The purpose of this study is to examine the relationship between new technology implementation in banking sector and customers How they are aware about the technologies and how they are using it Data for this study was collected from the customers of various Banking Sectors under the Reserve Bank of India A simple percentage analysis and pie chart will be done According to questioners 30 samples are collected and interpretations are given Findings suggest that most of the customers of bank using ATM facility So the banks need to give awareness about the E-banking services Lastly, the paper is of few papers that focus on technology development in banking industry Aswin Raj. T | Mr. Bala Nageshwara Rao "A Study on Role of Technology in Banking Sector" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-6 , October 2018, URL: http://www.ijtsrd.com/papers/ijtsrd18357.pdf
Financial services industry is developing due to the introduction of internet, rapid technological evolutions, deregulation, globalization as well as the impact of changing competitive and regulatory forces. So Financial system plays an important role in the economic development of the country. Because of the advent of information technology there is a change in the banking sector which has paved way for the introduction of retail electronic payment system and has progressed in the recent years in various countries and India has left no way behind. The objective of the paper is to examine and analyze the progress made by the internet banking in India. Bhawna Bhelly | Dr Sunil "Growth of E-Banking in India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-3 | Issue-5 , August 2019, URL: https://www.ijtsrd.com/papers/ijtsrd25082.pdfPaper URL: https://www.ijtsrd.com/management/accounting-and-finance/25082/growth-of-e-banking-in-india/bhawna-bhelly
Financial services industry is developing due to the introduction of internet, rapid technological evolutions, deregulation, globalization as well as the impact of changing competitive and regulatory forces. So Financial system plays an important role in the economic development of the country. Because of the advent of information technology there is a change in the banking sector which has paved way for the introduction of retail electronic payment system and has progressed in the recent years in various countries and India has left no way behind. The objective of the paper is to examine and analyze the progress made by the internet banking in India. Bhawna Bhelly | Dr Sunil "Growth of E-Banking in India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-3 | Issue-5 , August 2019, URL: https://www.ijtsrd.com/papers/ijtsrd25082.pdfPaper URL: https://www.ijtsrd.com/management/accounting-and-finance/25082/growth-of-e-banking-in-india/bhawna-bhelly
Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge.
I completed a Seminar project.
My research is based on Seconday data.
I did a thoroughly research on the awareness of E-banking services amongst indian customers.
The objectives of my research are:
1) To study about the role, need, types, frauds, impact of Internet banking on banks, customers and society, various frauds and ways to overcome them in internet banking, services offered by internet banking and its benefit to the customers and banks.
2) To study about the future perspective and awareness of internet banking among Indian customers and ways to increase awareness among the customers.
“Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge. Vijaya Bank shows us what are the benefits of the digital banking.
Banking professionals can now take advantage of our well-structured and subject-oriented Online Banking PowerPoint Presentation Slides. This electronic banking PPT theme helps you to showcase the obstacles faced by the banking sector that still operates offline. Further, present the problem statement through financial impact, projected revenue, and competition benchmark using our E-banking PowerPoint template. Get access to key stats on online banking, and customer channel preference to present a convincing web banking PPT presentation. Elucidate retail, corporate, or any other online banking type through this easy-to-understand internet banking PowerPoint theme. The digital banking PPT template deck helps you illustrate the leading players in the industry along with the services they offer. This E-banking PowerPoint presentation helps you convey the federal rules and regulations concerning online banking to your audience. Web banking PPT deck helps you in highlighting the implementation process. You can easily explain E-banking software providers, workforce training, costing, and integration with E-commerce platforms. https://bit.ly/30uZUqH
Presented by Rahul Kumar Jain, law student, Disha Law College, Raipur at IJSARD (International Journal of Socio-legal Analysis and Rural Development) International Virtual Conference 2017 On Law and Social Sciences.
I HAVE DONE A PROJECT ON ONLINE BANKING IN INDIA WITH RBI GUIDLINES AND IMPLEMENTATION OF ONLINE BANKING IN INDIA WITH BOTH PRIMARY AND SECONDARY DATA ANALYSIS.
The growing use of plastic money (Debit, Credit, Gift cards and ATM): Indian ...Sanjay Kumar
The presentation brief you about the technological advancement of payment method through out the world and status of India. More about recent changes in payment system, its effects on economy, possible threats, pros and cons of online system.
A Study on Factors of E Banking Challenges in Indiaijtsrd
The customer uses the banking services through online banking, mobile phone banking and automated teller machine these were are called as 'E Banking. This study aimed to describe the customer view about the banking services through E banking. Customer service is also a part of the banking, this paper will tell about the customer satisfaction level about the e banking will explain through the pilot study. Dr. S. Saravanan | M. Dharani "A Study on Factors of E-Banking Challenges in India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-4 | Issue-4 , June 2020, URL: https://www.ijtsrd.com/papers/ijtsrd31147.pdf Paper Url :https://www.ijtsrd.com/management/accounting-and-finance/31147/a-study-on-factors-of-ebanking-challenges-in-india/dr-s-saravanan
Internet banking, both as a medium of delivery of banking services and as a strategic tool for business development, has gained wide acceptance internationally and is fast catching up in India with more and more banks entering the fray. In the context of e banking, this theory suggests that there may be some customers who are more open to adopting new technologies than others, and that the adoption of e banking services may spread gradually over time. The growth of electronic banking e banking has been significant in India in recent years, but there are still many customers who have not adopted these services. Based on the survey results, the research will propose solutions to overcome these barriers and encourage more widespread adoption of e banking in India. So, it is a big challenge for marketers and makes consumers satisfied regarding their security concerns, which may further increase online banking use. A quantitative research design will be adopted, using a survey method to collect data. Dr. Parmeshwar Yadav | Ms. Pallavi Talmale "e-Banking Adoption in India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-7 | Issue-2 , April 2023, URL: https://www.ijtsrd.com.com/papers/ijtsrd56186.pdf Paper URL: https://www.ijtsrd.com.com/management/business-economics/56186/ebanking-adoption-in-india/dr-parmeshwar-yadav
Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge.
I completed a Seminar project.
My research is based on Seconday data.
I did a thoroughly research on the awareness of E-banking services amongst indian customers.
The objectives of my research are:
1) To study about the role, need, types, frauds, impact of Internet banking on banks, customers and society, various frauds and ways to overcome them in internet banking, services offered by internet banking and its benefit to the customers and banks.
2) To study about the future perspective and awareness of internet banking among Indian customers and ways to increase awareness among the customers.
“Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge. Vijaya Bank shows us what are the benefits of the digital banking.
Banking professionals can now take advantage of our well-structured and subject-oriented Online Banking PowerPoint Presentation Slides. This electronic banking PPT theme helps you to showcase the obstacles faced by the banking sector that still operates offline. Further, present the problem statement through financial impact, projected revenue, and competition benchmark using our E-banking PowerPoint template. Get access to key stats on online banking, and customer channel preference to present a convincing web banking PPT presentation. Elucidate retail, corporate, or any other online banking type through this easy-to-understand internet banking PowerPoint theme. The digital banking PPT template deck helps you illustrate the leading players in the industry along with the services they offer. This E-banking PowerPoint presentation helps you convey the federal rules and regulations concerning online banking to your audience. Web banking PPT deck helps you in highlighting the implementation process. You can easily explain E-banking software providers, workforce training, costing, and integration with E-commerce platforms. https://bit.ly/30uZUqH
Presented by Rahul Kumar Jain, law student, Disha Law College, Raipur at IJSARD (International Journal of Socio-legal Analysis and Rural Development) International Virtual Conference 2017 On Law and Social Sciences.
I HAVE DONE A PROJECT ON ONLINE BANKING IN INDIA WITH RBI GUIDLINES AND IMPLEMENTATION OF ONLINE BANKING IN INDIA WITH BOTH PRIMARY AND SECONDARY DATA ANALYSIS.
The growing use of plastic money (Debit, Credit, Gift cards and ATM): Indian ...Sanjay Kumar
The presentation brief you about the technological advancement of payment method through out the world and status of India. More about recent changes in payment system, its effects on economy, possible threats, pros and cons of online system.
