The document discusses strategies for short sales as an alternative to foreclosure. It outlines the value of short sales for investors, buyers, agents, and homeowners. Short sales currently make up a small percentage of delinquent loans due to lack of standardized processes, long timelines, and uncertainty. The document proposes a new operating model using specialized short sale specialists to improve communication, increase process standardization, and boost conversion rates of short sales.
Beamonte Investments is one of the world’s leading investment and advisory firm. Beamonte Investments seek to create long-term value for its investors, the portfolio companies and the companies it advises. Beamonte Investments provides various financial advisory services, including investment banking advisory, financial and strategic advisory and fund placement services. Beamonte alternative businesses includes the management the private equity funds, real estate funds and credit oriented strategies.
Beamonte Investments is one of the world’s leading investment and advisory firm. Beamonte Investments seek to create long-term value for its investors, the portfolio companies and the companies it advises. Beamonte Investments provides various financial advisory services, including investment banking advisory, financial and strategic advisory and fund placement services. Beamonte alternative businesses includes the management the private equity funds, real estate funds and credit oriented strategies.
Original air date: Dec. 4, 2017
Rebroadcast and recording info at http://www.mhmcpa.com
As the effective date for changes to revenue recognition quickly approaches, are you aware of what new information will be required to be included in financial statement disclosures?
In this webinar, we will discuss pre-adoption disclosure and the disclosure requirements contained in ASC Topic 606 Revenue from Contracts with Customers. Join us as we walk through examples from public companies that have early adopted to illustrate key parts of these requirements.
The standard 3 of the CFA (Certified Financial Analyst) is described in the following order
(Duties to Clients)
1. Standard iii (A)
2. Standard iii (B)
3. Standard iii (C)
4. Standard iii (D)
5. Standard iii (E)
All the topics are described based on the key points on the standard and then after each of the standards, the way to follow for compliance is also described.
Lastly, relevant examples are given under each section to make the readings more clear and understandable.
Getting a Great Sale Price for Your CompanyMark Ostryn
Full video presentation available at strategiccompanysales.com
In this video presentation, Mark Ostryn from Strategic Company Sales (strategiccompanysales.com) a Sydney based business broker discusses the key methods for maximising the sale value of a company. In it he covers key strategies and profiles of optimum buyers including:
• If your buyer is in the same industry as yours, they get to neutralise a competitor, and consequently gain market share.
• Interstate or overseas buyers may see purchasing your company as a means to expanding geographically.
• The buyers company may also obtain cost benefits either through greater buying power with suppliers or reducing their own overhead. They may not need two accounts teams, field sales forces or receptionists.
• If your company has a good management team, growing earnings, operates in an expanding market and is not dependent on you, the owner for its future success, this can only enhance value.
• Finally, by acquiring your company, the buyer can enjoy the benefits of vertical integration
Original air date: Dec. 4, 2017
Rebroadcast and recording info at http://www.mhmcpa.com
As the effective date for changes to revenue recognition quickly approaches, are you aware of what new information will be required to be included in financial statement disclosures?
In this webinar, we will discuss pre-adoption disclosure and the disclosure requirements contained in ASC Topic 606 Revenue from Contracts with Customers. Join us as we walk through examples from public companies that have early adopted to illustrate key parts of these requirements.
The standard 3 of the CFA (Certified Financial Analyst) is described in the following order
(Duties to Clients)
1. Standard iii (A)
2. Standard iii (B)
3. Standard iii (C)
4. Standard iii (D)
5. Standard iii (E)
All the topics are described based on the key points on the standard and then after each of the standards, the way to follow for compliance is also described.
Lastly, relevant examples are given under each section to make the readings more clear and understandable.
Getting a Great Sale Price for Your CompanyMark Ostryn
Full video presentation available at strategiccompanysales.com
In this video presentation, Mark Ostryn from Strategic Company Sales (strategiccompanysales.com) a Sydney based business broker discusses the key methods for maximising the sale value of a company. In it he covers key strategies and profiles of optimum buyers including:
• If your buyer is in the same industry as yours, they get to neutralise a competitor, and consequently gain market share.
• Interstate or overseas buyers may see purchasing your company as a means to expanding geographically.
• The buyers company may also obtain cost benefits either through greater buying power with suppliers or reducing their own overhead. They may not need two accounts teams, field sales forces or receptionists.
• If your company has a good management team, growing earnings, operates in an expanding market and is not dependent on you, the owner for its future success, this can only enhance value.
• Finally, by acquiring your company, the buyer can enjoy the benefits of vertical integration
Real estate risk advisory brochure 2013Nidhi Gupta
Riskpro India is a specialized Risk Management Consulting firm providing risk management advisory, risk trainings, internal audits, forensic accounting, investigations, fraud prevention, process reviews services etc.
