The document is the CEO presentation to shareholders at the Annual General Meeting on April 25, 2011. The presentation outlines the company's 3-year leadership vision to become the number 1 place for talent in Vietnam, achieve 5% of Vietnam's GDP and $500 million in cash flows, and deliver a return of 30% per annum for shareholders. It discusses the company's strategy to consolidate Vietnam's private sector and build the best operating platforms to achieve scale while maintaining high returns, even in a volatile macro environment. The presentation introduces the company's leadership team and their vision and capabilities to execute the strategic plan and deliver value for shareholders.
Intact Financial Corporation is Canada's largest home, auto and business insurer. It has $6.5 billion in annual premiums and is the largest insurer in several Canadian provinces. Intact has consistently outperformed the Canadian property and casualty insurance industry over the past 10 years in key metrics like combined ratio, premium growth and return on equity. The presentation outlines Intact's scale advantages, investment portfolio, growth strategies and outlook for continued industry outperformance.
Overview Of The World Bank Guarantee Programfbasoc
The World Bank provides various types of guarantees to mobilize private financing for development projects. These guarantees include partial risk guarantees, partial credit guarantees, and policy-based guarantees. Partial risk guarantees cover private lenders against specific political and regulatory risks, while partial credit guarantees cover risks over a portion of loan repayments to extend maturities. As of 2005, World Bank guarantees had catalyzed $12 billion in private investment and focused on infrastructure projects in developing countries. The guarantees help governments and the private sector access more affordable financing.
Haygroup Help Wanted: Averting The Talent Famine Oct2012Nidthia C
Will 2025 be a feast or famine for companies in Indonesia?
That will depend on the kinds of talent management strategies that they implement now.
Find out more about the risks and challenges of business sustainability in Indonesia.
1) Vietnam has strong economic growth potential but faces environmental and social challenges from rapid industrialization.
2) The document discusses Vietnam Holding's sustainable investing strategy in Vietnam, which includes ESG integration and shareholder engagement to address key issues and encourage improvement.
3) Vietnam Holding analyzes companies based on 124 ESG criteria and grades them to identify those with sustainable practices and potential for positive impact.
Raddon Financial Group conducted surveys on consumer financial needs and attitudes. One survey found that 33% of respondents were very likely to take on greater risk in their retirement investment portfolio, while 22% were not very likely. Another survey found that the primary purpose of 22% of respondents' retirement investment portfolio was safety of capital and funds.
Financial Times -2010 Fund Image Summary Of FindingsDaniel Rothman
Measuring the standing and profile of 24 leading asset management companies among US financial intermediaries.
Conducted by the FT Global Research team.
Orphaned or empowered - pensions, protection and investments in 2012 and beyondConsensus Research
Alongside industry guru Ron Wheatcroft, Technical Manager at Swiss Re, Andy Glazier recently co-presented the thought leadership paper “Orphaned or Empowered”? at the Cello Financial Services Conference. Ron and Andy discuss the myriad of issues impacting pensions, protection and investments in 2012 and beyond, paying particular attention to how RDR is putting further pressure on the accelerator pedal.
Can mutual microinsurance improve the living standard of the marginalized gro...ICMIF Microinsurance
Can mutual microinsurance improve the living standard of the marginalized groups?
By Sabbir Patel, Senior Vice-President, Emerging Markets, ICMIF
AOA Seminar
Colombo, Sri Lanka, August, 2014
Intact Financial Corporation is Canada's largest home, auto and business insurer. It has $6.5 billion in annual premiums and is the largest insurer in several Canadian provinces. Intact has consistently outperformed the Canadian property and casualty insurance industry over the past 10 years in key metrics like combined ratio, premium growth and return on equity. The presentation outlines Intact's scale advantages, investment portfolio, growth strategies and outlook for continued industry outperformance.
Overview Of The World Bank Guarantee Programfbasoc
The World Bank provides various types of guarantees to mobilize private financing for development projects. These guarantees include partial risk guarantees, partial credit guarantees, and policy-based guarantees. Partial risk guarantees cover private lenders against specific political and regulatory risks, while partial credit guarantees cover risks over a portion of loan repayments to extend maturities. As of 2005, World Bank guarantees had catalyzed $12 billion in private investment and focused on infrastructure projects in developing countries. The guarantees help governments and the private sector access more affordable financing.
Haygroup Help Wanted: Averting The Talent Famine Oct2012Nidthia C
Will 2025 be a feast or famine for companies in Indonesia?
That will depend on the kinds of talent management strategies that they implement now.
Find out more about the risks and challenges of business sustainability in Indonesia.
1) Vietnam has strong economic growth potential but faces environmental and social challenges from rapid industrialization.
2) The document discusses Vietnam Holding's sustainable investing strategy in Vietnam, which includes ESG integration and shareholder engagement to address key issues and encourage improvement.