A Study on Factors of E Banking Challenges in Indiaijtsrd
The customer uses the banking services through online banking, mobile phone banking and automated teller machine these were are called as 'E Banking. This study aimed to describe the customer view about the banking services through E banking. Customer service is also a part of the banking, this paper will tell about the customer satisfaction level about the e banking will explain through the pilot study. Dr. S. Saravanan | M. Dharani "A Study on Factors of E-Banking Challenges in India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-4 | Issue-4 , June 2020, URL: https://www.ijtsrd.com/papers/ijtsrd31147.pdf Paper Url :https://www.ijtsrd.com/management/accounting-and-finance/31147/a-study-on-factors-of-ebanking-challenges-in-india/dr-s-saravanan
Internet banking, both as a medium of delivery of banking services and as a strategic tool for business development, has gained wide acceptance internationally and is fast catching up in India with more and more banks entering the fray. In the context of e banking, this theory suggests that there may be some customers who are more open to adopting new technologies than others, and that the adoption of e banking services may spread gradually over time. The growth of electronic banking e banking has been significant in India in recent years, but there are still many customers who have not adopted these services. Based on the survey results, the research will propose solutions to overcome these barriers and encourage more widespread adoption of e banking in India. So, it is a big challenge for marketers and makes consumers satisfied regarding their security concerns, which may further increase online banking use. A quantitative research design will be adopted, using a survey method to collect data. Dr. Parmeshwar Yadav | Ms. Pallavi Talmale "e-Banking Adoption in India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-7 | Issue-2 , April 2023, URL: https://www.ijtsrd.com.com/papers/ijtsrd56186.pdf Paper URL: https://www.ijtsrd.com.com/management/business-economics/56186/ebanking-adoption-in-india/dr-parmeshwar-yadav
A study on banker's perception of electronic bankingRAVICHANDIRANG
Information and communication technologies have changed the working of the banking industry in the last few years. The
transformation is expected to quicken their pace in the coming years. The trend towards electronic delivery of products and
services is dramatically changing in the financial service industry, where the shift is partly as a result of consumer demand
but also a ruthless competitive environment. The present paper is an attempt to understand the use and benefits of e-Banking
from Bankers’ perspectives. This paper is the outcome of an empirical study with the objective of investigating bankers’
views regarding e-banking. It covers bankers’ perspectives on e-banking activities of respondents, impact of e-banking and
promotional measures used by banks to promote e-banking. The customers generally use e-Banking services on persuasion of
bankers. The bankers are convinced that e-banking helps in improving the relationship between bankers and customers and
that it will bring patent improvement in the overall performance of banks. So far as promotional avenues are concerned,
print media is at the top. The sources used from secondary level of data.
IOSR Journal of Business and Management (IOSR-JBM) is an open access international journal that provides rapid publication (within a month) of articles in all areas of business and managemant and its applications. The journal welcomes publications of high quality papers on theoretical developments and practical applications inbusiness and management. Original research papers, state-of-the-art reviews, and high quality technical notes are invited for publications.
Indian growing new financial establishments, notably banks, square measure one among the most important investors within the domains of knowledge systems, and there square measure quite clear signs that these trends to spread within the future. The arrival and enlargement of globalization and also the development of Advanced technologies knowledge pushed the banks to adopt advanced technology to launch new services. Banks have applied remote enabled service victimization the net to achieve competitive advantage, increase potency, scale back prices and provide a range of latest services. On-line systems create banking transactions straightforward and convenient, notably for disabled people that could need special services. the most purpose of this current study is to look at the most keys to live the advantage perception of victimization net banking technology, as this advanced technology is taken into account together of the principal motivations underlying the inclinations of people to adopt such a convenient technology in India. The model developed associated developed during this analysis study is an extension to the Technology Acceptance Model (TAM). The model was tested with a survey sample of four hundred folks chosen arbitrarily. The findings of the study indicate that everyone mentioned factors within the projected model (CNV, SE, QI, AW, PEU, PU) have important impact at intervals prompting the employment of net banking systems. The information analysis relies on the applied mathematics Package for scientific discipline (SPSS).
The Effect of Customers Perception on Security and Privacy of Internet Bankin...paperpublications3
Abstract: Internet banking allows banks to provide information and offer services to their customers conveniently using the internet technology. However, studies have shown that customers have perceptions that impact on the uptake and continuous usage of the platform. The purpose of this study is to understand the effect of customer perceptions on usage of internet banking in commercial banks in Kenya. This study used descriptive research design while a stratified random sampling technique was used to select subjects to represent the target population which was made up of 1,837,312 customers of commercial banks within Nairobi County. An estimated 384 respondents were targeted to participate in the study. 272 questionnaires representing a 71% response rate were received and analysed. Based on the findings of the research it was concluded that customers have perception that have an effect on usage of internet banking. Customers both users and potential, are still apprehensive about the security of internet banking transactions and privacy of their sessions while online. Due to increased phishing, on online scams and frauds perpetrated online customers are reluctant to adopt or continue using internet banking. It is the responsibility of commercial banks to sensitize their customers and assure them that it is safe to access internet banking from both a private and public network. They should provide customers with guidelines on how to safe guard their information and secure their log on credential while using both private and public networkKeywords:Internet banking, commercial bank, Technology Acceptance Model, customer perceptions.
Title:The Effect of Customers Perception on Security and Privacy of Internet Banking On Its Usage in Commercial Banks in Kenya
Author:Dr. Stephen Titus Waithaka, Kilembwa Muthengi Joseph Nzeveka
ISSN 2350-1022
International Journal of Recent Research in Mathematics Computer Science and Information Technology
Paper Publications
E-BANKING IMPLEMENTATION AND TECHNOLOGY ACCEPTANCE IN THE RAFIDAIN AND RASHEE...Hosam alden
n the third millennium, e-banking system has been adopted globally in the banking industry. On the other hand, Iraq as a nation with less developed IT adoption has not integrated this system in its banking services, instead of its current acknowledgement on the advantages of ebanking technology in competition among banking service providers. In
contrast, Iraqi banks still keep on adopting traditional banking system to
deliver the majority of their services which in this case are paper-based
work system. This is greatly resulted from the hesitation of bank
employees to adopt new banking technologies. This study aims to
identify the impact of hypothesis between e-banking system and Iraqi
banks employee perspective. This study was conducted by taking sample
of employee from two biggest public banks in Iraq which are ALRAFIDAIN and AL-RASHEED. A survey through questionnaires on the
website was used as the instrument to collect the data were analyzed
using PLS software. Technology Acceptance model(TAM) as a basic
foundation with independent variables Perceived Usefulness, Perceived
Ease of Use, Perceived IT Beliefs and Task–Technology Fit, Attitude as
Intervening and Intention to Use as dependent variable. The result of
hypothesis analysis reveals that there is a significant impact among all
variables to attitude, but Perceived Ease of Use, it does not apply variable
from those analysis it is depicted that Perceived Ease of Use does not impact to the perception of the implementation of e-banking system in Iraqi banks.
IMPACT ON BANKING SECTOR LIQUIDITY AFTER INCREASE IN USE OF DIGITAL WALLET IN...SoumikRoychowdhury5
Liquidity in the banking sector describes the capability of a bank to achieve its financial obligations or responsibility as the banks come due. It can be generated from the “direct cash holdings in currency” or on “account at the Federal Reserve or other central bank”. Moreover, the liquidity comes from obtaining certainty that can be traded quickly with the minimum loss. Liquidity is an elemental factor to the prosperity and well-being of financial institutions that determine the development and growth of banks by ensuring the appropriate functionality of financial markets.
A Study on Customer Perception towards Business Innovation Practices in Tiruc...PARAMASIVANCHELLIAH
A STUDY ON CUSTOMER PERCEPTION TOWARDS BUSINESS INNOVATION
PRACTICES IN TIRUCHIRAPPALLI DISTRICT
Dr.C. PARAMASIVAN, Ph.D.
Assistant Professor of Commerce
&
G. RAVICHANDIRAN
Ph.D. Full Time Research Scholar
PG & Research Department of Commerce
Thanthai Periyar Government Arts and Science College (Autonomous)
(Affiliated to Bharathidasan University, Tiruchirappalli)
Tiruchirappalli - 620023.
A Study on Customer Perception towards Business Innovation Practices in Tiruc...PARAMASIVANCHELLIAH
A STUDY ON CUSTOMER PERCEPTION TOWARDS BUSINESS INNOVATION
PRACTICES IN TIRUCHIRAPPALLI DISTRICT
Dr.C. PARAMASIVAN, Ph.D.
Assistant Professor of Commerce
&
G. RAVICHANDIRAN
Ph.D. Full Time Research Scholar
PG & Research Department of Commerce
Thanthai Periyar Government Arts and Science College (Autonomous)
(Affiliated to Bharathidasan University, Tiruchirappalli)
Tiruchirappalli - 620023.
