This document discusses emerging technology disruptors and "systems of intelligence", which combine software, hardware, data, and human input in ways that significantly change business models and create value. It provides examples of how systems of intelligence are being applied across various industry verticals like healthcare, retail, and banking. In healthcare, technologies like wearables, cloud computing, internet of things, blockchain, and augmented reality can help with remote patient monitoring and treatment, precision medicine, and more. In retail, smart devices, big data analytics, blockchain, and augmented reality can enhance the customer experience through personalized recommendations, inventory management, and virtual product visualization. The document also outlines India's growing adoption of these emerging technologies and their potential economic and societal impacts

1. Emerging Technology Disruptors
Jan 2022

2. Agenda
“Systems of Intelligence” – What are they?
Applications across Industry Verticals
“Systems of Intelligence” in the Healthcare Industry
History of Technology Disruption
“Systems of Intelligence” in the Retail Industry
The Indian Context

3. History of Technology Disruption
GDP IMPACT
TIME
LOOM AND TEXTILES
STEAM AND RAIL
OIL AND MASS PRODUCTION
COMPUTING AND DIGITAL
WE ARE HERE
Technology Disruption is not new
Each Industrial Revolution has been created due to one or more
technology disruptors and when fully adopted yielded massive
GDP growth and overall value
A New machine called “Systems of Intelligence” that
combines software, hardware, data and human input in a way
that significantly changes existing business models, reduces
cost and creates value heralding disruptive changes
1750 1800 1900 1980

4. Software
Hardware
Human Input
Data
AI Everywhere
Immersive
Experience
Digital
Platforms
“Systems of Intelligence” – What are they?
KEY ELEMENTS OF SYSTEMS OF INTELLIGENCE
Software
Hardware
Human Input
Data
GDP IMPACT
TIME
COMPUTING AND DIGITAL
1977 Mobile phone was
invented
1990 Internet
was invented
1995 ecommerce was
introduced by ebay
1997 Google
Search Engine
was launched
2001 1st version of iPOD
was released
2008 Apple app store opens
2008 Bitcoin is
conceptualized
2011 Twitter goes
mainstream
2014 Amazon Echo
brings iOT home
1999 WiFi technology
was used
2012 Google glass influences
wearables technology
2016 ICCI bank executes
India’s 1st Banking
transaction on
Blockchain
2020 First publicly unveiled
working prototype of an AR
contact lens by Mojo Vision
2017 DFC Bank deploys
a robot for customer service
purpose
 Distributed Ledger Tech.-
 Sensors  Networking
 Moore’s Law
 Interconnectivity
 Machine Learning
 Deep Learning
 AI
 Robots
 Edge Computing
 Storage
 Network
 Platform
 Non-structured data
 Metcalf’s Law
 Ubiquitous (tactical -> tactical/visual/aural)
 Data Science
 Paper documents
 Free/open source sw
 Containers
 Open API
 Virtual Reality
 Optical Projection Sys
 3D Modeling
 Video Gaming
Blockchain
Cloud-Edge
Computing
Big Data
Cognitive
Computing
Internet of Things
Microservices-
OpenAPI
AR

5. Applications across Industry Verticals
Blockchain
Trade
Finance
Land
Registration
Patient Record
Management
Cloud-Edge Computing
File
Storage
Email
Dev &
Testing
Internet of Things
Connected
Health
Self Driven
Cars
Supply Chain
Management
Big Data
Customer
Understanding
OpenBanking
Project
Microservices
& API
Cognitive
Computing
Virtual
Assistants
BOTS in Banks
AR
Surgical
Procedures
Flight
Simulation

6. “Systems of Intelligence” in the Healthcare Industry
Wearable health monitor technologies are helping monitoring and
treating patients remotely
Huge data generated from
IOTs need cloud storage
IOT devices are plug and
play enabled through open
API
Edge Computing
allows devices to call
emergency healthcare
Big Data is equipped to
manage the volume,
velocity and variety of huge
amount sensor data
Historical patient records
stored on Blockchain can be
leveraged to check patient
history
Cognitive computing
enables research to uncover
new insights and provide
personalized healthcare
Gartner predicts there will be more than 30B connected devices in IOT
by 2025
AR can help physicians
perform surgery remotely

7. “Systems of Intelligence” in the Retail Industry
Smart devices can make purchase requests and provide feedback
in social media based on user authorization
Smart devices integrate
seamlessly because of open
API concept
Data stored on cloud
Big Data is equipped to
manage the volume,
velocity and variety of huge
amount sensor data
Cognitive Computing and
Analytics will help in optimal
inventory management and
customized advertisement
campaigns for end users
RFID sensors attached to
shipments can help in
tracking
Blockchain can enable seller,
manufacturer and consumer
to trace the product jurney
Suppliers
Inventory
Own Products
eCommerce Portal
With AR customers can
visualize products easily and
make purchase decision

8. The Indian Context
 SBI and 26 other banks came
together forming a consortium
called BankChain to explore and
implement a blockchain platform
in banking
 Andhra government to adopt
blockchain tech to end land
record tampering
 According to IDC cloud
computing will create
~1M new direct/indirect
jobs in India by 2022
 Cloud service providers
setting up their data centers
in Indian cities
~1M jobs
 The IoT market in India is expected to
reach 9.28B$ by 2025 (ET)
 Big data analysis was
tried out in General
Election 2014/2019
 UPI payments have
ticked over 3.65 B
transactions in
volume
 YES BANK is the first
Indian Bank to digitize the
B2B supply chain with the
launch of 'Application
Programming Interface'
(API) banking services
 HDFC Bank has developed
an AI-based chatbot, “Eva”,
built by Bengaluru-based
Senseforth AI Research
Blockchain
Cloud-Edge
Computing
Internet of
Things
Cognitive
Computing
Microservices &
OpenAPI
Big Data
 The Indian Augmented Reality and
Virtual Reality Market stood at
USD1. 83 billion in FY2020 and is
forecast to grow at a CAGR of
38.29% until FY2027
AR

9. Thank You
Jan 2022