admire, maintain, face, and love are transitive verbs:
I admire your courage.
We need to maintain product quality.
I couldn’t face him today.
She loves animals.
Some transitive verbs can be used with a direct object and an indirect object
What Are Transitive And Intransitive Verbs?
A transitive verb is one that is used with an object: a noun, phrase, or pronoun that refers to the person or thing that is affected by the action of the verb. In the following sentences, admire, maintain, face, and love are transitive verbs:
I admire your courage.
We need to maintain product quality.
I couldn’t face him today.
She loves animals.
Some transitive verbs can be used with a direct object and an indirect object:
Liz brought her a glass of water.
[indirect object] [direct object]
He sent her a letter.
[indirect object] [direct object]
What is an object?
An object in grammar is a part of a sentence, and often part of the predicate. It refers to someone or something involved in the subject's "performance" of the verb. It is what the verb is being done to. As an example, the following sentence is given:
Subject Verb Object
Leila wrote the poem
"Leila" is the subject, the doer or performer,
"wrote" is a verb that refers to the action,
"the poem" is the object involved in the action.
Transitive and intransitive verbs
A verb can be classified as transitive or intransitive according to whether it takes or doesn't take an object:
If a verb takes objects, then it is a transitive verb.
Example:
They played soccer. → (The verb play takes ONE object 'soccer')
O que é o verbo to be?Antes de tudo, assim como falamos ali em cima, você precisa saber que o to be significa “ser” e “estar”, e tem três variações, de acordo com o pronome usado. Você se lembra dos pronomes, certo?
Verbo to be no presenteEm inglês, teremos am, is e are para indicar o to be nesses pronomes. Mas como sabemos como usar cada um? Para começar, o mais fácil: am somente será utilizadoa companhando a primeira pessoa do singular, ou seja, “eu”.
Economics
Curve Fitting
macroeconomics
Curve fitting helps in capturing the trend in the data by assigning a single function
across the entire range.
If the functional relationship between the two quantities being graphed is known to be
within additive or multiplicative constants, it is common practice to transform the data in
such a way that the resulting line is a straight line.(by plotting) A process of quantitatively
estimating the trend of the outcomes, also known as regression or curve fitting, therefore
becomes necessary.
For a series of data, curve fitting is used to find the best fit curve. The produced equation is
used to find points anywhere along the curve. It also uses interpolation (exact fit to the data)
and smoothing.
Some people also refer it as regression analysis instead of curve fitting. The curve fitting
process fits equations of approximating curves to the raw field data. Nevertheless, for a
given set of data, the fitting curves of a given type are generally NOT unique.
Smoothing of the curve eliminates components like seasonal, cyclical and random
variations. Thus, a curve with a minimal deviation from all data points is desired. This
best-fitting curve can be obtained by the method of least squares.
What is curve fitting Curve fitting?
Curve fitting is the process of constructing a curve, or mathematical functions, which possess closest
proximity to the series of data. By the curve fitting we can mathematically construct the functional
relationship between the observed fact and parameter values, etc. It is highly effective in mathematical
modelling some natural processes.
What is a fitting model?
A fit model (sometimes fitting model) is a person who is used by a fashion designer or
clothing manufacturer to check the fit, drape and visual appearance of a design on a
'real' human being, effectively acting as a live mannequin.
What is a model fit statistics?
The goodness of fit of a statistical model describes how well it fits a set of
observations. Measures of goodness of fit typically summarize the discrepancy
between observed values and the values expected under the model in question.
What is a commercial model?
Commercial modeling is a more generalized type of modeling. There are high
fashion models, and then there are commercial models. ... They can model for
television, commercials, websites, magazines, newspapers, billboards and any other
type of advertisement. Most people who tell you they are models are “commercial”
models.
What is the exponential growth curve?
Growth of a system in which the amount being added to the system is proportional to the
amount already present: the bigger the system is, the greater the increase. ( See geometric
progression.) Note : In everyday speech, exponential growth means runaway expansion, such
as in population growth.
Why is population exponential?
Exponential population growth: When resources are unlimited, populations
exhibit exponential growth, resulting in a J-shaped curve.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
35. Money, Prices and
the Exchange Rates
and Expectations (cont.)
Change in expected
return on euro deposits
The expected return on
euro deposits rises because
of altered exchange-rate
expectations:
•The dollar is expected to
be less valuable in the
future when buying goods
and services and also less
valuable when buying euros.
•The dollar is expected to
depreciate in the long run,
and this raises the expected
dollar return on euro
deposits.