Cover Story What Flipkart can learn from TCS
Corporate Credit Forfaiting
Business Trivia Bharatiya Reserve Bank Note Mudran Private Limited
Visual Facts Sensex, Gold, Crude, Dollar, MCX Metal & MCX Agri
Cover Story Indian Entrepreneurs Are More Measured Than The Chinese
Corporate Credit Bank Guarantee
Business Trivia Vadilal- A Oldest brand of India
Visual Facts Sensex, Gold, Crude, Dollar, MCX Metal & MCX Agri
Cover Story What Flipkart can learn from TCS
Corporate Credit Forfaiting
Business Trivia Bharatiya Reserve Bank Note Mudran Private Limited
Visual Facts Sensex, Gold, Crude, Dollar, MCX Metal & MCX Agri
Cover Story Indian Entrepreneurs Are More Measured Than The Chinese
Corporate Credit Bank Guarantee
Business Trivia Vadilal- A Oldest brand of India
Visual Facts Sensex, Gold, Crude, Dollar, MCX Metal & MCX Agri
Trend analysis of stock market since 2000 tokbinayakiya
This PPT of mine Project Report on Trend analysis of stock market since 2000-2017. Any body need this than contact Me through Gmail. Binayakiya@gmail.com
The Bombay Stock Exchange is an Indian stock exchange located at Dalal Street, Mumbai. Established in 1875, the BSE is Asia’s first stock exchange. More than 5000 Companies are registered under this exchange.
Total M. Cap of the company is around 4K Cr. SBI Ltd, LIC Ltd & Small Cap World Fund Inc, Bajaj Holdings & Investment Ltd are the strategic investors. CMP as on 23/03/2018 is 738.
Magnify.net: How To Remove Videos Uploaded by AnonymousVernessa Taylor
Walk-through with screenshots of Magnify.net shows how to remove videos uploaded by "anonymous" from your Magnify.net Video Hosting account. View video slides on CoachNotes Blog at http://bit.ly/deHIOG . Thanks for viewing.
Trend analysis of stock market since 2000 tokbinayakiya
This PPT of mine Project Report on Trend analysis of stock market since 2000-2017. Any body need this than contact Me through Gmail. Binayakiya@gmail.com
The Bombay Stock Exchange is an Indian stock exchange located at Dalal Street, Mumbai. Established in 1875, the BSE is Asia’s first stock exchange. More than 5000 Companies are registered under this exchange.
Total M. Cap of the company is around 4K Cr. SBI Ltd, LIC Ltd & Small Cap World Fund Inc, Bajaj Holdings & Investment Ltd are the strategic investors. CMP as on 23/03/2018 is 738.
Magnify.net: How To Remove Videos Uploaded by AnonymousVernessa Taylor
Walk-through with screenshots of Magnify.net shows how to remove videos uploaded by "anonymous" from your Magnify.net Video Hosting account. View video slides on CoachNotes Blog at http://bit.ly/deHIOG . Thanks for viewing.
George Eastman, a high school dropout, brought photography and images to our daily lives. He left behind a legacy that probably he thought would endure for generations.
However, buffeted by foreign competition, then blindsided by a digital revolution, photography icon Eastman Kodak Co. is now fighting for survival after a quarter-century of failed efforts to find its focus.
What went wrong with Eastman Kodak is a question that crossed my mind. Here I am presenting what I gathered and understood by flipping through pages of 131 year old company.
