This document provides information about personal finance concepts like saving, investing, assets, and net worth. It discusses the importance of saving and investing for goals like emergencies, education, and retirement. Key points covered include:
- Saving provides financial security while investing is intended to build wealth over time.
- Factors like interest rates, time, money invested, and compounding interest can significantly impact the total return on savings and investments.
- Starting to save and invest early and contributing as much as possible each period can maximize what one's money earns over many years due to compound interest.
- Developing the habits of saving a portion of income regularly and investing for the long-term are important
Based on the information provided, I would recommend that Mariah open a 2-year certificate of deposit (CD) for each daughter. A CD would allow her funds to grow with interest over the 2 years until she needs to access the money to help pay for her daughters' college costs. The fixed, guaranteed rate of return and lack of penalties for early withdrawal make a CD a good fit for Mariah's goal.
Consumption refers to the final purchase of goods and services by individuals. It is an important economic concept that helps determine economic growth. Consumption is affected by factors like income, prices, taxes, and savings.
Keynesian theory states that current real income is the most important determinant of short-term consumption. Savings means consuming less now to consume more later. It differs from investment, which economists define as additions to real capital assets. There are various types of savings like personal savings and national savings.
Investment refers to committing money or acquiring property to generate future income. Traditional investments include assets like bonds, real estate and shares. Alternative investments comprise things like hedge funds and commodities. Investment decisions consider the expected
The document discusses values, needs, and wants. It defines values as things that are desirable, influenced by friends and family, and guide daily decisions. Needs are things necessary for life like food and shelter, while wants are unnecessary but desired items. The document explores how values and perceptions of needs and wants influence personal financial decisions and spending priorities.
The document provides guidance on creating a spending plan by outlining typical expenses like housing, transportation, food, and insurance, tracking current income and expenses, setting financial goals, and developing and maintaining a personalized plan through categorizing income and expenses and allocating money to meet goals. It emphasizes the importance of a spending plan for financial success and offers tips for planning based on individual needs and values.
The document discusses financial planning and goal setting. It defines financial goals as specific objectives accomplished through financial planning. Goals can be short-term (less than 1 year), mid-term (1-5 years), or long-term (more than 5 years). The document emphasizes the importance of writing goals down and making SMART goals that are specific, measurable, attainable, realistic, and time-bound. It provides examples of SMART financial and education goals.
The document discusses the life cycle of financial planning. It begins by defining financial planning and goals. It notes that while many people follow similar financial patterns over their lifetime, every individual has their own financial plan. It then outlines the typical stages of a financial life cycle: basic wealth protection when young, wealth accumulation during working years, and wealth distribution in retirement. Various factors like life events, lifestyle conditions, and personal choices can influence a person's financial plan. The document concludes by examining traditional financial planning needs for different age groups.
Isabella is a recent college graduate with significant debt who is concerned about her credit report and finding a job. An analysis of her credit report reveals late payments on some accounts, a high utilization ratio, and a history of pursuing new credit that may be negatively impacting her credit score. Helping her understand how to improve her payment history, pay down debt, and avoid unnecessary credit inquiries could help raise her credit score over time.
Goals galore power point presentation 2171g1lbonner1987
The document discusses goals and how to set SMART goals. It defines goals and explains that setting goals provides direction, focus, and helps keep the end result in mind. The document outlines types of goals, like short-term and long-term goals, and provides examples. It also explains how to write goals using the SMART criteria - making them specific, measurable, attainable, realistic, and time-bound. The document provides examples of writing SMART education and financial goals.
Based on the information provided, I would recommend that Mariah open a 2-year certificate of deposit (CD) for each daughter. A CD would allow her funds to grow with interest over the 2 years until she needs to access the money to help pay for her daughters' college costs. The fixed, guaranteed rate of return and lack of penalties for early withdrawal make a CD a good fit for Mariah's goal.
Consumption refers to the final purchase of goods and services by individuals. It is an important economic concept that helps determine economic growth. Consumption is affected by factors like income, prices, taxes, and savings.
Keynesian theory states that current real income is the most important determinant of short-term consumption. Savings means consuming less now to consume more later. It differs from investment, which economists define as additions to real capital assets. There are various types of savings like personal savings and national savings.
