2 Quote Log Health and Wealth Student's Name Institutional Affiliation Date Instructors Name Social Issue: Health & Wealth Topic: Health & Wealth Thesis: The stressors of finance can have adverse effects because they can affect the development of children, create an unsafe psychological state and contribute to poor physical health. Reasons: 1. It has been shown that a family's socioeconomic standing has a substantial bearing on the educational, vocational, and social opportunities that are made accessible to the children of that family. These factors, in turn, influence the children's long-term physical and mental health. 2. Children from families with lower earnings are less likely to be insured or have access to medications and treatments that may assist in managing chronic health conditions. This is particularly true for individuals who reside in households where there is only one parent present. 3. Children who are worse on the socioeconomic ladder are more prone to deal in a destructive way, such as by smoking or drinking excessively when they grow up, which may inflict significant harm to one's health if done to an extreme. Entry #1 Source: Sapolsky, R.M. (2018). The health-wealth gap. Scientific American, 319(5), pp. 62- 67. http://ezproxy.umgc.edu/login?url=https://search.ebscohost.com/login.aspx? direct=true&db=edb&AN=132271091&site=eds-live&scope=site Quote: "One of the consequences of the growing poor is worsening health, and the reasons are not as obvious as you might think. Yes, lower socioeconomic status (SES) means less access to health care and living in more disease-prone neighbourhoods. And, yes, as the SES ladder's lower rungs have become more populated, the number of people with medical problems has climbed. This is not merely an issue of poor health for the poor and some version of better health for everyone else. Starting with Jeff Bezos at the top, every step down the ladder is associated with worse health.” (Sapolsky, 2018, p. 62-67). Paraphrase: The welfare of children will deteriorate as a consequence of people falling into poverty. Children from families with lower socioeconomic positions have a lower chance of accessing medical treatment and tend to reside in locations with a higher incidence of disease (Sapolsky, 2018). Explanation of quote selection and connection: Children who are not perfect and battling to live in a healthy environment are likely to get ill and have difficulty affording medical treatment due to their low socioeconomic position. This is because their living conditions are not ideal. Children who come from families with a low socioeconomic status, which is often the result of financial disparity, are more likely to have physical and mental health issues. Entry #2 Source: Purnell, J. Q. (2015). Financial health is public health. In L. Choi, D. Erickson, K. Griffin, A. Levere, & E. Seidman (Eds.), What it’s Worth: Strengthening the financial futures .

1. 2
Quote Log Health and Wealth
Student's Name
Institutional Affiliation
Date
Instructors Name
Social Issue: Health & Wealth
Topic:
Health & Wealth
Thesis:
The stressors of finance can have adverse effects because they
can affect the development of children, create an unsafe
psychological state and contribute to poor physical health.
Reasons:
1. It has been shown that a family's socioeconomic standing has
a substantial bearing on the educational, vocational, and social
opportunities that are made accessible to the children of that
family. These factors, in turn, influence the children's long-term
physical and mental health.
2. Children from families with lower earnings are less likely to
be insured or have access to medications and treatments that
may assist in managing chronic health conditions. This is
particularly true for individuals who reside in households where
there is only one parent present.
3. Children who are worse on the socioeconomic ladder are
more prone to deal in a destructive way, such as by smoking or

2. drinking excessively when they grow up, which may inflict
significant harm to one's health if done to an extreme.
Entry #1
Source:
Sapolsky, R.M. (2018). The health-wealth gap.
Scientific American, 319(5), pp. 62- 67.
http://ezproxy.umgc.edu/login?url=https://search.ebscohost.com
/login.aspx? direct=true&db=edb&AN=132271091&site=eds-
live&scope=site
Quote:
"One of the consequences of the growing poor is worsening
health, and the reasons are not as obvious as you might think.
Yes, lower socioeconomic status (SES) means less access to
health care and living in more disease-prone neighbourhoods.
And, yes, as the SES ladder's lower rungs have become more
populated, the number of people with medical problems has
climbed. This is not merely an issue of poor health for the poor
and some version of better health for everyone else. Starting
with Jeff Bezos at the top, every step down the ladder is
associated with worse health.” (Sapolsky, 2018, p. 62-67).
Paraphrase:
The welfare of children will deteriorate as a consequence of
people falling into poverty. Children from families with lower
socioeconomic positions have a lower chance of accessing
medical treatment and tend to reside in locations with a higher
incidence of disease (Sapolsky, 2018).
Explanation of quote selection and connection:
Children who are not perfect and battling to live in a healthy
environment are likely to get ill and have difficulty affording
medical treatment due to their low socioeconomic position. This
is because their living conditions are not ideal. Children who
come from families with a low socioeconomic status, which is
often the result of financial disparity, are more likely to have
physical and mental health issues.
Entry #2