Cover Story Narayana Murthy’s Second Innings
Outlook US Dollar
Stats Major Global Currencies Recent Movement
Emerging Country South Africa
In Focus Target Gold, Again
Cover Story Is the irony of raising FDI limit
Outlook Coal
Stats Restructuring profile of PSU Banks
Emerging Country Hungary
In Focus E-Commerce Industry in India
Cover Story Base Metal Outlook (CY 2014)
Corporate Credit-Buyer’s Credit
Business Trivia -Bombay Stock Exchange
Visual Facts-Sensex, Gold, Crude, Dollar, MCX Metal & MCX Agri
Economic Policies of Telangana: its Impact and Successijtsrd
Telangana had a history as the Telugu-speaking region of the princely state of Hyderabad, ruled by the Nizam of Hyderabad. It joined the Union of India in 1948. In 1956, the Hyderabad State was dissolved as part of the linguistic reorganisation of states and Telangana was merged with former Andhra State to form Andhra Pradesh. Following a movement for separation, Telangana was awarded separate statehood on 2 June 2014. The government of Telangana in the last 3 years had progressively made reforms in policies, processes and the Governance, on the whole, to enhance the business ecosystem in the state across sectors in a simplified manner. The aim of the Government is to increase the potential to run businesses in the State, which in turn would help the growth of the states economy. The focus of these reforms is to ensure the ˜Ease of Doing Business is attained in its true sense. Chukka Srinivas"Economic Policies of Telangana: its Impact and Success" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-1 , December 2017, URL: http://www.ijtsrd.com/papers/ijtsrd7114.pdf http://www.ijtsrd.com/economics/other/7114/economic-policies-of-telangana-its-impact-and-success/chukka-srinivas
India Budget 2012-13 - Analysis by Prabhu SrinivasanPrabhu Srinivasan
Budget 2012-13 has invited more criticisms than appreciations from the various stakeholders of the country. Given the unanticipated difficult situation the global markets are currently in, and the multiple problems that the Indian economy is facing, such as weakening of Rupee against US Dollars, High cost of funds, Inflationary pressures, and High unemployment levels to name a few, the finance ministry has opted for a stringent budget to defy these problems and bring the economy back on a sustainable growth path. I would like to conclude the analysis with my view that the key lies in implementation of the plans. Having observed in the past, that implementation of various initiatives have seen multiple road-blocks stalling them abruptly, we shall try to learn from our past to ensure growth and prosperity of the world’s largest democracy!
Cover Story Outlook Of Non- Ferrous Metal
Corporate Credit FCNR(B) Loans
Business Trivia First self-made female millionaire
Visual Facts Sensex, Gold, Crude, Dollar, MCX Metal & MCX Agri
Cover Story Why corporate houses keen to set up universities
Corporate Credit Packing Credit in Foreign Currency
Business Trivia BRICS- Mini IMF
Visual Facts Sensex, Gold, Crude, Dollar, MCX Metal & MCX Agri
Cover Story A shaky vision for Financial Inclusion
Outlook US Dollar
Stats Share of Public sector in capital formation
Emerging Country Peru
In Focus USA is second to China in monetary stimulus
Cover Story Corporate no longer interested in Bank Licence?
Outlook Rubber
Stats Q2 economic growth at 4.8% signals recovery
Emerging Country Vietnam
In Focus Retail inflation-linked bonds on the anvil
Cover Story King of the pack-Indigo Airlines
Outlook Japanese Yen
Stats Insignificant growth in World Trade
Emerging Country Ukraine
In Focus Blackberry’s Knight: V Prem Watsa
Cover Story End to QE: Not a great idea for Asia?
Outlook Chinese Yuan
Stats India Gloom on GDP, Fiscal Deficit and Mining and Manufacturing output
Emerging Country Nigeria
In Focus Facts on Food Security Bill
Cover Story Raghuram Rajan-The Academician Regulator
Outlook Silver
Stats The Bad books of Public sector Banks
Emerging Country Venezuela
In Focus New Companies Bill- Kudos to the lawmakers
Cover Story China Running out of Breath
Outlook Crude Oil
Stats India Trade Deficit FY-2014
Emerging Country Russia
In Focus Land Acquisition Bill- A Snapshot
Cover Story Is India's food security bill the magic pill?
Outlook Euro
Stats Currency Composition of Foreign Exchange Reserve
Emerging Country Philippines
In Focus US Becoming a Surveillance State. Right or Wrong?
Back in Limelight-“Saradha chit fund scam brings in focus deficiencies in Financial sector”
Steel Outlook
Moonsoon trend in India
Emerging Country-Turkey
Should India issue Sovergin Bonds
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
2. Undivided Andhra Pradesh (AP) was the fourth largest state in India in area and fifth in population. It was ranked third in absolute size of gross
domestic product (GDP) and 11th in the country on per capita income. The gross state domestic product (GSDP) in 2012-13 at current prices was
Rs 738,497 crore. Per capita income was Rs 77,277. In the 11th Five Year Plan (2007-12), AP registered an annual growth rate of 8.18 per cent
against the national GDP growth of 8.02 per cent (at constant prices).