Investment refers to committing money or acquiring property to generate future income. Traditional investments include assets like bonds, real estate and shares. Alternative investments comprise things like hedge funds and commodities. Investment decisions consider the expected
The document discusses values, needs, and wants. It defines values as things that are desirable, influenced by friends and family, and guide daily decisions. Needs are things necessary for life like food and shelter, while wants are unnecessary but desired items. The document explores how values and perceptions of needs and wants influence personal financial decisions and spending priorities.
The document provides guidance on creating a spending plan by outlining typical expenses like housing, transportation, food, and insurance, tracking current income and expenses, setting financial goals, and developing and maintaining a personalized plan through categorizing income and expenses and allocating money to meet goals. It emphasizes the importance of a spending plan for financial success and offers tips for planning based on individual needs and values.
The document discusses financial planning and goal setting. It defines financial goals as specific objectives accomplished through financial planning. Goals can be short-term (less than 1 year), mid-term (1-5 years), or long-term (more than 5 years). The document emphasizes the importance of writing goals down and making SMART goals that are specific, measurable, attainable, realistic, and time-bound. It provides examples of SMART financial and education goals.
The document discusses the life cycle of financial planning. It begins by defining financial planning and goals. It notes that while many people follow similar financial patterns over their lifetime, every individual has their own financial plan. It then outlines the typical stages of a financial life cycle: basic wealth protection when young, wealth accumulation during working years, and wealth distribution in retirement. Various factors like life events, lifestyle conditions, and personal choices can influence a person's financial plan. The document concludes by examining traditional financial planning needs for different age groups.
Isabella is a recent college graduate with significant debt who is concerned about her credit report and finding a job. An analysis of her credit report reveals late payments on some accounts, a high utilization ratio, and a history of pursuing new credit that may be negatively impacting her credit score. Helping her understand how to improve her payment history, pay down debt, and avoid unnecessary credit inquiries could help raise her credit score over time.
Goals galore power point presentation 2171g1lbonner1987
The document discusses goals and how to set SMART goals. It defines goals and explains that setting goals provides direction, focus, and helps keep the end result in mind. The document outlines types of goals, like short-term and long-term goals, and provides examples. It also explains how to write goals using the SMART criteria - making them specific, measurable, attainable, realistic, and time-bound. The document provides examples of writing SMART education and financial goals.
The document discusses various aspects of sports event marketing. It defines sanctioning bodies as organizations that set rules for sports, lists some examples including FIBA, USOC, and NCAA. It also distinguishes between professionals, for whom playing a sport is their job, versus amateurs, who play for enjoyment. Finally, it outlines key aspects of event marketing, such as using advertising, publicity, and information distribution to generate excitement among spectators and boost sales, raise brand awareness, capture market share, and meet customers face-to-face by promoting an intangible, unique experience that is produced and consumed simultaneously.
Sponsorships involve underwriting events in exchange for positive brand association with participants and attendees. They can benefit organizations by increasing sales, introducing new products, identifying with target markets, earning goodwill, and enhancing image. Premium sponsorships provide exclusive entitlements like naming rights. Sponsorships can fail without activation budgets, long-term commitments, measurable goals, sufficient staffing, or local extensions. Ambush marketing falsely implies association without paying sponsorship fees.
This document discusses signage options at sports venues to promote sales. It identifies types of signage like banners, dasher boards, and floor graphics. Factors for selecting signage include cost, location within the venue, the target market, attendance, and number of viewers. The document also lists popular locations for signage like scoreboards, video boards, sidelines, tents, on the field/court, street poles, race cars, and equipment/attire.
Sport marketing involves planning and executing ideas to create exchanges that satisfy objectives. It includes sporting events, athletes, facilities, sporting goods, personal training, and sports information. There are four categories of sport consumers: 1) unorganized participants, 2) organized participants, 3) spectators, and 4) sponsors. As sports products and marketing grow in popularity, it benefits communities through increased employment, recreation, entertainment, and economic activity. Event marketing designs live activities to promote products, causes, or organizations, and provides benefits such as starting dialogues, building personal connections, and immediate brand awareness.