3) Vietnam Holding analyzes companies based on 124 ESG criteria and grades them to identify those with sustainable practices and potential for positive impact.
Raddon Financial Group conducted surveys on consumer financial needs and attitudes. One survey found that 33% of respondents were very likely to take on greater risk in their retirement investment portfolio, while 22% were not very likely. Another survey found that the primary purpose of 22% of respondents' retirement investment portfolio was safety of capital and funds.
Financial Times -2010 Fund Image Summary Of FindingsDaniel Rothman
Measuring the standing and profile of 24 leading asset management companies among US financial intermediaries.
Conducted by the FT Global Research team.
Orphaned or empowered - pensions, protection and investments in 2012 and beyondConsensus Research
Alongside industry guru Ron Wheatcroft, Technical Manager at Swiss Re, Andy Glazier recently co-presented the thought leadership paper “Orphaned or Empowered”? at the Cello Financial Services Conference. Ron and Andy discuss the myriad of issues impacting pensions, protection and investments in 2012 and beyond, paying particular attention to how RDR is putting further pressure on the accelerator pedal.
Can mutual microinsurance improve the living standard of the marginalized gro...ICMIF Microinsurance
Can mutual microinsurance improve the living standard of the marginalized groups?
By Sabbir Patel, Senior Vice-President, Emerging Markets, ICMIF
AOA Seminar
Colombo, Sri Lanka, August, 2014
Thiet ke Bao cao thuong nien -Vina 2010 (vnl)Viết Nội Dung
VNL's annual report for 2010 showed:
1) VNL achieved a 3.2% increase in NAV per share to $1.36, reversing losses from the previous year, driven by sales of residential units.
2) Vietnam's real estate market saw strong performance in low and mid-range residential sectors and improved hospitality, while office and retail remained slow.
3) The Chairman notes investors remain concerned about Vietnam's macro issues and want clarity on performance and the manager's ability to realize proceeds and return value to shareholders.
The document discusses microfinance in India. It provides an overview of key issues in the microfinance industry such as multiple lending, improper loan usage, lack of customer orientation, and high default rates. It also performs a PESTEL analysis of the political, economic, social, technological, environmental, and legal factors affecting microfinance. Recommendations include adopting technology like mobile banking to reduce costs and increase scale, developing a strong governance framework, and differentiating products and services.
This document discusses challenges for development cooperation in times of economic crisis. It covers four main topics:
1) Official development assistance has declined for most donor countries despite targets. Funding is disproportionately allocated across regions. Criticism of ODA includes that it is politically motivated and does not reflect recipient needs.
2) Remittances are a major source of funding for developing countries, with the top recipients being India, China, Mexico, the Philippines, and more.
3) Foreign direct investment and multinational corporations can fill investment gaps but also have drawbacks like profit repatriation that impacts host countries.
4) Social enterprises that generate profit to sustain social missions show promise in simultaneously creating
Korea has a population of 49 million people and a GDP of $969.9 billion in 2007. Its economy is transitioning from manufacturing and agriculture to a more service-based economy. The new government is working to make Korea a more attractive place for foreign investment through business-friendly policies like lowering corporate taxes, streamlining regulations, and improving labor relations. It aims to develop new industries in areas like green technology, biotech, nanotech, and robotics through increased R&D funding.
This document discusses the growth opportunities in frontier and emerging markets and an alternative investment model for development. It notes that GDP growth rates are much higher in frontier and emerging markets compared to developed markets. While aid has not proven effective, private equity investment that focuses on positive outcomes for local stakeholders can be a sustainable model for development. The document outlines Sarona Asset Management's vision and approach to impact investing through their private equity funds, which emphasize environmental, social and governance criteria.
The document discusses impact investment efforts to support achieving the Millennium Development Goals. It notes that additional funds beyond official development assistance will be needed annually to achieve the goals in areas like poverty eradication, education, health care, and the environment. Various impact investing efforts and social responsible investing trends in countries like Japan are also examined.
This document discusses impact investing efforts to support achieving the Millennium Development Goals. It notes that an additional $40-60 billion per year is needed beyond official development assistance to meet the goals. It introduces impact investing as a way to mobilize private capital through investments that target social and environmental issues alongside financial returns. The Global Impact Investing Network is working to measure and increase the scale of impact investing. Household financial assets total over $178 trillion globally, demonstrating the potential size of private capital that could support impact investing.
The document discusses how auto lenders should adapt their underwriting processes to evaluate non-prime borrowers effectively as more borrowers enter the non-prime segment due to economic hardship. It recommends that lenders supplement traditional credit scoring with subjective analysis, such as applicant interviews, to obtain additional contextual information and identify creditworthy non-prime applicants. Conducting interviews allows lenders to clarify inconsistencies in credit reports, understand the causes of credit blemishes, and assess an applicant's willingness and ability to repay a loan. Integrating subjective analysis into underwriting can help lenders navigate the complexities of evaluating non-prime borrowers and capture this growing market segment in a responsible way.