3. Source:
Purnell, J. Q. (2015). Financial health is public health. In L.
Choi, D. Erickson, K. Griffin, A. Levere, & E. Seidman (Eds.),
What it’s Worth: Strengthening the financial futures of
families, communities, and the nation (pp. 163-171). Federal
Reserve Bank of San Francisco.
http://www.strongfinancialfuture.org/essays/financial-
health-is-public-health/
Quote:
"It isn't just adults who suffer the consequences of stress when
money is tight. Groundbreaking research reviewed in a 2011
report from the American Academy of Pediatrics finds that
childhood exposure to poverty and stress has immediate and
long-term effects on development, behaviour, and health.2
Scientists have identified differences in the structures and
functioning of the brains of children in poverty, making them
more sensitive to even mildly stressful situations and less likely
to be able to learn new information.3" (Purnell, 2017, para 3).
Paraphrase:
The detrimental impacts of poor health and socioeconomic
disparity might pile up throughout a child's lifetime and then be
passed on to their descendants. Their parents' lack of
opportunities while they were growing up, is to blame for the
challenges that young children face in today's culture, some of
which persist into adulthood. There will be immediate and long-
term ramifications for a child's growth, behavior, and general
well-being if they are exposed to deprivation and stress. These
adverse effects will manifest over time (Purnell, 2017. Para 3).
Explanation of quote selection and connection:
This specific quotation does an outstanding job of highlighting
how the thoughtless decisions made by parents may hurt their
children, and this should be more well-known.
Entry#3
Sources:
Woolf, Steven h, et al.(2015)
How Are Income And Wealth Linked to Health And

4. Longevity? Retrieved from
www.urban.org/sites/default/files/publication/49116/2000178-
How are-Income-and-Wealth-Linked-to-Health-and-
Longevity.pdf
Quote:
"Children in low-income families are approximately four times
as likely to be in poor or fair health as children in families with
incomes at or above 400 per cent of the FPL. Lower-income
children experience higher asthma rates, heart conditions,
hearing problems, digestive disorders, and elevated blood lead
levels." (Woolf, Steven h, et al.,2015, pg.8)
Paraphrase:
It seems that children who come from households with lower
earnings are at a more considerable risk of developing illnesses
than those from families with higher wages. This area
encompasses a wide variety of disorders, some of which include
bronchitis and stomach disorders. (Woolf, Steven h, et al.,2015,
pg.8)
Explanation of quote:
The rationale I choose to use this excerpt as an example of my
thesis is that research shows that children brought up in
households with poor incomes are at a greater risk of
developing various health issues when they age. This is crucial
because our problems shouldn't affect the children we know.
Even if our children become unwell, they ought to have access
to high-quality medical treatment regardless of the amount of
money that we have.
Entry#4
Sources:
Woolf, Steven h, et al. (2015)
How Are Income And Wealth Linked to Health And
Longevity? Retrieved from
www.urban.org/sites/default/files/publication/49116/2000178-
How-are-Income-and-Wealth-Linked-to-Health-and-