The document identifies and describes various classifications of merchandise. It discusses categories for different types of apparel including dresses, sportswear, denim, activewear, suits, coats, jackets, intimate apparel, sleepwear, maternity wear, men's apparel, children's apparel, accessories, jewelry, footwear, hosiery, handbags, belts, headwear, handwear and neckwear. It also covers home furnishings, cosmetics, toiletries and fragrances. The classifications provide a framework for identifying and organizing merchandise in a retail setting.
This document discusses key concepts related to branding and licensing in sports. It defines important terms like brand, brand awareness, and brand equity. It also summarizes the branding process and factors that influence each step. Additionally, it outlines the benefits and risks for both licensors and licensees in licensing agreements. Celebrity endorsements, cross-promotion, and naming rights strategies are also summarized.
This document discusses product knowledge and feature-benefit selling. It defines key terms like features, benefits, and unique selling propositions. It also lists sources of feature-benefit information and different types of benefits. Finally, it provides an example feature-benefit chart and guidelines for taking telephone orders.
This document summarizes major fashion centers around the world and provides details about New York City, Los Angeles, Paris, Italy, and London as leaders in the global fashion industry. It also defines common terms in fashion design and outlines the different price market categories for women's apparel, from couture to bridge to better to moderate to budget. Major fashion events and organizations in each city are mentioned.
Implement accounting procedures to track money flow and determine financial status. Cash flow is important for business success. Businesses need enough cash for expenses, payroll, and operations. While profitable, some businesses experience cash flow problems due to unreliable or inconsistent sources of cash flowing in and out. Cash flow statements help identify when cash is low and high, where cash is coming from and going, and how much cash is available.
The document discusses the importance of adequate cash flow for business success. It notes that businesses need enough cash to cover operating expenses and pay employees. Poor cash flow can lead a profitable business to fail. The document outlines sources of cash that flow into and out of businesses and how cash flow statements are useful for determining when cash levels will be high or low, where cash is coming from and going, and how much cash is flowing in order to plan ahead for shortages.
Personal finance 8.02 spending plans p_ptb(fefe)DudleyDoright
This document discusses the importance of creating a spending plan to take control of personal finances. It defines a spending plan as a budget that documents planned and actual income and expenses over a period of time. The document explains that a spending plan can help manage money in a positive manner by analyzing tradeoffs to maximize financial well-being and set and reach goals. It provides examples of money management tools like a statement of financial position, income and expense statement, and spending plan. Finally, it presents a scenario where the reader is hired to develop a spending plan for a family to help them achieve their financial goals of increasing savings, paying down debt, and reducing dining out and clothing expenses.
This document discusses different types of insurance. It explains that insurance transfers risk from an individual to an insurance organization in exchange for premium payments. There are several key types of insurance, including health insurance, disability insurance, property and liability insurance, and life insurance, which protect against different financial risks like medical expenses, lost income due to disability, property damage or loss, and providing for dependents after death. The document provides examples of how insurance works and emphasizes the importance of having coverage to ensure financial security during unexpected life events.
The 16th Amendment allows Congress to collect income taxes from individuals without requiring that the rates be the same in each state. It permits Congress to tax income "from whatever source derived," whether from salaries, real estate transactions, or investments. This established the federal government's right to impose and collect an income tax nationwide as a way to generate revenue.
Students will learn about different types of compensation including wages, salary, commissions, tips, and bonuses. They will also learn about important employment and tax forms such as the W-4, W-2, 1099, and I-9. Key information included on these forms includes income earned, taxes withheld, and verifying employment eligibility. Being knowledgeable about compensation and tax forms is essential for understanding deductions from paychecks and filing annual income taxes.
The document outlines the 7 key steps of an effective sales process: 1) approaching customers, 2) determining needs, 3) presenting products, 4) overcoming objections, 5) closing the sale, 6) suggestion selling, and 7) building relationships. It provides guidance on techniques for each step, including how to establish rapport, ask questions to uncover needs, handle objections, and ensure customer satisfaction. Following this proven sales process can help increase sales and strengthen customer loyalty.
