Learn which 3 Federal Grants help you achieve your career goals and help you with free Education. Learn about eligibility, paperwork and forms required.
The document discusses selecting a fiduciary and provides information about different types of fiduciaries. It outlines the priority order for who can serve as a fiduciary, including a person nominated in a power of attorney, spouse, adult child, or parent of the incapacitated person. It also discusses private fiduciaries, public fiduciaries, the Arizona Department of Veterans' Services, and when a fiduciary is needed. Key factors in selecting a fiduciary include their qualifications, expertise, personality fit with the client and family, and ability to work with co-fiduciaries if needed.
Stronger Legal Protections and Better Financial Protections for SeniorsStephen Unsworth
With a growing number of people filling the role of caregivers, the need has never been greater. Many have nowhere to turn off for guidance, even when they wish to ensure a loved one's needs and wishes are met.
What Is a Special Needs Trust in North DakotaRaymond German
To account for this dynamic, you could make a loved one with a disability the beneficiary of a special needs trust. Under program rules, the trustee could use the assets in the trust to improve the beneficiary's quality of life. Learn more about special needs trust in North Dakota in this presentation.
Improve customer support quality through looking toward the near future. Service encounters from the third type can increase loyalty as well as your longevity. For more info visit now: http://www.lifetimeservices.org
Working parents juggle work, kids and day-to-day responsibilities, all while trying to balance their finances. To cut down on the costs of child care, parents can use the Child and Dependent Care tax credit to reduce their tax bill. Read more about it.
Untying the Knot: Special Divorce Issue torirymer3
The document discusses issues related to divorce finances and settlements. It provides advice on evaluating divorce settlements, deciding whether to keep the marital home, eligibility for continuing health insurance coverage from a former spouse's plan, and rules for receiving social security benefits from an ex-spouse. It emphasizes the importance of working with a financial professional during the divorce process to make well-informed financial decisions and achieve long-term success.
With a career encompassing over 20 years of financial service and managerial experience, Darin Pastor serves as the Chairman and CEO of the Capstone Financial Group. Based in East Amherst, New York, Darin Pastor has held a number of senior investment and advisory positions in the finance industry, while still finding time to support nonprofit organizations like the Vitamin Angel Alliance (Vitamin Angels).
This document discusses the challenges of caring for an elderly relative and provides information on support available to caregivers. As people age, many will require assistance from family or others. Caring for an elderly relative can be emotionally and financially difficult for caregivers, who may experience stress, anxiety and feelings of guilt. There are various forms of financial support available such as Carer's Allowance and benefits for elderly relatives needing care. Caregivers are also entitled to an assessment of their own needs and support requirements. Local social services can provide care assessments for elderly relatives as well as home adaptations. Additional support resources include respite care, mobility assistance programs, and charitable organizations providing emotional support and services for caregivers.
The document discusses selecting a fiduciary and provides information about different types of fiduciaries. It outlines the priority order for who can serve as a fiduciary, including a person nominated in a power of attorney, spouse, adult child, or parent of the incapacitated person. It also discusses private fiduciaries, public fiduciaries, the Arizona Department of Veterans' Services, and when a fiduciary is needed. Key factors in selecting a fiduciary include their qualifications, expertise, personality fit with the client and family, and ability to work with co-fiduciaries if needed.
Stronger Legal Protections and Better Financial Protections for SeniorsStephen Unsworth
With a growing number of people filling the role of caregivers, the need has never been greater. Many have nowhere to turn off for guidance, even when they wish to ensure a loved one's needs and wishes are met.
What Is a Special Needs Trust in North DakotaRaymond German
To account for this dynamic, you could make a loved one with a disability the beneficiary of a special needs trust. Under program rules, the trustee could use the assets in the trust to improve the beneficiary's quality of life. Learn more about special needs trust in North Dakota in this presentation.
Improve customer support quality through looking toward the near future. Service encounters from the third type can increase loyalty as well as your longevity. For more info visit now: http://www.lifetimeservices.org
Working parents juggle work, kids and day-to-day responsibilities, all while trying to balance their finances. To cut down on the costs of child care, parents can use the Child and Dependent Care tax credit to reduce their tax bill. Read more about it.
Untying the Knot: Special Divorce Issue torirymer3
The document discusses issues related to divorce finances and settlements. It provides advice on evaluating divorce settlements, deciding whether to keep the marital home, eligibility for continuing health insurance coverage from a former spouse's plan, and rules for receiving social security benefits from an ex-spouse. It emphasizes the importance of working with a financial professional during the divorce process to make well-informed financial decisions and achieve long-term success.
With a career encompassing over 20 years of financial service and managerial experience, Darin Pastor serves as the Chairman and CEO of the Capstone Financial Group. Based in East Amherst, New York, Darin Pastor has held a number of senior investment and advisory positions in the finance industry, while still finding time to support nonprofit organizations like the Vitamin Angel Alliance (Vitamin Angels).