L1 (English) To L2 (French) Transfer The Question Of Nasalizationenglishonecfl
This study investigated L1 (English) to L2 (French) transfer of nasalization. It found that:
1) Accuracy decreased in informal French tasks but increased in formal tasks like reading.
2) Students struggled more with distinguishing nasal /a/ and /o/ in informal speech and nasal /ε/ in reading.
3) Longer treatment improved recall of nasals in formal reading tasks over time, but did not significantly impact informal speaking tasks. Formal tasks benefited more from increased exposure and practice with nasals.
This document appears to be an overview of a company that operates in the coal power industry. It includes sections on the company profile and introduction, highlights of the company, financial statements, information for investors, and frequently asked questions. The document aims to provide essential information about the company to stakeholders.
This document discusses several environmental issues including acid rain, air pollution, global warming, water pollution, wastewater, and garbage. It presents a high-level overview of multiple problems impacting the environment through atmospheric and aquatic contamination from human activities. Addressing these challenges will require efforts to reduce various forms of pollution at local, national, and international levels.
Chisanucha Yuwansri is a 21-year-old single chief executive and shareholder of a company. She has a marketing background, having worked previously as a marketing manager from 2006 to 2008. Her company produces chocolate, original, strawberry, and palm flavored snacks that are distributed to major retailers like 7-Eleven, Big C, TOP Supermarket, and TESCO LOTUS.
Central is a large department store chain in Thailand with many locations. It has strong brand recognition and loyal customer base of middle to high income customers. However, traffic congestion can make it difficult for customers to access stores. While Central remains popular, economic uncertainty and many competitors pose threats. Expanding product selection and improving transportation access could help capture more customers.
1) S&P began as a small ice cream and bakery shop in 1973 and has since expanded to over 70 locations across Thailand and internationally.
2) S&P now has 4 bakery factories that produce cakes, pastries, and frozen foods which are distributed to their own stores as well as exported.
3) The company offers various loyalty programs and promotions to reward customers and increase sales.
Free trade agreements (FTAs) are bilateral or multilateral agreements that aim to reduce barriers to trade between participating countries or trading blocs. FTAs typically eliminate or reduce tariffs and other trade barriers on goods and services between the participating countries. They also establish common rules and standards on various issues to facilitate trade and investment flows between signatories.
Cognex provides various benefits and rewards to its employees including President's Awards of up to $10,000 yearly for top performers, movie tickets for monthly company movie nights, and opportunities to travel abroad to visit customers. The personnel manager's report describes an interview with candidate Paul Sutherland for the position of Director of Software Development, noting his qualifications and reasons for wanting to leave his current employer to find a more challenging role.
J&K Bank is a private sector bank incorporated in 1938 that has shown five decades of uninterrupted profitability. It has undergone a strategic shift from 2005-2009 to focus more on high margin lending within J&K while expanding niche lending in the rest of India. This has led to improved financial results such as a drop in the cost to income ratio from 44.57% in 2005-06 to 35.7% in 2009-10 and a rise in the return on assets from 0.67% to 1.33% over the same period. Asset quality has also strengthened with gross NPAs falling from 2.52% to 2.17% and coverage improving from 63.64% to 82.87
Cairn has been exploring for hydrocarbons in India for more than 15 years. Today, it has a proven track record of making exploration discoveries and fast tracking them to production. Three out of the seven landmark oil discoveries made in India between 2000 and 2005 were by Cairn and its Joint Venture (JV) partners. The Mangala discovery in Rajasthan in 2004 was the largest onshore discovery in the country in the past two decades.
The Mangala Field commenced production on 29 August 2009 after it was dedicated to the nation by the Honourable Prime Minister of India, Dr. Manmohan Singh at the Mangala Processing Terminal in Barmer, Rajasthan.
For more info log onto www.cairnindia.com
This monthly newsletter provides an overview of mutual fund industry vital signs (asset growth, sales and performance), product development highlights for the month and interesting facts about our industry.
The document discusses the Philippine value investing story. It notes that the Philippines has a growing $228 billion economy, $75 billion in reserves, no IMF debt, and a healthy banking system. However, it can be difficult to do business due to issues with starting businesses, registering property, and contract enforcement. The document argues that capital is knocking at the door and the Philippines should attract value investors rather than speculators by reforming policies and corporate culture. It identifies lending, banking, and consumer sectors as having growth potential given low household credit and high consumer spending.
The document summarizes the key findings of the Second Census of the Brazilian Private Equity and Venture Capital Industry conducted in December 2010. Some of the main results presented include:
- As of December 2009, the industry had committed capital of US$36.1 billion invested across 144 PE/VC firms and 502 portfolio companies.