5. Longevity.pdf
Quote:
“More affluent people can more easily afford regular and
nutritious meals, which tend to be more expensive and less
convenient than less nutritious, calorie-dense, high-
carbohydrate options and fast foods. People on low incomes
face higher rates of food insecurity.” (Woolf, Steven h, et
al.,2015, pg.5)
Paraphrase:
When it comes to maintaining a healthy diet, people with more
financial means are in a superior position to obtain foods that
are high in nutrients than those with less financial stability or
less self-assurance overall. (Woolf, Steven h, et al.,2015, pg.5)
Explanation of quote:
The problem that we confront in our current time is that
children who come from homes with poor incomes do not have
access to affordable dietary alternatives, such as organic food.
The disadvantaged youngsters have a tough time acquiring
meals that are suitable in terms of nutrition since they live in a
region with limited options. It might be challenging to make
one's meal after a hard day because of the required time and
energy.
5
Summary-Response
Name of Student

6. Instructor
Institution
Course
Date
Summary-Response
In the reading selection, ‘
Wealth secures health,’ Clay (2001) discusses the
relationship between health and wealth from the perspective of
healthcare disparity between the poor and rich. However, this
disparity is not about unequal access to healthcare since it
exists even within the upper class. However, the article shows a
positive relationship between wealth and health by stating that
Americans earning more than $500,000 a year experience fewer
health problems and have longer life expectancies than their
counterparts earning $100,000 a year. Accordingly, the article
shows that as one’s wealth accumulates, health prospects
improve, meaning low-status negative impacts are both
economic and significant health risks. Also, the article links
status and health to show that income, education, and
occupation influence health status. The author reveals that the
lower the socioeconomic status, the greater the health risks.
Furthermore, environmental and behavioural differences
influence the health of people. People with lower

7. socioeconomic status are prone to smoking and unhealthy eating
habits compared to those at the upper end of the socioeconomic
spectrum and who live in healthier environments (Clay, 2001).
In general, this article discusses how social status makes the
population vulnerable to diseases, with a major focus on social
health determinants such as education, employment, and
income.
In response, Clay's (2001) depiction of a positive
correlation between good health and wealth reveals why rich
people with high income and education levels and high
occupation ranks tend to be healthier than those living in
unhealthier environments such as slums. Thus, the article
examines the influence of social health determinants among
people and how the healthcare disparity builds up. From a broad
perspective, it is evident that access to quality care is preserved
for more privileged individuals in society. Less privileged
cannot access high-quality care and always have unhealthy
lifestyles, including poor dietary habits.
Accordingly, the article reflects the significance of wealth
as a critical determinant of health. Therefore, wealthier people
can afford healthy diets, clean drinking water, suitable housing,
healthier environments, and frequent medical checkups. These
benefits of wealth do not exist among people in the lower
socioeconomic spectrum, hence becoming vulnerable to
infections, primarily chronic diseases, and unable to pay for
quality care services. As a result, life expectancy will be low
among low-income populations compared to high-income
groups. According to Officer et al. (2020), low-income adult
Americans are almost five times as likely to report being in fair
or poor health compared to their counterparts with family
incomes above 400 percent of the federal poverty level. The
general implication is that the government can mitigate the
health disparity between the poor and rich by availing wealth-
generation opportunities such as employment creation.
In the reading selection, ‘
Financial health is public health,’ Purnell (2015)

8. discusses how public health heavily depends on financial health.
The author states that financial-related psychological disorders
such as stress or depression contribute to deteriorating public
health. For instance, the article reveals that a lack of adequate
money to cater to basic needs such as electricity can lead to
high blood pressure. People struggling to become financially
stable experience unhealthy lifestyles, and most skip medical
visits due to a lack of financial resources. Likewise, lower-
income populations struggle with financial stress; thus cope
with the situation by engaging in unhealthy behavioural
practices such as smoking, binge eating, drinking alcohol, and
increased screen time. These practices make individual
vulnerable to chronic conditions such as diabetes and heart
disease.
Accordingly, the article childhood exposure to extreme
poverty and financial stress has long-term impacts on health,
development, and behaviour. Children from families struggling
with financial stress tend to be more sensitive to stressful
circumstances, less likely to learn new information, and remain
at high risk for negative health outcomes. Despite America
being the wealthiest nation worldwide, its health lags that of
other wealthy countries. This challenge implies that uninsured
Americans still struggle with financial stress since they cannot
afford or access quality care. As a result, they engage in health-
risk behaviours such as drug abuse or violence. Therefore, there
is a positive correlation between financial health and physical
and mental health.
In response to the article, Purnell’s (2015) discussion
precisely captures the concept of financial stress within public
health. The dynamic correlation of one's financial and economic
resources as applied to physical, mental, and social well-being
is evidenced by how a person's financial health can influence
physical and mental health. Financial stress puts one health at
risk. Purnell's (2015) article shows that the idea is not about
making money to attain good health. It is working toward