This document discusses the challenges of caring for an elderly relative and provides information on support available to caregivers. As people age, many will require assistance from family or others. Caring for an elderly relative can be emotionally and financially difficult for caregivers, who may experience stress, anxiety and feelings of guilt. There are various forms of financial support available such as Carer's Allowance and benefits for elderly relatives needing care. Caregivers are also entitled to an assessment of their own needs and support requirements. Local social services can provide care assessments for elderly relatives as well as home adaptations. Additional support resources include respite care, mobility assistance programs, and charitable organizations providing emotional support and services for caregivers.
WHAT IS THE VETERANS’ GROUP LIFE INSURANCE (VGLI) AND SHOULD I PARTICIPATE?James Groh, MBA
The Veterans’ Group Life Insurance (VGLI) is a program that allows veterans to continue the Servicemembers’ Group Life Insurance (SGLI) after they separate from service. If you're a veteran or will soon separate from service, should you participate? The answer is probably no. Read this article to find out why and learn how you can potentially save hundreds of thousands of dollars by buying your life insurance elsewhere.
There are many decisions loved ones must make immediately following a loss. Putting together a final expense program with a licensed professional so their loved ones won’t have to worry about financial pitfalls that accompany these important decisions will help ease their mind and their potential burden.
This document discusses eligibility requirements for international grants for non-governmental organizations (NGOs). It explains that to be eligible for international grants, NGOs must be properly registered in any countries where they operate programs. They must obtain approval letters from the authorities of each host country to demonstrate their legal non-profit status. These approval letters are important documents to include in grant applications to international funders, as funders want to support NGOs working in the areas and countries where they are located. The document stresses the importance of safely storing both physical and electronic copies of approval letters and other key organization documents.
Peninsula seniors pg workshop power pointtzajac2792
This document provides information about estate planning and discusses wills, living trusts, powers of attorney, healthcare directives, inheritance, and strategies for distributing property after death. It emphasizes gathering accurate information, consulting advisors and family, and periodically reviewing and updating estate planning documents. The document also discusses avoiding unintended inheritance distributions, leveraging tools like life insurance and retirement accounts, and including charitable gifts and legacies in one's estate plan.
Learn how to cut medical expenses, repair bad credit, make more money and set up a better life for your kids. First Regional Benefits teaches financial survival.
Senior Health Insurance_DVU_September 12 2013Mary Howrey
The document summarizes a workshop on senior health insurance. It provides key information on scheduling SHINE counseling, understanding Medicare costs, Medicaid long term care changes, Affordable Care Act enrollment assistance, premium subsidies and out-of-pocket limits, Florida's uninsured population, and libraries available to help with health insurance questions. Contact information is provided for area organizations that can assist seniors with choosing and enrolling in health plans.
Final expense tips to increase your incomeSeward Life.
This document provides tips for increasing income as a final expense insurance agent. It discusses reducing chargebacks by building relationships with clients and providing additional value beyond just the policy. It suggests keeping lead costs below $1 per $10 return and provides strategies for reducing no-show appointments such as discussing value added services during scheduling. The tips include follow-up plans to save clients money on supplements or provide critical illness plans to increase client retention.
The document discusses eliminating asset tests for eligibility in Medicaid and TANF programs in West Virginia. It argues that asset tests discourage saving and force families to spend down resources to qualify for assistance, hindering self-sufficiency. While states can modify asset tests, West Virginia has some of the strictest limits - $1,000 for Medicaid and $2,000 for TANF. Eliminating asset tests would allow families to save without losing benefits and could reduce program usage and administrative costs over time.
This document discusses using an irrevocable funeral trust to protect assets from nursing home costs and become eligible for Medicaid benefits. It notes that most states allow parents to fund funeral trusts for children without counting as a divestment of assets. The funeral trust can be funded with a life insurance policy and provides protection for funeral expenses while allowing spend-down of other assets for Medicaid eligibility. Consulting an elder law attorney is recommended to understand state-specific Medicaid rules.
Child support is a court-imposed obligation for one parent to financially help support their child. There are two ways for the amount to be set: by agreement between the parents and court approval, or by the court if the parents disagree. Florida uses child support guidelines to calculate the amount based on factors like number of children, parents' incomes, health costs, and time spent with each parent. If a parent thinks they are paying too much, they should consult an experienced family law attorney.
Americans donated $51.5 billion to the top 10 charities in 2019, representing over 12% of all charitable giving that year. It is important for donors to research charities to see how efficiently they are run and how donations are used. Well-rated charities like St. Jude Children's Research Hospital and the Salvation Army are among Americans' favorite charities. St. Jude provides free medical care to children with over 91/100 rating on Charity Navigator. The Salvation Army received $2 billion in private donations to fund services including thrift stores, homeless outreach, and disaster relief. The YMCA also received over $1 billion to support affordable youth programs and community wellness initiatives.
You and a friend can each earn $25 for referring a new member to GTE Financial by calling 813.871.2690 or visiting their website. Their member referral program allows both the referrer and referee to benefit through $25 rewards for bringing in friends or family. GTE Financial is federally insured by the NCUA.