- Between 2005-2009, the industry made 414 new investments and saw 137 total exits, including 37 IPOs.
- The largest sectors by number of portfolio companies were IT/Electronics, Civil Construction/Real Estate, and Energy and Oil.
Global Corporate and Investment Banking President Gene Taylor presented on the division's strategy for growth between 2006-2011. The goals are to increase revenues by $10 billion and earnings by $3 billion through deepening client relationships, increasing market share internationally, and strategically deploying capital. Global Investment Banking Head Brian Brille then discussed the strategic themes of integrated delivery of Bank of America's capabilities, capturing largest fee pool opportunities including becoming a top 3 investment bank in the US, and growing the international presence including becoming a top 10 investment bank in Europe.
Thiet ke Bao cao thuong nien -Vina 2010 (vnl)Viết Nội Dung
VNL's annual report for 2010 showed:
1) VNL achieved a 3.2% increase in NAV per share to $1.36, reversing losses from the previous year, driven by sales of residential units.
2) Vietnam's real estate market saw strong performance in low and mid-range residential sectors and improved hospitality, while office and retail remained slow.
3) The Chairman notes investors remain concerned about Vietnam's macro issues and want clarity on performance and the manager's ability to realize proceeds and return value to shareholders.
The document discusses microfinance in India. It provides an overview of key issues in the microfinance industry such as multiple lending, improper loan usage, lack of customer orientation, and high default rates. It also performs a PESTEL analysis of the political, economic, social, technological, environmental, and legal factors affecting microfinance. Recommendations include adopting technology like mobile banking to reduce costs and increase scale, developing a strong governance framework, and differentiating products and services.
This document discusses challenges for development cooperation in times of economic crisis. It covers four main topics:
1) Official development assistance has declined for most donor countries despite targets. Funding is disproportionately allocated across regions. Criticism of ODA includes that it is politically motivated and does not reflect recipient needs.
2) Remittances are a major source of funding for developing countries, with the top recipients being India, China, Mexico, the Philippines, and more.
3) Foreign direct investment and multinational corporations can fill investment gaps but also have drawbacks like profit repatriation that impacts host countries.
4) Social enterprises that generate profit to sustain social missions show promise in simultaneously creating
Korea has a population of 49 million people and a GDP of $969.9 billion in 2007. Its economy is transitioning from manufacturing and agriculture to a more service-based economy. The new government is working to make Korea a more attractive place for foreign investment through business-friendly policies like lowering corporate taxes, streamlining regulations, and improving labor relations. It aims to develop new industries in areas like green technology, biotech, nanotech, and robotics through increased R&D funding.
This document discusses the growth opportunities in frontier and emerging markets and an alternative investment model for development. It notes that GDP growth rates are much higher in frontier and emerging markets compared to developed markets. While aid has not proven effective, private equity investment that focuses on positive outcomes for local stakeholders can be a sustainable model for development. The document outlines Sarona Asset Management's vision and approach to impact investing through their private equity funds, which emphasize environmental, social and governance criteria.
The document discusses impact investment efforts to support achieving the Millennium Development Goals. It notes that additional funds beyond official development assistance will be needed annually to achieve the goals in areas like poverty eradication, education, health care, and the environment. Various impact investing efforts and social responsible investing trends in countries like Japan are also examined.
This document discusses impact investing efforts to support achieving the Millennium Development Goals. It notes that an additional $40-60 billion per year is needed beyond official development assistance to meet the goals. It introduces impact investing as a way to mobilize private capital through investments that target social and environmental issues alongside financial returns. The Global Impact Investing Network is working to measure and increase the scale of impact investing. Household financial assets total over $178 trillion globally, demonstrating the potential size of private capital that could support impact investing.
The document discusses how auto lenders should adapt their underwriting processes to evaluate non-prime borrowers effectively as more borrowers enter the non-prime segment due to economic hardship. It recommends that lenders supplement traditional credit scoring with subjective analysis, such as applicant interviews, to obtain additional contextual information and identify creditworthy non-prime applicants. Conducting interviews allows lenders to clarify inconsistencies in credit reports, understand the causes of credit blemishes, and assess an applicant's willingness and ability to repay a loan. Integrating subjective analysis into underwriting can help lenders navigate the complexities of evaluating non-prime borrowers and capture this growing market segment in a responsible way.
L1 (English) To L2 (French) Transfer The Question Of Nasalizationenglishonecfl
This study investigated L1 (English) to L2 (French) transfer of nasalization. It found that:
1) Accuracy decreased in informal French tasks but increased in formal tasks like reading.
2) Students struggled more with distinguishing nasal /a/ and /o/ in informal speech and nasal /ε/ in reading.
3) Longer treatment improved recall of nasals in formal reading tasks over time, but did not significantly impact informal speaking tasks. Formal tasks benefited more from increased exposure and practice with nasals.