The document provides guidance on meeting transportation needs through wise consumer decisions. It discusses considering various transportation options and setting priorities. Key steps include doing research on used and new vehicles, leasing versus purchasing, insurance requirements and options, and factors that impact premium costs. Making an informed decision requires evaluating priorities and researching options, costs, safety, reliability and other factors.
The document provides tips for consumers to consider when choosing a new vehicle, including determining their budget and driving needs, researching safety ratings and maintenance costs, seeking recommendations, and maintaining flexibility in their options. Key factors discussed are evaluating driving habits, listing required features, comparing new versus used vehicles, and investigating depreciation costs.
The document discusses strategies for making personal, education, and career choices to achieve lifestyle goals, including classifying interests, personality, priorities and education options in order to select careers that provide fulfillment. It emphasizes planning early and using short term jobs as stepping stones to long term careers that match one's skills and interests through lifelong learning and advancement. Key factors to consider when reaching career crossroads are presented to guide decision making.
1. Evan was not accounting for all of his expenses such as daily coffee and weekly lunches out.
2. An income and expense statement lists income and expenses over a period of time, usually a month or year, to determine a net gain or loss.
3. Creating an accurate income and expense statement can help Evan identify where his money is going each month and make changes to better manage his finances.
This document provides information about identity theft, how to protect yourself, and what to do if you become a victim. It defines identity theft as the illegal use of someone's personal information without their consent. It discusses how thieves steal information like Social Security numbers, bank account numbers, and credit card numbers. The results for victims can include financial losses, wasted time fixing the problem, and stress. Technological advances have increased opportunities for identity theft by making more financial transactions electronic. The document provides tips for protecting yourself such as shredding documents, being wary of phishing scams, and monitoring your accounts. It also outlines steps to take if you are victimized, like placing fraud alerts on credit reports and filing police reports.
How to Manage Your Lost Opportunities in Odoo 17 CRMCeline George
Odoo 17 CRM allows us to track why we lose sales opportunities with "Lost Reasons." This helps analyze our sales process and identify areas for improvement. Here's how to configure lost reasons in Odoo 17 CRM
The document discusses various aspects of sports event marketing. It defines sanctioning bodies as organizations that set rules for sports, lists some examples including FIBA, USOC, and NCAA. It also distinguishes between professionals, for whom playing a sport is their job, versus amateurs, who play for enjoyment. Finally, it outlines key aspects of event marketing, such as using advertising, publicity, and information distribution to generate excitement among spectators and boost sales, raise brand awareness, capture market share, and meet customers face-to-face by promoting an intangible, unique experience that is produced and consumed simultaneously.
Sponsorships involve underwriting events in exchange for positive brand association with participants and attendees. They can benefit organizations by increasing sales, introducing new products, identifying with target markets, earning goodwill, and enhancing image. Premium sponsorships provide exclusive entitlements like naming rights. Sponsorships can fail without activation budgets, long-term commitments, measurable goals, sufficient staffing, or local extensions. Ambush marketing falsely implies association without paying sponsorship fees.
This document discusses signage options at sports venues to promote sales. It identifies types of signage like banners, dasher boards, and floor graphics. Factors for selecting signage include cost, location within the venue, the target market, attendance, and number of viewers. The document also lists popular locations for signage like scoreboards, video boards, sidelines, tents, on the field/court, street poles, race cars, and equipment/attire.
Sport marketing involves planning and executing ideas to create exchanges that satisfy objectives. It includes sporting events, athletes, facilities, sporting goods, personal training, and sports information. There are four categories of sport consumers: 1) unorganized participants, 2) organized participants, 3) spectators, and 4) sponsors. As sports products and marketing grow in popularity, it benefits communities through increased employment, recreation, entertainment, and economic activity. Event marketing designs live activities to promote products, causes, or organizations, and provides benefits such as starting dialogues, building personal connections, and immediate brand awareness.
The document identifies and describes various classifications of merchandise. It discusses categories for different types of apparel including dresses, sportswear, denim, activewear, suits, coats, jackets, intimate apparel, sleepwear, maternity wear, men's apparel, children's apparel, accessories, jewelry, footwear, hosiery, handbags, belts, headwear, handwear and neckwear. It also covers home furnishings, cosmetics, toiletries and fragrances. The classifications provide a framework for identifying and organizing merchandise in a retail setting.