This document discusses the importance of planning and funding for one's final expenses. It notes that while death is certain, planning can make things easier for loved ones. It provides estimates of common final costs and explains how funding arrangements can help reduce estate settlements, taxes, medical bills, and be a last gift. Statistics are given showing that while hospital, surgery or nursing home insurance may not be used, final expense insurance is a 100% certainty that will be used. Contact information is provided to help agents succeed in assisting seniors with final planning.
The U.S. Small Business Administration honored 15 small business owners and leaders of small business support organizations with Champion Awards for their outstanding support of entrepreneurs. The awards were presented in Washington D.C. during National Small Business Week. Award winners came from several states and were recognized for achievements in areas like financial services, exporting, veteran-owned businesses, journalism, and more. Details on all winners can be found on the National Small Business Week website.
This document discusses understanding financial abuse of seniors. It notes that while elder abuse can take many forms, financial abuse and exploitation is becoming increasingly common, including forgery, theft, scams, and more. Seniors lose as much as $24 billion per year to financial abuse. Hiring unlicensed caregivers increases the risk of financial abuse, while contracting with licensed and bonded caregivers can significantly reduce that risk. Other potential abusers include family members with problems and dishonest business people who overcharge or deceive seniors.
The study surveyed 1,000 full-time employees and found that 57 million Americans experienced a significant legal issue in the past year but only 60% sought lawyer assistance. Common issues included auto accidents, family matters, and estate planning. Many Americans avoid lawyers due to high costs and lack of trust. However, 90% would seek advice for minor issues if more affordable. Legal service plans could help make legal assistance easy and affordable for Americans.
Planning for Unexpected Finances | Adam Tau Adam Tau
The document discusses planning for unexpected large financial risks such as market volatility, death, injury or illness, legal issues, outliving savings in retirement, and needing long-term care. It recommends diversifying investments, having life insurance to replace lost income from death, disability insurance to replace lost income from injury or illness, liability insurance for legal issues, annuities to guarantee retirement income, and long-term care insurance to cover expensive long-term care costs. Having insurance for these unexpected risks can provide financial protection and peace of mind.
This document provides background information on the context and theoretical framework for analyzing sexuality education policies and curricula. It discusses queer theory and how it challenges heteronormative assumptions. It also outlines the evolution of sexuality education in the US, from its origins to current policies that primarily fund abstinence-only programs, which have been shown to marginalize LGBTQ students. The research aims to examine discourses around sexuality education and their impact on sexually minoritized youth.
El documento presenta el plan anual de trabajo de la Sub-Dirección de Formación General de un colegio para el primer y segundo período del año. Incluye objetivos generales y específicos, un cronograma de actividades por asignatura, y programación de actividades técnico-pedagógicas, de orientación estudiantil, académicas, deportivas y de supervisión educativa. También describe los recursos humanos, materiales y legales necesarios, y establece un presupuesto para su ejecución.
WHAT IS THE VETERANS’ GROUP LIFE INSURANCE (VGLI) AND SHOULD I PARTICIPATE?James Groh, MBA
The Veterans’ Group Life Insurance (VGLI) is a program that allows veterans to continue the Servicemembers’ Group Life Insurance (SGLI) after they separate from service. If you're a veteran or will soon separate from service, should you participate? The answer is probably no. Read this article to find out why and learn how you can potentially save hundreds of thousands of dollars by buying your life insurance elsewhere.
There are many decisions loved ones must make immediately following a loss. Putting together a final expense program with a licensed professional so their loved ones won’t have to worry about financial pitfalls that accompany these important decisions will help ease their mind and their potential burden.
This document discusses eligibility requirements for international grants for non-governmental organizations (NGOs). It explains that to be eligible for international grants, NGOs must be properly registered in any countries where they operate programs. They must obtain approval letters from the authorities of each host country to demonstrate their legal non-profit status. These approval letters are important documents to include in grant applications to international funders, as funders want to support NGOs working in the areas and countries where they are located. The document stresses the importance of safely storing both physical and electronic copies of approval letters and other key organization documents.
Peninsula seniors pg workshop power pointtzajac2792
This document provides information about estate planning and discusses wills, living trusts, powers of attorney, healthcare directives, inheritance, and strategies for distributing property after death. It emphasizes gathering accurate information, consulting advisors and family, and periodically reviewing and updating estate planning documents. The document also discusses avoiding unintended inheritance distributions, leveraging tools like life insurance and retirement accounts, and including charitable gifts and legacies in one's estate plan.
Learn how to cut medical expenses, repair bad credit, make more money and set up a better life for your kids. First Regional Benefits teaches financial survival.
Senior Health Insurance_DVU_September 12 2013Mary Howrey
The document summarizes a workshop on senior health insurance. It provides key information on scheduling SHINE counseling, understanding Medicare costs, Medicaid long term care changes, Affordable Care Act enrollment assistance, premium subsidies and out-of-pocket limits, Florida's uninsured population, and libraries available to help with health insurance questions. Contact information is provided for area organizations that can assist seniors with choosing and enrolling in health plans.