This document appears to be an overview of a company that operates in the coal power industry. It includes sections on the company profile and introduction, highlights of the company, financial statements, information for investors, and frequently asked questions. The document aims to provide essential information about the company to stakeholders.
This document discusses several environmental issues including acid rain, air pollution, global warming, water pollution, wastewater, and garbage. It presents a high-level overview of multiple problems impacting the environment through atmospheric and aquatic contamination from human activities. Addressing these challenges will require efforts to reduce various forms of pollution at local, national, and international levels.
Chisanucha Yuwansri is a 21-year-old single chief executive and shareholder of a company. She has a marketing background, having worked previously as a marketing manager from 2006 to 2008. Her company produces chocolate, original, strawberry, and palm flavored snacks that are distributed to major retailers like 7-Eleven, Big C, TOP Supermarket, and TESCO LOTUS.
Central is a large department store chain in Thailand with many locations. It has strong brand recognition and loyal customer base of middle to high income customers. However, traffic congestion can make it difficult for customers to access stores. While Central remains popular, economic uncertainty and many competitors pose threats. Expanding product selection and improving transportation access could help capture more customers.
1) S&P began as a small ice cream and bakery shop in 1973 and has since expanded to over 70 locations across Thailand and internationally.
2) S&P now has 4 bakery factories that produce cakes, pastries, and frozen foods which are distributed to their own stores as well as exported.
3) The company offers various loyalty programs and promotions to reward customers and increase sales.
Free trade agreements (FTAs) are bilateral or multilateral agreements that aim to reduce barriers to trade between participating countries or trading blocs. FTAs typically eliminate or reduce tariffs and other trade barriers on goods and services between the participating countries. They also establish common rules and standards on various issues to facilitate trade and investment flows between signatories.
Cognex provides various benefits and rewards to its employees including President's Awards of up to $10,000 yearly for top performers, movie tickets for monthly company movie nights, and opportunities to travel abroad to visit customers. The personnel manager's report describes an interview with candidate Paul Sutherland for the position of Director of Software Development, noting his qualifications and reasons for wanting to leave his current employer to find a more challenging role.
J&K Bank is a private sector bank incorporated in 1938 that has shown five decades of uninterrupted profitability. It has undergone a strategic shift from 2005-2009 to focus more on high margin lending within J&K while expanding niche lending in the rest of India. This has led to improved financial results such as a drop in the cost to income ratio from 44.57% in 2005-06 to 35.7% in 2009-10 and a rise in the return on assets from 0.67% to 1.33% over the same period. Asset quality has also strengthened with gross NPAs falling from 2.52% to 2.17% and coverage improving from 63.64% to 82.87
Cairn has been exploring for hydrocarbons in India for more than 15 years. Today, it has a proven track record of making exploration discoveries and fast tracking them to production. Three out of the seven landmark oil discoveries made in India between 2000 and 2005 were by Cairn and its Joint Venture (JV) partners. The Mangala discovery in Rajasthan in 2004 was the largest onshore discovery in the country in the past two decades.
The Mangala Field commenced production on 29 August 2009 after it was dedicated to the nation by the Honourable Prime Minister of India, Dr. Manmohan Singh at the Mangala Processing Terminal in Barmer, Rajasthan.
For more info log onto www.cairnindia.com
This monthly newsletter provides an overview of mutual fund industry vital signs (asset growth, sales and performance), product development highlights for the month and interesting facts about our industry.
The document discusses the Philippine value investing story. It notes that the Philippines has a growing $228 billion economy, $75 billion in reserves, no IMF debt, and a healthy banking system. However, it can be difficult to do business due to issues with starting businesses, registering property, and contract enforcement. The document argues that capital is knocking at the door and the Philippines should attract value investors rather than speculators by reforming policies and corporate culture. It identifies lending, banking, and consumer sectors as having growth potential given low household credit and high consumer spending.
The document summarizes the key findings of the Second Census of the Brazilian Private Equity and Venture Capital Industry conducted in December 2010. Some of the main results presented include:
- As of December 2009, the industry had committed capital of US$36.1 billion invested across 144 PE/VC firms and 502 portfolio companies.
- Between 2005-2009, the industry made 414 new investments and saw 137 total exits, including 37 IPOs.
- The largest sectors by number of portfolio companies were IT/Electronics, Civil Construction/Real Estate, and Energy and Oil.
Global Corporate and Investment Banking President Gene Taylor presented on the division's strategy for growth between 2006-2011. The goals are to increase revenues by $10 billion and earnings by $3 billion through deepening client relationships, increasing market share internationally, and strategically deploying capital. Global Investment Banking Head Brian Brille then discussed the strategic themes of integrated delivery of Bank of America's capabilities, capturing largest fee pool opportunities including becoming a top 3 investment bank in the US, and growing the international presence including becoming a top 10 investment bank in Europe.
