1. 1
California Covered:California Covered:
The California Exchange PlanThe California Exchange Plan
© Cypress Ridge Solutions 2013
www.cypressridgesolutions.com
408.294.3431

2. © Cypress Ridge Solutions 2013 www.cypressridgesolutions.com 408.294.3431
2
If you have coverage…wait!If you have coverage…wait!
Affordable Care Act (Obamacare)
may not be…
…as good as you hoped, or
….as bad as you feared

3. California is….California is….
…at the forefront ofat the forefront of
changechange
© Cypress Ridge Solutions 2013 www.cypressridgesolutions.com 408.294.3431
3

4. © Cypress Ridge Solutions 2013 www.cypressridgesolutions.com 408.294.3431
4
Key Dates
May 15th
*Announcement of insurance companies
selected to participate in Exchange
July 1st
* Plans and Rates announced
(Platinum, Gold, Silver, Bronze)
Aug 15th
* Agent certification classes begin
Oct 1st
–Mar 31st
* Open Enrollment Period
Jan 1st, 2014 * Earliest Effective Date

5. A Small Group can…A Small Group can…
…Purchase a plan from Exchange, or
…Purchase a plan outside Exchange
**All group plans must be purchased through an agent
**Only Exchange Plans are eligible for Employer Tax
Credits
© Cypress Ridge Solutions 2013 www.cypressridgesolutions.com 408.294.3431
5

6. © Cypress Ridge Solutions 2013 www.cypressridgesolutions.com 408.294.3431
6
An Individual can purchase…
1. A plan directly from Exchange
--eligible for federal subsidy
--can be purchased through certified agent
or through an “exchange assistor”.
2. A plan outside Exchange from an Agent
Note: There is no difference in premium.

7. © Cypress Ridge Solutions 2013 www.cypressridgesolutions.com 408.294.3431
7
An “Exchange Assistor”….?
 Permitted only to help with application
process.
 Not allowed to give advice or recommend.
Note: Only a certified agent can give advice.

8. In Summary
Resource: wwwcoveredca.com
For more information:
Marc Haberman
Cypress Ridge Solutions
408.294.3431
www.cypressridgesolutions.com
© Cypress Ridge Solutions 2013 www.cypressridgesolutions.com 408.294.3431
8