9. financial wellness so that one gains control over daily finances
and can make healthy choices that assist a person enjoy life.
This financial control and freedom imply that an individual
cannot strain while meeting financial needs, hence immune
against financial-related physical and mental stresses.
Additionally, financial stress is toxic to one's mental health.
Research by Carrera et al. (2018) supports Purnell's (2015)
findings by showing that people experiencing significant
financial stressors such as falling behind on bills, inability to
afford necessities, or facing a worsening financial situation
have higher levels of psychological distress and lower levels of
psychological well-being.
References
Carrera, P. M., Kantarjian, H. M., & Blinder, V. S. (2018). The
financial burden and distress of patients with cancer:
understanding and stepping‐up action on the financial toxicity
of cancer treatment.
CA: a cancer journal for clinicians, 68(2), 153-165.
Clay, R. A. (2001, October). Wealth secures health.
Monitor on Psychology, 32(9), p.78.
http://www.apa.org/monitor/oct01/wealthhealth.aspx
Officer, A., Thiyagarajan, J. A., Schneiders, M. L., Nash, P., &
De La Fuente-Nunez, V. (2020). Ageism, healthy life
expectancy and population ageing: how are they related?.
International journal of environmental research and
public health, 17(9), 3159.
Purnell, J. Q. (2015). Financial health is public health. In L.
Choi, D. Erickson, K. Griffin, A. Levere, & E.Seidman (Eds.),
What It’s Worth: Strengthening the Financial Futures of
Families, Communities, and the Nation (pp. 163-171). Federal
Reserve Bank of San Francisco.
http://www.strongfinancialfuture.org/essays/financial-

10. health-is-public-health/
Case Study Project, First Draft
Top of Form
Hide Assignment Information
Instructions
Case Study Project--First Draft
Overview
For this final project you will continue with the social issue that
you selected (
language and power; freedom and security;
health and wealth) and you will write an essay where you
discuss your perspective. You will use the ideas and
information from the summary-response and the quote log to
write your case study.
Grading
This assignment is worth 240 points (24%) of your final course
grade.
Earning the maximum possible score on this assignment will
require students to:
Step 1: complete all assigned components, use and cite
five sources, and answer reflection
questions (earning up to 100% of the possible points)
Please note that there is no "step 2" (revise and resubmit option)
for this assignment. Completion of the "initial submission"
using and citing
five sources will earn you up to 100% of the
possible points. The

11. Case Study Project, Revised Draft is to be
submitted and graded as a separate assignment.
To see required components and associated points in the
assignment rubric, please view this assignment through the
Assignments area of the classroom and scroll to the bottom.
Connection to other Course Assignments
· The Case Study Project is the culminating assignment, where
you will tie together all of the information and ideas from the
course.
· All of the reading, writing, thinking, and discussing that you
have done over the past several weeks have led up to this
assignment.
Step 1: Submission (
earn up to 100% of the possible points for
the assignment)
Your submission should include all of the following
components:
Content
· Describe a “real life” instance of your selected social issue in
a professional or a personal setting.
· Discuss your perspective on your selected social issue,
including the reasons for your viewpoint.
· Discuss how your core values inform or influence your
perspective on your selected social issue.
· Demonstrate that you are really thinking about your issue—
don’t settle for easy answers, don’t pretend that conflicting
evidence doesn’t exist, and don’t feel that you have to take an
either-or position.
· Discuss the complexities of your selected social issue. For
example, do not just conclude that using academic language is
always good, or that government surveillance is always bad, or
that wealth automatically leads to health. Think about the
intricacies of these issues and how they play out in everyday