- VGi Global Media PCL presented its 2Q 12/13 earnings, showing strong YoY revenue growth of 39% and net profit growth of 162%.
- Key drivers of growth were the BTS-related Media and Office Building & Other Media businesses, which saw revenue increases of 21% and 47% respectively from the previous quarter.
- Gross and EBITDA margins improved significantly both quarter-on-quarter and year-on-year, demonstrating improved profitability.
- The presentation provided an industry overview and breakdowns of VGi's financial performance by business segment to analyze the sources of growth.
Gujarat is a favored destination for investment in India for several reasons:
1) It has a strategic location on India's west coast providing access to major domestic and international markets.
2) Gujarat has a strong economy, accounting for a large percentage of India's GDP, exports, and industrial sectors. It has experienced steady GDP growth in recent years.
3) The state has excellent infrastructure including ports, airports, roads, rail networks, power supply, telecommunications, and a statewide gas grid to support industries.
Gujarat is a leading investment destination in India with a strong economy and steady GDP growth. The state has experienced high levels of foreign direct investment, especially in sectors like services, hardware/software, and real estate. Gujarat offers strategic location, excellent infrastructure, supportive government initiatives and opportunities across industries like chemicals and petrochemicals, engineering, ports and more to attract investment.
This document discusses the relationship between social and financial performance in microfinance. It summarizes research showing that while some trade-offs exist, such as between individual targeting of poverty and financial sustainability, there are also synergies where improving social performance can positively impact financial performance. For example, better geographic targeting and client participation can improve productivity, and adapting services to clients' needs can increase efficiency. The document concludes that achieving both social and financial goals is possible by understanding and managing the interplay between trade-offs and synergies.
The document provides an overview of Bank of America's Global Business & Financial Services division. It summarizes several key business lines including Middle Market Banking, Business Banking, Commercial Real Estate Banking, and others. For each business line, it provides revenue, net income, loans, deposits and other metrics for 2004. It also outlines the division's integrated operating model and global footprint.
The document provides an overview of Bank of America's Global Corporate & Investment Banking division, including:
1) It combines the Global Business & Financial Services and Global Capital Markets & Investment Banking businesses.
2) For the first half of 2005, the combined business generated $10.2 billion in revenue.
3) The division aims to better serve clients through an integrated operating model and cross-selling opportunities across BofA.
This document discusses MetLife's commercial mortgage portfolio. It notes that MetLife originated and holds over $36 billion in commercial mortgages, with about 1,000 loans concentrated in core property types like office and retail. In contrast to securitized loans, MetLife's focus is on sustainable income properties with relatively low leverage, as they originate loans to own rather than to sell. The document compares the current recession to the early 1990s recession, noting lower new supply, vacancies, and delinquency rates heading into the current downturn compared to the early 1990s, putting MetLife's portfolio in a stronger position currently.
Financial Times 2010 Fund Image summary of findingsDaniel Rothman
The document summarizes the results of an online survey of 316 financial advisors conducted by the FT Global Research team regarding fund image and brand perceptions of 24 major asset management firms.
Key findings from the survey include:
1) The most important attributes for advisors when selecting asset management firms were trustworthiness, financial strength/long-term stability, and reputation.
2) PIMCO, BlackRock, and Franklin Templeton were most commonly associated with attributes like risk management, reputation, and transparency. Fidelity was seen as a leader in fees.
3) Over the next 6 months, advisors planned moderate increases in allocations to emerging markets, international equities
The 2nd Global Mobile Internet Conference was held in Beijing from May 27-28, 2010. Over 800 attendees from 18 countries participated, with 37% being international attendees. Key statistics from the event include 817 total attendees, 131 attendees from media, and 51% of attendees being executives. The majority of attendees were from China and from the consulting, telecom operator, and service/content/solution provider industries. Feedback from attendees was very positive, praising the quality of the event and networking opportunities.
This presentation by Cummins provides an overview of their business performance in 2006 and outlook for 2007 and beyond. Some key points:
- 2006 was their most profitable year ever with $11.4 billion in revenue and $715 million in net earnings.
- They outperformed peer companies with faster net income and cash flow growth than revenue growth.
- For 2007 they aim to continue diversifying their businesses, reducing costs, and driving profitable growth across their engine, power generation, distribution and components segments.
- They see opportunities in new engine platforms, global emission regulations, and expanding markets in China, India and other regions.
This presentation provides an overview of Cummins Inc.'s performance in 2006 and outlook for 2007 and beyond. Some key points:
- 2006 was the best year in Cummins' history with record revenue of $11.4 billion, EBIT of $1.2 billion, and net earnings of $715 million.
- Cummins is outperforming its peer group with faster growth in net income and operating cash flow compared to revenue.
- The company has four complementary business segments - engines, power generation, distribution, and components.
