The document discusses the forces of change facing businesses including economic challenges, industry pressures, and disruptive technologies. It proposes that addressing these forces requires innovative thinking and modernizing existing applications. Visual COBOL is introduced as a tool that can help modernize applications in efficient, low-risk ways through features that improve developer productivity, address skills shortages, enable cloud and mobile deployment, and support integration with modern architectures. The document concludes that understanding application portfolios and developing roadmaps are important next steps for addressing the forces of change.