Impact of Information Technology on Performance of Banks in NigeriaAJHSSR Journal
Over the last two decades, the Nigerian banking sector has witnessed some upsurge in the use
of technology for service delivery. However, concerns have been expressed as to whether cost and other
challenges of adopting information technology can be justified by performance. Accordingly, this study sought
to examine the relationship between different e-banking channels and the profitability of organisations in
Nigeria. Four e-banking channels,(automatic teller machines, point of sales, internet banking transactions and
electronic mobile banking) were identified and regressed against return on equity (ROE) of Deposit Money
Banks operating in Nigeria between 2006 and 2016. A panel data regression model was formulated and tested
using the generalized method of moment approach. The result revealed that the overall impact of electronic
banking on profitability of Deposit Money Banks operating in Nigeria was significant and positive. The study
recommends that critical stakeholders and beneficiaries of electronic banking – the government, regulatory
authorities and the banks should collaborate to put in place an enabling operating environment and an effective
regulatory framework to bring about optimal deployment of these services to customers
Similar to A Study on Role of Technology in Banking Sector (20)
‘Six Sigma Technique’ A Journey Through its Implementationijtsrd
The manufacturing industries all over the world are facing tough challenges for growth, development and sustainability in today’s competitive environment. They have to achieve apex position by adapting with the global competitive environment by delivering goods and services at low cost, prime quality and better price to increase wealth and consumer satisfaction. Cost Management ensures profit, growth and sustainability of the business with implementation of Continuous Improvement Technique like Six Sigma. This leads to optimize Business performance. The method drives for customer satisfaction, low variation, reduction in waste and cycle time resulting into a competitive advantage over other industries which did not implement it. The main objective of this paper ‘Six Sigma Technique A Journey Through Its Implementation’ is to conceptualize the effectiveness of Six Sigma Technique through the journey of its implementation. Aditi Sunilkumar Ghosalkar "‘Six Sigma Technique’: A Journey Through its Implementation" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64546.pdf Paper Url: https://www.ijtsrd.com/other-scientific-research-area/other/64546/‘six-sigma-technique’-a-journey-through-its-implementation/aditi-sunilkumar-ghosalkar
Edge Computing in Space Enhancing Data Processing and Communication for Space...ijtsrd
Edge computing, a paradigm that involves processing data closer to its source, has gained significant attention for its potential to revolutionize data processing and communication in space missions. With the increasing complexity and data volume generated by modern space missions, traditional centralized computing approaches face challenges related to latency, bandwidth, and security. Edge computing in space, involving on board processing and analysis of data, offers promising solutions to these challenges. This paper explores the concept of edge computing in space, its benefits, applications, and future prospects in enhancing space missions. Manish Verma "Edge Computing in Space: Enhancing Data Processing and Communication for Space Missions" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64541.pdf Paper Url: https://www.ijtsrd.com/computer-science/artificial-intelligence/64541/edge-computing-in-space-enhancing-data-processing-and-communication-for-space-missions/manish-verma
Dynamics of Communal Politics in 21st Century India Challenges and Prospectsijtsrd
Communal politics in India has evolved through centuries, weaving a complex tapestry shaped by historical legacies, colonial influences, and contemporary socio political transformations. This research comprehensively examines the dynamics of communal politics in 21st century India, emphasizing its historical roots, socio political dynamics, economic implications, challenges, and prospects for mitigation. The historical perspective unravels the intricate interplay of religious identities and power dynamics from ancient civilizations to the impact of colonial rule, providing insights into the evolution of communalism. The socio political dynamics section delves into the contemporary manifestations, exploring the roles of identity politics, socio economic disparities, and globalization. The economic implications section highlights how communal politics intersects with economic issues, perpetuating disparities and influencing resource allocation. Challenges posed by communal politics are scrutinized, revealing multifaceted issues ranging from social fragmentation to threats against democratic values. The prospects for mitigation present a multifaceted approach, incorporating policy interventions, community engagement, and educational initiatives. The paper conducts a comparative analysis with international examples, identifying common patterns such as identity politics and economic disparities. It also examines unique challenges, emphasizing Indias diverse religious landscape, historical legacy, and secular framework. Lessons for effective strategies are drawn from international experiences, offering insights into inclusive policies, interfaith dialogue, media regulation, and global cooperation. By scrutinizing historical epochs, contemporary dynamics, economic implications, and international comparisons, this research provides a comprehensive understanding of communal politics in India. The proposed strategies for mitigation underscore the importance of a holistic approach to foster social harmony, inclusivity, and democratic values. Rose Hossain "Dynamics of Communal Politics in 21st Century India: Challenges and Prospects" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64528.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/history/64528/dynamics-of-communal-politics-in-21st-century-india-challenges-and-prospects/rose-hossain
Assess Perspective and Knowledge of Healthcare Providers Towards Elehealth in...ijtsrd
Background and Objective Telehealth has become a well known tool for the delivery of health care in Saudi Arabia, and the perspective and knowledge of healthcare providers are influential in the implementation, adoption and advancement of the method. This systematic review was conducted to examine the current literature base regarding telehealth and the related healthcare professional perspective and knowledge in the Kingdom of Saudi Arabia. Materials and Methods This systematic review was conducted by searching 7 databases including, MEDLINE, CINHAL, Web of Science, Scopus, PubMed, PsycINFO, and ProQuest Central. Studies on healthcare practitioners telehealth knowledge and perspectives published in English in Saudi Arabia from 2000 to 2023 were included. Boland directed this comprehensive review. The researchers examined each connected study using the AXIS tool, which evaluates cross sectional systematic reviews. Narrative synthesis was used to summarise and convey the data. Results Out of 1840 search results, 10 studies were included. Positive outlook and limited knowledge among providers were seen across trials. Healthcare professionals like telehealth for its ability to improve quality, access, and delivery, save time and money, and be successful. Age, gender, occupation, and work experience also affect health workers knowledge. In Saudi Arabia, healthcare professionals face inadequate expert assistance, patient privacy, internet connection concerns, lack of training courses, lack of telehealth understanding, and high costs while performing telemedicine. Conclusions Healthcare practitioners telehealth perceptions and knowledge were examined in this systematic study. Its collection of concerned experts different personal attitudes and expertise would help enhance telehealths implementation in Saudi Arabia, develop its healthcare delivery alternative, and eliminate frequent problems. Badriah Mousa I Mulayhi | Dr. Jomin George | Judy Jenkins "Assess Perspective and Knowledge of Healthcare Providers Towards Elehealth in Saudi Arabia: A Systematic Review" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64535.pdf Paper Url: https://www.ijtsrd.com/medicine/other/64535/assess-perspective-and-knowledge-of-healthcare-providers-towards-elehealth-in-saudi-arabia-a-systematic-review/badriah-mousa-i-mulayhi
The Impact of Digital Media on the Decentralization of Power and the Erosion ...ijtsrd
The impact of digital media on the distribution of power and the weakening of traditional gatekeepers has gained considerable attention in recent years. The adoption of digital technologies and the internet has resulted in declining influence and power for traditional gatekeepers such as publishing houses and news organizations. Simultaneously, digital media has facilitated the emergence of new voices and players in the media industry. Digital medias impact on power decentralization and gatekeeper erosion is visible in several ways. One significant aspect is the democratization of information, which enables anyone with an internet connection to publish and share content globally, leading to citizen journalism and bypassing traditional gatekeepers. Another aspect is the disruption of conventional media industry business models, as traditional organizations struggle to adjust to the decrease in advertising revenue and the rise of digital platforms. Alternative business models, such as subscription models and crowdfunding, have become more prevalent, leading to the emergence of new players. Overall, the impact of digital media on the distribution of power and the weakening of traditional gatekeepers has brought about significant changes in the media landscape and the way information is shared. Further research is required to fully comprehend the implications of these changes and their impact on society. Dr. Kusum Lata "The Impact of Digital Media on the Decentralization of Power and the Erosion of Traditional Gatekeepers" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64544.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/political-science/64544/the-impact-of-digital-media-on-the-decentralization-of-power-and-the-erosion-of-traditional-gatekeepers/dr-kusum-lata
Online Voices, Offline Impact Ambedkars Ideals and Socio Political Inclusion ...ijtsrd