- Cummins aims to continue profitable growth through market leadership, new product introductions, and global expansion across all segments.
- Challenges include globalization,
This document discusses the benefits of global investing and how to invest globally. It outlines that global markets now account for 50% of total stock market capitalization, so ignoring foreign markets means ignoring half of investment opportunities. Investing globally provides exposure to industries and companies outside the US as well as access to the fastest growing economies. While global investing carries special risks like currency fluctuations and political instability, diversifying across world markets has historically improved risk-adjusted returns. The document recommends investing globally through mutual funds for professional management and simplified transactions, and considering both developed and emerging international markets for long-term growth potential.
ACG European Capital Tour Pamela Hendrickson and Dominique GaillardACGEU
ACG European Capital Tour; views and perspectives on French and US private equity. Pamela Hendrickson COO the Riverside Company, Dominique Gaillard, Board member AXA Private Equity
Vinati Organics is a specialty chemical company that has achieved global leadership in its two key products, IBB and ATBS. While IBB contributed significantly to sales in the past, its contribution is declining as the company diversifies its product mix. Vinati has delivered strong revenue growth over 40% CAGR and improving margins in recent years. Going forward, the company is expected to continue its revenue growth above 30% driven by capacity expansion and new product introductions. Vinati differentiates itself through its focus on niche chemical products with proprietary technology not easily available to competitors.
Similar to Agm 2011 Ceo Presentation(05042011) (20)
Communicating assertively in_the_workplaceTuan A. Vu
The document provides guidance on communicating assertively in the workplace. It defines assertiveness as an attitude that respects one's own choices as well as others, seeking mutual understanding to find win-win solutions. The document offers tips for becoming more assertive, such as practicing positive body language, using "I" statements, asking open-ended questions, and giving feedback to improve communication styles. Common mistakes like being too aggressive or biting off more than one can handle are also addressed.
The document discusses assertive communication skills, particularly important for communicating with bosses in the workplace. It outlines three types of communication styles - selfish, selfless, and self-ful. Self-ful communication involves acknowledging others' perspectives, advising them of your priorities, and then accepting or offering alternatives. Using this three-step process allows one to confidently express needs and wants without offending others or being a doormat. The document provides an example of using self-ful communication with a coworker asking for a meeting, and emphasizes always advising bosses of your priorities and activities while remaining open to negotiation.
Strengths Based Leadership Report Tuan A VuTuan A. Vu
The document provides a strengths-based leadership report for an individual named Tuan Vu. It analyzes their top five Clifton StrengthsFinder themes of Learner, Ideation, Maximizer, Connectedness, and Belief. For each theme, it provides a personalized insight into how that strength likely influences the person's behaviors, motivations, and preferences. The insights are meant to help the individual understand how to apply their strengths in a team leadership context and who they need on their team to complement their strengths.
This document provides a comprehensive personality report for Tuan A. Vu that includes an analysis of his preferences, temperament, personality type, multiple intelligences, learning styles, and brain hemispheres. The report utilizes various assessment results to categorize Tuan as an ENFP personality type known as an "Advocate", who prefers Extraversion, Intuition, Feeling, and Perceiving.
This document provides a StrengthsFinder 2.0 report for an individual named Tuan Vu. The report identifies Tuan's top 5 themes as Learner, Connectedness, Maximizer, Intellection, and Belief. For each theme, the report provides a shared theme description, personalized strengths insights, and questions for the individual to increase self-awareness and apply their talents. The report is intended to help Tuan better understand their unique talents and leverage them to add value both personally and professionally.
Vũ Anh Tuấn is a senior assistant brand manager seeking a brand activation or marketing manager position. He has 6 years of experience in marketing and brand management roles. His experience includes managing integrated marketing campaigns and product launches for brands like Masan Consumer, Eresson Beverage, and Unilever. He is proficient in English, has strong digital skills, and seeks to contribute to organizational goals and objectives.
Vuanhtuan was born with a meaningful Vietnamese name that translates to strength, intelligence, handsomeness, and decency. His mission is to build a healthy, happy, and comfortable family with his wife that can serve as guiding stars for future generations. His vision is to make the world a finer place and help people become healthier, happier, and wealthier.
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2. 3-year
leadership
vision
#1
#1 30% place for
talent in
Vietnam
5%
return per
in each annum
vertical for our
of Vietnam's shareholders
GDP and
US$500
million of
cashflows
3. A: Vietnam
Tomorrow
Today
Q: What is the strategy and
vision to achieve this?