This document discusses key concepts related to branding and licensing in sports. It defines important terms like brand, brand awareness, and brand equity. It also summarizes the branding process and factors that influence each step. Additionally, it outlines the benefits and risks for both licensors and licensees in licensing agreements. Celebrity endorsements, cross-promotion, and naming rights strategies are also summarized.
This document discusses product knowledge and feature-benefit selling. It defines key terms like features, benefits, and unique selling propositions. It also lists sources of feature-benefit information and different types of benefits. Finally, it provides an example feature-benefit chart and guidelines for taking telephone orders.
This document summarizes major fashion centers around the world and provides details about New York City, Los Angeles, Paris, Italy, and London as leaders in the global fashion industry. It also defines common terms in fashion design and outlines the different price market categories for women's apparel, from couture to bridge to better to moderate to budget. Major fashion events and organizations in each city are mentioned.
Implement accounting procedures to track money flow and determine financial status. Cash flow is important for business success. Businesses need enough cash for expenses, payroll, and operations. While profitable, some businesses experience cash flow problems due to unreliable or inconsistent sources of cash flowing in and out. Cash flow statements help identify when cash is low and high, where cash is coming from and going, and how much cash is available.
The document discusses the importance of adequate cash flow for business success. It notes that businesses need enough cash to cover operating expenses and pay employees. Poor cash flow can lead a profitable business to fail. The document outlines sources of cash that flow into and out of businesses and how cash flow statements are useful for determining when cash levels will be high or low, where cash is coming from and going, and how much cash is flowing in order to plan ahead for shortages.
Personal finance 8.02 spending plans p_ptb(fefe)DudleyDoright
This document discusses the importance of creating a spending plan to take control of personal finances. It defines a spending plan as a budget that documents planned and actual income and expenses over a period of time. The document explains that a spending plan can help manage money in a positive manner by analyzing tradeoffs to maximize financial well-being and set and reach goals. It provides examples of money management tools like a statement of financial position, income and expense statement, and spending plan. Finally, it presents a scenario where the reader is hired to develop a spending plan for a family to help them achieve their financial goals of increasing savings, paying down debt, and reducing dining out and clothing expenses.
This document discusses different types of insurance. It explains that insurance transfers risk from an individual to an insurance organization in exchange for premium payments. There are several key types of insurance, including health insurance, disability insurance, property and liability insurance, and life insurance, which protect against different financial risks like medical expenses, lost income due to disability, property damage or loss, and providing for dependents after death. The document provides examples of how insurance works and emphasizes the importance of having coverage to ensure financial security during unexpected life events.
The 16th Amendment allows Congress to collect income taxes from individuals without requiring that the rates be the same in each state. It permits Congress to tax income "from whatever source derived," whether from salaries, real estate transactions, or investments. This established the federal government's right to impose and collect an income tax nationwide as a way to generate revenue.
Students will learn about different types of compensation including wages, salary, commissions, tips, and bonuses. They will also learn about important employment and tax forms such as the W-4, W-2, 1099, and I-9. Key information included on these forms includes income earned, taxes withheld, and verifying employment eligibility. Being knowledgeable about compensation and tax forms is essential for understanding deductions from paychecks and filing annual income taxes.
The document outlines the 7 key steps of an effective sales process: 1) approaching customers, 2) determining needs, 3) presenting products, 4) overcoming objections, 5) closing the sale, 6) suggestion selling, and 7) building relationships. It provides guidance on techniques for each step, including how to establish rapport, ask questions to uncover needs, handle objections, and ensure customer satisfaction. Following this proven sales process can help increase sales and strengthen customer loyalty.
The document provides guidance on meeting transportation needs through wise consumer decisions. It discusses considering various transportation options and setting priorities. Key steps include doing research on used and new vehicles, leasing versus purchasing, insurance requirements and options, and factors that impact premium costs. Making an informed decision requires evaluating priorities and researching options, costs, safety, reliability and other factors.