Final expense tips to increase your incomeSeward Life.
This document provides tips for increasing income as a final expense insurance agent. It discusses reducing chargebacks by building relationships with clients and providing additional value beyond just the policy. It suggests keeping lead costs below $1 per $10 return and provides strategies for reducing no-show appointments such as discussing value added services during scheduling. The tips include follow-up plans to save clients money on supplements or provide critical illness plans to increase client retention.
The document discusses eliminating asset tests for eligibility in Medicaid and TANF programs in West Virginia. It argues that asset tests discourage saving and force families to spend down resources to qualify for assistance, hindering self-sufficiency. While states can modify asset tests, West Virginia has some of the strictest limits - $1,000 for Medicaid and $2,000 for TANF. Eliminating asset tests would allow families to save without losing benefits and could reduce program usage and administrative costs over time.
This document discusses using an irrevocable funeral trust to protect assets from nursing home costs and become eligible for Medicaid benefits. It notes that most states allow parents to fund funeral trusts for children without counting as a divestment of assets. The funeral trust can be funded with a life insurance policy and provides protection for funeral expenses while allowing spend-down of other assets for Medicaid eligibility. Consulting an elder law attorney is recommended to understand state-specific Medicaid rules.
Child support is a court-imposed obligation for one parent to financially help support their child. There are two ways for the amount to be set: by agreement between the parents and court approval, or by the court if the parents disagree. Florida uses child support guidelines to calculate the amount based on factors like number of children, parents' incomes, health costs, and time spent with each parent. If a parent thinks they are paying too much, they should consult an experienced family law attorney.
Americans donated $51.5 billion to the top 10 charities in 2019, representing over 12% of all charitable giving that year. It is important for donors to research charities to see how efficiently they are run and how donations are used. Well-rated charities like St. Jude Children's Research Hospital and the Salvation Army are among Americans' favorite charities. St. Jude provides free medical care to children with over 91/100 rating on Charity Navigator. The Salvation Army received $2 billion in private donations to fund services including thrift stores, homeless outreach, and disaster relief. The YMCA also received over $1 billion to support affordable youth programs and community wellness initiatives.
You and a friend can each earn $25 for referring a new member to GTE Financial by calling 813.871.2690 or visiting their website. Their member referral program allows both the referrer and referee to benefit through $25 rewards for bringing in friends or family. GTE Financial is federally insured by the NCUA.
This document discusses the importance of planning and funding for one's final expenses. It notes that while death is certain, planning can make things easier for loved ones. It provides estimates of common final costs and explains how funding arrangements can help reduce estate settlements, taxes, medical bills, and be a last gift. Statistics are given showing that while hospital, surgery or nursing home insurance may not be used, final expense insurance is a 100% certainty that will be used. Contact information is provided to help agents succeed in assisting seniors with final planning.
The U.S. Small Business Administration honored 15 small business owners and leaders of small business support organizations with Champion Awards for their outstanding support of entrepreneurs. The awards were presented in Washington D.C. during National Small Business Week. Award winners came from several states and were recognized for achievements in areas like financial services, exporting, veteran-owned businesses, journalism, and more. Details on all winners can be found on the National Small Business Week website.
This document discusses understanding financial abuse of seniors. It notes that while elder abuse can take many forms, financial abuse and exploitation is becoming increasingly common, including forgery, theft, scams, and more. Seniors lose as much as $24 billion per year to financial abuse. Hiring unlicensed caregivers increases the risk of financial abuse, while contracting with licensed and bonded caregivers can significantly reduce that risk. Other potential abusers include family members with problems and dishonest business people who overcharge or deceive seniors.
The study surveyed 1,000 full-time employees and found that 57 million Americans experienced a significant legal issue in the past year but only 60% sought lawyer assistance. Common issues included auto accidents, family matters, and estate planning. Many Americans avoid lawyers due to high costs and lack of trust. However, 90% would seek advice for minor issues if more affordable. Legal service plans could help make legal assistance easy and affordable for Americans.
Planning for Unexpected Finances | Adam Tau Adam Tau
The document discusses planning for unexpected large financial risks such as market volatility, death, injury or illness, legal issues, outliving savings in retirement, and needing long-term care. It recommends diversifying investments, having life insurance to replace lost income from death, disability insurance to replace lost income from injury or illness, liability insurance for legal issues, annuities to guarantee retirement income, and long-term care insurance to cover expensive long-term care costs. Having insurance for these unexpected risks can provide financial protection and peace of mind.
This document provides background information on the context and theoretical framework for analyzing sexuality education policies and curricula. It discusses queer theory and how it challenges heteronormative assumptions. It also outlines the evolution of sexuality education in the US, from its origins to current policies that primarily fund abstinence-only programs, which have been shown to marginalize LGBTQ students. The research aims to examine discourses around sexuality education and their impact on sexually minoritized youth.