5. Everyone sees Vietnam's
obvious consumption story
2010 Packaged food and beverages per capita
USD per annum
2010 GDP per capita
USD PPP thousands
Source: Euromonitor; Global Financial Stock database; USGS; BGR Coal; Austrade; Vinacomin; Lit search
6. But the private
sector is too
fragmented
2.9%
Avg. size of top
20 private sector 2.2% 2.2%
companies as %
of 2010 GDP
1.5%
0.5%
Vietnam Indonesia Philippines India Thailand
Source: EIU; Euromonitor; Global Insight; MGI; WDI; Bloomberg; IMF World Economic Outlook Database; Team analysis
7. Capital markets are
undeveloped
33,367
Avg. size of top 20 listed
companies (US$ mm)
11,565
9,643
5,221
1,081
Vietnam Philippines Thailand Indonesia India
Source: EIU; Euromonitor; Global Insight; MGI; WDI; Bloomberg; IMF World Economic Outlook Database; Team analysis
8. And over
competitive….
Profit before tax
Net turnover Profit before tax
(margins %)
5.2% = average
5.8% State-owned
enterprises
1.2%
Local private
sector
Foreign-owned/
12.2% partnerships
Source: EIU; Euromonitor; Global Insight; MGI; WDI; Bloomberg; IMF World Economic Outlook Database; Team analysis
9. A: The private sector
needs a consolidator.
Q: How can Masan build
a consolidator?
11. Selecting only the scalable sectors where
a local private sector company can dominate
Largest local private sector companies in more developed
Asian economies are multi-billion market cap businesses
Consumer Financial services Resources
US$3.0bn US$28.3bn US$9.0bn
US$14.5bn US$56.1bn US$16.2bn
US$5.5bn US$21.0bn US$8.2bn
Source: Bloomberg
12. Do less but
go deep
70%+ market share
of key products
Fastest growing ATM
and branch network,
#1 ROAE
One of the largest
tungsten mines
outside China
13. Not enough to be “Vietnam Plus”…
…we have to be “Global Standard”
Professional Strategy
management Risk
management
Corporate
Operational governance
Reputable platform
partners
14. Consolidation
Consolidate
Vietnam's
Consolidate private
Consolidate sectors of sector
stakes in existing with new
existing businesses verticals
businesses
15. The “Masan Way”
Getting the best person
for each job and
Risk management &
partnering to deliver capital allocation
Local access &
execution
Professional
operators
16. A: Build the best
operating platforms.
Q: But how do we
survive the volatile
macro environment?
18. Businesses have to
grow and make money
25%
43% 69% Return on
Average
77% 2010 Gross
margin
2006-2010
Net Income
CAGR
Equity
#1 Vietnam
2006-2010 #1 Vietnam Top in region
Revenue
CAGR
#1 Vietnam
20. Ruthless capital allocation
Since 2009
Sources (US$ mm) Uses (US$ mm)
Consolidated cash raised ~555 Increasing stakes in existing ~212
businesses & deleveraging
Internally generated cash ~138 Nui Phao funding commitments ~130
Masan Consumer ~57
capital expenditure
Masan Consumer ~49
planned debt payments
~693 ~448
Current cash for M&A and investments: US$245mm
21. A: Making money is
important and saving
even more.
Q: But is it enough to be
“Vietnam Plus”?
22. “We have them
just where they
want us”
Capt James T Kirk
Starship Enterprise
23. The world is flat – the
regional leaders are coming
Consumer Financial services Resources
US$8.1bn US$39.1bn US$25.1bn
Nestle India State Bank NMDC
US$14.5bn US$260.1bn US$93.2bn
Tingyi ICBC China Shenhua
US$5.5bn US$21.0bn US$8.2bn
Indofood BCA Adaro Energy
US$4.9bn US$26.9bn US$26.6bn
Asia Pacific Breweries DBS Group Wilmar
US$6.9bn US$13.0bn US$7.0bn
CP Group Siam Comm Banpu Pub
US$11.2bn US$21.9bn US$7.5bn
IOI Corp Bhd Maybank Petronas Gas
Source: Bloomberg
25. We have delivered
high returns and growth
2010 ROE
33% 29% 37% 11% 10%
2006-2010
net profit
CAGR
155% 34% 30% 24% 37%
2006-2010
net profit
CAGR
69% 28% 21% 19% 40%
Source: Bloomberg; audited reports
26. But we have not achieved
relative scale yet ...
EV / GDP
2.2% 7.8% 3.7% 23.3% 6.3%
Market Cap
US$bn
1.6 14.5 11.9 4.1 10.2
Book Value
US$bn
0.5 4.8 2.1 3.8 20.3
Source: Bloomberg; audited reports
27. A: We have to achieve
scale without
sacrificing returns.
Q: This is all medium
term – why should I buy
your stock today?
34. Our leadership
Mr Hồ Hùng Anh Mr Nguyễn Đức Vinh Mr Trương Công Thắng
Vice-Chairman Masan Group CEO Techcombank CEO Masan Consumer
Mr Dominic Heaton Mr Nguyễn Thiều Nam
CEO Masan Resources Deputy CEO Masan Group