This research investigates the nexus between online discussions on Dr. B.R. Ambedkars ideals and their impact on social inclusion among college students in Gurugram, Haryana. Surveying 240 students from 12 government colleges, findings indicate that 65 actively engage in online discussions, with 80 demonstrating moderate to high awareness of Ambedkars ideals. Statistically significant correlations reveal that higher online engagement correlates with increased awareness p 0.05 and perceived social inclusion. Variations across colleges and a notable effect of college type on perceived social inclusion highlight the influence of contextual factors. Furthermore, the intersectional analysis underscores nuanced differences based on gender, caste, and socio economic status. Dr. Kusum Lata "Online Voices, Offline Impact: Ambedkar's Ideals and Socio-Political Inclusion - A Study of Gurugram District" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64543.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/political-science/64543/online-voices-offline-impact-ambedkars-ideals-and-sociopolitical-inclusion--a-study-of-gurugram-district/dr-kusum-lata
Problems and Challenges of Agro Entreprenurship A Studyijtsrd
Noting calls for contextualizing Agro entrepreneurs problems and challenges of the agro entrepreneurs and for greater attention to the Role of entrepreneurs in agro entrepreneurship research, we conduct a systematic literature review of extent research in agriculture entrepreneurship to overcome the study objectives of complications of agro entrepreneurs through various factors, Development of agriculture products is a key factor for the overall economic growth of agro entrepreneurs Agro Entrepreneurs produces firsthand large scale employment, utilizes the labor and natural resources, This research outlines the problems of Weather and Soil Erosions, Market price fluctuation, stimulates labor cost problems, reduces concentration of Price volatility, Dependency on Intermediaries, induces Limited Bargaining Power, and Storage and Transportation Costs. This paper mainly devoted to highlight Problems and challenges faced for the sustainable of Agro Entrepreneurs in India. Vinay Prasad B "Problems and Challenges of Agro Entreprenurship - A Study" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64540.pdf Paper Url: https://www.ijtsrd.com/other-scientific-research-area/other/64540/problems-and-challenges-of-agro-entreprenurship--a-study/vinay-prasad-b
Comparative Analysis of Total Corporate Disclosure of Selected IT Companies o...ijtsrd
Disclosure is a process through which a business enterprise communicates with external parties. A corporate disclosure is communication of financial and non financial information of the activities of a business enterprise to the interested entities. Corporate disclosure is done through publishing annual reports. So corporate disclosure through annual reports plays a vital role in the life of all the companies and provides valuable information to investors. The basic objectives of corporate disclosure is to give a true and fair view of companies to the parties related either directly or indirectly like owner, government, creditors, shareholders etc. in the companies act, provisions have been made about mandatory and voluntary disclosure. The IT sector in India is rapidly growing, the trend to invest in the IT sector is rising and employment opportunities in IT sectors are also increasing. Therefore the IT sector is expected to have fair, full and adequate disclosure of all information. Unfair and incomplete disclosure may adversely affect the entire economy. A research study on disclosure practices of IT companies could play an important role in this regard. Hence, the present research study has been done to study and review comparative analysis of total corporate disclosure of selected IT companies of India and to put forward overall findings and suggestions with a view to increase disclosure score of these companies. The researcher hopes that the present research study will be helpful to all selected Companies for improving level of corporate disclosure through annual reports as well as the government, creditors, investors, all business organizations and upcoming researcher for comparative analyses of level of corporate disclosure with special reference to selected IT companies. Dr. Vaibhavi D. Thaker "Comparative Analysis of Total Corporate Disclosure of Selected IT Companies of India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64539.pdf Paper Url: https://www.ijtsrd.com/other-scientific-research-area/other/64539/comparative-analysis-of-total-corporate-disclosure-of-selected-it-companies-of-india/dr-vaibhavi-d-thaker
The Impact of Educational Background and Professional Training on Human Right...ijtsrd
This study investigated the impact of educational background and professional training on human rights awareness among secondary school teachers in the Marathwada region of Maharashtra, India. The key findings reveal that higher levels of education, particularly a master’s degree, and fields of study related to education, humanities, or social sciences are associated with greater human rights awareness among teachers. Additionally, both pre service teacher training and in service professional development programs focused on human rights education significantly enhance teacher’s knowledge, skills, and competencies in promoting human rights principles in their classrooms. Baig Ameer Bee Mirza Abdul Aziz | Dr. Syed Azaz Ali Amjad Ali "The Impact of Educational Background and Professional Training on Human Rights Awareness among Secondary School Teachers" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64529.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/education/64529/the-impact-of-educational-background-and-professional-training-on-human-rights-awareness-among-secondary-school-teachers/baig-ameer-bee-mirza-abdul-aziz
A Study on the Effective Teaching Learning Process in English Curriculum at t...ijtsrd
“One Language sets you in a corridor for life. Two languages open every door along the way” Frank Smith English as a foreign language or as a second language has been ruling in India since the period of Lord Macaulay. But the question is how much we teach or learn English properly in our culture. Is there any scope to use English as a language rather than a subject How much we learn or teach English without any interference of mother language specially in the classroom teaching learning scenario in West Bengal By considering all these issues the researcher has attempted in this article to focus on the effective teaching learning process comparing to other traditional strategies in the field of English curriculum at the secondary level to investigate whether they fulfill the present teaching learning requirements or not by examining the validity of the present curriculum of English. The purpose of this study is to focus on the effectiveness of the systematic, scientific, sequential and logical transaction of the course between the teachers and the learners in the perspective of the 5Es programme that is engage, explore, explain, extend and evaluate. Sanchali Mondal | Santinath Sarkar "A Study on the Effective Teaching Learning Process in English Curriculum at the Secondary Level of West Bengal" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd62412.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/education/62412/a-study-on-the-effective-teaching-learning-process-in-english-curriculum-at-the-secondary-level-of-west-bengal/sanchali-mondal
The Role of Mentoring and Its Influence on the Effectiveness of the Teaching ...ijtsrd
This paper reports on a study which was conducted to investigate the role of mentoring and its influence on the effectiveness of the teaching of Physics in secondary schools in the South West Region of Cameroon. The study adopted the convergent parallel mixed methods design, focusing on respondents in secondary schools in the South West Region of Cameroon. Both quantitative and qualitative data were collected, analysed separately, and the results were compared to see if the findings confirm or disconfirm each other. The quantitative analysis found that majority of the respondents 72 of Physics teachers affirmed that they had more experienced colleagues as mentors to help build their confidence, improve their teaching, and help them improve their effectiveness and efficiency in guiding learners’ achievements. Only 28 of the respondents disagreed with these statements. With majority respondents 72 agreeing with the statements, it implies that in most secondary schools, experienced Physics teachers act as mentors to build teachers’ confidence in teaching and improving students’ learning. The interview qualitative data analysis summarized how secondary school Principals use meetings with mentors and mentees to promote mentorship in the school milieu. This has helped strengthen teachers’ classroom practices in secondary schools in the South West Region of Cameroon. With the results confirming each other, the study recommends that mentoring should focus on helping teachers employ social interactions and instructional practices feedback and clarity in teaching that have direct measurable impact on students’ learning achievements. Andrew Ngeim Sumba | Frederick Ebot Ashu | Peter Agborbechem Tambi "The Role of Mentoring and Its Influence on the Effectiveness of the Teaching of Physics in Secondary Schools in the South West Region of Cameroon" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64524.pdf Paper Url: https://www.ijtsrd.com/management/management-development/64524/the-role-of-mentoring-and-its-influence-on-the-effectiveness-of-the-teaching-of-physics-in-secondary-schools-in-the-south-west-region-of-cameroon/andrew-ngeim-sumba
Design Simulation and Hardware Construction of an Arduino Microcontroller Bas...ijtsrd
This study primarily focuses on the design of a high side buck converter using an Arduino microcontroller. The converter is specifically intended for use in DC DC applications, particularly in standalone solar PV systems where the PV output voltage exceeds the load or battery voltage. To evaluate the performance of the converter, simulation experiments are conducted using Proteus Software. These simulations provide insights into the input and output voltages, currents, powers, and efficiency under different state of charge SoC conditions of a 12V,70Ah rechargeable lead acid battery. Additionally, the hardware design of the converter is implemented, and practical data is collected through operation, monitoring, and recording. By comparing the simulation results with the practical results, the efficiency and performance of the designed converter are assessed. The findings indicate that while the buck converter is suitable for practical use in standalone PV systems, its efficiency is compromised due to a lower output current. Chan Myae Aung | Dr. Ei Mon "Design Simulation and Hardware Construction of an Arduino-Microcontroller Based DC-DC High-Side Buck Converter for Standalone PV System" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64518.pdf Paper Url: https://www.ijtsrd.com/engineering/mechanical-engineering/64518/design-simulation-and-hardware-construction-of-an-arduinomicrocontroller-based-dcdc-highside-buck-converter-for-standalone-pv-system/chan-myae-aung