Real estate services involves the purchase, ownership, management, rental and/or sale of real estate for profit. Improvement of realty property as part of a real estate investment strategy is generally considered to be a sub-specialty of real estate investing called real estate development. Real estate is an asset form with limited liquidity relative to other investments. Management and evaluation of risk is a major part of any successful real estate investment strategy where risk occurs in many different ways at every stage of the investment process from sale, purchase, tenancy to market and environmental conditions where one needs a prudent approach for mitigating potential risks in this business for investors, buyers, sellers and vendors.
Basis above backdrop we’re pleased to launch our comprehensive Real estate Risk advisory services in addition to our existing bouquet of Risk advisory, Consulting, Training & Human Capital Services. Our services are offered through our multi location delivery centres in major metros with total presence in 11 Indian cities network.
“We are quoted in recent Economic Times news as among fastest growing risk consulting firms in India.”
This slide deck is for commercial real estate lenders, bank appraisal review analysts, credit analysts, underwriters and appraisers to better serve property owners and ease the real estate financing process for all parties.
Collateral value is the foundation of all lending transactions, but even the most traditional valuation techniques require a blend of art science and require debtors and practitioners to incorporate their judgment. Where is the line between reasonable judgment and gaming the system to arrive at a valuation that skews the fact pattern to one party’s favor? This webinar presents practice pointers on how to use the ABA Model Rules as a guide to navigating ethical issues in real estate valuation. Model Rules addressed may include those that govern the client-lawyer relationship (Rule 1.1 through 1.3); those that speak to the need for candor toward the tribunal and fairness to an opposing party and counsel (Rule 3.3 through 3.4); and the necessity for truthfulness in statements to others and issues surrounding unrepresented persons (i.e. Rule 4.1 through 4.3).
Part of the webinar series: Ethical Issues in Real Estate-Based Bankruptcies 2022
See more at https://www.financialpoise.com/webinars/
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
Have you ever heard that user-generated content or video testimonials can take your brand to the next level? We will explore how you can effectively use video testimonials to leverage and boost your sales, content strategy, and increase your CRM data.🤯
We will dig deeper into:
1. How to capture video testimonials that convert from your audience 🎥
2. How to leverage your testimonials to boost your sales 💲
3. How you can capture more CRM data to understand your audience better through video testimonials. 📊
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
Affordable Stationery Printing Services in Jaipur | Navpack n PrintNavpack & Print
Looking for professional printing services in Jaipur? Navpack n Print offers high-quality and affordable stationery printing for all your business needs. Stand out with custom stationery designs and fast turnaround times. Contact us today for a quote!
5 Things You Need To Know Before Hiring a Videographer
Ss Operating Model 3
1. Innovative Strategies for Loss
Mitigation & Foreclosure
Prevention Through Short Sales
•Managing Director, Tim Rood
1/19/2009
•Managing Director, Brian O’Reilly
Proprietary and Confidential
2. Capital Financial Solutions
2
Experienced Business Executives Providing
Management Strategy and Business Consulting
Services to Matt Martin Real Estate Management
Knowledge, experience and access to qualified,
competent service provider partners
• QC reviews and supporting analytics
• Partial or complete outsourced origination
• Special servicing
• Loss mitigation
» Solicitation, Processing, Analysis, Outreach, and settlement
• Short sales and REO marketing and management
Proprietary and Confidential
3. Marketscape - Key Drivers
3
• Economic Conditions
Defaults and Foreclosures Expected to climb in 2009 - 2010
Unemployment Nationally May Peak as High as 10% (27 Year High)
FDIC estimates 1.6 Million homeowners are delinquent by 60-90 days
FDIC estimates 3.8 Million homeowners will be 60-90 days delinquent EOY 2009
• Lenders/Investors Will Remain Capital Constrained
Lenders/Investors therefore biased towards home preservation vs.
liquidation
Foreclosure moratoriums and mass modifications
• Negative Buyer Sentiment
Home buyers are increasingly wary of REOs
80 percent of U.S. adults are now concerned with negative aspects, citing hidden costs,
risky process, home losing value and personal connection with foreclosure as the core
concerns.
