This document provides an overview of economics topics related to money including:
- Definitions of money and the money supply (M1, M2, M3)
- Characteristics of money such as acceptability, stability, divisibility
- Functions of money as a medium of exchange, store of value, and unit of account
- Factors that influence the supply and demand of money including interest rates, income levels, and price levels
- Relationship between real and nominal money balances and how inflation impacts demand
- Tools of monetary policy used by central banks including open market operations, reserve requirements, and discount rates
Kinds of money, functions of money, Supply of money along with inflation. Banking with commercial functions of banking , Central Bank and its functions have been presented in the slides.
This slideshow briefs about Barter system including qualities, value, types and functions of money. This also briefs about concept of liquidity and concept of demand for money.
NO1 Uk Rohani Baba In Karachi Bangali Baba Karachi Online Amil Baba WorldWide...Amil baba
Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
#vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore#blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #blackmagicforlove #blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #Amilbabainuk #amilbabainspain #amilbabaindubai #Amilbabainnorway #amilbabainkrachi #amilbabainlahore #amilbabaingujranwalan #amilbabainislamabad
Kinds of money, functions of money, Supply of money along with inflation. Banking with commercial functions of banking , Central Bank and its functions have been presented in the slides.
This slideshow briefs about Barter system including qualities, value, types and functions of money. This also briefs about concept of liquidity and concept of demand for money.
NO1 Uk Rohani Baba In Karachi Bangali Baba Karachi Online Amil Baba WorldWide...Amil baba
Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
#vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore#blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #blackmagicforlove #blackmagicformarriage #aamilbaba #kalajadu #kalailam #taweez #wazifaexpert #jadumantar #vashikaranspecialist #astrologer #palmistry #amliyaat #taweez #manpasandshadi #horoscope #spiritual #lovelife #lovespell #marriagespell#aamilbabainpakistan #amilbabainkarachi #powerfullblackmagicspell #kalajadumantarspecialist #realamilbaba #AmilbabainPakistan #astrologerincanada #astrologerindubai #lovespellsmaster #kalajaduspecialist #lovespellsthatwork #aamilbabainlahore #Amilbabainuk #amilbabainspain #amilbabaindubai #Amilbabainnorway #amilbabainkrachi #amilbabainlahore #amilbabaingujranwalan #amilbabainislamabad
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
2. MONEY
• What is money?
• Money is regarded as any object
which is generally accepted in
exchange of goods and services.
• Money is said to be the most
liquid assets among all the assets
of a man.
• Liquidity refers to the ease in
which an asset can be converted
into ready cash.
3. Definitions of Money
The definitions of money vary by country but generally include at least
a measure for narrow money and one for broad money.
• M1-consist of notes & coins in circulation plus demand deposit(
plastic money) deposits.
• M2-includes M1 plus savings deposits, know as broad money.
• M3-Includes M2 plus other financial components which are relatively
less liquid and money market funds like mutual funds, repurchase
agreements, commercial papers, etc.
4. Characteristics/Attributes
of money
1. Acceptability – good money should have the quality of general
acceptability. This means every person must accept it for the
settlement of payments. It should be accepted for purchase and
sale of goods.
2. Stability- value of money should remain stable. If value of money is
changing or fluctuating day by day than it would not be considered
reliable.
3. Durability-the material used in making money should be durable
and long lasting. Coins do not wear quickly, so the quality of money
remains stable.
4. Divisibility-means ability to divide into small units without losing its
value. Good money should be divisible .
5. Homogeneity- means the money should be identical. So that there
is no ambiguity to the holder of money
6. Recognizable –the money should be easily recognized so that the
holder of money may not confuse about the value of money.
7. Portability- money should be easy to carry around. It should be very
easy to transport large sums of money.
5. FUNCTIONS OF MONEY
i. Medium of Exchange -Something that is generally accepted as payment for goods,
service, and resources. It is used to determined value during the exchange of goods
and service.
ii. A store of value/ Wealth- money commands purchasing power in that it can be used
to buy other commodities and assets It also keeps its value in you decide to hold on
to or store it instead of spending it i.e.. Allows for saving, or storing wealth for future
use, and permits credit, or delayed payments.
iii. A unit of Account –Money is a unit of account. It is used to compare the values /the
price of goods and services. We need a common measure of the cost of various
goods and services to be able to decide how best income is spent.
6. SUPPLY OF MONEY
• The money supply refers to the amount of cash or
currency circulating in an economy . The money
supply roughly includes both cash and deposits
that can be used almost as easily as cash.
• A rise in the money supply will reveal its effect by
decreased interest rates and price values of
commodities and services. Whereas a decrease in
money supply will result in increased interest
rates, price values with a coupled increase in
banks' reserves.
• As the price levels lower due to increased money
supply, the production in business will increase to
accommodate people's increased spending.
7. DEMAND OF MONEY
• It refers to the amount of cash balance people wish to hold rather than liquid assets that yield income as bond or government securities. Liquidity preference(
why people prefer to hold money).
• The demand for money is affected by several factors, including the level of income, interest rates, and inflation as well as uncertainty about the future.
• The way in which these factors affect money demand is usually explained with the theories of money demand by Keynesian views on his three
motives of holding money :- a) Transactions
b) Precautionary
c) Speculative
Transactions
• The transactions motive for demanding money arises from the fact that most transactions of our day to day involves an exchange of money. Because it
is necessary to have money available for transactions, money will be demanded. The total number of transactions made in an economy tends to
increase over time as income rises. Hence, as income or GDP rises, the transactions demand for money also rises.
Precautionary
• It refers to the desire to keep some liquid funds (money) to meet some unforeseen emergence such accidents that may arise unexpectedly, medical
bills, car repair and so on.
Speculative
• Some people choose to keep ready money to take advantage of opportunity to invest in bonds or other forms of assets. The opportunity cost of
holding money is the interest rate that can be earned by lending or investing one's money holdings. The speculative motive for demanding money
arises in situations where holding money is perceived to be less risky than the alternative of lending the money or investing it in some other asset.
8. Real and Nominal balance
Real money demand
• Is the amount demanded at a constant price level i.e. the number of units
of the purchasing power the public wants to hold.
• Real money is derived by dividing nominal quantity money demand by the
price level.
Real money demand = Nominal money
Price level
Nominal money demand
This varies with price level. There’s a loss when price increases. So people
turns to hold less money due inflation which leads to less purchasing power
of the money.
9. Determinants of money demand
Interest Rate
When interest rates are high people will spend their money t buy
interest bearing financial assets. This represent a decrease in the
quantity of money demanded therefore, resulting in the movement of
demand curve downwards sloping.
Real GDP-
Price level-
10. Money Equilibrium
• It occurs when the demand for money equals to supply of money.
• The money supply is vertical because it is established by central bank
and hence determine independently of the interest rate.
11. Monetary Policy
• Monetary policy is a set of tools used by a nation's central
bank to control the overall money supply and promote economic
growth and employ strategies such as revising interest rates
and changing bank reserve requirements.
• The aims of the monetary policy are:-
a)To maintain low level of inflation and prices stability.
b)Full employment.
c)Balance of payment equilibrium.
d)Exchange rate stability.
12. Instruments
of Monetary
policy
• Open Market Operations – involves the
purchase and sale of government papers. To
expand money supply, the government buys
treasury bonds and pays for them with new
money, whilst to reduce it, it sells treasury bonds
and receives existing money which it can
destroy.
• Reserve Requirements – this is the amount of
money that banks are supposed to lodge with the
central bank. This directly affects money supply
in an economy.
• Discount Rate – is the rate at which the central
bank charges to member banks who need to
replenish their reserves.