Sustainable Energy by Paul A. Adekunte | Matthew N. O. Sadiku | Janet O. Sadikuijtsrd
Energy becomes sustainable if it meets the needs of the present without compromising the ability of future generations to meet their own needs. Some of the definitions of sustainable energy include the considerations of environmental aspects such as greenhouse gas emissions, social, and economic aspects such as energy poverty. Generally far more sustainable than fossil fuel are renewable energy sources such as wind, hydroelectric power, solar, and geothermal energy sources. Worthy of note is that some renewable energy projects, like the clearing of forests to produce biofuels, can cause severe environmental damage. The sustainability of nuclear power which is a low carbon source is highly debated because of concerns about radioactive waste, nuclear proliferation, and accidents. The switching from coal to natural gas has environmental benefits, including a lower climate impact, but could lead to delay in switching to more sustainable options. “Carbon capture and storage” can be built into power plants to remove the carbon dioxide CO2 emissions, but this technology is expensive and has rarely been implemented. Leading non renewable energy sources around the world is fossil fuels, coal, petroleum, and natural gas. Nuclear energy is usually considered another non renewable energy source, although nuclear energy itself is a renewable energy source, but the material used in nuclear power plants is not. The paper addresses the issue of sustainable energy, its attendant benefits to the future generation, and humanity in general. Paul A. Adekunte | Matthew N. O. Sadiku | Janet O. Sadiku "Sustainable Energy" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64534.pdf Paper Url: https://www.ijtsrd.com/engineering/electrical-engineering/64534/sustainable-energy/paul-a-adekunte
Concepts for Sudan Survey Act Implementations Executive Regulations and Stand...ijtsrd
This paper aims to outline the executive regulations, survey standards, and specifications required for the implementation of the Sudan Survey Act, and for regulating and organizing all surveying work activities in Sudan. The act has been discussed for more than 5 years. The Land Survey Act was initiated by the Sudan Survey Authority and all official legislations were headed by the Sudan Ministry of Justice till it was issued in 2022. The paper presents conceptual guidelines to be used for the Survey Act implementation and to regulate the survey work practice, standardizing the field surveys, processing, quality control, procedures, and the processes related to survey work carried out by the stakeholders and relevant authorities in Sudan. The conceptual guidelines are meant to improve the quality and harmonization of geospatial data and to aid decision making processes as well as geospatial information systems. The established comprehensive executive regulations will govern and regulate the implementation of the Sudan Survey Geomatics Act in all surveying and mapping practices undertaken by the Sudan Survey Authority SSA and state local survey departments for public or private sector organizations. The targeted standards and specifications include the reference frame, projection, coordinate systems, and the guidelines and specifications that must be followed in the field of survey work, processes, and mapping products. In the last few decades, there has been a growing awareness of the importance of geomatics activities and measurements on the Earths surface in space and time, together with observing and mapping the changes. In such cases, data must be captured promptly, standardized, and obtained with more accuracy and specified in much detail. The paper will also highlight the current situation in Sudan, the degree to which survey standards are used, the problems encountered, and the errors that arise from not using the standards and survey specifications. Kamal A. A. Sami "Concepts for Sudan Survey Act Implementations - Executive Regulations and Standards" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd63484.pdf Paper Url: https://www.ijtsrd.com/engineering/civil-engineering/63484/concepts-for-sudan-survey-act-implementations--executive-regulations-and-standards/kamal-a-a-sami
Towards the Implementation of the Sudan Interpolated Geoid Model Khartoum Sta...ijtsrd
The discussions between ellipsoid and geoid have invoked many researchers during the recent decades, especially during the GNSS technology era, which had witnessed a great deal of development but still geoid undulation requires more investigations. To figure out a solution for Sudans local geoid, this research has tried to intake the possibility of determining the geoid model by following two approaches, gravimetric and geometrical geoid model determination, by making use of GNSS leveling benchmarks at Khartoum state. The Benchmarks are well distributed in the study area, in which, the horizontal coordinates and the height above the ellipsoid have been observed by GNSS while orthometric heights were carried out using precise leveling. The Global Geopotential Model GGM represented in EGM2008 has been exploited to figure out the geoid undulation at the benchmarks in the study area. This is followed by a fitting process, that has been done to suit the geoid undulation data which has been computed using GNSS leveling data and geoid undulation inspired by the EGM2008. Two geoid surfaces were created after the fitting process to ensure that they are identical and both of them could be counted for getting the same geoid undulation with an acceptable accuracy. In this respect, statistical operation played an important role in ensuring the consistency and integrity of the model by applying cross validation techniques splitting the data into training and testing datasets for building the geoid model and testing its eligibility. The geometrical solution for geoid undulation computation has been utilized by applying straightforward equations that facilitate the calculation of the geoid undulation directly through applying statistical techniques for the GNSS leveling data of the study area to get the common equation parameters values that could be utilized to calculate geoid undulation of any position in the study area within the claimed accuracy. Both systems were checked and proved eligible to be used within the study area with acceptable accuracy which may contribute to solving the geoid undulation problem in the Khartoum area, and be further generalized to determine the geoid model over the entire country, and this could be considered in the future, for regional and continental geoid model. Ahmed M. A. Mohammed. | Kamal A. A. Sami "Towards the Implementation of the Sudan Interpolated Geoid Model (Khartoum State Case Study)" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd63483.pdf Paper Url: https://www.ijtsrd.com/engineering/civil-engineering/63483/towards-the-implementation-of-the-sudan-interpolated-geoid-model-khartoum-state-case-study/ahmed-m-a-mohammed
Activating Geospatial Information for Sudans Sustainable Investment Mapijtsrd
Sudan is witnessing an acceleration in the processes of development and transformation in the performance of government institutions to raise the productivity and investment efficiency of the government sector. The development plans and investment opportunities have focused on achieving national goals in various sectors. This paper aims to illuminate the path to the future and provide geospatial data and information to develop the investment climate and environment for all sized businesses, and to bridge the development gap between the Sudan states. The Sudan Survey Authority SSA is the main advisor to the Sudan Government in conducting surveying, mappings, designing, and developing systems related to geospatial data and information. In recent years, SSA made a strategic partnership with the Ministry of Investment to activate Geospatial Information for Sudans Sustainable Investment and in particular, for the preparation and implementation of the Sudan investment map, based on the directives and objectives of the Ministry of Investment MI in Sudan. This paper comes within the framework of activating the efforts of the Ministry of Investment to develop technical investment services by applying techniques adopted by the Ministry and its strategic partners for advancing investment processes in the country. Kamal A. A. Sami "Activating Geospatial Information for Sudan's Sustainable Investment Map" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd63482.pdf Paper Url: https://www.ijtsrd.com/engineering/information-technology/63482/activating-geospatial-information-for-sudans-sustainable-investment-map/kamal-a-a-sami
Educational Unity Embracing Diversity for a Stronger Societyijtsrd
In a rapidly changing global landscape, the importance of education as a unifying force cannot be overstated. This paper explores the crucial role of educational unity in fostering a stronger and more inclusive society through the embrace of diversity. By examining the benefits of diverse learning environments, the paper aims to highlight the positive impact on societal strength. The discussion encompasses various dimensions, from curriculum design to classroom dynamics, and emphasizes the need for educational institutions to become catalysts for unity in diversity. It highlights the need for a paradigm shift in educational policies, curricula, and pedagogical approaches to ensure that they are reflective of the diverse fabric of society. This paper also addresses the challenges associated with implementing inclusive educational practices and offers practical strategies for overcoming barriers. It advocates for collaborative efforts between educational institutions, policymakers, and communities to create a supportive ecosystem that promotes diversity and unity. Mr. Amit Adhikari | Madhumita Teli | Gopal Adhikari "Educational Unity: Embracing Diversity for a Stronger Society" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64525.pdf Paper Url: https://www.ijtsrd.com/humanities-and-the-arts/education/64525/educational-unity-embracing-diversity-for-a-stronger-society/mr-amit-adhikari
