Oak Street Funding is an innovator in niche funding providing commission-based commercial financing for insurance professionals and third-party loan servicing for financial institutions. since 2003, we have worked with agents nationwide delivering the funding they need to buy, build, or sell their agencies.

2. Who we are
Oak Street Funding is an innovator in niche
funding providing commission-based
commercial financing for insurance
professionals nationwide.
– Founded in 2003, we have worked with
agents nationwide delivering the funding they
need to buy, build, or sell their agencies.

3. What we do
In an industry where traditional commercial
financing won’t work, Oak Street Funding
provides the solution to fit each insurance
professional’s needs.
Whether the agent needs $10,000 or
$10,000,000, we’ll customize a loan to fit
your needs.

4. Why it matters
Now more than ever, agencies must find
financing with a lender that understands
their needs and market conditions.
We provide the financing that many banks
won’t, using an agent’s own
commission stream and cash flows as
collateral for the loan.

6. Take advantage of opportunities
• You can borrow against the future
commission stream from your in-force
book of business.
• Stay in control of your cash flow. And
your customers.
• Every Oak Street loan is custom designed
based upon your book of business and
cash flow.

7. Oak Street vs. Traditional Bank
Oak Street Funding Traditional Bank
Offers a variety of products including
revolving lines and interest-only
 
options
Provides financing based upon
intangible business assets only
 
Has an in-house team of experts that
understands the complexities of the
 
insurance business
Requires little cash out-of-pocket  
Centralized location provides quick
turnaround times
 
Services loans in-house  
Offers online account management
tools
 

9. Buying an Agency
• Why acquire?
• Searching for the RIGHT agency
• Conducting due diligence
• Negotiating a price
• Obtaining financing

11. Stay competitive & profitable
• Develop a growth strategy
– Set realistic goals and determine a plan
– Agency management systems
– Producer development
– Knowing your customer
– Weaving in new marketing methods
• Fund your strategy

13. The RIGHT Price & Buyer
• Give yourself time
– Assess your strengths & weaknesses
– Develop a financial platform
• Seeking a buyer
• Negotiating a price
• Conducting due diligence
• Arranging financing

15. The Oak Street Process

16. How it works…
Step 1
A high-level review of the policies and carriers to be used as collateral for the loan will be conducted
over-the-phone.
Step 2
Preliminary loan terms and options are presented for your approval.
Step 3
Your Loan Coordinator will guide you in gathering documents and information needed by our
underwriting team.
Step 4
Your Underwriter works quickly through the due diligence process and prepares loan documents.
Step 5
Once the loan documents are signed and approved, we will fund the loan proceeds.

17. With a loan or line of credit from
Oak Street Funding, it’s easy to:
• Acquire an agency to increase market
share and build your revenue stream
• Consolidate business debt accumulated
on high interest rate credit cards
• Hire a producer to add top line revenue
• Purchase leads to expand into other
markets
• Upgrade technology to increase efficiency

18. What agents are saying…
“I can’t think of anybody else who would have
loaned us $2 million. I would give a ringing
endorsement of Oak Street funding to anyone.”
-Ewald M., Florida
“Oak Street funding blows my bankers away in
terms of knowing the business.” -John K., Florida
“I wish more agents knew about Oak Street
Funding. Right now many are struggling to make
it with their book of business. They need to pick
up the phone and call.” -Chris B., Georgia

19. Interested? Contact us today…
(1-866-625-3863)
www.oakstreetfunding.com