El documento presenta el plan anual de trabajo de la Sub-Dirección de Formación General de un colegio para el primer y segundo período del año. Incluye objetivos generales y específicos, un cronograma de actividades por asignatura, y programación de actividades técnico-pedagógicas, de orientación estudiantil, académicas, deportivas y de supervisión educativa. También describe los recursos humanos, materiales y legales necesarios, y establece un presupuesto para su ejecución.
LAUNCH Flagstaff aims to improve Flagstaff's educational ecosystem through establishing a sustainable organizational structure. The document proposes an organic hierarchical structure to facilitate accountability while allowing for growth. It includes leadership, director, support staff, and community action networks focused on early childhood and post-secondary education. The structure is intended to clearly define goals, roles, and information sharing to support LAUNCH Flagstaff's mission.
This document provides an analysis of the US higher education industry and Northern Arizona University's position within it. It identifies the key success factors for the industry as responding to diverse student needs, embracing technology, and maintaining a strong reputation. For NAU specifically, strengths include its tight-knit community in Flagstaff, while weaknesses are its less prestigious reputation compared to other universities. NAU has an opportunity to broaden its appeal through expanding its online course offerings, while its largest threat comes from potential funding cuts by Arizona's government bodies.
Mr. Shankar Mandavkar is seeking a responsible position in a growth-oriented organization. He has over 15 years of experience in production planning, supervision, operations, and safety management in the pharmaceutical industry. His resume lists his work history at Sandoz Pvt Ltd since 2012 as a Technical Associate handling reactors, centrifuges, filters and more. Prior to that, he worked at Plasma Blood Bank and Jupitar Hospital from 2010-2012 as a Blood Bank Technician and at Bharat Serums and Vaccines Ltd from 2004-2010 as a Senior Technician in their injectable sterile plant handling autoclaves, isolators, filtration and more. He has a BSc in Chemistry from the University of
This document provides background information on Grand Canyon National Park and the National Park Service in preparation for a centennial magazine celebrating 100 years of the park. It discusses the history of both the NPS and Grand Canyon NP. Key points covered include Theodore Roosevelt's role in establishing the national park system, the various indigenous tribes that inhabited Grand Canyon over time, and current trends affecting the park like an aging visitor demographic and infrastructure. The document outlines goals for the centennial magazine, which are to engage diverse audiences, highlight the people who shaped the park's history, and inspire involvement in the park's future.
A valve is a component of the piping network. It is a mechanical device, controlling or modifying the flow and pressure within a pipeline that convey liquids and gases. A valve stops, allows, control and modifies flow of a fluid media.
The document contains scripts for a 30-second public service announcement (PSA) about Rotary's efforts to end polio. The PSA uses video clips and an narrator to show that polio was once a global problem but has now been eliminated in over 125 countries due to Rotary's vaccination campaign. However, the fight is not over and donations are still needed to end polio completely. The PSA asks viewers to visit endpolio.org to donate or sign a petition to help "finish the fight" against polio.
Karen Horney was a German psychoanalyst who developed her own theories about neurosis and personality. She identified 10 neurotic needs that she believed all humans have, including the need for affection, a partner, power, social recognition, and perfection. Horney also studied feminine psychology and believed that societies encouraged women to depend on men. She published several works developing her theories and challenging some of Freud's views before becoming a practicing psychiatrist in the United States. Horney made important contributions to psychoanalytic thought as one of the first prominent female theorists in the field.
Ralph Mazenko is a strategic quality leader with over 20 years of experience in quality management, continuous improvement, and regulatory compliance across diverse research organizations. He has a proven track record of instilling customer-focused, quality-first cultures and improving business performance. Mazenko leverages his expertise in Lean Six Sigma to efficiently improve quality management systems. He holds a Master's degree in Pharmacology and is a Lean Six Sigma Master Black Belt and Certified Project Manager.
1. The document outlines the registration process for sellers to sign up with Paytm Mall, including entering credentials to sign up, verifying the account via email, setting up the seller account by providing personal, business, and banking details, and uploading documents like PAN card and cancelled cheque.
2. Sellers can begin adding products to their catalog before their documents are verified, and the catalog will be published within 7-10 days if documents are successfully verified.
3. The process also explains how to manually upload a catalog by filling out a catalog template or to add products in bulk by using a catalog template sheet.
In this module we will discuss:
What are Replacements?
What are the reasons for replacements?
How does replacement work?
How will you benefit from replacements ?
How can you check replacement order on seller panel?
How can you process replacement order on seller panel?
When will you get payout of your replaced order?
How to raise a query for replacements?
Visit America's Got Grants now and discover more about how it can help in receiving grant or funding for Green Business, Federal Business, Business Grants For Minorities, Training Grants For Organizations, Business Grants for Women, Emergency Relief Grants, Grants For Churches, State government grants for housing and more…
1) Sound financial management is a lifelong process that involves cash management, protection strategies, investing fundamentals, tax issues, and retirement planning. Each financial decision builds the foundation for one's future.
