2015 Infographic 0115[3]
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Lake Michigan Credit Union had $2.7 billion in assets in 2015. It has received high ratings for financial stability and strength. The credit union has over 305,000 members and offers banking, mortgages, investments, lending and insurance services through 36 branches, 100 ATMs, and online and mobile banking. It is the number one mortgage lender in Michigan.
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The banking chessboard 20130807
This document provides an analysis of the global banking industry in July 2013. It summarizes market capitalization, assets managed, and average leverage ratios. It then provides ratings and analyses of the top 10 acquirer banks, performer banks, management change banks, acquisition target banks, and distressed banks. It also lists banks on a watch list that could become distressed. The ratings are based on a new methodology introduced in July 2013 that focuses more on leverage ratios. Many banks' ratings changed under the new methodology.
Dollar General in Hudgins, VA
Boeve Investment Services of Marcus & Millichap is pleased to present for sale a Dollar General in Hudgins, VA.
Langley Saves
Langley Saves is a savings program launched by Langley Federal Credit Union in 2006 that provides financial education and incentives for saving. It originally offered free savings accounts with benefits like financial counseling. In 2008, it changed to an "upside down" savings account structure where interest rates increase with higher balance tiers. Since this change over 850 accounts have been opened totaling over $2.5 million in savings, showing the program is successfully encouraging members to save.
Pyatt Broadmark Real Estate Fund I Presentation Oct 2015
This document provides an overview of the Pyatt Broadmark Real Estate Lending Fund I (PBRELF I). PBRELF I invests in short-term, first lien loans secured by real estate projects in the Pacific Northwest. The goal is to provide high-yield returns while minimizing risk. PBRELF I has $136.4 million in assets under management. It offers diversification, consistent performance, and monthly distributions to investors.
Rawls Finance Students Competed in National CSBS Case Study Competition
Four senior finance students – Chris Hresko, Jesse Kizewski, Eric Lamm and Sam Moore – represented the Rawls College and the Texas Tech School of Banking in the 2016 Community Bank Case Study Competition, hosted by the Conference of State Bank Supervisors (CSBS).
Check out their video:
https://www.youtube.com/watch?v=_Rj9s5Q-V10&index=4&list=PLKauCQgzK_ZRsnrokoXVTxuLT_Mv9Wccu
Become a VP of Mortgage Lending at Guaranteed Rate
Take a closer look at the #1 Mortgage platform in the nation. Are you ready to take your mortgage origination career to a whole other realm as a VP of Mortgage Lending?
Watchdogging
This document discusses issues surrounding government borrowing through municipal bonds. It begins by explaining how governments borrow through municipal bonds to fund essential infrastructure projects. However, it notes that borrowing can also get governments into trouble if not done carefully. The document then examines specific problems with certain types of municipal bonds such as capital appreciation bonds, pension obligation bonds, moral obligation bonds, and bonds with guarantees. It warns that these bonds can burden taxpayers and even cause bankruptcy. The document concludes by providing resources for obtaining municipal bond data and documents.
Huntington Presentation
P.W. Huntington formed Huntington National Bank in 1866 which has since grown to be Huntington Bancshares Inc. operating in 6 states. The document analyzes Huntington's financial performance and competition comparing it to Comerica and Fifth Third Bank. While Huntington has a rich history and focuses on customers, its profit growth declined in 2013, it only operates in 6 states, and faces threats from larger banks and regulations. The recommendation is for Huntington to continue focusing on customers, acquire other small banks, expand its geographic reach, and improve 2014 profit growth.
MMA Presentation
The document describes the Money Merge Account program, which uses mathematical principles to help people pay off debts faster and save on interest. It works by strategically moving money between accounts to take advantage of interest accumulation, float, and cancellation. Experts endorse the program for its ability to save tens of thousands in interest and help people become debt free and accumulate wealth years earlier than traditional repayment plans.
Investor Presentation 3rd Quarter 2015
This document provides an overview of First Financial Bankshares, Inc. for the third quarter of 2015. It discusses the company's size and geographic footprint, recent acquisitions including a bank in Conroe, Texas and a mortgage company, growth opportunities in Texas markets, executive leadership, and experienced regional CEOs and presidents. The summary highlights the company's $6.5 billion size, 13-region structure across growing Texas markets, recent acquisitions expanding its presence, and experienced leadership team.
Farmers Insurance New Agent Powerpoint
This document summarizes Farmers Insurance Group as a business opportunity for agents in Ohio. It describes Farmers as the 3rd largest property and casualty insurer in America, with a small market share and opportunity for growth in Ohio. The compensation plan offers subsidies, commissions, and bonuses to help agents start their own independent insurance business through Farmers.
First Financial Bankshares Presentation 3rd qtr 2013
The document provides an overview of First Financial Bankshares' financial performance for the third quarter of 2013. It summarizes that total assets reached $5.1 billion, deposits grew to $4 billion, and loans increased to $2.6 billion. The bank has experienced strong growth through acquisitions and expansion into new markets in Texas, which has a fast growing population and business environment. Senior management has decades of banking experience, and the regional president model has been successful in each market.