Integration of Indian Indigenous Knowledge System in Management Prospects and...ijtsrd
The diversity of indigenous knowledge systems in India is vast and can vary significantly between different communities and regions. Preserving and respecting these knowledge systems is crucial for maintaining cultural heritage, promoting sustainable practices, and fostering cross cultural understanding. In this paper, an overview of the prospects and challenges associated with incorporating Indian indigenous knowledge into management is explored. It is found that IIKS helps in management in many areas like sustainable development, tourism, food security, natural resource management, cultural preservation and innovation, etc. However, IIKS integration with management faces some challenges in the form of a lack of documentation, cultural sensitivity, language barriers legal framework, etc. Savita Lathwal "Integration of Indian Indigenous Knowledge System in Management: Prospects and Challenges" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd63500.pdf Paper Url: https://www.ijtsrd.com/management/accounting-and-finance/63500/integration-of-indian-indigenous-knowledge-system-in-management-prospects-and-challenges/savita-lathwal
DeepMask Transforming Face Mask Identification for Better Pandemic Control in...ijtsrd
The COVID 19 pandemic has highlighted the crucial need of preventive measures, with widespread use of face masks being a key method for slowing the viruss spread. This research investigates face mask identification using deep learning as a technological solution to be reducing the risk of coronavirus transmission. The proposed method uses state of the art convolutional neural networks CNNs and transfer learning to automatically recognize persons who are not wearing masks in a variety of circumstances. We discuss how this strategy improves public health and safety by providing an efficient manner of enforcing mask wearing standards. The report also discusses the obstacles, ethical concerns, and prospective applications of face mask detection systems in the ongoing fight against the pandemic. Dilip Kumar Sharma | Aaditya Yadav "DeepMask: Transforming Face Mask Identification for Better Pandemic Control in the COVID-19 Era" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd64522.pdf Paper Url: https://www.ijtsrd.com/engineering/electronics-and-communication-engineering/64522/deepmask-transforming-face-mask-identification-for-better-pandemic-control-in-the-covid19-era/dilip-kumar-sharma
Streamlining Data Collection eCRF Design and Machine Learningijtsrd
Efficient and accurate data collection is paramount in clinical trials, and the design of Electronic Case Report Forms eCRFs plays a pivotal role in streamlining this process. This paper explores the integration of machine learning techniques in the design and implementation of eCRFs to enhance data collection efficiency. We delve into the synergies between eCRF design principles and machine learning algorithms, aiming to optimize data quality, reduce errors, and expedite the overall data collection process. The application of machine learning in eCRF design brings forth innovative approaches to data validation, anomaly detection, and real time adaptability. This paper discusses the benefits, challenges, and future prospects of leveraging machine learning in eCRF design for streamlined and advanced data collection in clinical trials. Dhanalakshmi D | Vijaya Lakshmi Kannareddy "Streamlining Data Collection: eCRF Design and Machine Learning" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-8 | Issue-1 , February 2024, URL: https://www.ijtsrd.com/papers/ijtsrd63515.pdf Paper Url: https://www.ijtsrd.com/biological-science/biotechnology/63515/streamlining-data-collection-ecrf-design-and-machine-learning/dhanalakshmi-d
Francesca Gottschalk - How can education support child empowerment.pptxEduSkills OECD
Francesca Gottschalk from the OECD’s Centre for Educational Research and Innovation presents at the Ask an Expert Webinar: How can education support child empowerment?
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Honest Reviews of Tim Han LMA Course Program.pptxtimhan337
Personal development courses are widely available today, with each one promising life-changing outcomes. Tim Han’s Life Mastery Achievers (LMA) Course has drawn a lot of interest. In addition to offering my frank assessment of Success Insider’s LMA Course, this piece examines the course’s effects via a variety of Tim Han LMA course reviews and Success Insider comments.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
For more information, visit-www.vavaclasses.com
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Welcome to TechSoup New Member Orientation and Q&A (May 2024).pdfTechSoup
In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
1. International Journal of Trend in
International Open Access Journal
ISSN No: 2456
@ IJTSRD | Available Online @ www.ijtsrd.com
A Study on Role
Aswin Raj
Saveetha School
ABSTRACT
The purpose of this study is to
relationship between new technology implementation
in banking sector and customers. How they
about the technologies and how they are
for this study was collected from the
various Banking Sectors under the Reserve
India. A simple percentage analysis and
be done. According to questioners 30
collected and interpretations are given.
suggest that most of the customers of
ATM facility. So the banks need to give
about the E-banking services. Lastly, the
few papers that focus on technology development
banking industry.
Keyword: BANKING
INTRODUCTION
The banking industry of India is in the
Information technology revolution. A combination
regulatory and competitive reasons
increasing importance of total banking
this industry. Information technology
been used under different avenues in banking.
communication and connectivity and another
business process reengineering.
technology enables difficult product
better market infrastructure, implementation
reliable techniques for control of risks
financial intermediaries to reach geographically
distant and diversified markets.
Information technology has changed the
major functions being performed by
access to liquidity, transformation of assets
monitoring of risks. Further, information
and the communication networking systems
vital bearing on the efficiency of money,
foreign exchange markets.
International Journal of Trend in Scientific Research and Development (IJTSRD)
International Open Access Journal | www.ijtsrd.com
ISSN No: 2456 - 6470 | Volume - 2 | Issue – 6 | Sep
www.ijtsrd.com | Volume – 2 | Issue – 6 | Sep-Oct 2018
Role of Technology in Banking Sector
Raj. T1
, Mr. Bala Nageshwara Rao2
1
Student, 2
Director
School of Management, Chennai, Tamil Nadu
examine the
mplementation
they are aware
are using it. Data
customers of
Reserve Bank of
and pie chart will
30 samples are
given. Findings
of bank using
give awareness
the paper is of
development in
the midst of an
combination of
has led to
automation in
has basically
banking. One is
another one is
Information
development,
implementation of
and helps the
geographically
the contours of 3
the banks i.e.
assets and then
information technology
systems have a
money, capital and
The commercial banks went
Automation Packages for
middle and late 90s witnessed
reforms, deregulation, globalization
rapid revolution in communication
evolution of novel concept
computer and communication
internet, mobile phones etc.,
Indian banking system completely.
OBJECTIVES:
To study the role of technology
To determine the technology
customers.
To analyse the banking
computerisation of banks in
RESEARCH METHODOLOGY:
The study uses both primary and
primary data has been collected
on the basis of convenient
were collected from customers
sectors. The secondary data
published sources such as journals,
websites
TOOLS FOR THE STUDY:
The analysis of data collected
done systematically. Simple percentage,
tables where used to represent
into various categories. The
systematically and accurately
authentic.
LIMITATION OF STUDY:
My research has several limitations.
primarily limited by small sample
size could have been expanded.
the researcher and respondents
Research and Development (IJTSRD)
www.ijtsrd.com
6 | Sep – Oct 2018
Oct 2018 Page: 84
Sector
went for Total Branch
computerization. The
witnessed the storm of financial
globalization etc. coupled with
communication technologies and
concept of convergence’ of
communication technologies, like
It changed the face of
completely.
technology in banks.
technology in banks used by
banking innovations after
in India.
METHODOLOGY:
and secondary data. The
collected from 50 respondents
sampling. The samples
customers of various banking
data was collected from
journals, periodicals and
STUDY:
collected through research been
percentage, pie chart and
represent variety of data that falls
analysis has been done
so as to get correct and
limitations. This study was
sample size. The sample
expanded. More contact between
respondents may have increased
2. International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456
@ IJTSRD | Available Online @ www.ijtsrd.com
participation. A greater depth of information
have been obtained by conducting focus
respondents may have had a better understanding
CIBIL based on the questions included
questionnaires. My methodology has
surveying or interviewing individuals
the respondents. The study could
important qualitative data and greater insight
respondents’ thoughts and opinion
SCOPE OF THE STUDY:
The study covers the services offered by
customers by the use of technology. More
latest technological delivery channels,
ATM/Debit card, Credit card, Internet
Mobile Banking etc. have been taken
purpose of study. This project is an analytical
based on random sampling to ascertain
satisfaction level and customer attitude
channels. The study also gives an idea
secure, 24X7X365 E-banking services at
without compromising with the quality
resulting in the widening of customer base.
REVIEW OF LITERATURE
Aggarwal (2003), in his paper, hunted
avenues wherever e- banking may play
in e-democracy. The author mentioned
on the implementation of e-banking
democracy. One was farmer service and
e-seva. Whereas applying e-banking in
services become safer, efficient, clear
becomes a win-win state of affairs for
its low price, for presidency its highe
business it’s quick and secure, and for voters
and economical. The author evaluated that
might be used for thriving e-banking
payment, online brokerage, online
management, anyplace banking, etc.
terminated that e-banking services give
service and informational unit that
advantages to banks, customers, employers
government.