2) Budgeting is key to cash management - it involves tracking spending to identify areas for savings that can then be used to build an emergency fund and pay down high-interest debt.
3) Protection strategies like insurance help strengthen one's financial "safety net" against unforeseen life events through products like homeowners, auto, health, disability, and life insurance.
1) Sound financial management is a lifelong process that begins early and involves cash management, investing, protecting against risks, retirement planning, and estate planning.
2) Creating a budget allows you to track spending, identify areas to cut back, and save more for emergencies and goals. Maintaining an emergency fund can prevent debt in difficult times.
3) Carrying credit card debt is costly and can significantly delay achieving savings goals. Prioritizing paying off high-interest debt can save thousands in interest charges.
Free Grants From Government Are Available For A Variety Of PurposesAmericas Got Grants
There are different types of free government grants available, including categorical grants that may require recipients to match a portion of the award. Project grants are tailored for research endeavors, typically spanning a three-year period. These grants are funded from the general federal revenue and are awarded to facilitate various activities aligned with specific objectives.
Small business funding vs. small business grants how to chooseMerchant Advisors
Here is a complete guide to help you decide small business grants vs small business funding and how to choose them for your business. For more information. visit at https://www.onlinecheck.com/blog/business-loans/small-business-loans-vs-business-grants/
http://ekinsurance.com/personal/how-to-buy-long-term-care-insurance/
Statistics indicate that over half of all people over age 50 will require long-term care.
This document discusses the advantages of government funding and describes various categories of grants. It explains that government grants provide funding to individuals, non-profits, businesses and institutions to help achieve financial goals. The document then outlines different types of grants including grants for small businesses, college students, women's education, home repairs, and finding information on other grants.
Business Grants For Women To Help Them Succeed In Cutthroat Markets And Equal...Americas Got Grants
Governments, corporations, and private entities offer business grants for women to level the playing field and provide women entrepreneurs with the necessary support to thrive. Applying for these grants requires considerable time and effort, and they are often highly competitive. The Amber Business Grant for Women offers three $10,000 grants to women-owned businesses each month.
The document discusses credit risk analysis for loan approvals. It outlines the steps in the analysis, which include data understanding, checking for data quality issues, identifying data imbalances, and conducting univariate, bivariate, and correlation analyses. The analyses found that the chances of default decrease with increased applicant age but increase with higher credit amounts. Low income groups had higher default rates than high or medium income groups. Certain applicant attributes like being a state servant, older, higher income, or having a previous approved loan were associated with lower risk of default.
Being informed, proactive, and vigilant is key to navigating the scholarship landscape, avoiding scams, and securing legitimate opportunities for educational advancement, as emphasized in this presentation by the Education 2.0 Conference.
Our mission is to help companies implement voluntary benefit programs to fill gaps in health insurance. There is a need for these benefits as many employees cannot afford unexpected medical costs and deductibles are rising. Voluntary benefits are fully funded by employees but help attract talent. Popular options include accident, critical illness, hospital indemnity and guaranteed issue life and disability insurance. Companies can offer these benefits at no cost by scheduling employee presentations and enrollment meetings.
The document discusses federal and state grant opportunities for expanding existing businesses. It outlines two federal grant programs - the Small Business Innovation Research Program (SBIR) and Small Business Technology Transfer Program (STTR). It also notes that states provide grants to support business expansion and economic growth within the state. Business owners are encouraged to research grant opportunities through their state's Department of Commerce and private institutions. While obtaining grants is competitive, the document advises businesses to persistently search for new opportunities.
This document discusses financial planning considerations for long-term care. It defines long-term care insurance as a policy that pays daily or monthly benefits if long-term care is needed. While Medicare and health insurance cover some home care and hospitalization, they do not cover activities of daily living. The costs of long-term care and long-term care insurance are rising significantly. The document provides estimates of life expectancies and costs of care and insurance policies to help with financial planning for potential long-term care needs.
This document discusses financial planning considerations for long-term care. It defines long-term care insurance as a policy that pays daily or monthly benefits if long-term care is needed. While Medicare and health insurance cover some home care and hospitalization, they do not cover activities of daily living. The costs of long-term care and long-term care insurance are rising significantly. The document provides estimates of life expectancies and costs of care and insurance policies to help with financial planning for potential long-term care needs.
Women Business Grants Are Intended To Give Them Fair Chances To Develop And P...Americas Got Grants
Women business grants are specifically designed to offer equitable opportunities for women entrepreneurs to grow and succeed in the business world. Despite the increasing contribution of women to the US economy, they often encounter unequal challenges in accessing funds for business expansion.
This document provides advice on several financial topics:
1) It recommends that those over 50 contribute the maximum allowable amounts to retirement accounts like IRAs and 401(k)s to take advantage of "catch-up" contribution limits of an extra $1,000 for IRAs and $6,000 for 401(k)s. This extra contribution can significantly increase total savings by retirement.
2) It outlines special catch-up contribution rules for 403(b) and 457(b) plans that allow even higher total annual contribution limits.