Credit 101 | What anyone in the real estate / investment arena needs to know ...
The document discusses credit scores and their importance for obtaining mortgages. It explains that credit scores range from 300 to 900, with the average Canadian having a score of 700. Scores of 680-800 typically qualify for the best mortgage rates. It also outlines the factors that are considered in calculating credit scores, such as payment history, current debts, age of accounts, types of credit used, and credit inquiries. The document provides tips for improving credit scores, such as making on-time payments, paying down credit card balances, and limiting credit applications. It emphasizes verifying and correcting any errors on credit reports.
prABANASDAQCBIndex61015
CB Financial Services, Inc. announced that it has been added to the ABA NASDAQ Community Bank Index, making it one of only eight banks added and the only one from Pennsylvania. The index tracks approximately 367 community banks with over $199 billion in combined market capitalization. CB Financial sees inclusion in the prestigious index as bringing visibility and recognition on Wall Street and among investors and analysts. It is the holding company of Community Bank, established in 1901, which serves markets in five southwestern Pennsylvania counties and has assets of $851.5 million.
enterprise_news_15
Enterprise Bank launched new bookkeeping and marketing consulting services through its subsidiary Enterprise Business Consultants. The bookkeeping services are headed by Brad Ryniawec and focus on accounts payable, receivable and general ledger tasks. Additionally, the bank hired several new employees including Linda Augustyniak as an administrative assistant. One of the bank's clients, James Construction owned by Sandra Stevenson, received an award from the Minority Business Opportunity Committee for Woman-Owned Business of the Year.
Session 2
The document is from a wealth education series that aims to help participants develop credit and debt management strategies, understand banking more strategically, and learn how to use financial ratios. It covers topics like net worth, budgeting, banking terms and fees, credit scores, important financial ratios for home buying, and encourages participants to think about personal finance.
ArkBanker-August2016
The document summarizes the Arkansas Bankers Association's annual Washington D.C. visit scheduled for September 20-22, 2016. It provides details on meetings with regulators like the CFPB, FHFA, and OCC as well as meetings with Arkansas's congressional delegation. The visit gives bankers an opportunity to discuss pending legislation, regulations, and policies face-to-face with policymakers. Emerging leaders in the ABA will receive a $500 stipend to encourage their participation. Registration is complimentary and includes briefings and visits. Bankers are encouraged to attend and share stories from Arkansas banks and customers.
CEO of the Year!
Todd Salmans, President and CEO of PrimeLending, was named CEO of the Year by Mortgage Executive Magazine based on the company's production, growth rate, reputation, and integrity. Salmans accepted the award on behalf of PrimeLending employees and said the recognition reflects their commitment to the industry, customers, and each other. Additionally, PrimeLending received the top honor from Mortgage Executive Magazine as the number one mortgage company in America for 2011 based on loan volume and number of loans closed.
Similar to 2015 Infographic 0115[3] (20)
Pyatt Broadmark Real Estate Fund I Presentation Oct 2015
Pyatt Broadmark Real Estate Fund I Presentation Oct 2015
Rawls Finance Students Competed in National CSBS Case Study Competition
Rawls Finance Students Competed in National CSBS Case Study Competition
Become a VP of Mortgage Lending at Guaranteed Rate
Become a VP of Mortgage Lending at Guaranteed Rate
First Financial Bankshares Presentation 3rd qtr 2013
First Financial Bankshares Presentation 3rd qtr 2013
Credit 101 | What anyone in the real estate / investment arena needs to know ...
Credit 101 | What anyone in the real estate / investment arena needs to know ...
2015 Infographic 0115[3]
- 1. $2.7B LAKE MICHIGAN CU COMPANY HIGHLIGHTS 2015 *APY= Annual Percentage Yield. Some requirements apply. † Kiplinger’s Magazine, "10 Best Ways to Earn More Interest on Your Savings". Kiplinger is a registered trademark of The Kiplinger Washington Editors, Inc. © 2013. 5-star rating for financial stability from Bauer Financial rating for excellent financial strength from Weiss Ratings BANKING LMCU ANYWHERE COMMERCIAL BANKING M O RTG AG E PREMIER BANKING INVESTMENTS CONSUMER LENDING We’re the #1 purchase mortgage lender in the state of Michigan A+ 1933 3% $3.6B ASSETS LOANS DEPOSITS NO. 1in total assets growth in the nation $6.7B MORTGAGES Founded by Lloyd F. Hutt as Grand Rapids Teacher’s Credit Union People in Kent, Ottawa & Kalamazoo counties has an account with us 1:6 Our 3% APY* Max Checking named one of the best checking accounts in the nation by Kiplinger’s magazine† . 36BRANCHES 100ATMS 877EMPLOYEES 305K MEMBERS Our service divisions NO. 2in the nation in return to member INSURANCE $2.5B