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Afmobi	Payment	Service
Alan	Kao,	2016
• Afmobi	Payment	Service	was	built	to	create	innovative	payment	
solutions	for	the	African	Market.
• Afmobi	Payment	Service	integrates	African	payment	gateways,	
Afmobi	Wallet/PalmWalletand	payment	settlement	(Palmcoin,	
Palmpoints)	and	reconciliation	solution.
• Afmobi	Payment	Service	provides	one	step	payments	system	that	is	
secure	reliable	and	convenient	to	PC	and	mobile	phone	customers	in	
Africa,	especially	in	Nigeria,	Kenya	and	Tanzania(soon).
What	is	it
2
3
Sales
Channels
Order
Management
After Sales
Services
Backend
System
• Web	Pay
• Mobile	APP
• Bank	Branches
• Mobile	Wallet
• Agencies
• ATM
• Carlcare
• 3C	Hub
Service	Specification	via	the	life	cycle	of	an	order
• Fraud	Case	Management
• Pending	payments
• Order	release
• Partial	Shipments
• Expired	 authorizations
• Search	&	Retrieve	
transactions
• Full	and	Partial	refunds
• Alternative	 refunds
• Forced	refunds
• Chargeback
• Bank	Independence
• Intelligent	 Routing
• Payment	Reconciliation
• Straight-Through-
Processing	
• Virtual	Account	
Payments
NGN KES
The	Eco	System
Customers Online	Stores
Payment	Gateway
Payment	ProcessorBankMerchants
Submit	Order Contact	Gateway
ResponseResponse
ResponseConfirm	payment
Settle	paymentFunds	transferred	back
4
Transaction	Process
5
Web/APP	ePay
Frontend
Offline	
Agencies
Logistics	
Partners	
Merchant Afmobi	Payment	Service Processor
Issuers
• Multi-version:	PC	and	smart	phone
• Accordion-based	GUI	design
• Step-up-security
• Payment	Review
• Homogeneous	and	Consistent	Experience
• JSON	API/O’Auth2	Protocol/Android	&	iOS	SDK
• Statistic	and	Report	Tools
• Reports	&	Feeds
Why	Afmobi	Payment	Service
6
7
Afmobi	Payment	Feature
Instant	Transfer
Fraud	/	Security	Check
Easy	Use
Multiple	Entries
Focus	on	Africa
Status	Report
• Varied	Scenario:	Wallet,	E-Commerce,	Top	UP,	Pay	DSTV/Water/Power/Park	
Fee,	…
• Switch:	Multi-currencies	supported
• Access:	VISA,	MasterCard,	Verve,	M-PESA,	…
• In-house	Vault:	High	level	security	control	in	every	country	and	special	
tunnel	to	manage
• Fraud	Prevention:	AVS,	CVC,	...and	in-house	risk	control
Our	Advantages
8
THANKS
www.afmobigroup.com

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