3) It shows how maximum catch-up contributions can lead to tens or even hundreds of thousands of dollars more in retirement savings compared to contributing without catch-up
This document provides information about financial planning services offered by World Financial Group (WFG). WFG associates assess clients' unique needs and goals to help them work toward a more secure financial future. WFG offers a broad range of products like life insurance, annuities, investment funds, and retirement accounts from multiple providers. The document discusses challenges to financial security like debt, college costs, retirement and health care savings shortfalls, and inflation. It promotes the benefits of a customized financial needs analysis from WFG to address these challenges through strategies like debt management, emergency savings, asset accumulation, and proper insurance protection.
Ted Hart presenting the 3 Rs of successful grantmaking at the Grants Managers...Ted Hart
The document summarizes key points about regulation, risk, and reputation considerations for international grantmaking. It discusses challenges like varying regulations between countries and lack of IRS-like charity databases. It outlines three ways to support international causes through direct gifts, donor advised funds, or in-country funds. The document also discusses IRS regulations like equivalency determinations and expenditure responsibility that allow international giving. It provides examples of recent laws affecting international philanthropy in countries like India, Mexico, China, and Russia. The best ways to mitigate risk include using a donor advised fund and intermediary organization.
Debt Freedom is an independent marketing company that offers financial services through affiliated companies. It aims to help people eliminate debt, build wealth, and live better lives. It provides a complete financial needs analysis and turns debt into wealth by reducing interest payments and increasing retirement savings. The company has strategic partnerships with respected financial institutions to offer products like insurance, mortgages, and investment funds.
Similar to 3 Grants that you most likely qualify for (20)
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UPRAHUL
This Dissertation explores the particular circumstances of Mirzapur, a region located in the
core of India. Mirzapur, with its varied terrains and abundant biodiversity, offers an optimal
environment for investigating the changes in vegetation cover dynamics. Our study utilizes
advanced technologies such as GIS (Geographic Information Systems) and Remote sensing to
analyze the transformations that have taken place over the course of a decade.
The complex relationship between human activities and the environment has been the focus
of extensive research and worry. As the global community grapples with swift urbanization,
population expansion, and economic progress, the effects on natural ecosystems are becoming
more evident. A crucial element of this impact is the alteration of vegetation cover, which plays a
significant role in maintaining the ecological equilibrium of our planet.Land serves as the foundation for all human activities and provides the necessary materials for
these activities. As the most crucial natural resource, its utilization by humans results in different
'Land uses,' which are determined by both human activities and the physical characteristics of the
land.
The utilization of land is impacted by human needs and environmental factors. In countries
like India, rapid population growth and the emphasis on extensive resource exploitation can lead
to significant land degradation, adversely affecting the region's land cover.
Therefore, human intervention has significantly influenced land use patterns over many
centuries, evolving its structure over time and space. In the present era, these changes have
accelerated due to factors such as agriculture and urbanization. Information regarding land use and
cover is essential for various planning and management tasks related to the Earth's surface,
providing crucial environmental data for scientific, resource management, policy purposes, and
diverse human activities.
Accurate understanding of land use and cover is imperative for the development planning
of any area. Consequently, a wide range of professionals, including earth system scientists, land
and water managers, and urban planners, are interested in obtaining data on land use and cover
changes, conversion trends, and other related patterns. The spatial dimensions of land use and
cover support policymakers and scientists in making well-informed decisions, as alterations in
these patterns indicate shifts in economic and social conditions. Monitoring such changes with the
help of Advanced technologies like Remote Sensing and Geographic Information Systems is
crucial for coordinated efforts across different administrative levels. Advanced technologies like
Remote Sensing and Geographic Information Systems
9
Changes in vegetation cover refer to variations in the distribution, composition, and overall
structure of plant communities across different temporal and spatial scales. These changes can
occur natural.
A Visual Guide to 1 Samuel | A Tale of Two HeartsSteve Thomason
These slides walk through the story of 1 Samuel. Samuel is the last judge of Israel. The people reject God and want a king. Saul is anointed as the first king, but he is not a good king. David, the shepherd boy is anointed and Saul is envious of him. David shows honor while Saul continues to self destruct.
Gender and Mental Health - Counselling and Family Therapy Applications and In...PsychoTech Services
A proprietary approach developed by bringing together the best of learning theories from Psychology, design principles from the world of visualization, and pedagogical methods from over a decade of training experience, that enables you to: Learn better, faster!
This presentation was provided by Racquel Jemison, Ph.D., Christina MacLaughlin, Ph.D., and Paulomi Majumder. Ph.D., all of the American Chemical Society, for the second session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session Two: 'Expanding Pathways to Publishing Careers,' was held June 13, 2024.