Arora (2003) created an effort to
technology had a definitive role in
transactions within the banking sector;
impact of technology had resulted
introduction of recent product and services
banks in Asian nation. The author mentioned
initiatives taken by the banks
transformation and these initiatives
nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456
www.ijtsrd.com | Volume – 2 | Issue – 6 | Sep-Oct 2018
information may
focus group. The
understanding on
included on the
has included
involved with
have added
insight into the
by Banks to the
More specifically
channels, namely
Internet Banking,
taken up for the
analytical study
the usage and
towards these
idea of rendering
at a lower cost,
quality thereby
base.
hunted for such
important role
2 case studies
banking in digital
and different was
in e-democracy,
and quick. It
all, for banks
higher service, for
voters its clear
that e-banking
for online bill
online account
etc. The author
give one stop
that gives nice
employers and
to prove that
in facilitating
sector; and also the
resulted into the
services by varied
mentioned varied
to manage
had brought
customers the convenience
banking. The author ended
helper for advancement within
banking ANd not an finish in itself.
Hogarth and Hilgert (2004) highligh
banking technology represents
services, starting from common
direct deposit to Automatic
Electronic Transfer of Funds
(PC banking). the utilization
technologies had grownup chop
whereas others are adopting
explored such factors that
adoption to adopt 3 e-banking
changes in these factors over
e-banking technologies couldn't
class, and thus, “one size fits
utilization of e-banking depends
helps in saving time, decrease
inaccurate accounting and preventing
of information.
Laforet and Li (2005), in their
market standing of online / mobile
the target of the study was to spot
for online and mobile banking,
of users and non-users towards
relevance variety of things like
convenience, etc. The authors
three hundred respondents from
China. The results showed that
banking users were preponderantly
essentially young and extremely
was the foremost vital issue that
shopper for the adoption of on
the most issues baby-faced by
banks in on- line banking were
laptop & technological skills,
Ashiya (2006) evaluated developments
electronic payments. The author
different modes of e-payment
the most objective of the study
present offerings and development
electronic payments. The author
different modes of e-payment
cards, credit cards, sensible cards,
etc. These electronic ways
wonderful instrument for payment
analyzed that security was the
electronic payments. However,
technology may be used as a tool
nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456-6470
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of anyplace, anytime
that technology was a
within the core business of
itself.
highlighted that electronic
represents a spread of various
common ATM services and
Automatic Bill Payment (ABP),
Funds (EFT) and pc banking
utilization of e-banking
chop-chop within the USA,
it slowly. The authors
have an effect on the
banking technologies and
time. They advised that
couldn't be aggregate into one
all’’ wouldn't work. the
depends upon however it
decrease the errors, up
preventing in manipulation
their study investigated the
mobile banking in China.
spot the target customers
banking, and to match the angle
towards e-banking with
like technology, security,
authors selected a sample of
from six major cities of
that online and mobile
eponderantly males not
extremely educated. Security
issue that driven Chinese
on- line banking. however
the shoppers of Chinese
were perception of risks,
and lack of awareness.
developments created by
author evaluated completely
payment used across the world.
study was to seek out the
development provided by
author evaluated completely
payment like plastic cards, debit
cards, electronic cheques
in which provided a
payment system. The author
the most concern among
However, e-payment this subtle
tool for the improvement
3. International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456
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of client loyalty and business of banks
reduced the danger & value and will
client loyalty.
Enders et al.(2006), in their paper, self
basic downside of the troubled innovation
lies within the problem to categorise new
into sustaining and troubled innovation.
researchers 1st mentioned basic principles
innovation theory, printed 5 main strategic
that incumbent companies ought to address
face troubled circumstance in their bu
more mentioned completely different
modes employed by Nordea banks,
identification, e-signature services, e-billing
e-salary performs, e-payment performs
banking services ought to be properly analyzed
Einstein's theory of relativity of disruption.
Jain and Hundal (2006) represented the
mobile banking and barriers within the
mobile banking. The paper examined the
will act as barriers in mobile banking
adoption. the target of the study was to
explanations why the folks had not
accepted the technology tho' it provided
advantage to the banking customers as
previous technologies. The paper tried
varied barriers, viz. access issues, discontentedness
and inability of service suppliers within
of mobile banking services. The results
indicated that buyers got demoralized by
perform whereas accessing the mobile
services that cause rise in their discontentedness
as no correct steerage was provided
researchers instructed that service suppliers
bear in mind of the issues of their customers.
findings of the study gave a quick outl
sensible implication for managers and
United Nations agency have to be compelled
ways and choices so as to cater the
service market.
Krishnamurthy (2006) highlighted the benefits,
innovations and convenience concerned
ATM, telephone, web and cluster banking
banks to deliver the merchandise a lot
The author, in his paper, conjointly
operational potency of e- banking. It enclosed
banking, straightforward transactional
transactional e- banking. Every website
differential reasonably services to customers.
nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456
www.ijtsrd.com | Volume – 2 | Issue – 6 | Sep-Oct 2018
because it had
will increase the
self-addressed a
innovation theory that
new technologies
innovation. The
principles of troubled
strategic diversions
to address once they
business. They
different e- banking
banks, i.e., e-
billing services,
performs. However, e-
analyzed for the
disruption.
importance of
the adoption of
the forces which
banking service
to seek out the
not absolutely
provided abundant
as compared to
tried to spot the
discontentedness
within the adoption
results of the study
by the difficult
mobile banking
discontentedness level,
to them. The
suppliers ought to
customers. The
outlook for the
policy-makers
compelled to create
undiscovered
benefits, risks,
concerned in e-banking.
banking helped
of effectively.
conjointly delineated
enclosed basic e-
and advanced
website offered a
customers. The
author conjointly commented
loss of secrecy of the shoppers,
prone potentialities, eruption
the author urged that banks
technique during which risks
banking merchandise move parallel
time.
Paul (2006) mentioned the role
scope of remote channels, their
weakness, chance and threat
author evaluated that IT development
in 2 ways that. Firstly, it had
of prices related to management
substitution paper based mostly
strategies with automatic processes.
changed the ways that during
access to banks’ services and
science found that the introduction
and CFMS had exaggerated
potency and soundness in payment
author discovered that technology
on the structure of banking sector
bank branches, bank personnel
Raghvan (2006) highlighted the
the banking sector thanks to
technology, telecommunication
processing. He conjointly
perception of banks in India
taking under consideration the
ATMs, newt on the performance
initiative taken in easing, privatization
process. He conjointly evaluated
line and net banking. Technology
face of the Indian banking sector
although the new non-public and
have a foothold at the present,
banks have conjointly created
this regard. The analysis of
numerous banks has been done
heads:
Raja et al. (2008) evaluated the
system on the business opportunities.
that attributable to the expansion
electronic payment mechanisms
to cater the range of candidates.
classified the e-payments into
money like systems, check like
systems that were any classified
debit cards and electronic
nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456-6470
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commented upon some risks like
shoppers, money stability, fraud
of legal claims, etc. So,
ought to adopt such a
risks and innovation in
parallel and at the same
role of technology and
their implication, strength,
in banking sector. The
development affects banking
contributed in reduction
management of knowledge by
mostly and labour intensive
processes. Secondly, it had
during which customers had
and product. The man of
introduction of RTGS, NDS,
exaggerated the security, security,
payment system. Lastly, the
technology had a good impact
sector within the variety of
personnel and alliance.
the transformation within
to impact of knowledge
telecommunication and electronic
tried to check the
India within the year 2020
the impact of net banking,
performance of banks and
privatization and economic
evaluated the long run of on-
Technology has modified the
sector through automation.
and foreign sector banks
present, however public sector
conjointly created a big progress during
the info collected from
done below the subsequent
the impact of e-payment
opportunities. They known
expansion of net users, varied
mechanisms had been developed
candidates. The researchers
into 3 main teams, namely,
like systems, and hybrid
classified into credit cards,
cheques. They known
4. International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456
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3main problems associated with e-payment
security problems, low interest among
and serious reliance on ancient payment
additionally analyzed that there have been
and cultural issues that hinder the trail of
However, to form e-payments simpler, security
ought to be reduced; and folk sought to
that ancient payment ways were longer
electronic payment ways. They ought
complete that plastic card payments were
convenient, easier and safer than money
DATA ANALYSIS AND INTERPRETATION
Table 1.1 showing the level of usage of
Usage of technology
No of
respondents
Financial transaction 5
Stock exchange 2
Online banking 15
e -payments 8
Total 30
Figure 1.1 showing the level of usage
Source: primary data
According to the analysis done 50% of
use the technology for online banking,
respondents use for e-payments, 16.66%
transactions and 6.66% of respondents
technology in banking service for stock
Table 1.2 showing how frequently branch
used per month
Branch banking use
per month
No of
respondent
Nil 3
1 to 3 times 16
3 to 8 times 8
8 to 12 times 1
Over 12 times 2
Total 30
nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456
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payment that were
among businessman
payment ways. They
been technical
of e-payments.
security threats
to be complete
longer intense than
ought to even be
were additional
money or cheques.