Proprietary and Confidential
4. The Value Proposition of Short Sales
4
• Reduces the flow of REO inventory
• Reduced severity of loss than foreclosure
Investor • Provides Balance Sheet Relief - reduces contingent
liabilities
• Value
Buyer • Certainty (Short sale supports traditional buyer inspections and walkthroughs vs REO)
• Offers Near Term Opportunity for Competitive
Advantage
Agent • Differentiated value in marketplace
• Fast moving inventory of listings
• Buy and sell side referrals
• Pipeline of future buyers
Proprietary and Confidential
5. Issues Plaguing Short Sales
In 2008 Fewer than 2% of delinquent loans were mitigated by a short sale
(FHFA) largely due to the following:
• Lack of standardized process
• Overburdened servicers
Investor • Process is time consuming and expensive
• Fear of Fraud Involving Parties to Transaction
• Extremely high fallout rate
• Long, inconsistent, unfamiliar process
• High degree of Uncertainty Regarding Success
Prospects
Agent • High Fallout
• Lack of experience negotiating with investors
• Lack of communication and control
• Reputation risk
• Long, unfamiliar process
Buyer • Uncertainty/Fallout
• Lack of communication and control
6. Overcoming Current
Challenges to Short Sales
6
Requires a new operating model that increases investor, lender and
Realtor support and achieves the following:
•Faster turnaround of conditional approvals
Delegation of approval within value threshold
Proactively leverage seasoned Realtor network at initial sign of intent not to
occupy
•Improved Control and communication
Automated workflow ensure business rules are followed and the right tasks
assigned at the right time
Customer centric model that establishes lines of communication and
ongoing relationships with investors, agents, and sellers/buyers
•Increased Standardization Processes and Procedures
Investor specific specifications, criteria, methods, processes, and practices
Clear delineation and articulation between roles and responsibilities of
Introducing a Team of Investor/Lender Qualified Short Sale Specialists as Intermediaries
parties
Makes Accomplishing These Objectives Possible
Proprietary and Confidential
7. Short Sale Specialist Operating Model
The Operating Model Supports:
Consistent Processes, Improved Communication, and Improved Conversion Rates
Short Sale Realtor
Specialist Roles & Roles &
Responsibilities Responsibilities
Investor
Investor Homeowner
Realtor Lead Generation/ Homeowner
Information Lead
Repository and Qualification
Support
Property Listing
& Marketing
Initial Investor
(collateral
Contact/Negotiate
management)
Property
valuation and Homeowner
Servicer
Servicer reasonableness Seller Data
Prospective
Prospective
test of offer Collection
Purchaser
Purchaser
Fraud check and Purchaser
investigation Negotiation
Assemble and Contract
process file Execution and
Regulatory
Investor Compliance
Negotiation
Lender
Lender Investor/
Investor/
Property
Investor workflow Lender Referred
Lender Referred
monitoring
and monitoring Homeowner
Homeowner
And Reporting
Disposition
Disposition
Advisory
Advisory
Others Others
8. Centralized Short Sale Dept
8
1. Common interface for agents, borrowers, and
servicers/investors
2. Improved transaction control and communication
3. Standardization - clear delineation between roles and
responsibilities of parties, and processing and negotiation
activities
• Interview and collect documentation
• Create electronic file with workstations/views for all interested parties
• Procure Valuation
• Listing with Realtor, and/or Secure Buyer Agent
• Vetting (triage offers – low ball, potential, reasonable/acceptable)
• Process file, communicate progress with all parties
• Negotiate with lien holder(s)
Proprietary and Confidential
9. Ancillary Benefits
9
• Structured, predictable approach to short sales
• Allows agent to focus on their high customer value , core
competencies without getting bogged down in time
consuming, low customer value activities
• Allows servicers to outsource an expensive and time
consuming transaction
• Viable and compelling alternative to foreclosure for
investors
• A clear compelling value proposition to buyers and
sellers
A successful short sale salvages a sellers credit, and prevents
deficiency judgments that impact many critical life
events/decisions, college, divorce, retirement, etc.
Proprietary and Confidential
10. Capital Financial Solutions
10
• Work with Federal Housing Finance
Agencies (FNMA, FRE, GNMA, HUD) and
their lenders to solve meaningful strategic
and tactical problems
• Partner, consult, and position best in class
service providers and product companies
to ensure they have the best chance for
success the Federal Housing Finance
Agencies
Proprietary and Confidential
11. Capital Financial Solutions
Overview & Approach
11
Broad and deep assessment &
triaging of business problems –
FAST!
Triage the Problem
Is it better that I try to solve
Objectively the problem with help, or
Explore Solution are there existing full/partial
solutions in the market?
Options
Solve The
Problem as
Solutions
Quickly & Cost
Effectively as
Possible
12. CFS’ Human & Strategic Assets
12
• QC bulk file reviews: rep/warrant breach • Origination, processing, and
audits and forensic documentation QC/Compliance technology
• Partial or complete outsourced • eClosing, Imaging, and Enterprise
origination (loss mit via refi/short refi) Content Mgmt vendors
Strategic • Special servicing/sub servicing • Partial or complete outsourced lead
generation, and origination (loss mit via
• Loss mitigation: Solicitation, Processing,
Partnerships refi/short refi)
Analysis, Outreach, and settlement
• Pipeline and Interest rate hedging
• Technology: rules administration and
management for loss mitigation workflow • Special servicing/sub servicing
compliance, and short sale acceptance
Consulting or specialized staff augmentation
• QC due diligence (pre and post closing, • Strategic, Operational, and IT Systems
and reporting) Expertise
• QC/Compliance & Fraud policy makers
• Servicing management and oversight
Expertise & and support staff
• Portfolio analysis for proactive and
Human predictive loss mit special counseling • Credit Risk Analytics
• REO management , contract negotiations, • Fair value accounting and analysis
Capital and sales • Tactical and operational contract
• On-going default and re-performing loan resources
monitoring
• IT systems and software design/testing