Philippine Edukasyong Pantahanan at Pangkabuhayan (EPP) CurriculumMJDuyan
(𝐓𝐋𝐄 𝟏𝟎𝟎) (𝐋𝐞𝐬𝐬𝐨𝐧 𝟏)-𝐏𝐫𝐞𝐥𝐢𝐦𝐬
𝐃𝐢𝐬𝐜𝐮𝐬𝐬 𝐭𝐡𝐞 𝐄𝐏𝐏 𝐂𝐮𝐫𝐫𝐢𝐜𝐮𝐥𝐮𝐦 𝐢𝐧 𝐭𝐡𝐞 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬:
- Understand the goals and objectives of the Edukasyong Pantahanan at Pangkabuhayan (EPP) curriculum, recognizing its importance in fostering practical life skills and values among students. Students will also be able to identify the key components and subjects covered, such as agriculture, home economics, industrial arts, and information and communication technology.
𝐄𝐱𝐩𝐥𝐚𝐢𝐧 𝐭𝐡𝐞 𝐍𝐚𝐭𝐮𝐫𝐞 𝐚𝐧𝐝 𝐒𝐜𝐨𝐩𝐞 𝐨𝐟 𝐚𝐧 𝐄𝐧𝐭𝐫𝐞𝐩𝐫𝐞𝐧𝐞𝐮𝐫:
-Define entrepreneurship, distinguishing it from general business activities by emphasizing its focus on innovation, risk-taking, and value creation. Students will describe the characteristics and traits of successful entrepreneurs, including their roles and responsibilities, and discuss the broader economic and social impacts of entrepreneurial activities on both local and global scales.
Walmart Business+ and Spark Good for Nonprofits.pdfTechSoup
"Learn about all the ways Walmart supports nonprofit organizations.
You will hear from Liz Willett, the Head of Nonprofits, and hear about what Walmart is doing to help nonprofits, including Walmart Business and Spark Good. Walmart Business+ is a new offer for nonprofits that offers discounts and also streamlines nonprofits order and expense tracking, saving time and money.
The webinar may also give some examples on how nonprofits can best leverage Walmart Business+.
The event will cover the following::
Walmart Business + (https://business.walmart.com/plus) is a new shopping experience for nonprofits, schools, and local business customers that connects an exclusive online shopping experience to stores. Benefits include free delivery and shipping, a 'Spend Analytics” feature, special discounts, deals and tax-exempt shopping.
Special TechSoup offer for a free 180 days membership, and up to $150 in discounts on eligible orders.
Spark Good (walmart.com/sparkgood) is a charitable platform that enables nonprofits to receive donations directly from customers and associates.
Answers about how you can do more with Walmart!"
This presentation was provided by Rebecca Benner, Ph.D., of the American Society of Anesthesiologists, for the second session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session Two: 'Expanding Pathways to Publishing Careers,' was held June 13, 2024.
2. Grants areGrants are non-repayablenon-repayable
funds or productsfunds or products
disbursed by one partydisbursed by one party
(grant makers), often a(grant makers), often a
government department,government department,
corporation,corporation,
foundation or trust, to a recipient.foundation or trust, to a recipient.
4. #1 Grants for Women#1 Grants for Women
With all of the advancements in society
aside, inequality between the sexes still
exists.
In the effort of continuing to level the
playing field, grant and assistance
programs geared (and even restricted)
to a female audience have emerged.
Programs focus on
education and scholarships;
starting a business.
assistance and / or benefits to single
mothers in emergency situations for
such things as housing and food
Detailed information is available on grantwatchdog.com
3 Grants you most likely qualify for:3 Grants you most likely qualify for:
5. #2 Small business Grants#2 Small business Grants
Detailed information is available on grantwatchdog.com
3 Grants you most likely qualify for:3 Grants you most likely qualify for:
If your business is likely to qualify for Small
business financing (SBA Loan program),
than you have amazong options:
This programs is less known, but widely
available:
It provides a guarantee to banks and
lenders for the money they lend to small
businesses owners.
This guarantee protects the lenders
interests by promising to pay a portion of
the loan back if the business owner
defaults on the loan.
Applicant must have a high school
diploma, a GED, approved
homeschool recognition, eligible
career pathway alternative
program, or 6 completed
6. #3 Educational Grants#3 Educational Grants
Detailed information is available on grantwatchdog.com
3 Grants you most likely qualify for:3 Grants you most likely qualify for:
Applicant must have a high school
diploma, a GED, approved
homeschool recognition, eligible
career pathway alternative
program, or 6 completed
Low- or moderate- (in some
circumstances) income students with
financial need.
Not incarcerated.
The student must be attending a
participating school.
Only US citizens or eligible noncitizens
can receive grants.
The applicant needs a valid social
security number.
If you are 18-25 and male you must be
registered with Selective Service (see
https://www.sss.gov).
7. Learn how to get your GrantLearn how to get your Grant
Read the always up-to-date tips and tricks onRead the always up-to-date tips and tricks on grantwatchdog.comgrantwatchdog.com
8. Learn how to get your GrantLearn how to get your Grant
Read the always up-to-date tips and tricks onRead the always up-to-date tips and tricks on grantwatchdog.comgrantwatchdog.com