The document provides tips for consumers to consider when choosing a new vehicle, including determining their budget and driving needs, researching safety ratings and maintenance costs, seeking recommendations, and maintaining flexibility in their options. Key factors discussed are evaluating driving habits, listing required features, comparing new versus used vehicles, and investigating depreciation costs.
The document discusses strategies for making personal, education, and career choices to achieve lifestyle goals, including classifying interests, personality, priorities and education options in order to select careers that provide fulfillment. It emphasizes planning early and using short term jobs as stepping stones to long term careers that match one's skills and interests through lifelong learning and advancement. Key factors to consider when reaching career crossroads are presented to guide decision making.
1. Evan was not accounting for all of his expenses such as daily coffee and weekly lunches out.
2. An income and expense statement lists income and expenses over a period of time, usually a month or year, to determine a net gain or loss.
3. Creating an accurate income and expense statement can help Evan identify where his money is going each month and make changes to better manage his finances.
This document provides information about identity theft, how to protect yourself, and what to do if you become a victim. It defines identity theft as the illegal use of someone's personal information without their consent. It discusses how thieves steal information like Social Security numbers, bank account numbers, and credit card numbers. The results for victims can include financial losses, wasted time fixing the problem, and stress. Technological advances have increased opportunities for identity theft by making more financial transactions electronic. The document provides tips for protecting yourself such as shredding documents, being wary of phishing scams, and monitoring your accounts. It also outlines steps to take if you are victimized, like placing fraud alerts on credit reports and filing police reports.
How to Manage Your Lost Opportunities in Odoo 17 CRMCeline George
Odoo 17 CRM allows us to track why we lose sales opportunities with "Lost Reasons." This helps analyze our sales process and identify areas for improvement. Here's how to configure lost reasons in Odoo 17 CRM
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...Dr. Vinod Kumar Kanvaria
Exploiting Artificial Intelligence for Empowering Researchers and Faculty,
International FDP on Fundamentals of Research in Social Sciences
at Integral University, Lucknow, 06.06.2024
By Dr. Vinod Kumar Kanvaria
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Executive Directors Chat Leveraging AI for Diversity, Equity, and InclusionTechSoup
Let’s explore the intersection of technology and equity in the final session of our DEI series. Discover how AI tools, like ChatGPT, can be used to support and enhance your nonprofit's DEI initiatives. Participants will gain insights into practical AI applications and get tips for leveraging technology to advance their DEI goals.
Strategies for Effective Upskilling is a presentation by Chinwendu Peace in a Your Skill Boost Masterclass organisation by the Excellence Foundation for South Sudan on 08th and 09th June 2024 from 1 PM to 3 PM on each day.
it describes the bony anatomy including the femoral head , acetabulum, labrum . also discusses the capsule , ligaments . muscle that act on the hip joint and the range of motion are outlined. factors affecting hip joint stability and weight transmission through the joint are summarized.
MATATAG CURRICULUM: ASSESSING THE READINESS OF ELEM. PUBLIC SCHOOL TEACHERS I...NelTorrente
In this research, it concludes that while the readiness of teachers in Caloocan City to implement the MATATAG Curriculum is generally positive, targeted efforts in professional development, resource distribution, support networks, and comprehensive preparation can address the existing gaps and ensure successful curriculum implementation.
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...Levi Shapiro
Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
• The Committee on Oversight and Accountability is investigating the sources of funding and other support flowing to groups espousing pro-Hamas propaganda and engaged in antisemitic harassment and intimidation of students. The Committee on Oversight and Accountability is the principal oversight committee of the US House of Representatives and has broad authority to investigate “any matter” at “any time” under House Rule X.
• The Committee on Ways and Means has been investigating several universities since November 15, 2023, when the Committee held a hearing entitled From Ivory Towers to Dark Corners: Investigating the Nexus Between Antisemitism, Tax-Exempt Universities, and Terror Financing. The Committee followed the hearing with letters to those institutions on January 10, 202
How to Fix the Import Error in the Odoo 17Celine George
An import error occurs when a program fails to import a module or library, disrupting its execution. In languages like Python, this issue arises when the specified module cannot be found or accessed, hindering the program's functionality. Resolving import errors is crucial for maintaining smooth software operation and uninterrupted development processes.