However, this story is likely to be different from now, when it splits into Telangana and residual Andhra Pradesh (the coastal Andhra and
Rayalaseema regions). As of now, Residual Andhra ranks 13th in GDP and is 10th in per capita GDP (same position as that of Telangana)
For the remaining 10 months of 2014-15, residual Andhra Pradesh, home to 58 per cent of the 84 million population (2011 Census) of the
undivided state, will have a non-plan revenue deficit of Rs 10,000 crore. This excludes pending financial commitments like the Rs 7,000 crore
reimbursements for power and sales tax concessions to industries.
Excise and stamp duty were the other two important revenue generators in the undivided state, budgeted to collect Rs 7,500 crore and Rs 6,414
crore, respectively, though overall tax growth fell short of target last year. These two streams provide immediate hope for residual AP as 55 per
cent of excise came from Seemandhra. Though contribution from stamp duty is high in Telangana because of relatively large property transactions
in and around Hyderabad, this is expected to balance out once residual AP starts work on its new capital city. Others, however, believe this gap
will widen as Seemandhra misses on the 18-20 per cent average annual growth in stamp duty collection from Hyderabad.
However, a special status as well as the promise to provide funds to build essential infrastructure in the new state capital are targeted to
compensate the loss of Hyderabad to residual Andhra.
On the other hand, the Telangana region, which has 10 of the 23 districts in AP, has prospered from economic benefits of having Hyderabad and
manufacturing base of Ranga Reddy close by, which attracts investors from Coastal Andhra Pradesh and Rayalaseema regions. Post bifurcation of
Andhra Pradesh, the information technology and pharmaceuticals manufacturing sectors may become backbone of Telangana economy, leaving
power production, ports and oil and natural gas to play a pivotal role in driving prosperity in the residuary state.
However, if Hyderabad’s contributions were not included then Telangana’s share of the GSDP pie falls drastically. Other districts in the Telangana
region had registered low per capita income than other parts of the state. Manufacturing activity in Telangana has not seen much progress except
in Hyderabad, Rangareddy and the adjoining Medak and Nalgonda districts.
Telangana Formation:
Economic Impact
3. Telangana, is likely to have a non-plan revenue surplus of Rs 7,500
crore in the same 10 months when residual AP will be having
deficit. This means the plan size of residual Andhra would be
under Rs 10,000 crore while that of Telangana could be Rs 18,000-
20,000 crore.
Difference between economic conditions of Telangana and residual
AP is HYDERABAD.
In Telangana, Hyderabad, with a large concentration of economic
activity, is going to be the main source of revenue. In 2012-13, of
the state's own tax revenue of Rs 51,441 crore, as much as Rs
11,730 crore came from Hyderabad. Revenue from the rest of
Telangana was Rs 17,577 crore, while residual Andhra accounted
for Rs 22,134 crore.
Hyderabad also accounts for 99 per cent of the total of Rs 55,000
crore information technologies (IT) and IT-enabled services (ITeS)
export from the state. Of the 72 notified special economic zones
(SEZs) in AP, 37 are in Hyderabad and its surrounding Rangareddy
district. With an international airport, world-class educational and
scientific institutions, a growing industry and the upcoming Rs
16,500-crore metro rail project, a central location and suitable
weather, experts say Hyderabad will grow on its own. But if there
has to be all-round progress across Telangana, the people in power
have to ensure the development of other districts.
Given the indications, there will be a lot of physical and social
infrastructure development in both the states in future which in
turn would enable industrial development.
Economic Cost of Bifurcation
1) Industrial Parks: About 27 new industrial parks to come up in Andhra
Pradesh are now hanging in balance. Out of 27 IPs, 15 are proposed to be
set up in residual Andhra (Rayalaseema) regions, while the remaining is
in Telangana. This also includes industrial parks exclusively for women
entrepreneurs.