12. life.
Organization
· Include an
introductory paragraph, where you clearly
outline a “real-life” instance of your social issue and you give a
thesis statement that indicates your perspective (
see Part 2: Writing Your Introduction for an
example).
· Include
3-5 body paragraphs where you include
details, examples, and quotes from at least three of the course
readings and two additional readings to help you develop and
support your key points (
see Part 3: Writing Your Body Paragraphs
for an example).
· Include
one body paragraph where you discuss how
your core values inform or influence your perspective on your
selected social issue (
see Part 3: Writing Your Body Paragraphs
for an example).
· End your essay with a
concluding paragraph where you restate your
thesis, summarize your key points, and leave the reader with the
"so what?"
( see Part 4: Writing Your Conclusion for an
example).
Language Choices
· As a writer, you are free to decide how you use language,
keeping the following in mind:
·
style: your language choices should result in
a consistent writing style that is purposeful and aligned with

13. your goals
·
readability: your language choices should
ensure that your ideas are clear and easy to follow
· When composing your paper, think about the conventions for
academic writing, including:
·
punctuation: this includes things such as
recommended use of commas, colons, and apostrophes.
·
word-level accuracy: this includes things
such as capitalization, spelling, word-tense, and usage.
·
sentence-level accuracy: this includes things
such as sentence boundaries, subject-verb agreement, and
pronoun-antecedent agreement.
· Take time to review your language choices after you’ve
written your essay. Think about your goals for the style of this
essay and your own writing habits (like using “text-speak,”
omitting capitalization, or writing sentence fragments). Revise
as necessary to accomplish your style and readability goals.
· Reading your paper aloud is helpful technique when reviewing
your language choices for style and readability.
Sources and Documentation
To earn the maximum possible points on this assignment, use
and cite at least
five sources:
· Use and cite
three of the assigned course readings on your
selected issue (

14. language and power; freedom and security;
health and wealth). Sources from the assigned readings do not
require a reference list for this assignment.
· Use and cite two more sources (course readings or otherwise).
Sources that are not from the assigned readings must be listed at
the end of the paper on a reference page. List author, year of
publication, title, and URL. Full APA format is not required for
the reference page.
· In-text citations for all sources should be in APA style.
These examples show options for citing a paraphrase:
This is a paraphrased sentence (Author, year).
Author (year) explains that ....
These examples show options for citing a quote:
A recent study showed that "this is the quoted passage" (Author,
year, p./para. number).
Author (year) explains, "this is the quoted passage" (p./para.
number).
Note that it is possible to earn a B (up to 85%) on this
assignment by using only three sources from the course readings
and no reference page. To earn an A (up to 100%) will require
an additional two sources and reference page, if needed.
Format and Length
· At the top of the page, include your name, the assignment
name, and a title that reflects your specific essay focus. (See
example below.)
· Your paper should be typed, double-spaced and in 12-point
font.
· Your final product should be a minimum of six paragraphs
(about 900-1100 words) in length. However, the quality of the
content of this essay is most important. Be sure to fully answer
the prompt.
Sample Header and Title for Assignment Submissions
Kim Lee (
student’s name)
Case Study Project, first draft (

15. assignment name)
Education Doesn't Mean Empowerment (
title)
Reflection Questions
The reflection questions are to be answered separately. (They
are not part of the essay.) Post these in the "comments" box
when submitting your assignment. You can number your
answers or write the in paragraph form. Be sure to address all
four questions.
1.
1. Aside from simply meeting the requirements, what were your
personal goals for this assignment?
2. When reviewing your language choices, what choices did you
make to approach your goals for staying within or moving
beyond conventions for academic writing?
3. What parts of your work on this assignment are you most
proud of?
4. What challenged you in this assignment and/or where do you
need additional support from your instructor?
Bottom of Form