INTERPRETATION
of technology
Percentage
16.66%
6.66%
50%
26.66%
100%
of technology
of respondents
banking, 26.66% of
16.66% for financial
respondents use the
exchange.
branch banking
Percentage
10%
53.33%
26.66%
3.33%
6.66%
100%
Figure 1.2 showing how
banking used per
Source: primary
Analysis shows that 10% of
visit their bank branch on a monthly
respondents visit their banks between
month.26.66% of respondents
3 to 8 times in a month and 3.33%
their branch 8 to 12 times in
respondents vist their bank
month.
Table 1.3 showing how frequently
month
ATM use per
month
No
respondent
Nil 0
1 to 3 times 6
3 to 8 times 15
8 to 12 times 5
Over 12 times 4
Total 30
Figure 1.3 showing how frequently
month
Source: primary
Analysis shows that none of
visit their ATMs on a monthly
nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456-6470
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frequently branch
per month
primary data
of the respondents never
monthly basis. 53.33% of
between 1 to 3 times in a
respondents visit their bank branch
3.33% of respondents visit
in a month. None of the
more than 12 times a
frequently ATM used per
month
No of
respondent
Percentage
0 0%
6 20%
15 50%
5 16.66%
4 13.33%
30 100%
frequently ATM used per
month
primary data
of the respondents never
monthly basis. 20% of
5. International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456
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respondents visit their ATM 1 to 3 times
50% of respondents visit their ATM 3 to
month, 16.66% of respondents visit ATM
times in a month and 13.33% of respondents
ATM over 12 times in a month.
Table 1.4 showing how frequently internet
is used per month
Internet banking
use per month
No of
respondent
nil 3
1 to 3 times 12
3 to 8 times 6
8 to 12 times 5
Over 12 times 4
total 30
Figure 1.4 showing how frequently
banking is used per month
Source: primary data
According to the analysis done it shows
respondents never use their internet
monthly basis, 40% of respondents use
banking 1 to 3 times in a month, 20% of
use internet banking 3 to 8 times in a month,
of respondents use internet banking 8 to
month and 13.33% of respondents
banking over 12 times in a month.
Tale 1.5 Showing reasons why E-banking
not used by most of the customer
E-banking services
not adopted
Number of
respondents
Security risk 12
Prefer traditional
banking
7
Not aware of e-
banking
5
Some bank charge
high fees
6
Total 30
nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456
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times in a month,
to 8 times in a
ATM 8 to 12
respondents visit the
internet banking
Percentage
10%
40%
20%
16.66%
13.33%
100%
frequently internet
month
shows 10% of
internet banking on
use their internet
of respondents
month, 16.66%
to 12 times in a
use internet
banking services
customer
Percentage
40%
23.3%
16.6%
20%
100%
Figure 1.5 Showing reasons why E
services not used by most of the customer
Source: prima
According to this analysis 40%
not adopted E-Banking due to
respondents prefer traditional
respondents are not aware
respondents consider that bank
e-banking.
FINDINGS:
According to the study it was
has paved a huge way for banking
number of respondents prefer
region. A large number of respondents
with ATM facilities provided
the respondents do not use Tele
region. A large number of respondents
by paying utility bills by using
Based on the study it was
respondents prefer using Internet
number of respondents are satisfied
Security provided by the bank;
respondents are not satisfied
conducted. Security threat is the
E-Banking services have not
respondents. The study shows
respondents consider Private
technologically advanced than
large number of the respondents,
oriented services of the bank
region. Majority of the customers
bank’s operation is efficient after
computers in the banks.
SUGGETIONS:
The bank needs to give awareness
about internet banking.
Most of the customers
banking so the banking industry
those risks.
CONCLUSION
Technology today has become
of banking; it is difficult to envision
nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456-6470
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asons why E-banking
services not used by most of the customer
primary data
40% of respondents have
security risk. 23.30% of
Banking and 16.60% of
of e-banking. 20% of
bank charges high fees for
was found that technology
banking sector. A large
E-Banking in the study
respondents are satisfied
provided by banks. Majority of
Tele banking in the study
respondents are benefited
using Mobile Banking.
found that 90% of the
Internet Banking. A large
satisfied with the level of
bank; only 10% of the
according to the study
the possible reason why
not been adopted by the
shows that majority of the
Private sector banks to be
than Public sector banks. A
respondents, rate the technology
bank as good in the study
customers have opined that
after the introduction of
awareness to customers
are feeling risk in E-
industry needs toeliminate
become integral to the business
envision one without the
6. International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456
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other. However as with other resources
attached to it and with substantial investments
infrastructure business leaders will
answers to whether the infrastructure
optimally.
Technology have to be client centrically
optimum edges and banks can got to
client retention and increasing share of case
solely acquisition. for many of banking
going back to their primary bank for
relationship could be a major challenge.
attributable to the insufficiency of CRM
number 83 solutions. Knowledge integration
interaction through multiple channels remains
the market to side branch personnel. With
use technology additionally comes redoubled
security breaches. Banks can got to on
real time alert systems and governance
manage the threats for early detection
The longer term IT vision and strategy
got to balance price delivered to the firm.
be aligned to the strategic objectives of
be in command of the delivering desired
To achieve this difficult task of satisfying
customers, the banks area unit turning
technology for the assistance. Technology
one among the foremost necessary factors
event of human beings. Information
communication technology is that the
within the field of technology that is
access, process, storage and dissemination
electronically. industry is quick growing
employment of technology within the
ATMs, online banking, SMS banking, Mobile
etc., plastic card is one among
merchandise that cater to the wants of
has seen its range grow in patterned advance
years. Net has compete a many opportunities
players within the banking sector. Where
entrants have the advantage of latest technology,
goodwill of the established banks offers
special chance to steer the net world.
BIBLIOGRAPHY
Aggarwal (2003), in his paper, looked
avenues where e-banking could play significant
in e-democracy
Arora (2003) made an attempt to
technology had a definitive role in
transactions in the banking sector; and
technology had resulted into the introduction
products and services by various banks in
nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456
www.ijtsrd.com | Volume – 2 | Issue – 6 | Sep-Oct 2018
resources it has costs
investments in IT
have to seek
is being used
centrically to derive
equally target
case instead of
banking customers
the other new
challenge. This can be
CRM and atomic
integration of client
remains not on
With redoubled
redoubled risk of
their toes with
governance policies to
detection and control.
strategy of banks can
firm. It’ll got to
of the firm and
desired price.
satisfying the
turning towards the
Technology has been
factors for the
Information and
major advent
employed for
dissemination of data
growing with the
the variety of
Mobile banking
the banking
of retail section
advance in recent
opportunities for
Wherea s the new
technology, the
offers them a
looked for such
significant role
to prove that
in facilitating
the impact of
introduction of new
in India.
Laforet and Li (2005), in their
market status of online / mobile
Ashiya (2006) evaluated developments
electronic payments. The author
modes of e-payment used across
Enders et al. (2006), in their
fundamental problem of the
theory which lies in the difficulty
technologies into sustaining
innovation.
Jain and Hundal (2006) described
mobile banking and barriers in
banking.
Krishnamurthy (2006) highlighted
risks, innovations and convenience
banking. ATM, telephone,
banking helped banks to deliver
effectively.
Paul (2006) discussed the role
scope of remote channels, their
weakness, opportunity and threat
Raghvan (2006) highlighted the
banking sector due to effect
technology, telecommunication
processing.
Raja et al. (2008) evaluated the
system on the business opportunities.
Sarangapani and Mamtha
impact of Information Technology
and its security related aspects.
Uppal R.K. (2010) studies
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nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456-6470
Oct 2018 Page: 89
their study investigated the
mobile bankingin China.
developments made by
author evaluated different
across the globe.
their paper, addressed a
the disruptive innovation
difficulty to categorize new
sustaining and disruptive
described the importance of
in the adoption of mobile
highlighted the advantages,
convenience involved in e-
internet and cluster
deliver the products more
role of technology and
their implication, strength,
threat in banking sector.
the transformation in the
effect of information
telecommunication and electronic data
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