2) Real Estate: Real Estate prices, which haven’t moved since 2009, due to
the Telangana agitation, were driving investors to other cities such as
Bangalore and Chennai. CRISIL Research said in a report that investor
sentiment is likely to improve in the immediate term, which will in turn
lead to demand for commercial office space in the medium term. This will
provide a boost to job creation and residential real estate demand, the
research report said.
3) Land Acquisition: The projects are likely to run into rough weather as
issues such as acquisition of land, revenue and investments would have
to be dealt by the respective state governments. The bifurcation of the
state is also expected to delay execution of National Investment
Manufacturing Zones (NIMZs). The state government has received in-
principle approval for three (NIMZs) in Chittoor, Medak and Prakasam
districts.
4) Power Condition: According to experts, Telangana is likely to face power
shortage of up to 2,000 MW after the state is formed. Of the 8,924.86 MW
installed capacity of state power utility APGenco, about 54 per cent (4,825
MW) is located in Telangana, while 46 per cent is in the Seemandhra
region. However, 52 per cent capacity in Telangana lies in hydro power,
which is available only when reservoirs receive good inflows, while just 48
per cent capacity is available through coal-fired power plants.
4. Term Loan
Term Loans are asset based long-term (usually for more than one year to ten
years) loan payable in a fixed number of equal installments over the term of the
loan. Term loans are generally provided as working
capital for acquiring income producing assets (machinery, equipment, and
inventory) that generate the cash flows for repayment of the loan. They typically
carry fixed interest rates.
Term Loans are classified into two categories:
A) Intermediate-term loans - Usually for one year to three years, these loans are
generally repaid in monthly installments (sometimes with balloon payments)
from a business's cash flow.
B) Long-term loans. These loans are commonly set for more than three years.
Long-term loans are collateralized by a business's assets and typically require
quarterly or monthly payments derived from profits or cash flow. These loans
usually carry wording that limits the amount of additional financial
commitments the business may take on and they sometimes require that a
certain amount of profit be set-aside to repay the loan.
Term loans are most appropriate for established small businesses that can leverage sound financial statements and substantial down payments
to minimize monthly payments and total loan costs. Term loans require collateral and a relatively rigorous approval process but can help reduce
risk by minimizing costs.
While granting loans banks look for many things like how the borrower has managed other loans, there business experience, ability to pay back ,
Collateral security involved (which should be larger than the amount borrowed ,in most cases), alternate repayment source, condition of economy
etc.
INTEREST RATE = Base Rate + Around 3 points
(*Rates vary from bank to bank depending upon the amount of loan , tenure , credit rating of the company and other factors)
5. The world’s first bank was The Monte di Paschi Di Siena,
Founded in 27 February 1472 and headquarter in Tuscany, Italy.
Today it stands out as the oldest existing bank in the world by
far, and remains an esteemed bank that has branches
throughout Italy.
The Monte di Pietà, or Monte Pio, was established by
resolution by the General Council of the Republic, for the
purpose of granting loans to “poor or miserable or needy
persons” at a minimal interest rate.
Sensex Gold (10 gm)
MCX Metal MCX Agri
Crude Oil ($/barrel) Dollar/INR
6. About Investeurs Consulting Private Limited
For a good business, finance is as crucial as vision, management and
product. Intuitively then Business Finance plays a vital role in the business
prosperity. We, at Investeurs Consulting Pvt. Ltd understand and
appreciate the vitality of this discipline and the responsibility that comes
with it.
As Business Finance Consultants we realize that finance is an enabler that
contributes significantly towards realizing your business goals. We bring to
the table 20 years of vast and vivid exposure to different businesses, a
profound understanding of business and financial dynamics and excellent
relationship with banks/ financial institutions.
Team Chronicle
Akanksha Srivastava akanksha@investeurs.com
Nidhi Gogia nidhi@investeurs.com
Sonali Yadav sonali@investeurs.com
Harpreet Kaur harpreet@investeurs.com
Disclaimer: Investeurs Chronicles is prepared by Research & Analysis Team of Investeurs Consulting Private Limited to provide the recipient with relevant information pertaining to the world economy. The
information contained in the document is based on the releases made by various newspaper & publications; hence, we are not responsible for any inaccuracies in the information provided.